Kard is a rewards-as-a-service platform that simplifies the loyalty experience for cardholders, financial institutions, and merchants. By leveraging Kard's API, financial institutions—including neobanks and traditional banks—can swiftly implement customizable rewards programs, enhancing cardholder engagement and fostering brand loyalty. With a network encompassing over 47 million cardholders, Kard connects users to their favorite brands, offering rewards for everyday purchases and driving repeat business for merchants. Key Features and Functionality: - Customizable Rewards Programs: Financial institutions can design and deploy tailored loyalty programs that align with their brand and customer needs. - Extensive Merchant Network: Kard partners with thousands of in-store and online merchants across the U.S., providing cardholders with numerous opportunities to earn rewards. - Seamless Integration: The platform offers an API that allows for quick and easy integration into existing systems, enabling rapid deployment of rewards programs. - Data-Driven Insights: Merchants and issuers gain access to consumer insights, allowing them to fine-tune their loyalty strategies and measure incremental lift. - Security and Compliance: Kard's platform is PCI-Compliant and SOC 2-certified, ensuring that all transactions and data are handled securely. Primary Value and Solutions: Kard addresses the challenge of creating engaging and effective loyalty programs by providing a comprehensive, easy-to-integrate solution that benefits all stakeholders: - For Financial Institutions: Kard enables the rapid launch of white-labeled loyalty programs, re-engaging inactive cardholders and increasing transaction volumes. Notably, 15% of previously inactive cardholders re-engaged after a rewarded transaction. - For Merchants: The platform offers a cost-effective way to reach new audiences and drive repeat purchases, achieving a topline Return on Ad Spend of $10:1, with 40% more repeat purchases. - For Consumers: Cardholders enjoy effortless earning opportunities at tens of thousands of locations across the U.S., enhancing their shopping experience and fostering brand loyalty. By bridging the gap between financial institutions, merchants, and consumers, Kard creates a mutually beneficial ecosystem that drives engagement, loyalty, and growth.