Hawk is a AI-powered platform designed to help financial institutions, fintechs, and payment providers combat financial crime by unifying Anti-Money Laundering (AML) and fraud prevention into a single, cohesive ecosystem. Core Modules & Features - AML Transaction Monitoring: Uses a combination of traditional rules and AI to detect suspicious patterns like layering, smurfing, and complex money movement. - Fraud Prevention: Provides real-time protection against transaction fraud, check fraud, authorized push payment (APP), account takeovers (ATO), merchant fraud, and other typologies. It features Day One Defense Models that provide immediate protection without long training periods. - Sanctions & Customer Screening: Screens against global watchlists (PEP, RCA, Adverse Media) with a proprietary fuzzy matching algorithm that minimizes "noise." - Customer Risk Rating: Dynamically scores customers at onboarding and throughout their lifecycle based on behavioral data. - Unified Case Management: A centralized hub where analysts can investigate alerts with a 360-degree view of the customer, supported by automated SAR/STR filing. Value Proposition The primary promise of Hawk is to transform compliance from a "cost center" into an efficient, data-driven operation. - Efficiency: It typically reduces false positives by up to 70%, allowing teams to focus on actual threats rather than "busywork." - Effectiveness: Its anomaly detection technology can increase the identification of hidden risks and "unknown unknowns" by 3x to 5x compared to legacy systems. - Speed: With an average response time of 150ms, the platform is built for the high-throughput requirements of modern instant payment rails. Unique Selling Points (USPs) - Explainable AI (White-box): Unlike "black-box" systems, Hawk provides clear, human-readable rationales for every alert. This is critical for regulatory audits and helps analysts make faster decisions. - The AI Overlay: A standout feature that allows enterprise banks to keep their existing systems while "layering" Hawk’s AI on top. This provides the benefits of advanced AI without a risky and expensive "rip-and-replace" project.