# Top 10 Betterment at Work Alternatives & Competitors (709)4.3 out of 5 Betterment at Work is one of the most-searched tools in the 401(k) Software category on G2. 401(k) Software is used by teams seeking quick, reliable platforms with features like ai image-to-text, according to G2 reviews. When comparing Betterment at Work with other tools, reviewers most often evaluate response time and customer service as key differentiators. The best overall alternative to Betterment at Work is [Human Interest](https://www.g2.com/products/human-interest/reviews), rated ~4.3 stars on G2 from 2420+ reviewers. It is frequently praised for easy setup and 401k management. Other well-known alternatives to Betterment at Work are: - [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) – known for easy setup and customer support (G2 star rating ~4.5) - [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) – highly rated for data accessibility and data availability (G2 star rating ~4.1) - [401GO](https://www.g2.com/products/401go/reviews) – offers 401k management and customer support (G2 star rating ~4.8) - [SmartDollar](https://www.g2.com/products/smartdollar/reviews) – best suited for teams that need helpful and educational resources (G2 star rating ~4.8) Browse top options below. Based on G2 review data, Betterment at Work is most commonly used in industries like [401(k) Software](https://www.g2.com/categories/401-k), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness), [Investment Portfolio Management Software](https://www.g2.com/categories/investment-portfolio-management). Compare user ratings by vertical to find the best fit. [Get Price](/products/betterment-at-work/software_advice_form_fill/new) ## Top 10 Alternatives to Betterment at Work Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Betterment at Work stacks up to the competition, check reviews from current & previous users in industries like Computer Software, Construction, and Non-Profit Organization Management, and find the best product for your business. [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") ](https://www.g2.com/products/human-interest/reviews) [ Human Interest ](https://www.g2.com/products/human-interest/reviews) By [Human Interest, Inc.](https://www.g2.com/sellers/human-interest-inc) [ 4.3/5(2,441) ](https://www.g2.com/products/human-interest/reviews#reviews) Product Description Human Interest makes it easy to offer a 401(k). With automated administration and built-in investment advising, we make it affordable to help your employees plan for their futures. Reviewers say compared to Betterment at Work, Human Interest is: Slower to reach roi More expensive Better at support Categories in common with Betterment at Work: [ 401(k) ](/categories/401-k) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") ](https://www.g2.com/products/gusto-401-k/reviews) [ Gusto 401(k) ](https://www.g2.com/products/gusto-401-k/reviews) By [Gusto](https://www.g2.com/sellers/gusto) [ 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews#reviews) Product Description Guideline makes managing your 401(k) a breeze. You get seamless payroll integrations, end-to-end admin and compliance services, and expert customer support. Plus, setting up your 401(k) can take as little as 20 minutes. With a 93% plan sponsor customer satisfaction score,\* Guideline is designed to be loved by your team. Employees can self-onboard in 12 minutes or less, get a guided portfolio recommendation, and manage their plan all from an award-winning mobile app. \*Guideline’s average plan sponsor satisfaction score (CSAT) based on feedback received from 1/1/2023 to 12/31/2023 Reviewers say compared to Betterment at Work, Gusto 401(k) is: Slower to reach roi More expensive Better at support Categories in common with Betterment at Work: [ 401(k) ](/categories/401-k) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/75a53801b751cd36a8f7cad2be878ab1/morningstar-direct.png "Product Avatar Image") ](https://www.g2.com/products/morningstar-direct/reviews) [ Morningstar Direct ](https://www.g2.com/products/morningstar-direct/reviews) By [Morningstar](https://www.g2.com/sellers/morningstar) [ 4.1/5(426) ](https://www.g2.com/products/morningstar-direct/reviews#reviews) Product Description Portfolio Management: Morningstar Direct Lens lets you create, edit, and analyze portfolios quickly and efficiently using a clear, intuitive interface. Portfolio Marketing: Tell your stories using Morningstar data and analytics to distill complex investment information into clear, custom-branded reports, product-comparisons, and presentations. Due Diligence: See how you’re doing, how others match up, and which investments are best in class with the Performance Reporting module. It offers streamlined, automated due diligence and easy-to-read reports, so you never lose track of your place in the world.  Data and Research: See the markets through thousands of different lenses, including exclusive Morningstar datapoints such as Analyst ratings, fund flow data, and firm diversity data to find investments that fuel your strategies.   