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 ![Flute](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_64908df70e884b2342d72c0ec4df363a/flute.png "Flute")
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# Flute Discussions

Flute is a payments and merchant services platform built so growing businesses can run on one system rather than juggle a stack of separate tools. Accept payments in person and online (card-present, card-not-present, ACH, tap to pay, and digital wallets) through plug-and-play hardware, mobile devices, or a virtual terminal. From the same platform, send digital invoices by text or email, set up recurring billing, store payment details in a secure customer vault, and keep an eye on everything from one dashboard with reporting that updates throughout the day. Surcharging, dual pricing, and cash discounting help offset card fees, so you keep more of every sale. Money moves on your schedule with next-day funding or instant payouts, and working capital is there when you’re ready to grow. Security runs in the background with PCI DSS v4.0.1 compliance, network tokenization, encryption, and fraud monitoring, all backed by U.S.-based support for setup and beyond. Flute was built for growing businesses, including retail, health care, wellness, beauty, automotive, veterinary, and professional services. Enterprise-grade tools without the headaches or the price tag.

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