--- title: Equals Reviews meta_title: 'Equals Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 197 reviews by the users' company size, role or industry to find out how Equals works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 197 scale: '5' date_modified: '2026-08-09' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Equals Reviews **Vendor:** Equals **Category:** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments) **Average Rating:** 4.5/5.0 **Total Reviews:** 197 ## About Equals Equals is the next-generation global money movement platform built for exceptional businesses operating across borders. We bring international payments, embedded payments, and more together into a single connection that simplifies operations and strengthens financial control. With deep expertise and integrated infrastructure, Equals turns financial complexity into reliable solutions. With over 18 years of experience, Equals has established itself as a trusted partner for over 50,000 businesses, managing and moving more than £50 billion globally. One of the standout features of Equals is the infrastructure for embedded payments, enabling businesses to build and scale financial products without owning the complexity. Through a single API or fully branded white-label solution, companies can embed global payments, accounts, cards, and compliance directly into their operations. Its multi-currency accounts, which come with their own International Bank Account Number (IBAN) allows businesses to manage over 35 currencies directly, facilitating seamless transactions without the need for currency conversion. The direct connection to major payment networks, including SWIFT and UK Faster Payments, ensures that users can send and receive funds efficiently. The target audience for Equals includes CFD Brokers, Digital Asset Companies, Banks/ Neo Banks, FX & Payments and businesses of all sizes looking to enhance their financial operations. Whether an SME needs to manage its expenses or a large corporation requires efficient international payment solutions, Equals caters to a diverse range of use cases. The platform supports over 60 currencies, offering favourable rates for corporate foreign exchange (FX) and international payments. This capability is particularly beneficial for companies operating in multiple markets, as it allows them to hedge against currency fluctuations\* and streamline their payment processes. Equals also provides spend management software that simplifies employee expense tracking and cash flow management. Managers can gain a comprehensive view of all transactions, issue business prepaid cards rapidly, and set permissions based on team roles. This level of control not only streamlines monthly reconciliation but also integrates with popular accounting software like Xero and Concur® Expense, making it easier for businesses to maintain accurate financial records. Overall, Equals stands out in the financial technology landscape by offering a versatile, user-friendly platform that addresses the complex needs of modern businesses. With a commitment to safeguarding customer funds through designated accounts with Tier 1 banks, Equals ensures that users can trust their financial operations are secure while benefiting from a wide range of innovative features tailored to enhance their financial management capabilities. \*Equals can only offer forward contracts to facilitate payments for goods and services. Once your rate is locked, please be aware that you are committed to that rate regardless of how it moves after booking. \*\*Fees may apply to issue cards. Equals accounts are not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations/ E-money Regulations. Money is held in specially designated safeguarded bank accounts with Tier 1 banks and is kept separate from company assets. T&Cs apply, please see product FAQs for further queries. ## Equals Pros & Cons **What users like:** - Users find Equals exceptionally **easy to use** , enjoying its user-friendly portal and efficient management features. (14 reviews) - Users value the **convenience** of Equals, enjoying its user-friendly platform for efficient expense management and support. (9 reviews) - Users appreciate the **rapid fund allocation** and ease of managing their virtual cards with Equals. (9 reviews) - Users commend the **quick and friendly customer support** of Equals, enhancing the overall user experience for charities. (8 reviews) - Users value the **time-saving benefits** of Equals, enjoying quick fund management and easy expense tracking. (8 reviews) - Expense Management (7 reviews) - Users value the **simplicity of use** and excellent customer service provided by Equals Money for managing finances. (7 reviews) - Speed (7 reviews) - Easy Upload (6 reviews) - Spending Control (6 reviews) **What users dislike:** - Users find the **receipt management** process somewhat clunky and lacking features like push notifications for upload reminders. (6 reviews) - Users face **limited acceptance** of Equals, complicating usage with certain airlines and cash withdrawal options. (5 reviews) - Users experience **approval issues** with Equals, struggling with bank statement reconciliation and app functionality. (4 reviews) - Users find Equals' functionality **limited** , especially in receipt uploads and mobile app capabilities for administrators. (4 reviews) - Users find the **interface design poor** , causing navigation issues and complicating tasks across multiple functionalities. (4 reviews) - UX Improvement (4 reviews) - Inadequate Categorization (3 reviews) - Linking Issues (3 reviews) - Manual Entry (3 reviews) - Photo Issues (3 reviews) ## Equals Reviews ### 1. Intuitive Interface But Needs Enhanced Support **Rating:** 4.0/5.0 stars **Reviewed by:** Anastasija C. | Head of Financial Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** April 24, 2026 **What do you like best about Equals?** I find the interface of Equals Money to be really good and great for navigating. It's super useful and easy to use, especially for sending payments across the world. The ability to split money into account balances and wallets is extremely valuable from a cash flow perspective. I also appreciate the easy flow and transparency of the platform, which helps understand the processes and charges involved, making it probably the easiest among all the banks in terms of understanding the flow and fees. **What do you dislike about Equals?** Probably the customer support team just because the process still relies on human interaction a lot. And on top of this, I'm not entirely sure if the team sits in different time zones, but I feel like whenever I submit a ticket, there is a considerable lag. It might be helpful to have more people who can respond within the time zone, or they could increase the capacity or educational awareness across the board. **What problems is Equals solving and how is that benefiting you?