--- title: Melio Reviews meta_title: 'Melio Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 248 reviews by the users' company size, role or industry to find out how Melio works for a business like yours. aggregate_rating: rating_value: 4.4 review_count: 248 scale: '5' date_modified: '2026-07-26' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Melio Reviews **Vendor:** Melio **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.4/5.0 **Total Reviews:** 248 ## About Melio Melio is an Accounts Payable/Accounts Receivable platform, designed to streamline B2B payments for businesses of any size. Easily manage vendor payments, invoices, and cash flow with flexible payment methods like bank transfers or cards, and maintain control through scheduled payments. Melio syncs with QB and Xero, keeping records up to date. It also optimizes financial operations by automating approvals, scheduling, and reconciliation, reducing administrative tasks so you can focus on growing your business. Try all of Melio's features free for 30 days before you choose a plan. ## Melio Pros & Cons **What users like:** - Users appreciate the **ease of use** of Melio, enjoying quick ACH payments and streamlined bill payment processes. (89 reviews) - Users appreciate the **easy payments** feature of Melio, enjoying quick ACH transactions and seamless QuickBooks integration. (72 reviews) - Users appreciate the **easy integrations** of Melio, simplifying payments and enhancing the user experience significantly. (34 reviews) - Users commend Melio for its **easy setup** and seamless integration with QuickBooks, streamlining the payment process effortlessly. (33 reviews) - Users find Melio to be **simple and fast** , enhancing their payment process and improving cash-flow control. (33 reviews) - Users value Melio for its **time-saving payment process** , enhancing efficiency and cash-flow control in vendor payments. (28 reviews) - Users value the **customizable approval workflows** and fast payment options that enhance their payment processing experience. (26 reviews) - Users appreciate the **flexibility of payment options** with Melio, enjoying easy and secure transactions for various needs. (25 reviews) - Intuitive (22 reviews) - Users enjoy the **efficiency** of Melio, simplifying vendor payments and enhancing cash flow management. (21 reviews) **What users dislike:** - Users experience frustrating **delays in payment processing** , leading to inconvenience and potential issues with vendor transactions. (31 reviews) - Users express concerns over **poor customer support** , highlighting unresponsive communication and unresolved payment issues with Melio. (21 reviews) - Users report **payment issues** with Melio, highlighting failures in processing and lack of effective communication for resolutions. (16 reviews) - Users experience **payment delays** with Melio, causing frustration and uncertainty regarding the status of their funds. (13 reviews) - Users criticize the **high fees** associated with Melio, especially for credit card processing and advanced features. (12 reviews) - Invoicing Problems (12 reviews) - Poor Reporting (10 reviews) - Users find Melio's **missing features** limiting, especially in accounting tools and customer support responsiveness. (9 reviews) - Limited Features (8 reviews) - Long Waiting Time (8 reviews) ## Melio Reviews ### 1. Melio has been so very helpful! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Entertainment | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** I love how easy it is to send money direct deposit. And there are no fees! It's absolutely incredible, and very easy to use, and I really love Melio. And that's the truth. **What do you dislike about Melio?** I don't find any donwnsides. It's really simple to use, and it's really user friendly. **What problems is Melio solving and how is that benefiting you?** Melio has solved the problem of finding a great way to transfer money without fees. ### 2. The Best Way Possible for Paying My Sub-contractors **Rating:** 5.0/5.0 stars **Reviewed by:** Eric O. | President and Ownger, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** It's easy to use, easy to navigate, and the fact that I can use it for free if I have a business bank account is huge, also. **What do you dislike about Melio?** They did have a problem interacting with QuickBooks Online a year ago, but it appears to be fixed now. **What problems is Melio solving and how is that benefiting you?** Paying my virtual staff needs a virtual solution, and this is nicely taken care of with Melio. ### 3. Easy to use and great for small businesses **Rating:** 4.5/5.0 stars **Reviewed by:** Kelsey F. | Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** The ease of accessing multiple clients at once **What do you dislike about Melio?** Nothing!! It truly is an easy system to use! **Recommendations to others considering Melio:** Use it!! **What problems is Melio solving and how is that benefiting you?** Ease of payments to vendors! ### 4. Easy Way to Pay Vendors and Account for Payments **Rating:** 4.5/5.0 stars **Reviewed by:** Sabrina S. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 21, 2022 **What do you like best about Melio?