Lili is an award-winning business banking platform for growing small businesses in the United States. It offers fee-free business checking with no monthly fees, no minimum balances, and no overdraft fees, plus fast money movement via Express ACH, domestic and international wires, and expedited check deposits. The platform is designed to support day-to-day business operations as well as higher transaction volumes as a business grows. Businesses can earn up to 4.00% APY on savings with no minimums or lockups, with funds protected up to $3M in FDIC insurance through sweep networks. Lili integrates with QuickBooks, Xero, Gusto, Stripe, Shopify, and Square, supports team access with role-based permissions, and provides 7-day support with 24/7 smart assistance. Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks, N.A., Member FDIC. APY is variable and subject to change.