[ Helcim Reviews ](https://www.g2.com/products/helcim/reviews) [ Helcim Reviews ](https://www.g2.com/products/helcim/reviews) # Helcim Pricing Overview [Editedit](https://my.g2.com/helcim/pricings) Free Trial ## Helcim Pricing Key Insights Last updated on Jul 28, 2026 * * * Helcim offers **3 pricing editions** , starting at **$0**. Helcim pricing tiers are designed to support different usage levels and team sizes. Helcim also offers a **free trial**. Compare the Helcim pricing table below to figure out the best fit for your needs. Some plans may require you to contact **Helcim** for **custom pricing**. * * * Platform — $0 POS Hardware — $99 Transaction fees — Pay As You Go Rated 3.9 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Transaction fees Pay As You Go With the Interchange Plus pricing model, Helcim passes the true cost of the transaction to you, with a small margin on top: - In-person credit card fees: Interchange + 0.4% + 8¢ - Online credit card fees: Interchange + 0.5% + 25¢ - ACH/EFT (bank transfer): 0.5% + 25¢ (capped at $6 for transactions below $25,000) - Free credit card processing: Pass transaction fees to your customers with Helcim Fee Saver Show More Platform Free The Helcim platform is free to use, you only pay transaction fees when you process payments on the following tools: - Online payment tools: Invoicing, Virtual Terminal, Recurring Payments, Payment Pages, and Online Checkout - In-person payment tools: POS software and Tap to Pay on iPhone (accept payments from your iPhone) Show More POS Hardware Starting at $99.00 Helcim hardware is compact and portable, allowing your businesses to accept in-person payments via tap and insert. - Card Reader: Connect to your computer, tablet, or smartphone - Smart Terminal: Standalone payment machine with built-in POS app and receipt printer Show More Helcim’s Interchange Plus pricing is transparent and affordable — no hidden charges, monthly fees, or contracts. Our pricing involves two parts: the interchange and a small margin. "Interchange" is the true transaction cost set by credit card networks, while the rest is Helcim’s transparent margin. Helcim’s margin also decreases when you process more. You pay a small fee of ‘Interchange + 0.4% + 8¢’ per in-person transaction, and ‘Interchange + 0.5% + 25¢’ per online transaction. Helcim merchants save 25% on average compared to other payment processors that charge a flat rate. Pricing information for Helcim is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Helcim must be conducted with the seller. The more you process, the more you save. We offer volume-based processing discounts that automatically update based on your three-month processing average. Pricing information was last updated on March 13, 2025 Show More ## Helcim Pricing FAQs Generated using AI Is Helcim free, or does it offer a free trial? Yes. According to G2 data, Helcim offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features. How much does Helcim cost in 2026? According to G2 data, Helcim pricing in 2026 starts at $99.00. Pricing may vary based on billing terms or usage, so users should review the Helcim's official pricing page for the most current details. Who is Helcim pricing best suited for? According to G2 reviewers, Helcim's pricing is best suited for small businesses processing consumer credit and debit cards in-person or online — particularly in apparel, health and wellness, non-profits, and leisure industries. G2 reviews of Helcim show these users benefit most from the free platform plus low interchange-plus margins. Businesses accepting predominantly business-issued or keyed-in cards see effective rates climb to 3.7%, eroding the value proposition. Mid-market reviewers with 10+ employees or locations flag hard-coded limits in reporting and terminal management as friction points. Helcim fits lean operations needing invoicing, recurring billing, and POS without monthly software fees — not complex multi-location enterprises requiring robust API reliability out of the box. What are the key differences between the free and paid versions of Helcim? Helcim's platform is free with no monthly fees — businesses access invoicing, virtual terminal, recurring payments, payment pages, online checkout, and POS software at no base cost. The only charges are per-transaction fees under interchange-plus pricing: in-person credit cards at interchange + 0.4% + 8¢, online at interchange + 0.5% + 25¢, and ACH at 0.5% + 25¢ capped at $6. POS hardware starts at $99.00 and is the primary paid commitment beyond transaction fees. G2 reviewers note the fee-saver option lets merchants pass transaction costs to customers entirely, making Helcim's pricing effectively zero-cost for some use cases. No locked premium tiers gate core payment functionality. Is Helcim considered good value for its pricing? G2 reviewers present a split picture on Helcim's value. High-rating reviewers consistently cite interchange-plus transparency and significant fee reductions versus prior processors as core wins — one mid-market healthcare non-profit reported nearly halving monthly processing costs. However, multiple