[ eMoney Reviews ](https://www.g2.com/products/emoney/reviews) [ eMoney Reviews ](https://www.g2.com/products/emoney/reviews) # eMoney Pricing Overview [Editedit](https://my.g2.com/emoney/pricings) Free Trial ## eMoney Pricing Key Insights Last updated on Jul 28, 2026 * * * eMoney offers **3 pricing editions** , starting at **$0**. eMoney pricing tiers are designed to support different usage levels and team sizes. eMoney also offers a **free trial**. Compare the eMoney pricing table below to figure out the best fit for your needs. Some plans may require you to contact **eMoney Advisor, LLC.** for **custom pricing**. * * * eMoney Plus — $0 / 1 User Per Year eMoney Premier — $0 / 1 User Per Year eMoney Pro — $0 / 1 User Per Year Rated 4.7 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. eMoney Plus Free Trial 1 User Per Year A streamlined, goals-based financial planning solution for building more planning relationships while quickly delivering more plans to more clients. Perfect for advisors who need: - to be able to quickly create a plan - a solution to serve clients with basic planning needs - a scalable, personalized client experience - Topical planning - Goals-based planning - CoPlanner - Client Portal - Market-leading account aggregation - Spending and budgeting tools - Insights and data - Secure file sharing and storage - Business analytics - Powerful integrations Show More eMoney Premier Free Trial 1 User Per Year Goals-based and cash flow planning solutions in a single platform that enables planning for all clients regardless of financial situations. Perfect for advisors who need it all. - Best value - Plus + Pro - Topical planning - Goals-based planning - Cash flow-based planning - CoPlanner - Premium Client Portal - Market-leading account aggregation - Spending and budgeting tools - Insights and data - Secure file sharing and storage - Business analytics - Powerful integrations Show More eMoney Pro Free Trial 1 User Per Year The most comprehensive cash flow financial planning solution for addressing clients’ most complex planning needs. Perfect for advisors who need: - to support clients who have complex planning situations - robust tools that match the high level of planning provided - interactive planning technology to help clients visualize the impact of their decisions - Topical planning - Cash flow-based planning - CoPlanner - Client Portal - Market-leading account aggregation - Spending and budgeting tools - Insights and data - Secure file sharing and storage - Business analytics - Powerful integrations Show More Start your free trial or contact eMoney for a demo to get started. Pricing information for eMoney is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase eMoney must be conducted with the seller. Pricing information was last updated on July 21, 2026 Show More ## eMoney Pricing FAQs Generated using AI Is eMoney free, or does it offer a free trial? eMoney does not offer a permanent free plan, but it does provide a free trial that lets users to test the product before committing to a paid plan. Trial availability and duration may vary, so users should review the seller's official pricing page for the most current details. How much does eMoney cost in 2026? Pricing details for eMoney are not publicly listed. Users should visit the eMoney Advisor, LLC.'s official pricing page or contact the vendor directly for current pricing information. Who is eMoney pricing best suited for? Based on eMoney's pricing structure on G2 and reviewer demographics, eMoney's pricing is best suited for financial advisors and RIAs across small businesses and mid-market firms in financial services. G2 reviewers from small businesses dominate the review base and consistently praise eMoney for comprehensive retirement, tax, and insurance planning. eMoney Plus fits advisors serving clients with straightforward goals-based needs, while eMoney Pro suits advisors handling complex cash flow scenarios for high-net-worth or business-owner clients. eMoney Premier appeals to firms needing both planning modes in one platform. Enterprise-segment G2 reviewers also report strong value, particularly for firms requiring detailed cash flow modeling and scalable client engagement tools. What are the key differences between the free and paid versions of eMoney? eMoney does not offer a permanent free tier. According to G2's pricing data for eMoney, all three tiers — eMoney Plus, eMoney Pro, and eMoney Premier — include a free trial, allowing advisors to evaluate capabilities before committing. eMoney Plus covers goals-based planning, a client portal, account aggregation, and business analytics, suited for straightforward planning needs. eMoney Pro replaces goals-based planning with comprehensive cash flow modeling for complex client situations. eMoney Premier combines both approaches in a single platform. The free trial provides time-limited access to evaluate these capabilities, but full planning functionality, premium client portal features, and advanced cash flow tools require a paid subscription. Is eMoney considered good value for its pricing? G2 reviewers overwhelmingly rate eMoney highly, with the vast majority awarding 5.0/5, signaling strong satisfaction relative to cost. One mid-market reviewer explicitly notes eMoney is expensive but affirms 'you get what you pay for,' while an 11-year veteran in financial services calls eMoney's pricing competitive versus alternatives. G2 reviews of eMoney consistently highlight Monte Carlo analysis, Decision Center, cash flow modeling, and best-in-class customer support as standout value drivers. Recurring pain points — account connection