** I find Equals Money's interface great for sending payments globally. It's easy to navigate, and splitting money into account balances and wallets helps with cash flow. ### 2. Great UI and fast funding, but multi-currency Xero integration feels clunky **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.) **Reviewed Date:** July 09, 2026 **What do you like best about Equals?** Xero integration and an easy-to-navigate user interface for tasks like ordering new cards and updating spend limits. Funds are available immediately when added, and there’s a wide range of currencies available. **What do you dislike about Equals?** Integration with Xero of multiple currencies is clunky - it requires an account set up in each currency rather than converting each from one master currency and feeding through at the appropriate exchange rate **What problems is Equals solving and how is that benefiting you?** Multi currency spending without hefty fees in all of our overseas offices ### 3. Banking as a service **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.) **Reviewed Date:** April 24, 2026 **What do you like best about Equals?** If there are issues we do have them escalated and it’s not a chat bot. Anjana is on it and addresses our needs - with that being said, the platform itself could use upgrades and the functionality could be improved. **What do you dislike about Equals?** Functionality and platform bugs need to be fixed. Easy to read bank statements and clear fees segmented should Also be more prominent **What problems is Equals solving and how is that benefiting you?** They’re letting us receive multi currency and pay in multi currency. The pots and segmented accounts are good ### 4. Great staff expense cards **Rating:** 4.0/5.0 stars **Reviewed by:** Jo T. | Finance Diretor, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** Equals cards are easy to manage across my whole team. The app and web interface is simple and intuitive and enables me to easily check spending and move balances between cards instantly. Bank transfers into the main account are instant. My staff have found the digital cards easy to setup and use. We use digital cards only and these are easy to add to phone wallets. Staff use their cards daily with no problems. On the few occasions I have used customer support it has been quick and efficient. **What do you dislike about Equals?** We are Quickbooks based and look forward to bank feed integration in the future. CSV downloads are easy to get and upload, but the date format (which includes a time stamp) does have to be manually changed which isn't ideal. **What problems is Equals solving and how is that benefiting you?** Staff no longer have to use their own funds and produce monthly produce personal expense reports. Admin time is dramatically reduced, and staff don't have to wait til month end for reimbursement. ### 5. Specific Needs Met **Rating:** 4.0/5.0 stars **Reviewed by:** Kyle W. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** As a cash hungry business Equals allows our buy and sell stores to easily access cash from their own high streets as opposed to having to travel to our specific main bank. This saves tens of hours over the course of a year and we use it a lot. **What do you dislike about Equals?** During peak times money transfer from our main business bank account can take up to 20 minues. **What problems is Equals solving and how is that benefiting you?** We consider ourselvs a 'specific use business' in that we use Equals for a purpose not many others may, and yet it still flawlessly solves out problems. We require cash top ups to our high street buy and sell stores frequently and Equals takes the stress out of going to the bank multiple times weekly. Staff can access cash from ATMs on their own high streets and our stores are ready to buy products again at a moments notice. ### 6. User friendly platform **Rating:** 4.0/5.0 stars **Reviewed by:** Maia C. | Executive Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** We've been using Equals Money for several months now, and it has completely transformed the way we manage our business expenses and international payments. The platform is intuitive, fast, and packed with features that really make a difference. The multi-currency accounts are a huge plus – no more worrying about conversion rates or hidden fees. **What do you dislike about Equals?** The user interface can be unintuitive at times, and we've experienced frequent glitches that required us to restart or contact support. **What problems is Equals solving and how is that benefiting you?** Equals Money has helped us gain clear visibility and control over company spending, thanks to real-time tracking and spend limits. It's also solved the issue of costly international payments by letting us hold and pay in multiple currencies at competitive rates. The platform saves us time, reduces manual work, and helps our team manage finances far more efficiently. ### 7. Equals Money card is convenient and easy to use for our purchases **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2025 **What do you like best about Equals?** The Equals Money card is easy to use and allows us as a charity to efficiently manage our spending. The online portal is user friendly and we are able to access our information and statements in real time easily. We have also used the online chat function a few times which have promptly resolved our queries. **What do you dislike about Equals?** We have had no issues at all using our Equals Money card, with only a couple of refresh procedures required from that end to refresh the feed into Xero. **What problems is Equals solving and how is that benefiting you?** We are able to pre-load our card with available funds in an easily manageable way, which is of benefit to us as a charity which relies solely on funding. ### 8. Equals account for Care Home Business **Rating:** 4.0/5.0 stars **Reviewed by:** Lauren D. | Finance Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** What we enjoy about our equals account is how quickly we can move money around our different cards and allocate money to each user The care homes can easily see their balance left for the month on the app and can put in a request for funds **What do you dislike about Equals?** The charge of withdrawing cash and the £12 fee for a new card **What problems is Equals solving and how is that benefiting you?** No cash in hand at our children homes - money easily transferred to our homes all around the country ### 9. User friendly **Rating:** 4.0/5.0 stars **Reviewed by:** Timea T. | Finance and Management Information System Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** It is easy to use and great that virtual cards can be set up and managed for staff. Customer support is always helpful and prompt. **What do you dislike about Equals?