Guardexia is a regulatory compliance platform purpose-built for FCA-authorised payment institutions and electronic money institutions. It automates daily safeguarding reconciliation, prudential capital adequacy monitoring, wind-down plan trigger tracking and SMF attestation — replacing manual spreadsheet processes with an immutable audit-ready system built to meet CASS 15 and PS25/12 requirements effective May 2026. Built by a former EMI Head of Finance with direct experience at Wirex and The Access Group Payments. ACA qualified, ICAEW 2018. First month free, operational in days.