# Top 10 Finastra Universal Banking Alternatives & Competitors The Digital Banking Platforms solutions below are the most common alternatives that users and reviewers compare with Finastra Universal Banking. Other important factors to consider when researching alternatives to Finastra Universal Banking include reliability and ease of use. The best overall Finastra Universal Banking alternative is Equals. Other similar apps like Finastra Universal Banking are Finflux, Flinks, FIS, and Alkami. Finastra Universal Banking alternatives can be found in [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) but may also be in [Loan Origination Software](https://www.g2.com/categories/loan-origination) or [Financial Data APIs](https://www.g2.com/categories/financial-data-apis). ## Best Paid & Free Alternatives to Finastra Universal Banking - [Equals](https://www.g2.com/products/equals-equals/reviews) - [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) - [Flinks](https://www.g2.com/products/flinks/reviews) - [FIS](https://www.g2.com/products/fis/reviews) - [Alkami](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) - [Plaid](https://www.g2.com/products/plaid/reviews) - [Finacle Online Banking](https://www.g2.com/products/finacle-online-banking/reviews) - [Finacle for digital-only banks](https://www.g2.com/products/finacle-for-digital-only-banks/reviews) - [Lumin Digital](https://www.g2.com/products/lumin-digital/reviews) - [MeridianLink Consumer](https://www.g2.com/products/meridianlink-consumer/reviews) ## Top 10 Alternatives to Finastra Universal Banking Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Finastra Universal Banking stacks up to the competition and find the best product for your business. ### 1. [Equals](https://www.g2.com/products/equals-equals/reviews) By Equals **Average Rating:** 4.5/5 **Total Reviews:** 196 The Equals Money account is here to revolutionise the way finance teams manage a company’s payments, expenses, budgets, payroll and more, putting time back on the clock and money back on the balance sheet. Categories in common with Finastra Universal Banking: [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Finastra Universal Banking vs Equals](https://www.g2.com/compare/equals-equals-vs-finastra-universal-banking) **Compare Equals with other alternatives:** - [Equals vs Finflux](https://www.g2.com/compare/equals-equals-vs-m2p-fintech-finflux) - [Equals vs Flinks](https://www.g2.com/compare/equals-equals-vs-flinks) - [Equals vs FIS](https://www.g2.com/compare/equals-equals-vs-fis) - [Equals vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-equals-equals) - [Equals vs Plaid](https://www.g2.com/compare/equals-equals-vs-plaid) - [Equals vs Finacle Online Banking](https://www.g2.com/compare/equals-equals-vs-finacle-online-banking) - [Equals vs Finacle for digital-only banks](https://www.g2.com/compare/equals-equals-vs-finacle-for-digital-only-banks) - [Equals vs Lumin Digital](https://www.g2.com/compare/equals-equals-vs-lumin-digital) - [Equals vs MeridianLink Consumer](https://www.g2.com/compare/equals-equals-vs-meridianlink-consumer) ### 2. [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) By M2P Solutions Limited **Average Rating:** 4.6/5 **Total Reviews:** 106 Finflux is SaaS based banking platform that offers all banking needs at one place, needs like loan origination, loan management, collection module, financial accounting, marketplace integration, app based lending, alternative data based credit scoring, reporting and analytics and many more. At present we are serving about 4+ million borrowers with active loan portfolio of $3.2billion. Categories in common with Finastra Universal Banking: [Mobile Banking](https://www.g2.com/categories/mobile-banking) **Compare:** [Finastra Universal Banking vs Finflux](https://www.g2.com/compare/finastra-universal-banking-vs-m2p-fintech-finflux) **Compare Finflux with other alternatives:** - [Finflux vs Equals](https://www.g2.com/compare/equals-equals-vs-m2p-fintech-finflux) - [Finflux vs Flinks](https://www.g2.com/compare/m2p-fintech-finflux-vs-flinks) - [Finflux vs FIS](https://www.g2.com/compare/fis-vs-m2p-fintech-finflux) - [Finflux vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-m2p-fintech-finflux) - [Finflux vs Plaid](https://www.g2.com/compare/m2p-fintech-finflux-vs-plaid) - [Finflux vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-m2p-fintech-finflux) - [Finflux vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-m2p-fintech-finflux) - [Finflux vs Lumin Digital](https://www.g2.com/compare/m2p-fintech-finflux-vs-lumin-digital) - [Finflux vs MeridianLink