Lumx is a stablecoin payment infrastructure API that enables businesses to move money globally using USDC and USDT as the settlement layer. The platform provides three core products through a unified API: - Global Payments: Cross-border payment API connecting local payment rails (PIX, SPEI, ACH, Wire, SEPA, SWIFT) with blockchain settlement for instant transfers across Latin America, the US, and Europe. - Custodial Wallets: Enterprise stablecoin custody with segregated wallets across Ethereum, Polygon, Base, and Tron. Includes real-time balance tracking and Chainalysis integration for on-chain compliance monitoring. - Named Virtual Accounts: Local bank accounts (routing numbers, IBANs, CLABEs) issued in customers' names with automatic conversion between fiat currencies and stablecoins. Lumx is built for payment service providers, neobanks, fintechs, and platforms that need stablecoin rails without building blockchain infrastructure. Backed by BTG Pactual, the largest investment bank in Latin America. FinCEN-registered Money Services Business (MSB #31000316459619).