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[
 ![Funderly](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_928c9c56b553347a4a895fa8c3d05c1f/funderly.png "Funderly")
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# Funderly Discussions

Funderly turns a description of your business into a working business plan. You describe the idea and answer five questions. Funderly then writes the market, customer and competitor analysis, suggests names and brand colours, lays out a first product and its risks, and gives a plain verdict on the idea. The numbers are not written by AI: the financial model is built from formulas, so you enter or confirm your sales and costs, and the projections, break-even point and cash flow are calculated from them. For a bank application, the Lender plan adds a debt service coverage ratio checked against the common 1.25x benchmark, a full repayment schedule and a balance sheet. Plans export to PDF, Word and Excel. Testing an idea is free, with no card needed. Funderly does not guarantee funding and is not affiliated with any bank.

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