--- title: IBM Apptio Reviews meta\_title: 'IBM Apptio Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 196 reviews by the users' company size, role or industry to find out how IBM Apptio works for a business like yours. aggregate\_rating: rating\_value: 4.3 review\_count: 196 scale: '5' date\_modified: '2026-08-11' parent\_category: name: IT Management url: https://www.g2.com/categories/it-management --- # IBM Apptio Reviews & Product Details Visit Website IBM Apptio is a comprehensive, suite of IT Financial Management (ITFM) solutions designed to help organizations modernize how they plan, understand, and optimize IT spend. Whether you’re building foundational ITFM capabilities or advancing a mature practice, IBM Apptio meets you where you are and scales with you as your needs evolve. Built for speed and ease of use, IBM Apptio enables teams to replace manual spreadsheets and quickly gain defensible visibility of financial and operational data, through streamlined, automated workflows. Organizations can achieve actionable insights in as little as 30 days – enabling clearer cost visibility, faster planning cycles, and more confident decision-making. With over 18 years of market leadership, over 1,800 deployments, and more than $650 billion in technology spend managed, IBM Apptio delivers proven expertise and assurance for organizations navigating rising costs, increased scrutiny, and business accountability. At its core, IBM Apptio helps organizations: • Modernize ITFM practices with AI and automation Bring modern efficiency to IT planning and cost management while increasing spend transparency across the organization. Reduce spreadsheet and manual process dependence while gaining a connected view into technology spend by leveraging AI to automate data ingestion, surface anomalies, accelerate analysis, and free teams to focus on strategic decisions. • Get fast, accurate insights into IT spend Quickly transform your key enterprise data into actionable insights by automatically allocating IT spend data. Get insights fast and build a foundation for IT financial management that grows with you. From applications, services, infrastructure, products, and business units – organizations can quickly understand cost drivers, usage patterns, and value delivered across on-premises, hybrid, and cloud environments. • Optimize costs and maximize business value Find cost savings opportunities, streamline investments, and get more from your IT spend, improving alignment through enhanced transparency, business unit accountability, and data-driven decision-making. Together, IBM Apptio empowers IT, Finance, and business leaders to manage complexity, govern emerging technology trends like AI and Hybrid IT, and turn IT spend into a strategic advantage. Overview of IBM Apptio Solutions: • IBM Apptio Costing – Achieve defensible cost transparency and unit economics to understand total cost of ownership (TCO) with allocations based on the TBM Council-backed Apptio TBM Unified Model (ATUM) framework. • IBM Apptio Planning – Streamline budgeting and forecasting with continuous, collaborative planning. • IBM Apptio Billing – Enable accurate showback and chargeback to drive accountability and informed consumption. • IBM Apptio Benchmarking – Compare performance against peers to validate strategy and identify improvement opportunities. • IBM Apptio TCO Solutions – Purpose-built TCO solutions for today’s top-of-mind investment categories such as Hybrid IT, Public Cloud, AI, and Mainframe, delivering out-of-the-box visibility into the cost drivers, usage, and business * * * Product Website IBM Apptio Seller [Apptio, an IBM Company](https://www.g2.com/sellers/apptio-an-ibm-company) Discussions [IBM Apptio Community](https://www.g2.com/products/ibm-apptio/discuss) Languages Supported English, Japanese Solution Type All-in-One Overview by Katie Strange Show More ## Value at a Glance Averages based on real user reviews. ### Time to Implement 7 months [ View More Pricing Information ](https://www.g2.com/products/ibm-apptio/pricing) ## IBM Apptio Integrations (4) What do users say about integrations? Verified by IBM Apptio [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") AWS Lambda ](https://www.g2.com/products/aws-lambda/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Azure Databricks ](https://www.g2.com/products/azure-databricks/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") IBM Targetprocess ](https://www.g2.com/products/ibm-targetprocess/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Microsoft Power BI ](https://www.g2.com/products/microsoft-microsoft-power-bi/reviews) Show More ![Sumith K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sumith K.") SK Sumith K. Advanced Data Analyst Mid-Market (51-1000 emp.) 6/26/2026 "Complete Visibility into IT Spend and Costs" 5/5 What do you like best about IBM Apptio? One of the biggest advantages for me is its ability to reduce costs. It helps identify unnecessary or duplicate technology expenses, underutilized resources, idle cloud services, and inefficient spending patterns. With actionable insights, my