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Lease Buy Comparator

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Best for grain and broadacre farmers and farm business managers weighing a six-figure machinery finance decision. Paste the dealer quote, the bank loan offer and the dealer lease terms, plus a used alternative, and the sheet returns a present-value comparison of lease, buy and used-buy in today dollars: the deduction timing year by year, the GST credit quarter and the lean-month cash gap, the residual as a future cost, each machine value at the end of the horizon, and the private-use share, as one bank-ready sheet. Free to build the sheet with no account. AUD 49 for one comparison (one payment, one machine); AUD 199 a year covers every machine in the season and every scenario you keep. Built by The Art of Service, publishing compliance and governance material since 2000.

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