Garna.io is a global contractor payment platform that enables companies to legally pay freelancers and vendors—both individuals and legal entities—across 150+ countries. Businesses can fund their balance in crypto or fiat, and pay out via 10+ methods including bank cards, e-wallets, local bank transfers, and crypto. Garna supports compliant onboarding, contracts, and multi-currency transactions, and offers built-in credit lines for advance payments.