** I love that I can schedule bill payments directly in QuickBooks online and you can see exactly who you paid and how much in the QuickBooks feed. **What do you dislike about Melio?** I have had some trouble with international payments which was a bit frustrating but ultimately was resolved. **What problems is Melio solving and how is that benefiting you?** Previously, one of my clients would pay bills through their bank and that meant some of the vendor payments were lumped together and not easy to see who was paid and how much. Now with Melio, this is extremely clear and bookkeeping is easier. ### 5. Melio is a great tool for basic AP workflows and direct payments **Rating:** 4.0/5.0 stars **Reviewed by:** Dan L. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** the integration with QBO is simple to use and makes paying bills from QBO a breeze. It's simple and easy to use in a product and removes a lot of the redundancy that comes with having more than one software to use. **What do you dislike about Melio?** There are no clean approval workflows that truly separate people's ability to process payments. It is easy to use in and out of QBO, and can cause the wrong person control over the out flow of cash. **What problems is Melio solving and how is that benefiting you?** It is solving simple AP workflows and allowing clients to use credit cards easily in their bill pay ### 6. BEST PAYMENT PLATFORM FOR SMALL ORGIZATIONS **Rating:** 5.0/5.0 stars **Reviewed by:** Zac G. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** Melio offers incredibly easy handling of processing payments , so much so that it has integrated tracking of invoices and a super easy and intuitive interface allowing clients to easily pay balances **What do you dislike about Melio?** The only thing I dislike is the lack of support for European countries, I do a lot of businesses internationally and sometimes its difficult having to juggle processors **What problems is Melio solving and how is that benefiting you?** I was able to hand off credit card fees to my clients over having to constantly pay a 2.9% service charge and having to deal with potential chargebacks on paypal and other platforms. ### 7. The best option out there for this type of solution **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Melio is easy to use, functional, quick to work out the kinks & free **What do you dislike about Melio?** As a new solution, there can be some quirks as the connection with QBO is established but most of those get fixed quickly **What problems is Melio solving and how is that benefiting you?** Getting the bills paid & free in the process - that in and of itself is huge ### 8. It's a great tool for processing a lot of payables. **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Simple interface, to automate payables with no transaction fees. **What do you dislike about Melio?** Works well for transactions within the United States but I've had problems processing payments to Canadian Contractors. **Recommendations to others considering Melio:** I recommend banking with a financial institution with an integrated Melio interface. I have had payments fail that were international wires. **What problems is Melio solving and how is that benefiting you?** Payables with no transaction fees. ### 9. its really easy to use and the option to expedite is awesome **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Scheduling payment and secure money payment **What do you dislike about Melio?** Time line for sending payment and the cut of timing. **Recommendations to others considering Melio:** it's secure and easy, and also gives option to the end-user to pick how to get the payment **What problems is Melio solving and how is that benefiting you?** Not needing to use check and running/ postage for the payment ### 10. Easy & Free Bill Pay **Rating:** 5.0/5.0 stars **Reviewed by:** Joe B. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** Melio is straightforward and streamlined, it takes a ton of time out of our bill pay. **What do you dislike about Melio?** We use quickbooks for accounting, it's easier to enter bills independently and then match payments back. The sync just seems to add a lot of extra steps (mostly on the quickbooks side.) **What problems is Melio solving and how is that benefiting you?** Melio has helped us save a lot of time. And since it reaches out to producers directly so they can decide how they get paid (check or ACH), everyone seems to be happy. ### 11. Melio is very easy to use and has no fees! **Rating:** 4.5/5.0 stars **Reviewed by:** Deena M. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Melio links with QuickBooks Online very easily and shows scheduled payments. It is very user friendly. **What do you dislike about Melio?** I can't think of any! I have had no problems! **Recommendations to others considering Melio:** Simple to setup and to use for bill pay! Automatically syncs with QB! **What problems is Melio solving and how is that benefiting you?** Free bill pay! ### 12. A simple way to pay vendors **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Facilities Services | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** I find the easy payment to vendors as the best feature. **What do you dislike about Melio?