--- title: Equals Reviews meta_title: 'Equals Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 197 reviews by the users' company size, role or industry to find out how Equals works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 197 scale: '5' date_modified: '2026-08-09' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Equals Reviews **Vendor:** Equals **Category:** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments) **Average Rating:** 4.5/5.0 **Total Reviews:** 197 ## About Equals Equals is the next-generation global money movement platform built for exceptional businesses operating across borders. We bring international payments, embedded payments, and more together into a single connection that simplifies operations and strengthens financial control. With deep expertise and integrated infrastructure, Equals turns financial complexity into reliable solutions. With over 18 years of experience, Equals has established itself as a trusted partner for over 50,000 businesses, managing and moving more than £50 billion globally. One of the standout features of Equals is the infrastructure for embedded payments, enabling businesses to build and scale financial products without owning the complexity. Through a single API or fully branded white-label solution, companies can embed global payments, accounts, cards, and compliance directly into their operations. Its multi-currency accounts, which come with their own International Bank Account Number (IBAN) allows businesses to manage over 35 currencies directly, facilitating seamless transactions without the need for currency conversion. The direct connection to major payment networks, including SWIFT and UK Faster Payments, ensures that users can send and receive funds efficiently. The target audience for Equals includes CFD Brokers, Digital Asset Companies, Banks/ Neo Banks, FX & Payments and businesses of all sizes looking to enhance their financial operations. Whether an SME needs to manage its expenses or a large corporation requires efficient international payment solutions, Equals caters to a diverse range of use cases. The platform supports over 60 currencies, offering favourable rates for corporate foreign exchange (FX) and international payments. This capability is particularly beneficial for companies operating in multiple markets, as it allows them to hedge against currency fluctuations\* and streamline their payment processes. Equals also provides spend management software that simplifies employee expense tracking and cash flow management. Managers can gain a comprehensive view of all transactions, issue business prepaid cards rapidly, and set permissions based on team roles. This level of control not only streamlines monthly reconciliation but also integrates with popular accounting software like Xero and Concur® Expense, making it easier for businesses to maintain accurate financial records. Overall, Equals stands out in the financial technology landscape by offering a versatile, user-friendly platform that addresses the complex needs of modern businesses. With a commitment to safeguarding customer funds through designated accounts with Tier 1 banks, Equals ensures that users can trust their financial operations are secure while benefiting from a wide range of innovative features tailored to enhance their financial management capabilities. \*Equals can only offer forward contracts to facilitate payments for goods and services. Once your rate is locked, please be aware that you are committed to that rate regardless of how it moves after booking. \*\*Fees may apply to issue cards. Equals accounts are not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations/ E-money Regulations. Money is held in specially designated safeguarded bank accounts with Tier 1 banks and is kept separate from company assets. T&Cs apply, please see product FAQs for further queries. ## Equals Pros & Cons **What users like:** - Users find Equals exceptionally **easy to use** , enjoying its user-friendly portal and efficient management features. (14 reviews) - Users value the **convenience** of Equals, enjoying its user-friendly platform for efficient expense management and support. (9 reviews) - Users appreciate the **rapid fund allocation** and ease of managing their virtual cards with Equals. (9 reviews) - Users commend the **quick and friendly customer support** of Equals, enhancing the overall user experience for charities. (8 reviews) - Users value the **time-saving benefits** of Equals, enjoying quick fund management and easy expense tracking. (8 reviews) - Expense Management (7 reviews) - Users value the **simplicity of use** and excellent customer service provided by Equals Money for managing finances. (7 reviews) - Speed (7 reviews) - Easy Upload (6 reviews) - Spending Control (6 reviews) **What users dislike:** - Users find the **receipt management** process somewhat clunky and lacking features like push notifications for upload reminders. (6 reviews) - Users face **limited acceptance** of Equals, complicating usage with certain airlines and cash withdrawal options. (5 reviews) - Users experience **approval issues** with Equals, struggling with bank statement reconciliation and app functionality. (4 reviews) - Users find Equals' functionality **limited** , especially in receipt uploads and mobile app capabilities for administrators. (4 reviews) - Users find the **interface design poor** , causing navigation issues and complicating tasks across multiple functionalities. (4 reviews) - UX Improvement (4 reviews) - Inadequate Categorization (3 reviews) - Linking Issues (3 reviews) - Manual Entry (3 reviews) - Photo Issues (3 reviews) - [View Equals pricing details and edition comparison](https://www.g2.com/products/equals-equals/reviews?page=5§ion=pricing&secure%5Bexpires_at%5D=2026-08-10+09%3A22%3A07+-0500&secure%5Bsession_id%5D=ba0066e2-0539-4747-bb35-86ba4c6d9a77&secure%5Btoken%5D=ad181b4ecaf1b3515e18224b612c36c5c047c46892ec25c562e31110345eb8f5&format=llm_user) ## Equals Integrations - [Xero](https://www.g2.com/products/xero/reviews) ## Equals Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Corporate Card - Credit Card Management **Setup** - Data - Approvals - Real-Time Data **Transactions** - Types - Global - Channels - Fees **Card Management** - Card Types - Card Controls - Card Personalization - Configuration - Fulfillment - Replacement **Connectivity** - APIs - Cards - Accounts - White-labeling **Payments - Embedded Payments** - Processing - Fraud Protection - Payment Methods **Agentic AI - Expense Management** - Cross-system Integration **Travel Management** - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Compliance** - Security - Fraud Protection - ID Verification **Controls** - Tokenization - Security - Card Networks - Integration - Testing - APIs **Compliance** - Reporting - Onboarding **Personalization - Embedded Payments** - Customer Onboarding - Checkout Customization - Merchant Portal **Integration** - Accounting - Foreign Exchange - AML & KYC **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Setup - Embedded Payments** - Payment Flows - APIs **Agentic AI - Banking as a Service (BaaS)** - Decision Making **Client Invoicing** - Invoice Creation and Delivery - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Analytics - Embedded Payments** - Transactions - Reconciliation **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - ACH - Reimbursement Management **Mobile** - Receipt Capture - Expense Tracking - Real-Time Updates **Platform** - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management - Compliance Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration ## Top Equals Alternatives - [Pleo](https://www.g2.com/products/pleo/reviews) - 4.7/5.0 (1,417 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - 4.7/5.0 (9,141 reviews) - [Payhawk](https://www.g2.com/products/payhawk/reviews) - 4.5/5.0 (897 reviews)