** The only issue is that I can not make bank transfers from the cards. **What problems is Equals solving and how is that benefiting you?** Expenses for the business ie. stationery, printing etc. ### 10. A convenient and reliable finance card company **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Small-Business (50 or fewer emp.) **Reviewed Date:** November 26, 2024 **What do you like best about Equals?** The customer service is very quick to respond and help out! Transfers are quick and the notes section on payments is useful to share comments between other staff members. **What do you dislike about Equals?** Once closing a balance on the account it is confusing if you open a new one in the same name as it still appears. **What problems is Equals solving and how is that benefiting you?** For those small business day-to-day purchases, saves having to send over POs and orders to finance. ### 11. Very good system with some minor flaws **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Media Production | Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** The positives include that team members no longer need to carry cash when traveling overseas. The app is easy to understand, and uploading receipts is extremely straightforward. Downloading statements, whether for individual team members or for the team as a whole, was very simple. Customer support is exemplary and I made contact with them often. **What do you dislike about Equals?** As an Administrator, I needed to determine the total funds added to Equals. I found this to be a complex task, especially when dealing with multiple currencies over a four-month period. While I consistently checked with Equals regarding the countries the team was traveling to and whether the card could be used there, the teams occasionally faced challenges. They sometimes had trouble withdrawing cash or found that the card was not accepted. One drawback of downloading statements is that I had to create an additional column to calculate totals, as Equals deducts money from the overall amount. I found it difficult to create new folders for each country and its currencies, so I abandoned that idea and opted to use just one folder which was unsatisfactory **What problems is Equals solving and how is that benefiting you?** The teams no longer need to carry cash, whether in GBP or foreign currency, which reduces the risk of theft or loss. They find it very easy to upload receipts, allowing them to focus on their work without worrying about expenses. **Official Response from Equals Team:** > Hello, Thank you for sharing your detailed feedback on your experience with Equals Money. We're thrilled to hear that you appreciate the convenience of the app, the ease of uploading receipts, and the simplicity of downloading statements. Thank you for your feedback on your transactions. We are looking at making improvements and your comments on this area are helpful. We apologize for any challenges your team faced while using the card abroad and withdrawing cash, please contact your account manager directly to allow us to investigate this. Thanks, The Equals Money team ### 12. Useful tool but could be easier to use **Rating:** 3.5/5.0 stars **Reviewed by:** Eve G. | Growth and Compliance Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** November 22, 2024 **What do you like best about Equals?** It is great to be able to pool money in one area and keep track of spending from different account holders **What do you dislike about Equals?** It can be difficult to use, setting limits to different cards and giving access to the account funds has proven complicated. Also, setting limits can effect the access to the account money and can create issues when using the individual cards. **What problems is Equals solving and how is that benefiting you?** Equals money is helping with tracking spend amounts and keeping a log of where money from the business is typically going. It is allowing different people to use the account fund which is helpful. ### 13. Simple way to manage company payments without credit application **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Leisure, Travel & Tourism | Mid-Market (51-1000 emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** App is straighforward to navigate, upload money direct to a number of virtual cards from bank account in minutes and offers a secure payment portal with ID verification checks when paying online **What do you dislike about Equals?** Some issues with app login on mobile phone, loading webpage instead of app. Some transactions require verification and on occasions this requires shutdown of the app rather than notifying by popup as with other payment portals **What problems is Equals solving and how is that benefiting you?** No need to go through credit checks and having crdit card limits in place, easy upload like a virtual debit card ### 14. Easy to use Petty Cash replacement **Rating:** 3.5/5.0 stars **Reviewed by:** Kasia J. | Management Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** Our business uses Equals Money debit cards for every day small expenditure for the office. It successfully replaced dealing with physical cash via Petty Cash Register. It was easy to connect the bank feed to our accoutning system Xero for month end reconciliation.Works fine. **What do you dislike about Equals?** The only downside I can see is that not always all transactions are feeded to Xero and I need to manually check in Equals portal online for the missing transactions to clear the diffrence at the and of the month. **What problems is Equals solving and how is that benefiting you?** Successfully replaced Petty Cash register. Easy for employees to use and for bookkeeper to reconcile. **Official Response from Equals Team:** > Hello Kasia, We're glad to hear that Equals Money has made managing petty cash easier for your business. We appreciate your feedback about the transactions not always feeding into Xero. Please get in touch with our team so that we can investigate this issue. Thanks, The Equals Money team ### 15. Easy to use expense card **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Primary/Secondary Education | Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** Equals Money has a clear, easy-to-use app interface and multi-app (Apple wallet, Uber etc) integration and has made business expense accounting easy and quick. **What do you dislike about Equals?** Nothing - I find the interface intuitive and easy to use **What problems is Equals solving and how is that benefiting you?