** The reporting is limited. Without an Accounting software, it would be difficult to get information in a usable format for 1099 reporting. **What problems is Melio solving and how is that benefiting you?** Melio is helping us pay 1099s with little cost. ### 13. Great asset to our tech stack! **Rating:** 4.0/5.0 stars **Reviewed by:** Andrea H. | Senior Accounting Services Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** User friendly and simple! Our clients find it easy to navigate! **What do you dislike about Melio?** Money is pulled from bank account before vendor cashes check or receives ACH. **Recommendations to others considering Melio:** Jump in! **What problems is Melio solving and how is that benefiting you?** Dual approval was something that was needed and it has now been implemented! ### 14. I tell all my customers about Melio! **Rating:** 5.0/5.0 stars **Reviewed by:** Angela M. | Founder & CEO, Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** February 06, 2022 **What do you like best about Melio?** It's free to make payments! Plus it syncs with the bills in QuickBooks Online. **What do you dislike about Melio?** As my business is in Canada I can't actually use it yet :) But I have used it for a non-profit where I was on the board as the Treasurer. **Recommendations to others considering Melio:** Now syncs with QuickBooks Desktop 2022 - but you can still use it with earlier versions - and you should! **What problems is Melio solving and how is that benefiting you?** Reducing banking fees for paying vendors, and paying them faster. ### 15. User Friendly with Free ACH **Rating:** 5.0/5.0 stars **Reviewed by:** Omer M. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** The staff is amazing, customer service is prompt, and the dashboard is very easy to use. **What do you dislike about Melio?** No API for automated ACH payments, otherwise everything else is great. **What problems is Melio solving and how is that benefiting you?** I can ACH payments to my vendors without incurring any fees. ### 16. Melio is a good service **Rating:** 4.0/5.0 stars **Reviewed by:** Omar H. | Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Paying without a charge - ability to send money to other businesses **What do you dislike about Melio?** The service discriminated against businesses that sell CBD though distributors they represent are able to use their services even **What problems is Melio solving and how is that benefiting you?** Being able to pay distributors without fees ### 17. Solid platform **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Small-Business (50 or fewer emp.) **Reviewed Date:** July 10, 2022 **What do you like best about Melio?** Easy to use. The user interface is simple and effective. **What do you dislike about Melio?** The time it takes for payment to be delivered. **Recommendations to others considering Melio:** It is a great tool to send payments. **What problems is Melio solving and how is that benefiting you?** Helping us keep transactions separate among multiple entities. ### 18. Great service to my clients **Rating:** 5.0/5.0 stars **Reviewed by:** Cheryl T. | Owner of an accounting firm, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** I like the memo showing on the bank feed in QuickBooks Online. It is much easier for me to classify transactions without bothering the client. **What do you dislike about Melio?** I have had some trouble connecting small banks to Melio. That has only been a problem when there is a time crunch. **What problems is Melio solving and how is that benefiting you?** It allows me to bother my client less for help with classifications. My wish list would include being able to classify under more than one QBO category please! ### 19. Best Tool To Pay Vendors & Contractors **Rating:** 5.0/5.0 stars **Reviewed by:** Rohit A. | Founder & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** Melio is one of the best tools to pay for vendors and contractors with no additional cost to start. It's free to use and has the free forever plan to use and gain experience. **What do you dislike about Melio?** It's kind of like a complete tool. We have not felt so far any lack into the system as we have been recommending Melio to our clients for their business use to ease. **Recommendations to others considering Melio:** It's the best tool to go with to pay vendors and contractors around your business. **What problems is Melio solving and how is that benefiting you?** Melio helped our clients and us pay their vendors, contractors, and working professionals, receive payments, raise invoices, and so on. It's one of the best tools we are recommending now. ### 20. "Right Sized" for small business **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Defense & Space | Small-Business (50 or fewer emp.) **Reviewed Date:** July 06, 2022 **What do you like best about Melio?** Free and dependable service. I use this monthly and have had no issues. **What do you dislike about Melio?** Nothing yet. I have not found anything at all to dislike. **What problems is Melio solving and how is that benefiting you?