And More: From asset allocation and investment selection, to advanced analytics and pre-built data sets, Direct is the industry standard. Reviewers say compared to Betterment at Work, Morningstar Direct is: Slower to reach roi More expensive Categories in common with Betterment at Work: [ Investment Portfolio Management ](/categories/investment-portfolio-management) [![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) Sponsored G2 Advertising Get 2x conversion than Google Ads with G2 Advertising! G2 Advertising places your product in premium positions on high-traffic pages and on targeted competitor pages to reach buyers at key comparison moments. [ Learn More ](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/b5953dd985f4e2928b0e7e4e34e628d7/401go.png "Product Avatar Image") ](https://www.g2.com/products/401go/reviews) [ 401GO ](https://www.g2.com/products/401go/reviews) By [401GO](https://www.g2.com/sellers/401go) [ 4.8/5(157) ](https://www.g2.com/products/401go/reviews#reviews) Product Description 401GO makes retirement plans simple to manage and affordable for businesses of all size. We make 401k administration easy and efficient with our automated and comprehensive platform. Everything from record keeping, notifications, compliance, testing and day to day administration are all automated so businesses owners and administrators can focus on running their company while still providing an amazing retirement benefit that will attract and retain top talent. While most 401(k) plans involve many different service providers, we are fully integrated. We are the administrator, the record-keeper and the the plan fiduciary. With 401GO, you have one point of contact for everything related to your 401(k). Not only is this easier, it costs less too, since we've replaced hundreds of manual processes with an efficient automated tech-based solution. Our pricing is simple and straight-forward with no hidden fees. Our simple low price includes everything from compliance, testing, filing requirements and we even acquire an ERISA fidelity bond for businesses that need them, at no extra cost; something other providers leave up to the company to pay for and figure out. Reviewers say compared to Betterment at Work, 401GO is: Slower to reach roi More expensive Better at support Categories in common with Betterment at Work: [ 401(k) ](/categories/401-k) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/444f53e94b0788f73b16b1572e0d1c48/smartdollar.png "Product Avatar Image") ](https://www.g2.com/products/smartdollar/reviews) [ SmartDollar ](https://www.g2.com/products/smartdollar/reviews) By [Ramsey Solutions](https://www.g2.com/sellers/ramsey-solutions-3146cbc6-fc61-4419-bd8d-e23f28f175ce) [ 4.8/5(599) ](https://www.g2.com/products/smartdollar/reviews#reviews) Product Description A financial wellness benefit for employees that (actually) works. Reviewers say compared to Betterment at Work, SmartDollar is: Better at support Easier to do business with Easier to set up Categories in common with Betterment at Work: [ Financial Wellness ](/categories/financial-wellness) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/75a53801b751cd36a8f7cad2be878ab1/morningstar-direct-advisory-suite-formerly-advisor-workstation.png "Product Avatar Image") ](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) [ Morningstar Direct Advisory Suite (formerly Advisor Workstation) ](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) By [Morningstar](https://www.g2.com/sellers/morningstar) [ 4.1/5(285) ](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews#reviews) Product Description Built for productivity, Direct Advisory Suite (formerly Advisor Workstation) supports advisors with the latest Morningstar investment data, tools, and reports to serve existing clients and generate new business. Seamless integration with popular advisor systems automatically brings in current client and account data for the clearest view of your book of business. Reviewers say compared to Betterment at Work, Morningstar Direct Advisory Suite (formerly Advisor Workstation) is: Slower to reach roi More expensive Easier to do business with Categories in common with Betterment at Work: [ Investment Portfolio Management ](/categories/investment-portfolio-management) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/f602b7642dc9891893870214f0979a2f/zayzoon.png "Product Avatar Image") ](https://www.g2.com/products/zayzoon/reviews) [ ZayZoon ](https://www.g2.com/products/zayzoon/reviews) By [ZayZoon](https://www.g2.com/sellers/zayzoon) [ 4.6/5(220) ](https://www.g2.com/products/zayzoon/reviews#reviews) Product Description ZayZoon is a provider of employee financial wellness and earned wage access solutions for mid-sized businesses. Reviewers say compared to Betterment at Work, ZayZoon is: More expensive Better at support Easier to do business with Categories in common with Betterment at Work: [ Financial Wellness ](/categories/financial-wellness) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/2d734045120b900cbd749ae924da7481/koyfin.png "Product Avatar Image") ](https://www.g2.com/products/koyfin/reviews) [ Koyfin ](https://www.g2.com/products/koyfin/reviews) By [Koyfin](https://www.g2.com/sellers/koyfin) [ 4.8/5(132) ](https://www.g2.com/products/koyfin/reviews#reviews) Product Description Koyfin is a modern and cost-effective financial analytics platform used by over 30,000 financial advisors and wealth managers. It provides tools to create model portfolios, analyze client portfolios, create client proposals, and research stocks, ETFs, mutual funds, and macroeconomic data. Koyfin provides extensive financial data, customization options, and efficient workflows. Key Features: Portfolio Tracking and Analysis: Monitor and analyze model portfolios and client portfolios with advanced metrics and visualizations. Client Proposals and Reports: Create sleek, digestible client proposals and reports that are easy for ordinary investors to understand, unlike traditional tools that produce dense and complex reports. Comprehensive Research Tools: Research stocks, ETFs, and mutual funds. Access extensive macroeconomic data. Create Substitutions for Existing Portfolio Holdings: Identify and monitor substitution holdings to be prepared for model changes. Intuitive Interface: Simplifies complex data analysis with visualization tools. Collaboration: Easily share and collaborate on watchlists and portfolios with your team. Affordability: Offers a cost-effective solution with transparent pricing. For more information, sign up for free at koyfin.com or contact help@koyfin.com Reviewers say compared to Betterment at Work, Koyfin is: More expensive Better at support Easier to set up Categories in common with Betterment at Work: [ Investment Portfolio Management ](/categories/investment-portfolio-management) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/04b602eb7f01a68440a77320f151fe40/tapcheck.jpg "Product Avatar Image") ](https://www.g2.com/products/tapcheck/reviews) [ Tapcheck ](https://www.g2.com/products/tapcheck/reviews) By [Tapcheck](https://www.g2.com/sellers/tapcheck) [ 4.7/5(139) ](https://www.g2.com/products/tapcheck/reviews#reviews) Product Description Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday. Seamlessly integrated with 300+ payroll and timekeeping systems, Tapcheck improves retention, simplifies payroll, and boosts employee financial wellness, without any cost or added complexity for employers. The user-friendly app gives employees instant, secure access to wages they've already earned, promoting financial stability and reducing stress. Tapcheck's real-time net pay calculator ensures unmatched accuracy, offering a better experience for employees and clear visibility for payroll teams. Reviewers say compared to Betterment at Work, Tapcheck is: Slower to reach roi More expensive Better at support Categories in common with Betterment at Work: [ Financial Wellness ](/categories/financial-wellness) [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/905790ecebaff8959c4f4653b80d19e1/peanut-butter.png "Product Avatar Image") ](https://www.g2.com/products/peanut-butter/reviews) [ Peanut Butter ](https://www.g2.com/products/peanut-butter/reviews) By [Peanut Butter](https://www.g2.com/sellers/peanut-butter) [ 4.9/5(132) ](https://www.g2.com/products/peanut-butter/reviews#reviews) Product Description Peanut Butter administers student loan assistance programs to help employers attract, retain, and engage college-educated talent. Reviewers say compared to Betterment at Work, Peanut Butter is: Slower to reach roi Better at support Easier to do business with Categories in common with Betterment at Work: [ Financial Wellness ](/categories/financial-wellness) ## Betterment at Work Alternatives FAQs Generated using AI ### How does Betterment at Work compare to Human Interest? [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) and [Human Interest](https://www.g2.com/products/human-interest/reviews) both hold an average rating of 4.3 out of 5, with Betterment at Work having 546 reviews and Human Interest 2,364 reviews, indicating broader user feedback for Human Interest. Human Interest leads in Ease of Setup (8.8 vs 8.4), Ease of Admin (8.9 vs 8.7), Better Support (8.3 vs 7.8), and Easier to Do Business With (8.8 vs 8.5) by margins ranging from 0.3 to 0.5 points, while both are equally rated on Usability (8.9). Sentiment analysis reveals that Human Interest users frequently praise Easy Setup (266 mentions), Ease of Use (242), and Customer Support (152), whereas Betterment at Work users highlight Ease of Use (255), Customer Support (146), and Payroll Integration (108). Both platforms receive notable mentions for Payroll Integration and Automation. Betterment at Work has more mentions of Poor Customer Support (108) compared to Human Interest (85), and more concerns about Limited Customization and Reporting. Human Interest users note some issues with Customer Service response times and limited investment options, while Betterment users report integration issues and lack of phone support more frequently. Overall, Human Interest offers a slightly stronger administrative experience and support, with broader user adoption reflected in review volume. Betterment