** Easy expense management with low fuss and strong integration across other spending apps. ### 16. Satisfied with onboarding process **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Food Production | Small-Business (50 or fewer emp.) **Reviewed Date:** November 25, 2024 **What do you like best about Equals?** Good customer service and response time. Helpful and friendly. Were very quick in responding to queries but was a bit disappointed a some misinformation I received regarding Xero integration. Appreciate that each balance has its own seperate account details. Also that able to use it as a digital card **What do you dislike about Equals?** I haven't yet properly started using it so I can't relly offer a proper judgement. It is easy to use, didn't know about app verification, had to reach out to find out what it was. Also, as mentioned, Xero integration would be much better if each balance can be linked to a different Xero as we have a number of different companies within one group using Equals. Also, it would be nice if we could delete balances ourselvs without having to ask Equals to do it for us. Another feature which would be nice would be if the account name of each balance reflected the balance name as opposed to the title balance, but it is helpful that each balance has its own seperate account details. **What problems is Equals solving and how is that benefiting you?** That we are able to issue purchase cards to employees, enabling them to have their own cards without having to share debit cards or anything like that ### 17. Good but can improvement **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.) **Reviewed Date:** April 25, 2025 **What do you like best about Equals?** Other than the different currencies, we are happy with everything else **What do you dislike about Equals?** The interfaz with different currencies needs improvement, at the moment is slightly chaotic **What problems is Equals solving and how is that benefiting you?** It is a good platform for business expense management with different cards ### 18. Good solution for charity payment cards **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Civic & Social Organization | Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** Equals Money provides a good deal for charities - we can give each person who needs one their own card and control the budget at their disposal without needing to pay out monthly charges for this facility. Also we can link Equals Money to Xero to automatically upload the transactions into our accounts system. **What do you dislike about Equals?** The reporting is a bit clunky with all the transfers between wallets appearing as transactions both in reports and in Xero. Also users tell me they can't go back and add receipts later if they didn't save them at the start. **What problems is Equals solving and how is that benefiting you?** People who need to purchase for the charity don't have to use personal cards or cards with a monthly fee. **Official Response from Equals Team:** > Hello, We're glad to hear that you are finding Equals Money beneficial for your charity's payment needs. We appreciate your feedback about the reporting and receipt features, please ensure you speak with our team about this to see if we can help you. Thanks, The Equals Money team ### 19. Great service, responsive staff, and good pricing. **Rating:** 4.0/5.0 stars **Reviewed by:** Alistair Tait S. | Director, Mid-Market (51-1000 emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** Equals money is easy to use and give our firm great controls over staff spend. It was easy to open an account, and the customer support is available on the phone. Our staff use this daily, and the ability to upload receipts intergerate it into our accounts system was a real plus. **What do you dislike about Equals?** Equals money could improve the functionality of the mobile app for administrators. **What problems is Equals solving and how is that benefiting you?** It allows us to give staff access to funds via a card. ### 20. Clear cut approach to financial assistance for our business **Rating:** 4.0/5.0 stars **Reviewed by:** sheila m. | Managing Director, Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** Speed at which monies are allocated to our account **What do you dislike about Equals?** Nothing now the latest updates have been applied **What problems is Equals solving and how is that benefiting you?** maintaining our expenditure within several areas of our business ### 21. Handy for dealing with large groupd **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** November 01, 2024 **What do you like best about Equals?** It's been handy to provide an allowance for seasonal staff to use and, for us, for allowances for large groups coming to us for training who need access to funds in the UK. I see it as a business tool, not sure why you would use it privately over an existing bank account. Perhaps as a spare for online purchases for protection. **What do you dislike about Equals?** Some companies (to my knowledge Uber for business) don't accept the Equals money account. Have had some issues getting it to work on older phones, while I put together a guide for this, an idea of how to set it up on phones on the introductory emails would be a good thing. **What problems is Equals solving and how is that benefiting you?** AS noted above, providing allowances for seasonal parts of the business and visiting groups. **Official Response from Equals Team:** > Hello, We're happy to hear that Equals Money has been a useful business tool for providing allowances for seasonal staff and visiting groups. Thank you for your feedback about using older phones, please contact us directly, explaining the issue you are having and requesting we add this to our product education. Thanks, The Equals Money team ### 22. Basic features compared to other brands but still good **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** November 22, 2024 **What do you like best about Equals?** It is cheaper than other platforms which makes it worthwhile. You are able to easily upload receipts and track spending with Xero **What do you dislike about Equals?** It's not very sophisticated compared to other platforms (the system to allocate purchases to categories is a bit clunky) but so far it does what we need! It would be good to have push notifications when people make purchases so they are reminded to upload receipts **What problems is Equals solving and how is that benefiting you?** We no longer need employees to fill out expense forms which backlogged ### 23. Equals Money for a Charity **Rating:** 4.0/5.0 stars **Reviewed by:** Thomas B. | Trustee - Secretary, Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** Virtual and physical cards for users and an easy to use app **What do you dislike about Equals?** Some currencies we would like are not available **What problems is Equals solving and how is that benefiting you?