** Allows me to move money seamlessly and dependably to consultants. ### 21. Efficient and Easy Way To Pay Contractors **Rating:** 4.0/5.0 stars **Reviewed by:** Jason E. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** Invoices can be easily imported or manually entered. Very user-friendly. The ability to pay all invoices at once or schedule them is a great option! **What do you dislike about Melio?** I would the ability to just have one withdraw for a batch payment to come out of my bank account instead of individual amounts. **What problems is Melio solving and how is that benefiting you?** Melio allows me to easily pay my contractors via direct deposit instead of writing checks and mailing them. Saves me time and money. ### 22. Inexpensive Way To Get Paid From Your Customers **Rating:** 4.5/5.0 stars **Reviewed by:** Cheryl V. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** There are no fees to get paid. I like that it is also free for my customers if they choose the ACH method & it is inexpensive for CC payments. **What do you dislike about Melio?** Sometimes the invoice due dates I have in Quickbooks don't match the due dates imported into Melio. **What problems is Melio solving and how is that benefiting you?** I'm saving money by giving my customers a free or inexpensive way to pay me online. My customers also like the bill pay feature. ### 23. This system is quick and easy to use. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** We like the ease and functionality of Melio for paying our instructors. **What do you dislike about Melio?** At this point I don't have any dislikes to share. **What problems is Melio solving and how is that benefiting you?** Making it easy to pay and track payment to our team. ### 24. So much more user-friendly than the alternatives **Rating:** 5.0/5.0 stars **Reviewed by:** Tim T. | Executive Operations Pastor, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** The user experience and simplicity are best **What do you dislike about Melio?** I don't see many options for Migrating from another platform **What problems is Melio solving and how is that benefiting you?** Rather than printing or writing checks in house, melio saves us so much time ### 25. Free platform, intuitive interface, responsive support team. Win win win1 **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Real Estate | Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** The response time and personal touch that comes with the client support team. **What do you dislike about Melio?** My first transaction exceeded a threshold for a first-time transaction with Melio, and it required additional verification & processing time. At the time, I didn't notice any publically available guidelines, but thankfully, the security team and the client support team were timely in answering my questions to validate the transaction. **What problems is Melio solving and how is that benefiting you?** The platform provides the most intuitive interface for paying my B2B clients and vendor invoices with my credit cards. It enables me to build my credit card spending power, manage cash flow, and do so with a responsive client support team when needed. ### 26. Melio is super user friendly and easy to use! I love it **Rating:** 5.0/5.0 stars **Reviewed by:** Candice W. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** the layout! its easy on the eyes to understand **What do you dislike about Melio?** some features need to be added. ex Drag and Drop to add a bill and emailing forwarding **What problems is Melio solving and how is that benefiting you?** saving me time !! ### 27. aureate **Rating:** 3.0/5.0 stars **Reviewed by:** Austin M. | partner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** Melio is free and connects with QBO. it is seamless **What do you dislike about Melio?** ACH payments take way too long for payment **Recommendations to others considering Melio:** Like I said, it takes a while to receive payment, so manage your cash flow accordingly. **What problems is Melio solving and how is that benefiting you?** I am trying to avoid paying ACH/Credit card fees. Melio is free , so I have avoided them. I would like the option for a quicker payment. ### 28. Great Experience So Far **Rating:** 5.0/5.0 stars **Reviewed by:** Jen L. | Lead Ignitor, Marketing and Advertising, Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** Melio makes it easy for my clients to pay me. It's seamless **What do you dislike about Melio?** So far... not much. However, I don' t like that it can't figure out that a payment didn't go through until afterwards. **Recommendations to others considering Melio:** I really like that it gives your client "options" to pay. **What problems is Melio solving and how is that benefiting you?** The % credit cards charge. We prefer ACH Transfers and it makes is SUPER easy! ### 29. Active user and fan **Rating:** 5.0/5.0 stars **Reviewed by:** Jason M. | CEO, Public Relations and Communications, Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** It's affordable, intuitive, and easy to use. **What do you dislike about Melio?** 1. That it doesn't allow/encourage our clients to make prepayments for services which we require 2. That it doesn't yet work in every country **What problems is Melio solving and how is that benefiting you?