--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2236 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 2236 scale: '5' date_modified: '2026-07-27' parent_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews **Vendor:** BILL (previously Bill.com) **Category:** [Expense Management Software](https://www.g2.com/categories/expense-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 2,236 ## About BILL Spend & Expense (Formerly Divvy) BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. ## BILL Spend & Expense (Formerly Divvy) Pros & Cons **What users like:** - Users appreciate the **ease of use** of BILL Spend & Expense, enjoying seamless tracking of expenses and receipts. (435 reviews) - Users appreciate the **user-friendly setup** of BILL Spend & Expense, enhancing efficiency and transparency in expense management. (224 reviews) - Users appreciate the **convenience** of BILL Spend & Expense, enjoying easy tracking and management of expenses for their business. (161 reviews) - Users praise the **easy setup** of BILL Spend & Expense, simplifying the transition to the platform effortlessly. (159 reviews) - Users appreciate the **time-saving features** of BILL Spend & Expense, simplifying receipt management and budget tracking. (158 reviews) - Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (157 reviews) - Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (140 reviews) - Efficiency (126 reviews) - Easy Upload (120 reviews) - Easy Integration (118 reviews) **What users dislike:** - Users face **integration issues** with BILL Spend & Expense, affecting functionality and complicating reimbursement processes. (89 reviews) - Users face **approval issues** that hinder transaction management and integration, complicating financial processes and oversight. (87 reviews) - Users experience **poor customer support** , lacking resources and manual features that complicate their management tasks. (61 reviews) - Users experience **syncing issues** with Bill S&E, particularly with new classes and locations from QBO, affecting functionality. (59 reviews) - Users find **budget management challenging** due to complex transactions and lack of intuitive guidance and resources. (55 reviews) - Users report an increase in **fraud issues** with BILL Spend & Expense cards, complicating financial management. (53 reviews) - Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (48 reviews) - Manual Entry (47 reviews) - Reimbursement Issues (46 reviews) - Inadequate Categorization (41 reviews) ## BILL Spend & Expense (Formerly Divvy) Reviews ### 1. Excellent Credit Card with an Easy-to-Use Mobile App **Rating:** 5.0/5.0 stars **Reviewed by:** Nate E. | Founder & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** April 01, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Excellent credit card and easy to use mobile app. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing to dislike about the Bill Divvy credit card. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Great credit card. No issues. ### 2. Effortless Spend Management with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Jennifer K. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the ease of use of BILL Spend & Expense (Formerly Divvy). The customer service has been helpful when needed. I also value the ability to download transactions, which is really convenient. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like the different addresses for different credit cards. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps with managing credit limits with vendors. ### 3. Convenient Real-Time Collaboration Across the Company **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the convenience and real time ability to use by all within the company. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The need to update a user's contact information by the administrator. The reports and notifications could be upgraded a bit as well. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We were able to streamline to one card for all expenses and simplify spending and tracking. ### 4. Simple Card Issuing, Team Budgets, and Real-Time Expense Tracking **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 06, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The platform makes it simple to issue cards, set budgets at the team or department level, and monitor expenses as they happen **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing, we are enjoying the platform so far and have integrated with Sage. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It helps solve the lack of real-time visibility and control over employee spending. ### 5. A Great Solution for Managing Corporate Spend **Rating:** 5.0/5.0 stars **Reviewed by:** Ashley B. | Director of Finance & Accounting, Small-Business (50 or fewer emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We've been really impressed with Bill.com from the start—the implementation process was thorough and exceptionally well-organized. Our executive officers especially appreciate the robust mobile app, which makes it easy to upload receipt images on the go. Even as a smaller organization, we've felt well-supported with a dedicated representative who understands our needs and responds promptly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** So far, we haven't experienced any major issues or dislikes—everything has worked smoothly and as expected. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We implemented BILL Spend & Expense to establish a corporate spend platform that supports both our current needs and future growth. Its right-sized features are ideal for where we are today, while offering scalability as we expand. As the Director of Finance, I’ve also seen a significant boost in efficiency—the seamless integration with QuickBooks Online means our corporate card transactions are nearly reconciled by month-end, saving time and reducing manual work. **Official Response from Jenn J:** > Ashley, our gratitude for your phenomenal review of BILL Spend & Expense! We are thrilled that you found our implementation process to be thorough and exceptionally well-organized. It's great to know that your executive officers appreciate our mobile app, which allows for easy receipt uploads on the go. We are also pleased that your dedicated support agent has been able to understand your needs and respond promptly. Customer feedback is valuable to us as we like to hear about what works well for our customers and what needs to be improved. ### 6. Great Control and Security, Slight Delay in Reimbursements **Rating:** 5.0/5.0 stars **Reviewed by:** Tiffany C. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** October 30, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We have more control over our account with Bill Spend & Expense. For example, if a transaction is flagged for fraud the user can clear the transaction within minutes and try again. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Payments for reimbursements take a day or two longer than with straight ach payments through our bank. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** The ease of integration with NetSuite has saved valuable time. **Official Response from Jenn J:** > Tiffany, we sincerely appreciate you taking the time to share your experience with Bill Spend & Expense. It's great to hear that the enhanced control over your account, particularly the speed with which you can resolve flagged transactions, is proving highly valuable. We also acknowledge your feedback regarding the slightly longer processing time for reimbursement payments compared to traditional ACH payments, and we are continually looking for ways to streamline and improve all aspects of our service. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 7. Easy Employee Payments and Expense Tracking Made Simple **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It makes it really easy to send funds to employees and track expenses. Customer support is quick and very helpful. I like being able to have a different card for each vendor. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** A few things on the platform have issues, especially incongruences from mobile to desktop (like being able to search all budgets on the app, but unable to do that on desktop) **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We don't need to reimburse employees as often. Also builds morale through company spend allowances for lunches and activities. Vendor cards make software management easier and cleaner. ### 8. Easy For Staff To Understand **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** January 29, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Very intuitive and easy to train staff members. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There are some finicky features that are hard to keep track of. For example: the inability to split a transaction in coding until it has officially cleared. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Saves our team as a whole a lot of time. Never miss coding an expense. ### 9. Great Mobile App for Reconciling, but Customer Support Needs Improvement **Rating:** 3.5/5.0 stars **Reviewed by:** Johann F. | Administrative/HR Director, Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** mostly straightforward - mobile app is great for reconciling transactions - I also like the group and budget features - **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** lack of direct customer support - dread having to contact anyone - I wish I had more options to edit the groups and budgets more once they are established **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** providing employees the flexibility and independence to have a manageable and straightforward expense account **Official Response from Jenn J:** > We appreciate your valuable feedback on BILL Spend & Expense, Johann! We are pleased that our mobile app has been great for reconciling transactions, and that you enjoy the group and budget features. We apologize that you had difficulty getting help when needed from support, and appreciate you wanting more options to edit groups and budgets once they're built. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 10. Easy to Use, Smooth GL Integration **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is easy to use and navigate and integrates into the GL easily. Customer service is pretty responsive as well. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Reconciling statements to the GL is not perfect but is pretty good. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I am on the same platform as Accounts Payable and it is all integrated. Easy to use. ### 11. Accountant for a small business **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The best feature of Bill Spend and Expense is the ability to put spending limits on employee cards. This frees up time and communication between Managers and employees. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** When the transactions are synced to QuickBooks Online they all go to the same account. I have to manually change the account every time a transaction is synced. