MoneyMe is a digital-first financial technology company revolutionizing the way Australians access and manage credit. Established in 2013 and headquartered in Sydney, MoneyMe offers a suite of innovative financial products designed for the modern consumer, including personal loans, credit cards, car loans, and debt consolidation services. By leveraging advanced artificial intelligence and proprietary technology, MoneyMe delivers fast, seamless, and responsible lending solutions tailored to meet the evolving needs of its customers. Key Features and Functionality: - Personal Loans: Borrow up to $50,000 with competitive interest rates starting from 5.99% p.a. (comparison rate from 6.70% p.a., with funds potentially available in as little as 60 minutes. - Freestyle Credit Card: A virtual credit card offering up to $20,000 in credit, suitable for everyday purchases and accessible via a user-friendly mobile app. - Autopay Car Loans: Secured car loans up to $150,000, enabling same-day approvals and settlements through dealers and brokers. - Debt Consolidation: Simplify multiple debts into a single, manageable repayment plan, potentially reducing overall interest costs. - Credit Score Monitoring: Access free credit score checks via the MoneyMe app, empowering users to monitor and improve their financial health. Primary Value and Solutions: MoneyMe addresses the demand for quick, flexible, and transparent financial solutions in a digital era. By offering rapid loan approvals, competitive rates, and a seamless online experience, MoneyMe empowers individuals to achieve their financial goals without the traditional complexities associated with borrowing. Whether it's funding a major purchase, consolidating debt, or managing everyday expenses, MoneyMe provides the tools and support necessary for users to take control of their financial future. Comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.