** Easily tracks spending and allocation of expenses to correct funds. Individual users are responsible for annotations and receipt uploads and this saves time. **Official Response from Equals Team:** > Hello Thomas, Thank you for your feedback. We understand the importance of having a wide range of currency options, if you need to make payments in a currency you don't see listed, please speak with our team. Thanks, The Equals money team ### 24. So far so good **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Animation | Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** We've only been using it a short time. It's been really easy to set up and hand out cards to my employees. I love that I can give them all budgets on a monthly basis. I'm on the app most days and it has been really easy to integrate into my xero software. **What do you dislike about Equals?** So far there are no downsides in using Equals Money **What problems is Equals solving and how is that benefiting you?** The main issue has been kepping control of individual expenses claims. This is already easier with equals **Official Response from Equals Team:** > Hello, We're glad to hear that you find Equals Money easy to set up and use for managing your employees' budgets. Integrating with Xero software is also a great benefit. Thank you for sharing your positive experience! The Equals Money team ### 25. Service **Rating:** 4.0/5.0 stars **Reviewed by:** Lazaros D. | Treasurer, Mid-Market (51-1000 emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** The ease clearing of international funds **What do you dislike about Equals?** The response time from the help team, the limits on functionality, few features on the app **What problems is Equals solving and how is that benefiting you?** offering ease in terms of allocation of expense cards across our brands in different areas of the world ### 26. Very efficient and easy system **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.) **Reviewed Date:** April 24, 2025 **What do you like best about Equals?** Gives good control of extra spending for employees **What do you dislike about Equals?** Nothing I can think of at present, easy to use **What problems is Equals solving and how is that benefiting you?** To allow employees control of expenses when with clients ### 27. Simple to use and user friendly for all workers in our company **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Electrical/Electronic Manufacturing | Small-Business (50 or fewer emp.) **Reviewed Date:** December 04, 2024 **What do you like best about Equals?** Simple to use and straight forward to upload reciepts after purchases **What do you dislike about Equals?** There doesn't seem to be a way of requesting additional funds other than calling up the head admin/ accounts. **What problems is Equals solving and how is that benefiting you?** Prevents engineers spending business money without being controlled. Helps keep accounts of each transaction with receipts being recorded for each transaction ### 28. L BELFAST **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** The ease of completing monthly finance reports. Able to put restrictions on cards and change with ease. Customer support is amazing - all enquires answered in a timely manner. **What do you dislike about Equals?** Not being able to transfer to GB accounts. **What problems is Equals solving and how is that benefiting you?** Eliminates the need for cash being held in the organization. **Official Response from Equals Team:** > Hello, We're glad to hear that you find our monthly finance reports easy to complete and that our customer support has been helpful for you. Please talk to us about transferring to GB account so we can look into this for you. Thanks, The Equals Money team ### 29. Equals makes sense for expenses **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Pharmaceuticals | Small-Business (50 or fewer emp.) **Reviewed Date:** November 22, 2024 **What do you like best about Equals?** Ease of use, set up was very straight forward, and the app makes it easy to track your business expenses. **What do you dislike about Equals?** No complaints or issues noted whilst using the card or app. **What problems is Equals solving and how is that benefiting you?** Managing expenses. ### 30. Easy way to manage cards **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.) **Reviewed Date:** November 22, 2024 **What do you like best about Equals?** Being able to have virtual cards and being able to upload receipts instantly **What do you dislike about Equals?** Nothing that we have found at the moment **What problems is Equals solving and how is that benefiting you?** Saving is from getting company credit cards for everyone ### 31. Good System **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** System is easy to use and well laid out. **What do you dislike about Equals?** Some issues with set up and error messages do not stay on screen long enough to read them so have to reach out to team **What problems is Equals solving and how is that benefiting you?** Providing multi currency card for yachts **Official Response from Equals Team:** > Hello, Thank you for your feedback. We're happy to hear that you find our system easy to use and well laid out. We apologize for the issues you experienced during set-up and with error messages. Thanks, The Equals Money team ### 32. No more expense claims! **Rating:** 4.0/5.0 stars **Reviewed by:** jo S. | Accounts & Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** October 31, 2024 **What do you like best about Equals?** I like that we have abolished paper expense claims and I can track expenditure of our employees "live" **What do you dislike about Equals?** The integration with Xero is unreliable. **What problems is Equals solving and how is that benefiting you?** Less paperwork **Official Response from Equals Team:** > Hello, Thank you for sharing your feedback. It's great to know that you find the paperless expense claims and real-time expenditure tracking beneficial. We apologize for any inconvenience caused by the Xero integration, we are continuously working on improvement to this. Thanks, The Equals Money team ### 33. Really helpful addition to our business **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Media Production | Small-Business (50 or fewer emp.) **Reviewed Date:** November 15, 2024 **What do you like best about Equals?** Flexibility in transferring balances to different card users, pausing access to cards as required, and additional new card users quickly. **What do you dislike about Equals?** The statements can be confusing when using multi currencies **What problems is Equals solving and how is that benefiting you?