--- title: EPX Reviews meta_title: 'EPX Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 21 reviews by the users' company size, role or industry to find out how EPX works for a business like yours. aggregate_rating: rating_value: 4.4 review_count: 21 scale: '5' date_modified: '2026-08-07' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # EPX Reviews **Vendor:** North **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.4/5.0 **Total Reviews:** 21 ## About EPX Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Leveraging its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of North American Bancard Holdings, a leader in the electronic payment processing industry, EPX continues its cutting-edge research to build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, merchant protection, and drive consumer confidence. ## EPX Reviews ### 1. EPX Review **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** September 14, 2017 **What do you like best about EPX?** The process is simple and seamless. We were able to use this solution to offer a new payment option within online banking and over the phone transactions. **What do you dislike about EPX?** The chargeback documentation requires a transcription of the conversation. We record conversations for authorization of payments, and they are not considered sufficient evidence when disputes arise. **What problems is EPX solving and how is that benefiting you?** Indirect loan payments and over the phone loan payments. ### 2. Easy to Understand **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** August 28, 2017 **What do you like best about EPX?** Daily statements make it easy to enter and track fees in quick books **What do you dislike about EPX?** I have found nothing wrong with this product **What problems is EPX solving and how is that benefiting you?** Tracking fees and charges much easier with daily statement ### 3. Its Ok but needs to be easier and more like other machines in most retail shops **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** August 29, 2017 **What do you like best about EPX?** the nice screen it signs very nice the machine has good quality **What do you dislike about EPX?** the fact that you use the chip for credit only and must swipe for debit and if customer does that before selection is made it locks up system for a few minutes. these machines should be constant across the board. it has poor options with GBMS as POS. **What problems is EPX solving and how is that benefiting you?** N/A ### 4. EPX Provides a good value for quality merchant services processing **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.) **Reviewed Date:** June 28, 2017 **What do you like best about EPX?** EPX has been extremely easy to deal with concerning our merchant service processing. Their fees are very competitive as well. **What do you dislike about EPX?** The only dislike I may have is that customizing the reports is not as user-friendly as I would like. **What problems is EPX solving and how is that benefiting you?** As more and more companies continue to pay via credit card, EPX is helping our company keep our merchant service fees as low as possible, while processing customer payments in an extremely timely manner. ### 5. Good Service **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** June 21, 2017 **What do you like best about EPX?** I like that I can get prompt Reporting!! **What do you dislike about EPX?** The website could stand to be a little more user friendly! **What problems is EPX solving and how is that benefiting you?** Quickly view reports! ## EPX Discussions - [Will the EPX payment solution work with my existing point-of-sale? Also, can it work as a standalone countertop terminal if I want to keep it separate from my POS?](https://www.g2.com/discussions/equipment-29511b46-c820-4dc1-bd2f-5f2041c85b67) - 1 comment, 1 upvote - [Is it easy to convert from my current payment processor to EPX?](https://www.g2.com/discussions/switching-payment-processing-to-epx) - 1 comment, 1 upvote - [Why is chargeback processing easier with EPX?](https://www.g2.com/discussions/chargebacks-898e9a7c-623b-4c10-b26c-d8fea8d01b5e) - 1 comment, 1 upvote - [If a franchisee has several locations will that person be able to view all the locations he or she owns?](https://www.g2.com/discussions/reporting-capabilities-for-multiple-locations) - 1 comment, 1 upvote - [If a franchisee location is trying to find a payment history, will our back office be able to assist?](https://www.g2.com/discussions/5306-back-office) - 1 comment, 1 upvote - [View EPX pricing details and edition comparison](https://www.g2.com/products/epx/reviews?filters%5Bnps_score%5D%5B%5D=4§ion=pricing&secure%5Bexpires_at%5D=2026-08-12+17%3A26%3A13+-0500&secure%5Bsession_id%5D=ef64846a-fd2d-4645-9955-4b33acd50649&secure%5Btoken%5D=b91c158e02fbd691009f95d297eb4e31e916ab873efa40cdc297673df4bd6d97&format=llm_user) ## EPX Features **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration - Debit/Credit Card Processing - Online Payments - Partial Payments - In-Person Payments - Digital Wallet Payments **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 - Payment Gateway Integration - ACH Payment Processing - Cryptocurrency Processing **Payment Options** - Multi-Currency - Self Service Portal **Security** - POS Verification **Platform** - Accounting integration - E-commerce Integration **Additional Functionality** - Data Synchronization - Transaction Monitoring - Purchasing & Receiving - Contactless NFC - Offline Access - Electronic Signature - PCI Compliance - Credit Card Management - Fraud Detection - SSL Security - Mobile Access - Generative AI - Returns Management - Discount Management - Reminders - Barcode/Ticket Scanning - Reporting & Statistics - Recurring/Subscription Billing - Compliance Management - Transaction History - Mobile Card Reader - Sales Tax Management - Customer Database - Receipt Management - Customizable Branding - Invoice Management - Cash Management - Remote Access/Control - Multi-Location - Sales Trend Analysis - CRM - Gift Card Management - Sales Reports - AI Copilot - Multiple Payment Options - Loyalty Program - Status Tracking - Alerts/Notifications - Activity Dashboard - Expense Tracking - Data Security - Payment Links - API - Payment Fraud Prevention - Payment Reconciliation - Data Import/Export - Search/Filter - Real-Time Data - Billing & Invoicing ## Top EPX Alternatives - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,691 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) - 4.5/5.0 (572 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) - 4.2/5.0 (454 reviews)