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MCA Verify

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MCA Verify is B2B underwriting software purpose-built for the merchant cash advance industry - from the team behind MCA Track. It automates bank-statement analysis (deposits, balances, negative days, and cash-flow trends), produces an explainable deal risk score with the factors behind it, and flags edited statements, inconsistencies, and stacking signals a quick manual review can miss. Every deal moves through one pipeline from New to Decided, with AI-drafted credit memos to accelerate review and an immutable, compliance-grade audit trail of every document, analysis, and decision for partners and regulators. Built-in ISO and user management keeps submissions and access organized. Unlike a generic loan-origination system, MCA Verify is built around how funders actually underwrite advances. It is software for funders - not an advance offered to merchants. Operated by Unity FI Solutions LLC.

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