** Replaces petty cash so transactions can be tracked daily, and balances known ### 34. Equals Money Review by Film Industry User **Rating:** 4.0/5.0 stars **Reviewed by:** Michael R. | Mid-Market (51-1000 emp.) **Reviewed Date:** June 06, 2023 **What do you like best about Equals?** Good customer surface and user interface. Does the job pretty well. **What do you dislike about Equals?** When an account has enough transaction sit on, it can get difficult to CSV the whole thing. A multiple top up option would be helpful so you don't have to top cards up one at a time. **What problems is Equals solving and how is that benefiting you?** Being able to assign a card with a limit to each individual on the team is a good way to track costs and see who is spending what. Being able to easily add and remove funds makes it efficient to use. **Official Response from Tom Roe:** > Hi Michael, Thanks for the feedback, we aim to solve any issues that may come up as quickly as possible. We will pass your feedback on boxes and the website to the relevant people - if you would like to provide more detail, please get in touch at help@equalsmoney.com. Many thanks, The Equals Money team ### 35. Efficient and professional service **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Legal Services | Small-Business (50 or fewer emp.) **Reviewed Date:** November 05, 2024 **What do you like best about Equals?** Competitively priced, highly responsive customer service, intuitive platform, easy to upload expenditure evidence. **What do you dislike about Equals?** There is a fee for ATM transactions. Otherwise no complaints! **What problems is Equals solving and how is that benefiting you?** Allows team members to have autonomy over certain organisational spending. **Official Response from Equals Team:** > Hello, We're glad to hear your positive feedback about our customer service. We understand that ATM fees can be inconvenient, and we are constantly reviewing our fee structure to provide the best value for our customers. Thank you for your feedback. Thanks, The Equals Money team ### 36. Slick platform - excellent for business expenses **Rating:** 4.0/5.0 stars **Reviewed by:** James M. | Mid-Market (51-1000 emp.) **Reviewed Date:** November 29, 2023 **What do you like best about Equals?** The platform is very straightforward, and the app allows colleagues to keep up to date on the move. Easy to use, card top ups happen almost instantly - it is an excellent solution to give colleagues access to funds if they do not have a company credit card. **What do you dislike about Equals?** My only issue would be the lack of a direct debit function - instead of depositing money onto the platform as and when, it would be great to have a DD that just debits us when we top card up. **What problems is Equals solving and how is that benefiting you?** We no longer have to use cash! WHich is a nightmare in terms of reconciliation, banking etc. Unlike cash, it also gives us visbility on the types of spending. ### 37. Fine **Rating:** 3.5/5.0 stars **Reviewed by:** George H. | Small-Business (50 or fewer emp.) **Reviewed Date:** February 29, 2024 **What do you like best about Equals?** It's fairly simple to use, works well with our accounts softwares. **What do you dislike about Equals?** I get logged out far to quickly, I can take a 2 minutes break, and I will be logged out already. **What problems is Equals solving and how is that benefiting you?** Cashless society, cards like equals are definitely needed today. **Official Response from Equals Team:** > Hello, Thank you for your feedback. We'll pass your comments on to the product team, we're sorry it can be frustrating to be logged out. It's a security measure for the protection of your account and funds. Thanks, The Equals Money team ### 38. Great Integration with Xero **Rating:** 4.0/5.0 stars **Reviewed by:** Lara M. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** June 21, 2023 **What do you like best about Equals?** Using Equals bank feed integration with Xero means no more bank reconciliation issues & currency adjustments at month end. I can pay supplier bills from the native currency accounts which means I don’t need to go & search for the fx rate & it doesn’t matter if the rate has more decimal places than Xero allows. Everything is fed through, so I’m not going to miss any payments. I’m using it with multiple clients & over 10 currencies. It gives me the best of both worlds - the automation of other providers but the personal service of the Equals team. **What do you dislike about Equals?** The app isn't the slickest at times, but once you get to know what you're doing it works well. It does time out quite quickly as well, so you can end up logging in multiple times throughout the day to do 2FA **What problems is Equals solving and how is that benefiting you?** I have clients that send payments in lots of different currencies to different places. Having them all in one place at a competitive exchange rate with telephone support makes things a lot easier. **Official Response from Tom Roe:** > Hi Lara, Thank you for your detailed response, and we're glad that integration with Xero has been useful for your business, and that you've enjoyed the service we provide. Thanks for the feedback regarding the App, and time out times - this will be fed back to the product team. To provide any further detail, don't hesitate to contact us through the details on our site. Thank you, The Equals Money team ### 39. Great for spending, could do better on reporting **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Publishing | Small-Business (50 or fewer emp.) **Reviewed Date:** August 14, 2023 **What do you like best about Equals?** It allows control of staff spending when away from the office. All expenditure can be tracked, so even if receipts are lost it is possible to see what money was spent on. Loading currency on to the cards, either GBP or FX is straightforward and quick allowing for emergency top ups. But most of all it puts an end to the post foreign trip pile of crumpled receipts and small change being handed to the Finance Manager to sort out. **What do you dislike about Equals?** The reporting could be better. There is no way to produce a statement covering a period for an induvudual card showing opening and closing balances. This has been an issue for us during our recent audit. **What problems is Equals solving and how is that benefiting you?** It has removed the need for cash to be given to employees going abroad for business. It has also replaced our petty cash tin. It allows the finance department to track who is spenfing what and makes end of project reconcilliations much easier. **Official Response from Equals Team:** > Hello, Thank you for your feedback. It's good to hear that you're finding it easy to control staff spending using the platform, and most of all that you no longer have to deal with receipts! Thanks for your feedback on reporting. We're making improvements to this area which should help the issues you describe. Thanks, Mary ### 40. An excellent way to manage expenses and staff payments **Rating:** 4.0/5.0 stars **Reviewed by:** Andrew d. | Small-Business (50 or fewer emp.) **Reviewed Date:** November 29, 2023 **What do you like best about Equals?