organization can optimize infrastructure usage, improve budget planning, eliminate waste, and negotiate better vendor contracts, which leads to significant cost savings. It also helps me address common business challenges by increasing financial transparency, improving cost accountability, simplifying budgeting and forecasting, and enabling faster decision-making. It reduces manual reporting effort, minimizes human error, and provides real-time dashboards that allow teams to spot issues quickly before they turn into major problems. I also like the visibility it provides into IT spending, resources, and business value, along with a clear picture of how resources are being utilized or underutilized across cloud platforms like Azure and Google Cloud. It integrates with several enterprise tools, including ERP and financial systems for budgeting and accounting; cloud platforms such as AWS, Microsoft Azure, and Google Cloud for tracking cloud spend; IT service management tools like ServiceNow; and business intelligence tools such as Power BI and Tableau for advanced reporting and dashboards. The initial setup was relatively straightforward, and the IBM documentation and implementation support made the process manageable. Once the platform was configured, it became very useful for day-to-day operations, so I’d rate the setup eight out of ten. Overall, I think it’s a great product and would definitely recommend it ten out of ten. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? I think the user interface could be simpler, because the navigation isn’t very intuitive, especially for new users. I’d also like to see stronger dashboard customization, along with more flexible reporting and visualization options. System performance could be improved as well, particularly when processing very large datasets and running complex reports. I’d like the product team to make more use of AI and predictive analytics to provide smarter cost-optimization recommendations. Finally, the learning curve could be reduced by offering more interactive tutorials, guided workflows, and clearer in-product assistance. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio gives me clear visibility into IT spending, resource usage, and the business value behind it. It increases financial transparency, strengthens cost accountability, and makes budgeting and forecasting simpler, which helps me make decisions faster. It also reduces manual reporting and the errors that come with it, helps identify duplicate or underutilized expenses, and supports cost-cutting efforts. Review collected by and hosted on G2.com. Show More 7/1/2026 Validated ReviewerIncentivizedSource: Seller invite ![Darsh A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Darsh A.") DA Darsh A. Cyber Security Consultant Small-Business (50 or fewer emp.) 6/24/2026 "IBM Apptio: A Single Source of Truth for Enterprise Technology Spend" 4/5 What do you like best about IBM Apptio? IBM Apptio is a strong fit for large-scale enterprises dealing with complex technology spend, because it can serve as a single source of truth and genuinely bridge the gap between IT and finance. I especially like how it helps eliminate “spreadsheet hell” by automating cost tracking across multi-cloud and hybrid infrastructure, and by mapping raw bills directly to real business services so leadership can clearly see what the tech stack is actually delivering. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? It comes with a notoriously steep learning curve and a significant onboarding lift. If your organization’s internal data and cloud tagging are messy, getting Apptio set up can feel like a frustrating, manual uphill battle, with ongoing data cleansing needed to produce accurate results. In the end, it’s highly praised by mature, enterprise-level FinOps teams, but it can be overkill or simply too rigid for smaller companies with simpler infrastructure. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio stops us from overspending on technology by pulling all our messy IT and cloud bills into one simple dashboard. It replaces confusing Excel spreadsheets and connects the dots between what the tech team buys and what the finance team tracks. By showing exactly how much each app or software costs to run, it helps us find wasted spending, hold departments accountable, and save hundreds of hours of manual paperwork. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite DL Dave L. TBM Analyst - Senior Enterprise (\> 1000 emp.) 6/19/2023 "ApptioOne is a Must Have for Budgeting and Forecasting" 5/5 What do you like best about IBM Apptio? Our team has been diving deeper into Application Rationalization and the modeling aspects have helped tremendously in doing so. We have adjusted our allocations to show each part of an application's cost based on our data. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? The idea of an embedded AI function is great but the light bulb icon on the screen at all times is annoying. When you try to move it out of the way, it gets stuck and causes more of an issue. There should just be a "hide" option that you can click to remove the icon altogether. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? ApptioOne helped us to solve our budgeting and forecasting issues. We forecast once per month, which in turn rolls into our annual budgeting process. Many departments tend to add extra items during "budgeting" but we are slowly but surely making the necessary adjustments so budgeting is not as much of a bear. Review collected by and hosted on G2.com. Show More Response from Janie Carothers of IBM Apptio [Editedit](https://www.g2.com/survey_responses/ibm-apptio-review-8216659/official_response/edit) Hi Dave! Thank you for your honest feedback. We love hearing that IBM Apptio is a useful tool for the team, except on Apptio Afternoons! I'll pass along this info about the TBM studio module. Thank you for being a valued Apptio customer! 3/13/2026 Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Information Technology and Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Information Technology and Services") AI Verified User in Information Technology and Services Mid-Market (51-1000 emp.) 6/27/2026 "Centralized IT Cost Visibility with Powerful Dashboards and Reporting" 4/5 What do you like best about IBM Apptio? What I like most about IBM Apptio is that it centralizes all our IT cost and financial data in one place, which makes it much easier to see exactly where the budget is going. Instead of juggling multiple spreadsheets, we can generate detailed reports and dashboards that support budgeting, forecasting, and cost allocation. Once you get familiar with the platform, it’s easy to navigate, and the visual reporting makes it straightforward to explain IT spending to both technical and non-technical stakeholders. I also value the flexibility to customize dashboards to fit different business needs and audiences. Another major advantage is its integration with cloud platforms and other enterprise tools. This reduces manual data collection, improves accuracy, and keeps information more consistent. Performance has been reliable even when working with large datasets, and the reporting capabilities have helped us make stronger cost-optimization decisions. Onboarding can take some time because of the platform’s depth, but IBM’s documentation and support have been helpful whenever we’ve needed assistance. I also appreciate the intelligent recommendations and automated insights that surface spending trends and anomalies, making it easier to spot opportunities for cost savings before they turn into bigger issues. Even though it’s a premium product, the visibility and control it provides over IT spending make it a worthwhile investment for organizations that need detailed financial management and governance. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? One area where IBM Apptio could improve is the learning curve for new users. Since it offers a wide range of features, it can take some time to become comfortable with the platform, especially if you're not familiar with IT financial management. Some reports and dashboards require a fair amount of customization to match specific business requirements, and setting them up initially can be time-consuming. At times, pages with large datasets can feel a bit slower to load, although it hasn't significantly affected day-to-day work. I'd also like to see a more modern and intuitive user interface in certain sections, as some workflows require more clicks than necessary. While the platform delivers strong value, the pricing may be on the higher side for smaller organizations. Overall, these are relatively minor drawbacks, and they don't outweigh the benefits we've experienced. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio has helped us gain much better visibility into our IT spending and resource allocation. Before using it, tracking costs across different teams, projects, and cloud services involved a lot of manual effort and spreadsheets. Now, we have a centralized view of our IT financial data, which makes budgeting, forecasting, and cost analysis much more straightforward. One of the biggest benefits has been the ability to identify areas where we can optimize costs without affecting business operations. The reporting and dashboards also make it easier to share financial insights with leadership, which has improved decision-making and increased transparency across teams. Overall, it has reduced the time spent on manual reporting, improved the accuracy of financial data, and given us greater confidence when planning IT budgets and evaluating technology investments. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Prateek d.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Prateek d.") PD Prateek d. Senior Business System Analyst Mid-Market (51-1000 emp.) 3/28/2026 "Essential for Cost Transparency and Financial Accountability" 4.5/5 What do you like best about IBM Apptio? I appreciate how IBM Apptio provides excellent cost transparency and effectively bridges the gap between IT and finance data. It's great how it automates reporting and eliminates manual spreadsheet errors, making it essential for driving accountability and optimizing large-scale infrastructure spending. I like how it automatically maps complex cloud and infrastructure costs to specific business services and replaces error-prone spreadsheets with a single automated source of truth for accurate budgeting and financial accountability. The tool turns IT and cloud costs into clear, actionable business value dashboards, and it helps in bridging the communication gap. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? The initial implementation and data tagging were manual and time-consuming. It could be improved with more AI-driven automated data mapping to reduce the manual burden of initial tagging and clearing. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio provides cost transparency and bridges IT and finance data, automating reporting and reducing spreadsheet errors. It maps cloud and infrastructure costs to business services, enhancing budgeting and accountability. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Marcos P.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Marcos P.") MP Marcos P. Phishing Prevention Analyst Small-Business (50 or fewer emp.) 3/14/2026 "Helpful tool for IT cost visibility and planning" 4/5 What do you like best about IBM Apptio? What I like most about IBM Apptio is that it provides a much clearer view of IT costs and budgeting. It’s especially helpful when I need to understand where the money is going and how resources are being used. The reporting tools are useful, and once I got used to the platform, it became easier to work with and made financial tracking feel more organized and easier to manage. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? One thing I don’t like that much is that it can feel a little overwhelming at first. Some parts of the platform are not very easy for new users, and it can take time to fully understand all the features. Also, some reports and settings could be more simple to adjust. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio helps solve the problem of not having a clear picture of IT spending. It makes it easier to manage budgets, track costs, and explain IT expenses with better data. This is helpful because it supports better planning and makes decision-making more based on facts instead of guesswork. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software") AC Verified User in Computer Software Enterprise (\> 1000 emp.) 8/10/2026 "IBM Apptio Helps Track Total Cost of Ownership for FinOps" 4.5/5 What do you like best about IBM Apptio? iBM apptio helps finops center of excellence team to find a cost at Total cost ownership level and in APAC conference I do understand AI feature has been released for Apptio which is a addon for non executive users. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? It relies on IBM Cloudability tool, it is good to have cloud cost explorer metrics can also be enabled in Apptio itself, so it will become a one stop tool for all the users in the organisation to make use of it Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? It helps the organisation to forecast the cost and also gives the value on the cost realisation, it also helps executives to find the cost at the TCO level Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 Gives Campaign ![Akshay P.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Akshay P.") AP Akshay P. SAP Basis Consultant Enterprise (\> 1000 emp.) 6/19/2026 ""Powerful Solution for IT Cost Transparency and Financial Management"" 5/5 What do you like best about IBM Apptio? IBM Apptio provides excellent visibility into IT spending, budgeting, and cost allocation. The intuitive dashboards, detailed reporting, and analytics help organizations make informed decisions and optimize technology investments efficiently. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? The main drawback is the learning curve for new users. Initial setup, customization, and report configuration can be complex, and some advanced features require additional training to use effectively. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? IBM Apptio helps improve IT cost transparency and financial management. It allows better tracking of technology expenses, supports informed decision-making, and helps optimize budgets and resource utilization across the organization. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Sarvesh K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sarvesh K.") SK Sarvesh K. Security Operations Engineer Mid-Market (51-1000 emp.) 3/28/2026 "IBM Apptio Boosts IT Cost Transparency and Smarter Investment Decisions" 4/5 What do you like best about IBM Apptio? IBM Apptio is platform that helps industries, organisations track, analysis and optimization of their IT spending or Expenditure, improve cost transparency and align technology investment with business goals for good financial and operational discussion making. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? IBM Apptio can be complex and expensive for some industry or organisations, and users sometimes dislike its steep learning curve, complicated data set-up,and the time required to fully implemented and customize the platform. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? Apptio Solves the problem of lacks of visibility and control over IT spending by providing clear insights into where technology budget are being used, which benefits industry by reducing unnecessary costs, improve budget descision,and align IT investment with business goals. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![PRASAD L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "PRASAD L.") PL PRASAD L. Development Engineer Small-Business (50 or fewer emp.) 6/24/2026 "Efficient Project Management with Insightful AI" 4.5/5 What do you like best about IBM Apptio? I like how IBM Apptio helps me in insight and proper workflow management, which really aids in project planning and scrum execution. The prompts are direct and to the point, which I find very effective. It seems to work well for most things general management-related, and the setup was easy to use. Review collected by and hosted on G2.com. What do you dislike about IBM Apptio? In basic search. Review collected by and hosted on G2.com. What problems is IBM Apptio solving and how is that benefiting you? It helps with insight, proper management, and workflow management. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ## Questions about IBM Apptio? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about IBM Apptio ](https://www.g2.com/products/ibm-apptio/discussions/new) GU Guest User • Last activity over 1 year ago What is ApptioOne used for? 0 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/what-is-apptioone-used-for) GU Guest User • Last activity over 4 years ago What does apptio software do? 1 Upvote 1 [ Join the conversation ](https://www.g2.com/discussions/what-does-apptio-software-do) [ View all Discussions ](https://www.g2.com/products/ibm-apptio/discuss) ## Pricing Insights Averages based on real user reviews. ### Time to Implement 7 months ### Return on Investment 16 months ### Average Discount 10% [ View More Pricing Information ](https://www.g2.com/products/ibm-apptio/pricing) IBM Apptio Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_982b55158989e29cd944da4760deb5e1/nicus.png "Product Avatar Image") Nicus 4.9/5(12) [ Compare Now ](https://www.g2.com/compare/ibm-apptio-vs-nicus) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_24bb2b0b5af8e7d875ea09d767bcb097/ibm-turbonomic.jpg "Product Avatar Image") IBM Turbonomic 4.4/5(310) [ Compare Now ](https://www.g2.com/compare/ibm-apptio-vs-ibm-turbonomic) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2d6a381d321e8fc6b72a7f95e8cde31a/freshservice.png "Product Avatar Image") Freshservice 4.6/5(1,349) [ Compare Now ](https://www.g2.com/compare/freshservice-vs-ibm-apptio) ##### ##### IBM Apptio Features Platform Unified Communications Platform Remote Access Asset Tracking Security Disaster Recovery Service Management Workflow Management [ View More Features ](https://www.g2.com/products/ibm-apptio/features) ## Top-Rated Alternatives [ ![Nicus](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nicus") Nicus 4.9/5(12) ](https://www.g2.com/products/nicus/reviews) [ ![Freshservice](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Freshservice") Freshservice 4.6/5(1,349) ](https://www.g2.com/products/freshservice/reviews) [ ![IBM Turbonomic](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "IBM Turbonomic") IBM Turbonomic 4.4/5(310) ](https://www.g2.com/products/ibm-turbonomic/reviews) [ View All Alternatives ](https://www.g2.com/products/ibm-apptio/competitors/alternatives) ##### Categories on G2 [Enterprise IT Management](https://www.g2.com/categories/enterprise-it-management)[IT Financial Management (ITFM)](https://www.g2.com/categories/it-financial-management-itfm) ##### Explore More [Is there a reliable identity resolution tool that a small DTC brand just starting with personalization can actually afford without an enterprise contract?](https://www.g2.com/discussions/is-there-a-reliable-identity-resolution-tool-that-a-small-dtc-brand-just-starting-with-personalization-can-actually-afford-without-an-enterprise-contract)[Top AI video creation tools for ad campaigns](https://www.g2.com/discussions/which-top-ai-video-creation-tools-can-be-used-to-create-ad-campaigns)[Best free AI image generator tools for hobbyists and amateur creators](https://www.g2.com/discussions/best-free-ai-image-generator-tools-for-hobbyists-and-amateur-creators) [What is the most reliable engineering document management software for a small design firm that needs proper revision control without paying for a system built for a 5,000-person manufacturer?](https://www.g2.com/discussions/what-is-the-most-reliable-engineering-document-management-software-for-a-small-design-firm-that-needs-proper-revision-control-without-paying-for-a-system-built-for-a-5-000-person-manufacturer)[Best partner management system for increasing revenue](https://www.g2.com/discussions/best-partner-management-system-for-increasing-revenue)[Pros and Cons Details](https://www.g2.com/products/ibm-apptio/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)