Consumer](https://www.g2.com/compare/m2p-fintech-finflux-vs-meridianlink-consumer) ### 3. [Flinks](https://www.g2.com/products/flinks/reviews) By Flinks **Average Rating:** 4.4/5 **Total Reviews:** 59 Flinks provides an open banking platform that makes it easy and efficient to use financial data. Connectivity lets you connect your users’ financial accounts from institutions across the US and Canada, to access KYC/KYB information, transactional data, and assets. Enrichment lets you turn raw financial data into actionable insights for credit risk analysis, income verification, life event detection, fraud prevention, and other data-driven use cases. Categories in common with Finastra Universal Banking: [Mobile Banking](https://www.g2.com/categories/mobile-banking) **Compare:** [Finastra Universal Banking vs Flinks](https://www.g2.com/compare/finastra-universal-banking-vs-flinks) **Compare Flinks with other alternatives:** - [Flinks vs Equals](https://www.g2.com/compare/equals-equals-vs-flinks) - [Flinks vs Finflux](https://www.g2.com/compare/m2p-fintech-finflux-vs-flinks) - [Flinks vs FIS](https://www.g2.com/compare/fis-vs-flinks) - [Flinks vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-flinks) - [Flinks vs Plaid](https://www.g2.com/compare/flinks-vs-plaid) - [Flinks vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-flinks) - [Flinks vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-flinks) - [Flinks vs Lumin Digital](https://www.g2.com/compare/flinks-vs-lumin-digital) - [Flinks vs MeridianLink Consumer](https://www.g2.com/compare/flinks-vs-meridianlink-consumer) ### 4. [FIS](https://www.g2.com/products/fis/reviews) By FIS Global **Average Rating:** 4.2/5 **Total Reviews:** 13 FIS Core Banking offers agile solutions that integrate seamlessly with our core systems or with others via a componentized architecture. This approach enables community, mid-tier, large and global financial institutions to surround their legacy core platform with components to help them progressively transform their core banking systems. With FIS total banking solutions, institutions can create a truly differentiated customer experience. Categories in common with Finastra Universal Banking: [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms), [Banking as a Service (BaaS)](https://www.g2.com/categories/banking-as-a-service-baas) **Compare:** [Finastra Universal Banking vs FIS](https://www.g2.com/compare/fis-vs-finastra-universal-banking) **Compare FIS with other alternatives:** - [FIS vs Equals](https://www.g2.com/compare/equals-equals-vs-fis) - [FIS vs Finflux](https://www.g2.com/compare/fis-vs-m2p-fintech-finflux) - [FIS vs Flinks](https://www.g2.com/compare/fis-vs-flinks) - [FIS vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-fis) - [FIS vs Plaid](https://www.g2.com/compare/fis-vs-plaid) - [FIS vs Finacle Online Banking](https://www.g2.com/compare/fis-vs-finacle-online-banking) - [FIS vs Finacle for digital-only banks](https://www.g2.com/compare/fis-vs-finacle-for-digital-only-banks) - [FIS vs Lumin Digital](https://www.g2.com/compare/fis-vs-lumin-digital) - [FIS vs MeridianLink Consumer](https://www.g2.com/compare/fis-vs-meridianlink-consumer) ### 5. [Alkami](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) By Alkami Technology **Average Rating:** 4.4/5 **Total Reviews:** 39 Alkami Technology, Inc. is a cloud-based digital banking solutions provider for financial institutions in the United States that help clients digitally transform through retail and business banking, digital account opening and loan origination, multi-payment fraud prevention, and data analytics and engagement solutions. Categories in common with Finastra Universal Banking: [Mobile Banking](https://www.g2.com/categories/mobile-banking), [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Compare:** [Finastra Universal Banking vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-finastra-universal-banking) **Compare Alkami with other alternatives:** - [Alkami vs Equals](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-equals-equals) - [Alkami vs Finflux](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-m2p-fintech-finflux) - [Alkami vs Flinks](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-flinks) - [Alkami vs FIS](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-fis) - [Alkami vs Plaid](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-plaid) - [Alkami vs Finacle Online Banking](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-finacle-online-banking) - [Alkami vs Finacle for digital-only banks](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-finacle-for-digital-only-banks) - [Alkami vs Lumin