** It's very easy to track what's been spent. It gives us a way to control how much staff can spend. **What do you dislike about Equals?** Occasionally the web interface is a little rigid and isn't always very intuitive. **What problems is Equals solving and how is that benefiting you?** I don't need to give all staff credit cards - i can give temporary staff and freelancers pre-loaded cards for specific film shoots. ### 41. Great addition to give flexible payment options **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Telecommunications | Mid-Market (51-1000 emp.) **Reviewed Date:** August 04, 2023 **What do you like best about Equals?** Simple to order. Simple to use. Transactions available on line. Phone app for ease of top up requests and loading receipts. Support quick and on point. Value for money. **What do you dislike about Equals?** Transaction detail only transferable by Excel and needs manipulation to add into accounts software. Time delay for transaction information. **What problems is Equals solving and how is that benefiting you?** Gives contract staff on our vessels the option to purchase supplies and maintainance items when a company credit card is not available. A petty cash tin for current day. **Official Response from Equals Team:** > Hello, Thank you for taking the time to leave a review. We're glad you find the platform simple to use. We're currently working on more accountancy integrations for our platform and we hope this will help your process. Much quicker transaction information for your statement is also on its way. Thanks, The Equals Money team ### 42. Versatile, easily monitored and practical would be how I would describe the EQUALS cards **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** March 04, 2024 **What do you like best about Equals?** The ease with which I can top up account and card balances and create reports of cards and their transactions **What do you dislike about Equals?** Only downside is the delay for card users to attach receipts to transactions **What problems is Equals solving and how is that benefiting you?** Control of limits on individual cards and uploading of receipts agaisnt card payments. We would not have as many employees with cards without the EQUALS account. **Official Response from Equals Team:** > Hello, It's great to hear you're finding the platform so helpful and that your staff have been able to benefit from easy expense management. Regarding the delay for attaching recipients, I'm not sure if you feel that the launch of the feature was delayed or that it is time-consuming now for your staff to attach the receipts. If the first, we apologise for any inconvenience caused, we know it was a long-requested feature and it was important for us to release that had been thoroughly tested with our customers. If its time consuming to upload receipts themselves, please speak with an account manager so that we can ensure it's not simply an issue we can help help you solve - it should be very quick and easy to upload a receipt. Thanks The Equals Money team ### 43. I use Equals Money daily in my role - there are many improvements to which I think can be made **Rating:** 3.5/5.0 stars **Reviewed by:** Nikata T. | Mid-Market (51-1000 emp.) **Reviewed Date:** June 07, 2023 **What do you like best about Equals?** Equals is very useful in monitoring the expenditure on the cards and reallocating funds between cards. It is also helpful in gathering receipts which have been uploaded and annotated for processing. **What do you dislike about Equals?** -The significant delay between money being spent on the card and the transactions showing in the Equals transaction - Not being able to easily see or filter if a receipt has been uploaded to a list of transactions without having to individually go in and check each transaction **What problems is Equals solving and how is that benefiting you?** Allowing our production to be cashless and having crew members using Equals cards for production expenditure so they aren't using physical cash. This allows us to monitor budgets better. **Official Response from Equals Team:** > Hi Nikata, Thank you for your review. We're pleased you've found the service helpful for managing your expenses. We appreciate you taking the time to leave feedback. We're working on updates to address the issues you've raised with both the short delay with the statements and the filtering. The updates should be coming soon and should make a big difference to your experience in these areas. Thanks again for your review. The Equals Money team. ### 44. If Equals apps can have the detail of spending like other card will be more great **Rating:** 3.5/5.0 stars **Reviewed by:** Sally C. | Mid-Market (51-1000 emp.) **Reviewed Date:** November 29, 2023 **What do you like best about Equals?** Easy to use through website to take a look with **What do you dislike about Equals?** Equals Apps have no transaction details but only the balance **What problems is Equals solving and how is that benefiting you?** internet password setup, sometimes difficult to understand and see it **Official Response from Equals Team:** > Hi Sally, We're glad you're finding the website easy to use. Please contact our team who may be able to guide you to see the transactional information you'd like to see. Thanks, The Equals Money team ### 45. Easy equals cards **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Civic & Social Organization | Small-Business (50 or fewer emp.) **Reviewed Date:** November 01, 2023 **What do you like best about Equals?** Transfers are super quick, reporting nice n easy, good online portal allows us to manage the cards really well. Customer support second to none **What do you dislike about Equals?** No downside so far and e've been using equals for 6 months now **What problems is Equals solving and how is that benefiting you?** Having one card for a specific expense allows me to post all transactions to our accounting software in one go rather than wading through 20 or 30 receipts so it is definately a time saver come month end ### 46. Easy Money Management Tool **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** August 04, 2023 **What do you like best about Equals?** - Easy to setup - Easy to manage cards & people & departments - Very Quick reloading **What do you dislike about Equals?** - Website user experience could be better - Having a sort code & account to sign up to subscriptions **What problems is Equals solving and how is that benefiting you?