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FlowSpread

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FlowSpread is a universal financial spreading engine that automates the extraction and standardization of data from unstructured financial documents. Built for commercial lenders, from banks and building societies to private credit and fintech firms, it eliminates the manual spreadsheet entry that has long been one of the biggest bottlenecks in loan assessment and underwriting. Using an AI-driven agentic architecture, FlowSpread ingests data from diverse document formats, regardless of language or regional reporting standard, and maps line items directly into a lender's own credit template. It fits existing credit workflows rather than replacing them. Key capabilities include: • Automated mapping: standardizes data from varied regional formats and languages into a unified internal model • Source-linked verification: every data point maps back to its exact coordinate in the original document for rapid audit review • Format agnostic: processes PDFs, Excel workbooks, tax returns, and scanned documents In production across providers of wholesale finance operating in more than 20 countries, FlowSpread has reduced document processing time from roughly 5.5 hours to 5 minutes per application, with 0% extraction error rates. This frees analysts to focus on risk management, relationship building, and deal structuring rather than data entry.

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