instability, a steep learning curve, and limited CRM integration — temper value slightly. For advisors doing comprehensive financial planning, G2 data on eMoney suggests it delivers strong return on investment despite its premium positioning. ## Top-Rated Alternatives [ ![Envestnet | MoneyGuide](https://images.g2crowd.com/uploads/product/hd_favicon/1d9a23e812276884caab455eaa920033/envestnet-moneyguide.svg "Envestnet | MoneyGuide") Envestnet | MoneyGuide 4/5(23) ](https://www.g2.com/products/envestnet-moneyguide/reviews) [ ![RightCapital](https://images.g2crowd.com/uploads/product/hd_favicon/1b134572bd030a7838eab740973ef0dc/rightcapital.svg "RightCapital") RightCapital 4.6/5(14) ](https://www.g2.com/products/rightcapital/reviews) [ ![Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://images.g2crowd.com/uploads/product/hd_favicon/9aa6ec67e406c9e748b54d89d1f3a944/morningstar-direct-advisory-suite-formerly-advisor-workstation.svg "Morningstar Direct Advisory Suite (formerly Advisor Workstation)") Morningstar Direct Advisory Suite (formerly Advisor Workstation) 4.1/5(285) ](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) [ View All Alternatives ](https://www.g2.com/products/emoney/competitors/alternatives) ## eMoney Pricing Reviews (2) KL Kevin L. Associate Financial Advisor Small-Business (50 or fewer emp.) 8/14/2025 "eMoney Review" 5/5 What do you like best about eMoney? I like that it is extremely easy to navigate and present with clients. The implementation into our business has been seemless and integrates with other software that we use like Black Diamond. We use this with every client and it adds a huge value to what we do as advisors to be able to change different assumptions and allow clients to look at their plan from a holistic point of view. Review collected by and hosted on G2.com. What do you dislike about eMoney? It is crucial that the data you input is analyzed before showing a client. There are various assumptions eMoney makes that we might not make intuitively as advisors like the method of withdrawing funds in retirement. These are customizable, but it is important to double check before meeting with a client. Review collected by and hosted on G2.com. What problems is eMoney solving and how is that benefiting you? It is helping us discover optimal retirement savings, withdrawals, and giving clients an overall view of their financial picture for the long term. We love running the Monte Carlo simulation and displaying the asset spread with clients to give them an idea of how things look. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic MS Matthew S. Wealth Management Advisors Small-Business (50 or fewer emp.) 2/24/2026 "A Time-Travel-Like View of Clients’ Financial Futures" 4.5/5 What do you like best about eMoney? I like the detail of a client's life that I can account for. I describe it as the closest thing we have to a time travel machine to replicate their life today and project out into the future. Also, the eMoney service is great to check that what I am modeling makes sense and is accurate. Review collected by and hosted on G2.com. What do you dislike about eMoney? Some parts are not intuitive and if I don't call into eMoney support I can make mistakes that impact recommendations. An example is the other day I had a client who created their own detailed spreadsheet. The spreadsheet showed that he and his wife should take social security at 63. In the office we rarely if ever recommend taking social security before FRA. The results in his plan were showing they should delay to 70 or at least take a 67. I was pretty confident of the results and didn't call in. The client called me on it because in the cash flow the social security benefit at 63 was too low. I called into eMoney and that checked out because I left benefit specified as Full Retirement Age amount for the base facts and comparison plans so the benefits were reduced more than necessary because I entered the specific amounts from social security statements the client provided. Learning lesson for me to call in and have someone look over planning I am doing. It was a simple mistake and the client's probability of success wasn't hurt really in any instance, but I want to maintain us as the experts giving guidance as much as possible. I have used eMoney a lot in my current role and previous role so I don't know that I would change anything, but I wanted to share my experience in case the smart people on your end can make use of that to make the platform more intuitive. I just checked and if I hover it explains what each benefit specified as means. So really I don't know how to protect it from a user making an error like that, but that was something recent and relevant. As soon as I get pretty confident in modeling things in eMoney it seems like I will trip up on something fairly straightforward like that. The open architecture of advanced planning is great since pretty much almost anything can be built so a second set of eyes is always helpful. Review collected by and hosted on G2.com. What problems is eMoney solving and how is that benefiting you? We build a financial plan for every client. We have our own report template we call our Wealth Analysis. We account for as much as our client's lives as possible to give them comprehensive planning guidance. We look for opportunities to invest cash or change allocations, we look for opportunities to convert to Roth, and we are starting to use it for risk management and insurance planning. Specifically life insurance and long-term care. Review collected by and hosted on G2.com. 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