** We have various teams which require an expense card. Equals allows us to order as many and create departments with a set of users and expense cards. **Official Response from Equals Team:** > Hello, Thank you for your review. It's great to hear that you've found the service easy to use and helpful for your teams. Thank you for your feedback on our website and the subscriptions issue. We're working on updates that should improve these areas you raise. Thanks, The Equals Money team ### 47. Easy to use cash card platform **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** June 01, 2023 **What do you like best about Equals?** We use Equals cards for both regular and irregular expenditure, in multiple currencies. The system is quick and easy to use from an administrator's perspective. **What do you dislike about Equals?** Transaction histories don't list a running balance which would be useful for reconciliation - this is a very minor issue though! **What problems is Equals solving and how is that benefiting you?** We provide cash cards to visitors to allow for expenses to be covered, and this is particularly useful in an increasingly cashless world. Easy to track and reconcile expenditure, and to send cards safely by post because they can be stopped temporarily to reduce risk. **Official Response from Tom Roe:** > Thank you for your review - we're glad Equals Money cards have been useful, and efficient as an administrator. Thank you for your feedback regarding a running balance; this has been passed on to the product team. Please get in touch with the team at help@equalsmoney.com to send over any other information. Thank you, The Equals Money team ### 48. Very Useful Business Tool **Rating:** 4.0/5.0 stars **Reviewed by:** Alex A. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** June 14, 2023 **What do you like best about Equals?** It has enabled us to manage our expenditure on multiple projects in multiple currencies around the world with very low admin time costs and actual expenses. Pre-pay cards are enormously helpful. Customer service is prompt and excellent. **What do you dislike about Equals?** I think the UI could be improved, and the process for depositing funds could be made a little simpler (but not much). I don't think there's really anything else that I'd change. **What problems is Equals solving and how is that benefiting you?** Managing the expenses of our staff for installations across the world using multiple currencies. **Official Response from Emily Aye:** > Hi Alex, Thanks so much for leaving a review and for your feedback, we're very happy to hear that Equals Money has helped your business! We are always working to improve the UI so keep your eyes peeled for future updates. Regarding the process for depositing funds, this has been fed back to our product team, thank you for reporting this to us. If you ever have any questions in the future, please don't hesitate to reach out. Many thanks, The Equals Money Team. ### 49. Easy to use and update. The service of viewing the PIN is very useful as well **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** June 14, 2023 **What do you like best about Equals?** Global usage and customer focused app. Also, easy to load. **What do you dislike about Equals?** I have not found anything that is unuseful. **What problems is Equals solving and how is that benefiting you?** Staff and I do not have to use our own cards and expense the company as we can use the Equals card and monitor and verify the costs. **Official Response from Emily Aye:** > Hi There, Thank you for leaving us a review. We're very glad you have found the platform useful, should you have any questions in the future, please don't hesitate to reach out to us. Many thanks, The Equals Money Team ### 50. Good service, easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** August 04, 2023 **What do you like best about Equals?** Personal account managers who respond quickly **What do you dislike about Equals?** Sometimes the rates aren't as good as elsewhere **What problems is Equals solving and how is that benefiting you?** Help to pay my international suppliers smoothly. Account managers go out of their way to help in the case of any delays and issues. **Official Response from Equals Team:** > Hello, Thank you for your review. We appreciate your feedback on the rates, we usually find that our rates are very competitive, please do speak with your account manager if you're unhappy with the rates so that we can discuss your options for getting the best rates possible over the period you need to send payments. Thanks, The Equals Money team - [View Equals pricing details and edition comparison](https://www.g2.com/products/equals-equals/reviews?filters%5Bnps_score%5D%5B%5D=4§ion=pricing&secure%5Bexpires_at%5D=2026-08-13+19%3A33%3A34+-0500&secure%5Bsession_id%5D=3b71cc63-8bef-4f5a-8392-20f26f882ac8&secure%5Btoken%5D=da0d607b4d4daa6c4426cfbbb547e5a2ebd61215a9260198cbd3750c1b12055e&format=llm_user) ## Equals Integrations - [Xero](https://www.g2.com/products/xero/reviews) ## Equals Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Corporate Card - Credit Card Management **Setup** - Data - Approvals - Real-Time Data **Transactions** - Types - Global - Channels - Fees **Card Management** - Card Types - Card Controls - Card Personalization - Configuration - Fulfillment - Replacement **Connectivity** - APIs - Cards - Accounts - White-labeling **Payments - Embedded Payments** - Processing - Fraud Protection - Payment Methods **Agentic AI - Expense Management** - Cross-system Integration **Travel Management** - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Compliance** - Security - Fraud Protection - ID Verification **Controls** - Tokenization - Security - Card Networks - Integration - Testing - APIs **Compliance** - Reporting - Onboarding **Personalization - Embedded Payments** - Customer Onboarding - Checkout Customization - Merchant Portal **Integration** - Accounting - Foreign Exchange - AML & KYC **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Setup - Embedded Payments** - Payment Flows - APIs **Agentic AI - Banking as a Service (BaaS)** - Decision Making **Client Invoicing** - Invoice Creation and Delivery - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Analytics - Embedded Payments** - Transactions - Reconciliation **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - ACH - Reimbursement Management **Mobile** - Receipt Capture - Expense Tracking - Real-Time Updates **Platform** - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management - Compliance Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration ## Top Equals Alternatives - [Pleo](https://www.g2.com/products/pleo/reviews) - 4.7/5.0 (1,417 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - 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