--- title: Mastercard Open Banking (formerly Finicity) Reviews meta_title: 'Mastercard Open Banking (formerly Finicity) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter reviews by the users' company size, role or industry to find out how Mastercard Open Banking (formerly Finicity) works for a business like yours. aggregate_rating: rating_value: 3.7 review_count: 9 scale: '5' date_modified: '2026-07-17' parent_category: name: Financial Services url: https://www.g2.com/categories/financial-services --- # Mastercard Open Banking (formerly Finicity) Reviews **Vendor:** Mastercard **Category:** [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) **Average Rating:** 3.7/5.0 **Total Reviews:** 9 ## About Mastercard Open Banking (formerly Finicity) Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. ## Mastercard Open Banking (formerly Finicity) Pros & Cons **What users like:** - Users appreciate the **ease of use** of Mastercard Open Banking's API, simplifying integration with their applications. (1 reviews) - Users appreciate the **ease of use** of Mastercard Open Banking, simplifying payment processing and financial management. (1 reviews) - Users value the **easy setup** of Mastercard Open Banking, simplifying the integration process for developers. (1 reviews) - Users value the **amazing features** of Mastercard Open Banking for enhancing financial management and simplifying payment processing. (1 reviews) - Users value the **ease of integration** with Mastercard Open Banking, benefiting from a developer-friendly API. (1 reviews) **What users dislike:** - Users have reported **delays in refreshing financial data** , which impacts their experience with Mastercard Open Banking. (1 reviews) ## Mastercard Open Banking (formerly Finicity) Reviews ### 1. Poorly designed APIs & documentation **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** September 15, 2022 **What do you like best about Mastercard Open Banking (formerly Finicity)?** It has plenty of features, especially when compared to competitors. These features allow developers to be more flexible in their application design and development. **What do you dislike about Mastercard Open Banking (formerly Finicity)?** The Finicity developer API documentation is a mess and frequently lacking in certain areas. **What problems is Mastercard Open Banking (formerly Finicity) solving and how is that benefiting you?** Finicity is helping to obtain transaction data for business and data purposes. - [View Mastercard Open Banking (formerly Finicity) pricing details and edition comparison](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews?filters%5Bnps_score%5D%5B%5D=3§ion=pricing&secure%5Bexpires_at%5D=2026-08-14+12%3A33%3A47+-0500&secure%5Bsession_id%5D=71bd39e2-4748-4a14-a00f-a1eaa77d7227&secure%5Btoken%5D=7e67d28b887b578642125d995aa7e813d55b2b466d22c2621fa3e63665977141&format=llm_user) ## Mastercard Open Banking (formerly Finicity) Features **Platform Additional Functionality** - Mobility - Dashboard - Bill Payment - Cloud - P2P Payments **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration - Debit/Credit Card Processing - Online Payments - Partial Payments - In-Person Payments - Digital Wallet Payments **Core Functionality** - eSignature - eNote - eVault - eNotarization **Connectivity** - APIs - Cards - Accounts - White-labeling **Agentic AI - Core Banking Features** - Autonomous Task Execution **Identity Verification Functions - Identity Verification** - Multi-Method Verification - AI Document Check - Biometric Face Match - Integration Options - Workflow Orchestration - Generative AI - Third-Party Integrations - Data Verification - Age Verification - Multiple Authentication Methods - Third-Party Integration **Additional Functionality** - Risk Analysis - Role-Based Permissions - ATM Management - Online Banking - Real-Time Data - Customer Experience Management - Investment Banking - Alerts/Escalation - Lending Management - Corporate Banking - Risk Assessment - Offshore Management - Authentication - Electronic Payments - Customer Accounts - Fraud Detection - Transaction Monitoring - Retail Banking - Customizable Reports - Compliance Management - Activity Dashboard - Generative AI - Contact Database - Secure Login - Workflow Management - Securities Management - Reporting & Statistics - User Management - Portfolio Management - Multi-Currency - Two-Factor Authentication - Document Storage - API - Rules-Based Workflow - Private Banking - Audit Management - Monitoring - Third-Party Integrations - Document Management - Risk Management - Transaction History - Multi-Branch - Compliance Tracking - Credit Card Management - Credit Union - Real-Time Monitoring - Accounting - Real-Time Analytics - AI Copilot - Credit Card Processing - Core Banking - Financial Management - Customizable Branding - Customer Engagement - Invoice Processing - Secure Data Storage - Channel Management - Branch Optimization - ACH Payment Processing - Alerts/Notifications - Reporting/Analytics - Cash Management - Data Visualization - Performance Management - Customizable Templates - Contact Management - Financial Analysis - General Ledger - For Financial Institutions - Calendar Management - Billing & Invoicing - Approval Process Control - Asset Lifecycle Management - Purchase Order Management - Data Import/Export - Forecasting - Audit Trail - CRM - Purchasing & Receiving **Platform Interoperability** - API - Pre-Built Connectors **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 - Payment Gateway Integration - ACH Payment Processing - Cryptocurrency Processing **Document Management** - Document Preview - Document Library **Compliance** - Reporting - Onboarding **Risk & Fraud Prevention - Identity Verification** - Liveness Detection - AI Risk Scoring - Document Forensics - Fraud Detection - Language Detection - Duplicate Detection **Payment Options** - Multi-Currency - Self Service Portal **Interoperability** - MERS Integration - LOS Integration **Agentic AI - Banking as a Service (BaaS)** - Decision Making **Agentic AI - Mobile Banking** - Autonomous Task Execution - Multi-step Planning - Cross-system Integration - Adaptive Learning - Natural Language Interaction - Proactive Assistance - Decision Making **Compliance & Governance - Identity Verification** - Standards Compliance - AML/PEP Screening - Global Coverage - AML Compliance - KYC Compliance - Background Screening **Additional Functionality** - Behavioral Analytics - Optical Character Recognition - Audit Trail - Records Management - Reporting & Statistics - User Onboarding - Biometrics - Predictive Analytics - AI/Machine Learning - Password Management - Real-Time Data - Secure Data Storage - Mobile Access - Barcode Recognition - Video Conferencing - Compliance Management - API - Address Validation - ID Scanning - AI Copilot - Location Tracking - Data Extraction - Onboarding - Risk Management - Digital Signature - Workflow Management - Data Capture and Transfer - Consent Management - Customer Data Management - For Financial Institutions - Behavior Tracking - Blockchain Support - SDKs - Search/Filter - Geolocation - Multi-Language - Scheduling - Authentication - Case Management - Approval Process Control - Alerts/Notifications - Access Controls/Permissions - Lifecycle Management - Document Management - Forms Management - Workflow Automation **Additional Functionality** - Single Sign On - Transaction Monitoring - Cash Management - ACH Payment Processing - Remote Deposit - Generative AI - Financial Management - Secure Login - Electronic Funds Transfer - Biometrics - SSL Security - Digital Wallet - Data Synchronization - Online Banking - Customer Accounts - Chat/Messaging - Secure Data Storage - Live Chat - Transaction History - Authentication - Customizable Reports - Credit Card Processing - User Management - Real-Time Monitoring - Multi-Currency - Financial Analysis - Compliance Management - Mobile Access - AI Copilot - Mobile Alerts - Alerts/Escalation - SMS Banking - Fraud Detection - Customizable Branding - Historical Reporting - Activity Tracking - Reporting & Statistics - Purchasing & Receiving - Contactless NFC - Offline Access - Electronic Signature - PCI Compliance - Credit Card Management - Returns Management - Discount Management - Reminders - Barcode/Ticket Scanning - Recurring/Subscription Billing - Mobile Card Reader - Sales Tax Management - Customer Database - Receipt Management - Invoice Management - Remote Access/Control - Multi-Location - Sales Trend Analysis - CRM - Gift Card Management - Sales Reports **Security** - POS Verification **Agentic AI - Digital Mortgage Closing** - Proactive Assistance **Platform** - Accounting integration - E-commerce Integration **Additional Functionality** - Data Synchronization - Transaction Monitoring - Purchasing & Receiving - Contactless NFC - Offline Access - Electronic Signature - PCI Compliance - Credit Card Management - Fraud Detection - SSL Security - Mobile Access - Generative AI - Returns Management - Discount Management - Reminders - Barcode/Ticket Scanning - Reporting & Statistics - Recurring/Subscription Billing - Compliance Management - Transaction History - Mobile Card Reader - Sales Tax Management - Customer Database - Receipt Management - Customizable Branding - Invoice Management - Cash Management - Remote Access/Control - Multi-Location - Sales Trend Analysis - CRM - Gift Card Management - Sales Reports - AI Copilot - Multiple Payment Options - Loyalty Program - Status Tracking - Alerts/Notifications - Activity Dashboard - Expense Tracking - Data Security - Payment Links - API - Payment Fraud Prevention - Payment Reconciliation - Data Import/Export - Search/Filter - Real-Time Data - Billing & Invoicing ## Top Mastercard Open Banking (formerly Finicity) Alternatives - [Plaid](https://www.g2.com/products/plaid/reviews) - 4.3/5.0 (48 reviews) - [Lightico](https://www.g2.com/products/lightico/reviews) - 4.8/5.0 (322 reviews) - 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