Digital](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-lumin-digital) - [Alkami vs MeridianLink Consumer](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-meridianlink-consumer) ### 6. [Plaid](https://www.g2.com/products/plaid/reviews) By Plaid, Inc. **Average Rating:** 4.2/5 **Total Reviews:** 44 Plaid enables applications to connect with users' bank accounts. Categories in common with Finastra Universal Banking: [Mobile Banking](https://www.g2.com/categories/mobile-banking) **Compare:** [Finastra Universal Banking vs Plaid](https://www.g2.com/compare/finastra-universal-banking-vs-plaid) **Compare Plaid with other alternatives:** - [Plaid vs Equals](https://www.g2.com/compare/equals-equals-vs-plaid) - [Plaid vs Finflux](https://www.g2.com/compare/m2p-fintech-finflux-vs-plaid) - [Plaid vs Flinks](https://www.g2.com/compare/flinks-vs-plaid) - [Plaid vs FIS](https://www.g2.com/compare/fis-vs-plaid) - [Plaid vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-plaid) - [Plaid vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-plaid) - [Plaid vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-plaid) - [Plaid vs Lumin Digital](https://www.g2.com/compare/lumin-digital-vs-plaid) - [Plaid vs MeridianLink Consumer](https://www.g2.com/compare/meridianlink-consumer-vs-plaid) ### 7. [Finacle Online Banking](https://www.g2.com/products/finacle-online-banking/reviews) By EdgeVerve Systems **Average Rating:** 4.5/5 **Total Reviews:** 26 Finacle Online Banking is an omnichannel enabled enterprise-class internet banking solution. This unified solution for retail, SME and large enterprise customers is differentiated by its comprehensive coverage and an advanced architecture. Categories in common with Finastra Universal Banking: [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Compare:** [Finastra Universal Banking vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-finastra-universal-banking) **Compare Finacle Online Banking with other alternatives:** - [Finacle Online Banking vs Equals](https://www.g2.com/compare/equals-equals-vs-finacle-online-banking) - [Finacle Online Banking vs Finflux](https://www.g2.com/compare/finacle-online-banking-vs-m2p-fintech-finflux) - [Finacle Online Banking vs Flinks](https://www.g2.com/compare/finacle-online-banking-vs-flinks) - [Finacle Online Banking vs FIS](https://www.g2.com/compare/fis-vs-finacle-online-banking) - [Finacle Online Banking vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-finacle-online-banking) - [Finacle Online Banking vs Plaid](https://www.g2.com/compare/finacle-online-banking-vs-plaid) - [Finacle Online Banking vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-online-banking-vs-finacle-for-digital-only-banks) - [Finacle Online Banking vs Lumin Digital](https://www.g2.com/compare/finacle-online-banking-vs-lumin-digital) - [Finacle Online Banking vs MeridianLink Consumer](https://www.g2.com/compare/finacle-online-banking-vs-meridianlink-consumer) ### 8. [Finacle for digital-only banks](https://www.g2.com/products/finacle-for-digital-only-banks/reviews) By EdgeVerve Systems **Average Rating:** 4.3/5 **Total Reviews:** 30 Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power your banks’ digital transformation. Categories in common with Finastra Universal Banking: [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Compare:** [Finastra Universal Banking vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-finastra-universal-banking) **Compare Finacle for digital-only banks with other alternatives:** - [Finacle for digital-only banks vs Equals](https://www.g2.com/compare/equals-equals-vs-finacle-for-digital-only-banks) - [Finacle for digital-only banks vs Finflux](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-m2p-fintech-finflux) - [Finacle for digital-only banks vs Flinks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-flinks) - [Finacle for digital-only banks vs FIS](https://www.g2.com/compare/fis-vs-finacle-for-digital-only-banks) - [Finacle for digital-only banks vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-finacle-for-digital-only-banks) - [Finacle for digital-only banks vs Plaid](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-plaid) - [Finacle for digital-only banks vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-finacle-for-digital-only-banks) - [Finacle for digital-only banks vs Lumin Digital](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-lumin-digital) - [Finacle for digital-only banks vs MeridianLink Consumer](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-meridianlink-consumer) ### 9. [Lumin Digital](https://www.g2.com/products/lumin-digital/reviews) By Lumin Digital **Average Rating:** 