** We're able to easily pay our vendors via direct deposit with nearly one click and we're able to easily (re)view invoices ### 30. Review Melio **Rating:** 4.5/5.0 stars **Reviewed by:** Juan Pablo C. | Marketing Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** February 11, 2022 **What do you like best about Melio?** Its a very usefull platform with a very intuitive navigation thath make easy a lot of process **What do you dislike about Melio?** Honestly, for the moment work very well, but im going to stay tune **Recommendations to others considering Melio:** Try it, its very easy to use **What problems is Melio solving and how is that benefiting you?** Automatized the payments of my clients ### 31. Quality Product that gets the job done **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Investment Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Easy to use, syncs with Quickbooks and has helped our company streamline some processes. **What do you dislike about Melio?** Pretty basic. Could be more extensive in the offering of features. **What problems is Melio solving and how is that benefiting you?** Bill payments to vendors, contractors, etc. Works well with our accounting software and has helped our company become more productive. ### 32. Melio for Small Biz **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 08, 2022 **What do you like best about Melio?** Very easy set-up for paying contractors and vendors with no additional cost! **What do you dislike about Melio?** None so far and we have been using for a few months **What problems is Melio solving and how is that benefiting you?** Paying contractors, syncing with QuickBooks, and not being inundated with fees per user. ### 33. Excellent Excellent Platform! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.) **Reviewed Date:** February 07, 2022 **What do you like best about Melio?** My AP process went from an hour to 15 minutes because of Melio. The sync is phenomenal with QB and I have yet to have an issue. Payments happen when they say they will and there's even a chance to rush payment, crucial! I can't imagine not having this forever! **What do you dislike about Melio?** The only issue I've come across is not being able to change the link we send vendors to make payments. We have to remove our banking and then add it again if we do want to change and that just seems too tedious. **What problems is Melio solving and how is that benefiting you?** AP no longer needs to be a parttime job. It's quick and easy and anybody can use it! ### 34. Easy payment solution **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2022 **What do you like best about Melio?** They make it very easy to pay vendors and get paid from clients. Being able to schedule ACH payments for free is definitely of the big appeals and great for small businesses **What do you dislike about Melio?** There are some minor bugs in the webpage that can probably be resolved quicker. Woudl also be nice to have a tighter integration with Quickbooks like address information, invoices numbers and so on **What problems is Melio solving and how is that benefiting you?** Getting paid with ACH had typically been hard to do online. And especially something that can hook up with an accounting software like Quickbooks so it doesn't need to be entered manually each time ### 35. Easy to use! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** It has an intuitive interface and easy-to-navigate features. **What do you dislike about Melio?** Not much to dislike! Like I said, it is very easy to use and navigate. **What problems is Melio solving and how is that benefiting you?** It allows us to have multiple signers for various vendors. ### 36. Smooth payment solution **Rating:** 5.0/5.0 stars **Reviewed by:** Abraham G. | Founder, Small-Business (50 or fewer emp.) **Reviewed Date:** February 04, 2022 **What do you like best about Melio?** Integration with qbo works great Approval system **What do you dislike about Melio?** Not being able to pay partial bill or consolidate payments for many bills in one (some partial some full) **What problems is Melio solving and how is that benefiting you?** Cutting and mailing checks ### 37. Super easy to use **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Wholesale | Small-Business (50 or fewer emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Easy to schedule payments, add vendors, ditch the check signing and do ACH **What do you dislike about Melio?** More security features perhaps like double authorizations over certain amounts, etc.? **What problems is Melio solving and how is that benefiting you?** Save time from mailing checks ### 38. Excellent Product **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** No-fee ACH, the platform is very helpful in generating clear links for my clients to pay. **What do you dislike about Melio?** Connection with Quickbooks isn't as great as I hoped. Invoices updated after initial creation don't get updated. It's also strange that certain Quickbooks plans don't work **What problems is Melio solving and how is that benefiting you?