GIMO is a Vietnamese fintech company dedicated to enhancing the financial well-being of underbanked workers by providing flexible payroll solutions and a comprehensive employee benefits platform. Founded in 2019, GIMO aims to alleviate financial stress and improve the quality of life for middle- and low-income workers through innovative financial services. Key Features and Functionality: - Earned Wage Access : Employees can access up to 60% of their earned income before payday, offering immediate financial relief. - Advance x3: Provides the option to receive up to three times the usual salary in advance, catering to urgent financial needs. - Phone Top-Up: Enables instant mobile phone top-ups with a 3% discount, adding convenience and savings. - Exclusive Shopping Deals: Offers special deals and discounts exclusively for GIMO users, enhancing purchasing power. - Expense Management: Allows users to log daily spending, earn points, and redeem rewards, promoting better financial habits. Primary Value and User Solutions: GIMO addresses the financial challenges faced by underbanked workers by providing immediate access to earned wages, reducing reliance on informal lending, and promoting financial inclusion. By integrating advanced data technology, GIMO offers a suite of welfare benefits, including financial education and healthcare services, tailored to the needs of blue-collar and underprivileged communities. This holistic approach empowers workers to manage their finances effectively, leading to improved financial stability and overall well-being.