4.7/5 **Total Reviews:** 29 Lumin Digital is the leading, future-ready digital banking solution powering remarkable growth for financial institutions across the United States. Combining innovation, data, and speed, Lumin's disruption-proof platform was born in the cloud to stay ahead of the evolving expectations of retail and business banking users. With Lumin Digital's unique approach, our clients innovate and scale at their own pace, optimize digital banking ROI, and create a strong digital relationship with their customers. For more information, visit lumindigital.com. Categories in common with Finastra Universal Banking: [Mobile Banking](https://www.g2.com/categories/mobile-banking), [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Compare:** [Finastra Universal Banking vs Lumin Digital](https://www.g2.com/compare/finastra-universal-banking-vs-lumin-digital) **Compare Lumin Digital with other alternatives:** - [Lumin Digital vs Equals](https://www.g2.com/compare/equals-equals-vs-lumin-digital) - [Lumin Digital vs Finflux](https://www.g2.com/compare/m2p-fintech-finflux-vs-lumin-digital) - [Lumin Digital vs Flinks](https://www.g2.com/compare/flinks-vs-lumin-digital) - [Lumin Digital vs FIS](https://www.g2.com/compare/fis-vs-lumin-digital) - [Lumin Digital vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-lumin-digital) - [Lumin Digital vs Plaid](https://www.g2.com/compare/lumin-digital-vs-plaid) - [Lumin Digital vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-lumin-digital) - [Lumin Digital vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-lumin-digital) - [Lumin Digital vs MeridianLink Consumer](https://www.g2.com/compare/lumin-digital-vs-meridianlink-consumer) ### 10. [MeridianLink Consumer](https://www.g2.com/products/meridianlink-consumer/reviews) By MeridianLink **Average Rating:** 4.2/5 **Total Reviews:** 28 MeridianLink Consumer is a digital loan origination platform that helps financial institutions manage, automate, and process consumer loan applications across online, mobile, branch, and indirect channels within a unified workflow. Categories in common with Finastra Universal Banking: [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Compare:** [Finastra Universal Banking vs MeridianLink Consumer](https://www.g2.com/compare/finastra-universal-banking-vs-meridianlink-consumer) **Compare MeridianLink Consumer with other alternatives:** - [MeridianLink Consumer vs Equals](https://www.g2.com/compare/equals-equals-vs-meridianlink-consumer) - [MeridianLink Consumer vs Finflux](https://www.g2.com/compare/m2p-fintech-finflux-vs-meridianlink-consumer) - [MeridianLink Consumer vs Flinks](https://www.g2.com/compare/flinks-vs-meridianlink-consumer) - [MeridianLink Consumer vs FIS](https://www.g2.com/compare/fis-vs-meridianlink-consumer) - [MeridianLink Consumer vs Alkami](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-meridianlink-consumer) - [MeridianLink Consumer vs Plaid](https://www.g2.com/compare/meridianlink-consumer-vs-plaid) - [MeridianLink Consumer vs Finacle Online Banking](https://www.g2.com/compare/finacle-online-banking-vs-meridianlink-consumer) - [MeridianLink Consumer vs Finacle for digital-only banks](https://www.g2.com/compare/finacle-for-digital-only-banks-vs-meridianlink-consumer) - [MeridianLink Consumer vs Lumin Digital](https://www.g2.com/compare/lumin-digital-vs-meridianlink-consumer) ## Explore Articles - [What’s the leading SEO app to improve my site’s search ranking](https://www.g2.com/discussions/what-s-the-leading-seo-app-to-improve-my-site-s-search-ranking) - [Best software for secure managed file transfers](https://www.g2.com/discussions/best-software-for-secure-managed-file-transfers) - [What is the best tool for coordinating cybersecurity incident response?](https://www.g2.com/discussions/what-s-the-best-tool-for-coordinating-cybersecurity-incident-response) - [Virtual Events Solutions](https://www.g2.com/discussions/best-virtual-events-solutions-for-hosting-online-events) - [Leading CMMS for equipment maintenance in the U.S.](https://www.g2.com/discussions/what-is-the-leading-cmms-for-equipment-maintenance-in-the-u-s) - [What are the most reliable employee perks solutions based on user reviews for seamless HRIS integration?](https://www.g2.com/discussions/what-are-the-most-reliable-employee-perks-solutions-based-on-user-reviews-for-seamless-hris-integration) ## Spotlight Categories - [Inbound Call Tracking Software](https://www.g2.com/categories/inbound-call-tracking) - [Influencer Marketing Platforms](https://www.g2.com/categories/influencer-marketing-platforms) - [Video Editing Software](https://www.g2.com/categories/video-editing)