** Solves the online payment option for ACH with no fee. Solves the clean online payment option that clients are comfortable with. ### 39. The best app to process AP and ACH transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Food & Beverages | Small-Business (50 or fewer emp.) **Reviewed Date:** February 06, 2022 **What do you like best about Melio?** Melio is my firm's preferred app to manage payments for our clients. It's simple interface, and secure transactions, streamline our AP workflows and improves the vendor experience. We would recommend Melio without hesitation. **What do you dislike about Melio?** Would like a better interface for non-cloud accounting software. **What problems is Melio solving and how is that benefiting you?** Making ACH payments without logging into client bank accounts. Automating entering bills into accounting software. ### 40. Free and simple accounts payable solution for small businesses **Rating:** 4.5/5.0 stars **Reviewed by:** Renato T. | Co-founder & Managing Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 06, 2022 **What do you like best about Melio?** Melio is a free B2B online payment platform tailored to the needs of small businesses in the United States. It's a great alternative to the time-consuming and costly bill-paying methods that these companies are currently using. **What do you dislike about Melio?** Melio only works with QuickBooks and does not support international payments. **What problems is Melio solving and how is that benefiting you?** Melio assists in maintaining control and minimizing cash flow issues. ### 41. Integrates well with QBO **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Legal Services | Mid-Market (51-1000 emp.) **Reviewed Date:** July 05, 2022 **What do you like best about Melio?** Quick and efficient. Easy to send payments directly. **What do you dislike about Melio?** Frustrating when pdf's will not display. **What problems is Melio solving and how is that benefiting you?** Removes one step from our work flow. ### 42. Great product **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** February 02, 2022 **What do you like best about Melio?** It's mostly free to send ach and other payments **What do you dislike about Melio?** They should be more transparent. I got paid by Melio and got an email that I can get paid quicker by debit card. But the fee was not disclosed only after the fact. **Recommendations to others considering Melio:** Just use it **What problems is Melio solving and how is that benefiting you?** Same as with other payments systems. Making smooth payments to vendors ### 43. I love this software more than any other accounting software, **Rating:** 5.0/5.0 stars **Reviewed by:** Natasha L. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2022 **What do you like best about Melio?** It's easy friendly and safe. Customer Service is impeccable. **What do you dislike about Melio?** That it doesn't have an app available on google play or apple yet. **Recommendations to others considering Melio:** It's easy to use and syncs with Quickbooks. **What problems is Melio solving and how is that benefiting you?** That there's a software that's easy to use and understand for both the organization and it's vendors. ### 44. Great for Small Businesses with no Dedicated Bookkeeper **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Wine and Spirits | Mid-Market (51-1000 emp.) **Reviewed Date:** November 23, 2021 **What do you like best about Melio?** The ability to make free ACH payments, integrated with QBO. **What do you dislike about Melio?** Certain interface features need improvement. There is no way to sort payments at all—this seems like a simple feature that should be implemented. Additionally, there is no way to batch 3 invoice payments to one vendor as one withdrawal from the bank account. It is always individual bank debits. **What problems is Melio solving and how is that benefiting you?** Melio has helped save countless hours of checkwriting and paper filing that was previously a large time waster. The benefit of paying vendors quickly and on time is outstanding. ### 45. Great Service! **Rating:** 5.0/5.0 stars **Reviewed by:** Seth E. | Partner - Legally Addictive Foods, Small-Business (50 or fewer emp.) **Reviewed Date:** November 16, 2021 **What do you like best about Melio?** This service saves me so much time and makes it very easy to make payments to our vendors. **What do you dislike about Melio?** I wish the integration with QBO worked a little faster, but overall I'm pretty satisfied. **What problems is Melio solving and how is that benefiting you?** I don't have to write checks to many of my vendors now and I can also pay some via ACH. ### 46. Great Customer Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Law Practice | Small-Business (50 or fewer emp.) **Reviewed Date:** February 03, 2022 **What do you like best about Melio?** I've used several payment services and by far Melio provides the most responsive customer service. **What do you dislike about Melio?** I appreciate the convenience of Melio but am not a fan of the credit card fees **What problems is Melio solving and how is that benefiting you?