G2 reviewers flag a gap between Helcim's advertised average rate of 2.22% and real-world effective rates hitting 3.14%–3.7%, particularly for keyed-in or business cards. Reliability concerns — account closures, API bugs, and desktop app crashes — temper value for operationally dependent businesses. Overall, Helcim's pricing of Helcim delivers strong value for low-volume consumer-card merchants but carries meaningful risk for businesses requiring rate predictability or enterprise-grade stability. ## Top-Rated Alternatives [ ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") Stripe Payments 4.2/5(458) ](https://www.g2.com/products/stripe-stripe-payments/reviews) [ ![Shopify POS](https://images.g2crowd.com/uploads/product/hd_favicon/82b95df2e9c6cb59fd5f8a0e6c72b620/shopify-shopify-pos.svg "Shopify POS") Shopify POS 4.4/5(368) ](https://www.g2.com/products/shopify-shopify-pos/reviews) [ ![Shopify Plus](https://images.g2crowd.com/uploads/product/hd_favicon/fcdd25678a56ddde6ecef634ec61af75/shopify-plus.svg "Shopify Plus") Shopify Plus 4.4/5(872) ](https://www.g2.com/products/shopify-plus/reviews) [ View All Alternatives ](https://www.g2.com/products/helcim/competitors/alternatives) ## Helcim Alternatives Pricing The following is a quick overview of editions offered by other [Payment Processing Software](https://www.g2.com/categories/payment-processing) | Product | Price | Features | | --- | --- | --- | | ![Shopify POS](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ee2a0a4dbe312decf4c1e78b3a6f0b53/shopify-shopify-pos.jpg)[Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) Shopify POS Pro | USD $89/month per location | Store management tools and omnichannel features essential for brick-and-mortar businesses. Unlimited store staff Smart inventory management Staff roles and permissions Unlimited registers Omnichannel selling features In-store analytics [Show More](javascript:void(0);) | | ![PayPal Payments](https://images.g2crowd.com/uploads/product/image/small_square/small_square_33722911aa5de05113e3d3acb9ecabab/paypal.png)[PayPal Payments](https://www.g2.com/products/paypal/reviews) On Website - Basic | $0per month | Accept credit cards and PayPal on your site Swipe cards in your store and on the go Create and email invoices for fast payment Accept mobile payments anywhere | | ![Birdeye](https://images.g2crowd.com/uploads/product/image/small_square/small_square_0fb8a8049f2928461a8a7f3d7b881f77/birdeye.jpg)[Birdeye](https://www.g2.com/products/birdeye/reviews) Starter | Contact Us | Improve reputation and rank at the top of local search. https://birdeye.com/pricing/ Reviews AI Listings AI Messaging AI | Various alternatives pricing & plans Free Trial Pricing information for the above various Helcim alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## Helcim Pricing Reviews (2) ![Verified User in Consulting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consulting") UC Verified User in Consulting Small-Business (50 or fewer emp.) 11/13/2025 More Options - "Misleading Pricing and a Frustrating Customer Experience" 1/5 What do you like best about Helcim? The site has a good UI and is easy to navigate. Review collected by and hosted on G2.com. What do you dislike about Helcim? I chose Helcim because their website prominently advertised an average rate of 2.22%, which they position as a key advantage over competitors. My first transaction told a very different story: for a $12,833 charge, the actual effective rate came out to 3.14%. When I raised the issue, Helcim’s response was that the published rates are only “averages,” not actual costs. That disclaimer is buried in the fine print, not clearly presented, and feels intentionally obscured. On top of the pricing surprise, the onboarding process was unusually painful. Helcim required a full balance sheet, profit and loss statement, and cash flow statement, along with multiple rounds of back-and-forth. For a payments provider claiming simplicity and transparency, this experience was anything but. Between misleading rate expectations, denial of any remedy, and an unnecessarily burdensome setup process, I cannot recommend Helcim and would advise others to proceed with caution. Review collected by and hosted on G2.com. What problems is Helcim solving and how is that benefiting you? I needed a cheap solution to process credit card payments. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Brett C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brett C.") BC Brett C. Chief Marketing Officer Small-Business (50 or fewer emp.) 1/11/2025 More Options - "Avoid Helcim at All Costs – Horrible Experience!" 