at Work is recognized for its automation and user-friendly interface but has more reported challenges with customer support and reporting flexibility. ### What are the best alternatives to Betterment at Work? Top alternatives to Betterment at Work include [Human Interest](https://www.g2.com/products/human-interest/reviews) (4.3/5 stars, 2364 reviews), [Guideline](https://www.g2.com/products/guideline/reviews) (4.5/5 stars, 1154 reviews), [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) (4.0/5 stars, 406 reviews), and [401GO](https://www.g2.com/products/401go/reviews) (4.8/5 stars, 152 reviews). These alternatives offer strong ease of use, better customer support, and more comprehensive administration features. ### What features do alternatives offer that Betterment at Work does not? Betterment at Work lacks advanced compliance and risk management features that are natively available in Morningstar Direct. It also has limited investment customization options and less flexible reporting capabilities compared to some alternatives. ### Which 401(k) tools do reviewers recommend instead of Betterment at Work? Reviewers recommend [Guideline](https://www.g2.com/products/guideline/reviews) for its 4.5-star rating across 1154 reviews, highlighting its seamless payroll integrations, end-to-end administration, compliance services, and award-winning mobile app. [Human Interest](https://www.g2.com/products/human-interest/reviews) is favored for its ease of setup, automated administration, and affordability with 2364 reviews at 4.3 stars. [401GO](https://www.g2.com/products/401go/reviews) stands out with a 4.8-star rating for its fully integrated platform handling recordkeeping, administration, and fiduciary services with simple pricing. [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) is recommended for advanced portfolio management, comprehensive data, and compliance tools, despite a lower rating of 4.0 stars. ### Why do users choose Human Interest over Betterment at Work? Users choose [Human Interest](https://www.g2.com/products/human-interest/reviews) over Betterment at Work primarily due to its superior Ease of Setup (8.8 vs 8.4) and Ease of Admin (8.9 vs 8.7), which translate into less administrative burden and smoother onboarding processes. Human Interest also scores higher in Better Support (8.3 vs 7.8) and Easier to Do Business With (8.8 vs 8.5), reflecting more responsive and accessible customer service experiences. Human Interest’s integration with popular payroll systems like Gusto and Rippling is praised for seamless automation, reducing manual work for employers. Its platform is noted for being straightforward and user-friendly, making it ideal for small to mid-sized businesses seeking hassle-free 401(k) administration. Additionally, Human Interest’s pricing is often cited as competitive and cost-effective, with some users benefiting from fee waivers or lower operating costs. While some users mention limited investment options and occasional delays in customer support, the overall balance of ease, automation, and service quality drives preference for Human Interest. This is supported by 2,364 reviews highlighting Easy Setup (266 mentions), Ease of Use (242), and Customer Support (152), compared to Betterment’s 546 reviews. The combination of lower administrative complexity, strong integration, and attentive support makes Human Interest the preferred choice for many users seeking a straightforward retirement plan solution. ### Explore Articles [ What's the best batch management software for a small manufacturing shop that needs lot tracking and expiration dates? ](https://www.g2.com/discussions/what-s-the-best-batch-management-software-for-a-small-manufacturing-shop-that-needs-lot-tracking-and-expiration-dates) [ Which academic advising tools coordinate placements without requiring advisors to manage separate email chains? ](https://www.g2.com/discussions/which-academic-advising-tools-coordinate-placements-without-requiring-advisors-to-manage-separate-email-chains) [ Would Squadcast integrate well with existing tools like Slack and Jira? ](https://www.g2.com/discussions/would-squadcast-integrate-well-with-existing-tools-like-slack-jira-and-aws-cloudwatch) [ Which app monetization platforms use lightweight scripting that preserves overall site speed performance while scaling revenue? ](https://www.g2.com/discussions/which-app-monetization-platforms-use-lightweight-scripting-that-preserves-overall-site-speed-performance-while-scaling-revenue) [ Which education HR software is most reliable based on reviews from managers handling complex departmental workflows? ](https://www.g2.com/discussions/which-education-hr-software-is-most-reliable-based-on-reviews-from-managers-handling-complex-departmental-workflows) [ best contact center software ](https://www.g2.com/discussions/what-s-the-top-contact-center-software) ### Spotlight Categories [ Knowledge Base Software ](https://www.g2.com/categories/knowledge-base-software) [ SEO Tools ](https://www.g2.com/categories/seo-tools) [ A/B Testing Tools ](https://www.g2.com/categories/a-b-testing-tools)