** Melio provides a convenient invoicing and payment system ### 47. Melio: The invoice tracker your business needs **Rating:** 5.0/5.0 stars **Reviewed by:** Andrew M. | Business Advisor, Small-Business (50 or fewer emp.) **Reviewed Date:** October 05, 2021 **What do you like best about Melio?** Great for automating payments! In just a few clicks you can automate all your monthly expenses. **What do you dislike about Melio?** Not being able to pay all my vendors with Melio. Vendors that send invoices with square make it nearly impossible to use the auto-payment feature on Melio. **What problems is Melio solving and how is that benefiting you?** Melio makes it easier for us to keep track of all our orders. ### 48. Simple way to pay and get paid. Nice scheduling features **Rating:** 4.5/5.0 stars **Reviewed by:** Joshua S. | Small-Business (50 or fewer emp.) **Reviewed Date:** August 11, 2020 **What do you like best about Melio?** The ability to schedule payments to vendors far in advance. This saves our business a lot of time when it comes to end-of-month task items. The UI is also extremely easy to understand and work around. Unlike allot of other payment processors, Melio has the ability to do Credit Cards and ACH transfers. There fees are extremely low for ACH transfers. **What do you dislike about Melio?** Very minor things. It is not possible to change the default purple color. You cannot preview or edit the emails that are sent to payers or recipients. This makes it impossible to keep things on brand. **Recommendations to others considering Melio:** Meilio is geared towards a small business or freelancer. **What problems is Melio solving and how is that benefiting you?** We pay monthly royalties to educators using Melio. ## Melio Discussions - [How can l pay a couple of Invoices inn only one check? No different payments for each invoice/](https://www.g2.com/discussions/how-can-l-pay-a-couple-of-invoices-inn-only-one-check-no-different-payments-for-each-invoice) - 1 comment, 1 upvote - [What is Melio app?](https://www.g2.com/discussions/what-is-melio-app) - 2 comments - [Is Melio service legit?](https://www.g2.com/discussions/is-melio-service-legit) - 4 comments - [What are three benefits of using the Melio app to send payments to vendors?](https://www.g2.com/discussions/what-are-three-benefits-of-using-the-melio-app-to-send-payments-to-vendors) - 1 comment - [What is Melio service?](https://www.g2.com/discussions/what-is-melio-service) - 2 comments - [View Melio pricing details and edition comparison](https://www.g2.com/products/melio/reviews?discussion=how-can-i-get-all-of-my-vendors-tax-information-in-one-area-to-hand-over-to-my-cpa&page=5§ion=pricing&secure%5Bexpires_at%5D=2026-07-31+23%3A26%3A52+-0500&secure%5Bsession_id%5D=e1ddbb20-6eba-42f8-8fd9-a9c0510f452a&secure%5Btoken%5D=5e163fd4c3fe9e07c17aa22a17b53fd04a9525d0fa2f7982997cd68e16ec2c7b&format=llm_user) ## Melio Integrations - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - [monday AI Work Platform](https://www.g2.com/products/monday-com/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## Melio Features **Payment Methods** - ACH - Credit and Debit - Wire Transfer **Invoice Management** - Capture - Supplier Portal - Repository **Invoice Generation** - Templates - Digital Invoices - Recurring Invoices **Payment Processing** - Encryption - Credit Card Processing **Platform Basics** - Performance - Portal **Reporting** - Status - Customer Credit - History **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Payment Processing ** - Batch Processing - Payments Scheduling - Automated Workflows - Self Service - Reconciliation - Settlements - Payment Tracking **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance **Invoice Processing** - Approvals - Batch Processing - Consolidation - Match Invoices **Administration** - Processing Fees - Omnichannel - Levels 1 & 2 - Level 3 **Platform Administration** - Integrations - Compliance - Reporting **Integrations** - Accounting - ERP - CPM **Security and Compliance** - PCI Compliant - P2PE - Fraud Management - SSL Encryption - SOX - SOC **Analytics** - Due Dates **Analytics** - Due Dates - Cashflow - KPIs - Payment Tracking **Payment Options** - Online payment portal **Platform Payment Content** - Document management - Invoicing Tool - Wage access **Transactions** - Credits - Invoices - Payments **Integration** - Agnostic Integration - Reporting Consolidation - Plugins and APIs **Integration** - Accounting - Payment Integration **Integration** - Accounting - Payments - ERP - Account Sync **Workflows** - Approvals - Reconciliation **Platform** - Accounting integration - E-commerce Integration **Payment Types** - AP Automation - E-Commerce - Retail **Agentic AI - Invoice Management** - Cross-system Integration - Adaptive Learning - Proactive Assistance **Agentic AI - Accounts Receivable Automation** - Autonomous Task Execution **Agentic AI - Enterprise Payment** - Adaptive Learning **AI - Accounts Receivable** - Generative - Responses - Predictive Analytics **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top Melio Alternatives - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,783 reviews) - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,961 reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) - 4.5/5.0 (413 reviews)