0/5 What do you like best about Helcim? It was an easy setup process and the onboarding was great. After that it was a nightmare. Review collected by and hosted on G2.com. What do you dislike about Helcim? Helcim was the absolute worst payment processor I’ve ever dealt with. I jumped through hoops to get signed up, provided all the documentation they asked for, and finally got approved. I then spent hours setting up my account, integrating it with my business, and preparing to process payments. After my first successful transaction, everything went downhill fast. Just two days later, I received an email demanding more information and additional steps to continue using their service. It was like they couldn’t get their act together from the start! While I was trying to comply with their ridiculous demands, they closed my account with no warning. Worse yet, they refunded my client’s payment without my permission, causing massive problems with my accounting and payroll. This kind of unprofessionalism is beyond unacceptable—it’s outright damaging to businesses! I have never encountered such incompetence and disrespect from any company. Their lack of communication, poor processes, and cavalier attitude toward my business have left me scrambling to fix the mess they caused. Do yourself a favor and stay FAR away from Helcim. Their competitive pricing means nothing when their service is this disastrous. Save yourself the headache and go with a processor that actually respects its customers and their businesses. Review collected by and hosted on G2.com. What problems is Helcim solving and how is that benefiting you? They were supposed to help me with payment processing, but when I took a payment everything fell apart. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic Helcim Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_1705b85e1cfa571866791ea4a064a3ab/stripe-stripe-payments%282%29.jpg "Product Avatar Image") Stripe Payments 4.2/5(458) [ Compare Now ](https://www.g2.com/compare/helcim-vs-stripe-stripe-payments) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_89ea39fa03d965b8964659718208604d/godaddy-payments.jpeg "Product Avatar Image") GoDaddy Payments 4.2/5(25) [ Compare Now ](https://www.g2.com/compare/godaddy-payments-vs-helcim) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_db52acc586167be1f73c8bb0b79a3c5d/fattmerchant-stax.png "Product Avatar Image") Stax 4.9/5(11) [ Compare Now ](https://www.g2.com/compare/helcim-vs-fattmerchant-stax) ##### Categories on G2 [ Payment Processing ](https://www.g2.com/categories/payment-processing)[ Omnichannel Commerce ](https://www.g2.com/categories/omnichannel-commerce) ##### Explore More [ What contractor payment tools do account managers and finance teams actually stick with rather than eventually going back to manual bank transfers? ](https://www.g2.com/discussions/what-contractor-payment-tools-do-account-managers-and-finance-teams-actually-stick-with-rather-than-eventually-going-back-to-manual-bank-transfers)[ Which employee identity theft protection platforms balance comprehensive monitoring with strong employee privacy protections? ](https://www.g2.com/discussions/which-employee-identity-theft-protection-platforms-balance-comprehensive-monitoring-with-strong-employee-privacy-protections)[ What is the most affordable practice management system for small practices? ](https://www.g2.com/discussions/what-is-the-most-affordable-practice-management-system-for-small-practices) [ What investor portal features best support annual reports and earnings presentations for public company IR teams? ](https://www.g2.com/discussions/what-investor-portal-features-best-support-annual-reports-and-earnings-presentations-for-public-company-ir-teams)[ Which ETO ERP has the strongest project-based costing and quoting tools for a custom manufacturer that lives and dies by accurate job cost estimates? ](https://www.g2.com/discussions/which-eto-erp-has-the-strongest-project-based-costing-and-quoting-tools-for-a-custom-manufacturer-that-lives-and-dies-by-accurate-job-cost-estimates)[ Pros and Cons Details ](https://www.g2.com/products/helcim/reviews?qs=pros-and-cons) Show More [ What contractor payment tools do account managers and finance teams actually stick with rather than eventually going back to manual bank transfers? ](https://www.g2.com/discussions/what-contractor-payment-tools-do-account-managers-and-finance-teams-actually-stick-with-rather-than-eventually-going-back-to-manual-bank-transfers)[ Which employee identity theft protection platforms balance comprehensive monitoring with strong employee privacy protections? ](https://www.g2.com/discussions/which-employee-identity-theft-protection-platforms-balance-comprehensive-monitoring-with-strong-employee-privacy-protections)[ What is the most affordable practice management system for small practices? ](https://www.g2.com/discussions/what-is-the-most-affordable-practice-management-system-for-small-practices) [ What investor portal features best support annual reports and earnings presentations for public company IR teams? ](https://www.g2.com/discussions/what-investor-portal-features-best-support-annual-reports-and-earnings-presentations-for-public-company-ir-teams)[ Which ETO ERP has the strongest project-based costing and quoting tools for a custom manufacturer that lives and dies by accurate job cost estimates? ](https://www.g2.com/discussions/which-eto-erp-has-the-strongest-project-based-costing-and-quoting-tools-for-a-custom-manufacturer-that-lives-and-dies-by-accurate-job-cost-estimates)[ Pros and Cons Details ](https://www.g2.com/products/helcim/reviews?qs=pros-and-cons)