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Employees who need to complete a project often need to run to Home Depot or Menards to complete this task. Previously, the employee would have to return to the office first and retrieve a credit card from their manager. This saves time!! **Official Response from Jenn J:** > Thank you for your extraordinary review of our software! We are thrilled that BILL Spend & Expense allows you to put spending limits on employee cards which frees up your time and communication between management and employees. We apologize for any frustration caused by transactions syncing to all the same account when going to QBO and you having to manually change the account every time. We appreciate all feedback as we are always trying to improve our customer's experience with our software. ### 12. Easy to Use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ease of use. It's very intuitive and straight-forward on how to navigate. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would love to see improvements on multi-account management. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I am able to track our credit card purchases and assign them to jobs and GL accounts much easier and efficiently than manually uploading and allocating myself. ### 13. Great for Centralizing Charges and Managing Budgets **Rating:** 5.0/5.0 stars **Reviewed by:** Jazmine L. | account payables, Small-Business (50 or fewer emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** all charges can be found in one area, set different budget for each person, set reminders for receipts to be uploaded, no need to track down 100s of receipts. breaks down the expenses for each receipt **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** split transactions don't show easy for users to breakdown a receipt **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** not having to track down everyone's receipts and guess what the expense was for **Official Response from Jenn J:** > Jazmine, we wanted to express our gratitude for your outstanding review of our software! We are delighted that you like that with Spend & Expense, all of the charges can be found in one location, and you can set a unique budget for each user. Additionally, you can set reminders for receipts to be uploaded, meaning you no longer need to track down hundreds of receipts, and you can break down the expenses for each receipt. Our apologies for any frustrations you have encountered with split transactions not showing easily for users to break down a receipt. We value your feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 14. Effortless Receipt Retrieval, But Lacks Phone Support **Rating:** 5.0/5.0 stars **Reviewed by:** Jennifer E. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I appreciate how simple it is to access my receipts. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I was disappointed to find that there isn't a phone number available for customer support. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Having all my receipts stored in a single place makes it much easier to find them whenever I need. The convenience of being able to retrieve any receipt quickly is something I really appreciate. **Official Response from Jenn J:** > Jennifer, thank you for incredible review of Spend & Expense! We are so excited to hear that you love how easy it it to access your receipts. We're sorry you have had difficulty reaching our customer support team and wanted to let you know that you can call them directly at 1(855)229-3111 for assistance. Your feedback is valuable to us as we like to hear about what works well for our customers and what needs improvement. ### 15. Financials Made Easy. **Rating:** 5.0/5.0 stars **Reviewed by:** Terrence G. | Operations Pastor, Small-Business (50 or fewer emp.) **Reviewed Date:** May 22, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Such a simple and streamlined process. Also, something many might not take note of but something that's very important to me; the UI. The user interface is so simplistic and pleasant to navigate. Highly recommend the product. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It's a little confusing at times on how to reach out to customer service. Onboarding new people is also just a tad confusing on how to communicate to them how to get logged into their accounts. Making that simpler would be nice if possible. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** easy to track our expenses **Official Response from Jenn J:** > Terrence, thank you for your valuable feedback on BILL Spend & Expense! We appreciate your recommendation and the fact that you find the UI simplistic and pleasant to navigate. We have passed along your suggestion of making it easier to walk through showing new users on how to log into their account. Our apologies for any difficulties you have had in reaching customer support. They can be reached directly at 435-731-5070. Our hours of operation are Monday-Friday 6am-8pm MST and weekends from 7am-4pm MST. ### 16. Great Spend Visibility, but Reporting Needs Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Katie G. | Finance Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that it gives us a live feed into our spend with an easy to implement approval process. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I find the reporting tools a bit cumbersome - it is difficult to export large sets of data. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL eliminates expense reports and many steps of purchase orders for repeated operations. It also syncs with our ERP reducing duplication of work. **Official Response from Jenn J:** > Thank you, Katie, for your valuable feedback on Spend & Expense! We're pleased to hear that you're enjoying the ability to access a live feed of your spending and a straightforward approval process that's easy to implement. We apologize for the trouble you have had with our reporting tools and for it being difficult to export large batches of data. Your feedback is valuable to us, as we like to hear about what works well for our customers and what needs improvement. ### 17. Easy to use, great value, employees love it **Rating:** 5.0/5.0 stars **Reviewed by:** Adam P. | Chief Financial Officer, Non-Profit Organization Management, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The interface is very easy to use for admins and employees. The price of $0.00 per month is hard to beat. The platform offers rebates which are great. The ability to create virtual and physical cards is useful. The app is very good - makes it easy to handle all items on the go. Easy integration with QuickBooks Online - brings over transactions and receipts. Implementation was very easy, synced to QBO. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We cannot over allocate our credit line, i.e. we have to "divvy" it up to employees. When we have changes in individual spending it requires manual manipulation compared to a true corporate program where every employee could have the maximum company credit. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Makes it easy for employees to make necessary business purchases. Makes it easy for admins to review transactions and documentation. **Official Response from Barb W:** > Adam, we would like to thank you for your outstanding review of BILL Spend & Expense. We are delighted to hear that the platform has an easy-to-use interface for both admins and employees, as it allows for the creation of both virtual and physical cards, along with a mobile app that facilitates on-the-go management. We are also excited to learn that the integration with QuickBooks is seamless and makes the process straightforward. Regarding the issue where you find it difficult and time-consuming to "Divvy" up the line of credit between employees, rest assured that customer feedback is invaluable to us, as we appreciate hearing about what works well for our customers and what needs improvement. ### 18. Great for Receipts and Approvals, but Needs Tiered Backup Approvers **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Building Materials | Mid-Market (51-1000 emp.) **Reviewed Date:** May 12, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Receipt keeping and balancing. Supervisor approvals. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** That you can't teer approvers. If one isn't available then you should have a backup. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is like a file cabinet. Keeps all receipts and data. ### 19. Excellent Platform **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Real Estate | Small-Business (50 or fewer emp.) **Reviewed Date:** August 19, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The fact that I can empower my whole workforce to spend individually while also placing limits on individual cards or budgets if necessary is amazing. Syncing to my accounting software is a breeze. Customer support is very fast as well. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There are actually so many features that it can weight down the experience. Would be nice if certain features can be turned off to make it more simple if needed. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It helps reduce the time to close the month by a large factor. I don't have to chase receipts or make manual entries in my accounting software. **Official Response from Jenn J:** > Thank you for your awesome feedback on our service! We are so glad that with BILL Spend & Expense you can empower your entire team to spend individually while placing limits on each card or budgets if necessary, that syncing with your accounting software has been easy and our customer support has helped quickly when needed. We appreciate the suggestion of wanting to turn off some features if not needed and have alerted our team about this request. Please continue to provide your feedback as we value our user's suggestions when planning for the future of our software. ### 20. Streamlined Expense Management with Great Control **Rating:** 5.0/5.0 stars **Reviewed by:** Jessel E. | Generalist Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** July 01, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL Spend & Expense has significantly streamlined our company's expense management process. The platform's intuitive interface makes it easy for employees to submit expenses, and the virtual card functionality provides excellent control over spending limits and categories. I particularly appreciate the real-time tracking, which gives us immediate visibility into our financial commitments and helps in budgeting. The ability to categorize and approve expenses quickly has cut down on administrative overhead considerably. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** While generally excellent, the initial setup and integration with our existing accounting software had a steeper learning curve than anticipated. Some of the more advanced reporting features, while powerful, could be more intuitive to customize for specific niche requirements. Occasionally, there are minor delays in transaction synchronization, which requires a quick refresh. Overall, these are minor points that don't detract significantly from the product's value. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense is solving problems related to inefficient expense tracking, lack of spending control, and slow approval processes. It benefits our organization by providing real-time visibility into spending, significantly reducing administrative overhead associated with expense reports, and enabling better financial control through its virtual card capabilities. **Official Response from Jenn J:** > Jessel, thank you for your five-star review of BILL Spend & Expense! We love that our software has made your organization’s expense management process more efficient, allowing employees to easily submit their expenses. The virtual card feature provides you with control over spending limits and categories, and you appreciate the real-time tracking, which gives you instant visibility into your financial obligations and aids in budgeting. Additionally, the ability to categorize and approve expenses swiftly has significantly reduced your administrative workload. We regret any frustration caused by the steeper learning curve with setup and integration with your accounting software. Also, for the minor delays with the transaction synchronization, which requires you to do a refresh each time. We appreciate your suggestion of having our reporting features more intuitive so that they can be customized for specific niche requirements. We are always eager to hear what works well for you and how we can enhance your experience. ### 21. Bill.com's spend and expense solution has elevated our spending program **Rating:** 4.0/5.0 stars **Reviewed by:** Adrian M. | Director, Mid-Market (51-1000 emp.) **Reviewed Date:** May 14, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ease of use is by far the most beneficial aspect of switching to Bill.com. Our previous system was out dated, relying on paper statements and email approvals. Now with the help of the app, user compliance and approvals have improved greatly, shortening our month end process substantially. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The sync feature for NetSuite has had some issues importing certain transactions. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** User compliance has been a historical issue within our company, causing many problems with month end close activities. With spend & expense, most of the coding and approval is completed within a day or two of the transaction, eliminating the need to email users about outstanding transactions. what used to take over a week to close out our credit card statements now takes a day or two, freeing up employees to focus on other tasks. **Official Response from Jenn J:** > Thank you, Adrian, for your beneficial feedback on BILL Spend & Expense! We are delighted to hear how easy our software is to use and that user compliance and approvals have improved greatly compared to your previous system with the help of our app. We apologize for any frustration caused by the sync feature with NetSuite having some issues importing certain transactions. We appreciate all feedback, as we are always trying to improve our customers' experience with our software. ### 22. Seamless Quickbooks Integration, But Rewards Could Be Better **Rating:** 4.5/5.0 stars **Reviewed by:** Grant B. | Finance & Accounting Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The UI is easy to navigate and the integration with Quickbooks Online is pretty seamless **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish the rewards structure was a little more generous. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Expense reporting for CC spend across our team. Our month end close process with Divvy has been great. It also allows us to get cashback on some of our monthly spend. **Official Response from Jenn J:** > We want to thank you, Grant, for your fantastic review of BILL Spend & Expense! We're grateful to hear that you find our UI easy to navigate and that the integration with QBO has been pretty seamless. We appreciate your feedback on our rewards program and wanted to let you know we do have reward multipliers that you can use depending on your billing cycle with us. We have included a link below to the document that goes over our rewards and how to get the most out of them. Please continue providing feedback, as we are always working hard to improve our software. ### 23. Powerful Spend Management Software that Suits Clients of All Sizes **Rating:** 4.0/5.0 stars **Reviewed by:** Matthew K. | Client Advisor, Small-Business (50 or fewer emp.) **Reviewed Date:** November 12, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** S&E is easy for cardholders to use and is a complex or as barebones as you would like it to be. It integrates well into the accounting APIs that I use (QBO & Sage Intacct), and can be easily set up. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The hardest part of using Spend & Expense right now is the switch from Divvy to Spend & Expense. The customer support was top-teir when it was Divvy. Now that it's been looped in with Bill.com's support, I find it harder to get help quickly and effectively. The new branding can also confuse my clients, as they don't know whether or not to talk about Spend & Expense or Payables & Receivables when mentioning "Bill.com" **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend & Expenses allows seemless intergations to accounting APIs, which allows for accuracy of expense reporting. **Official Response from Jenn J:** > We appreciate your beneficial feedback on BILL Spend & Expense, Matthew! We are happy that you are enjoying the ease of use for cardholders, that it integrates well with your accounting APIs, and that it can be easily set up. We are sorry for the difficulty you are having with the transition to Spend & Expense from Divvy. Divvy had been part of BILL for 2 years before the name change, and the time was right to simplify the experience under a single brand name. We have passed on your feedback to our team. Customer feedback is valuable to us as we like to hear about what works well for our customers and what needs improvement. ### 24. Effortless Expense Management, Highly Recommended **Rating:** 5.0/5.0 stars **Reviewed by:** Alejandra F. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the easiness of uploading receipts and keeping track of them. The initial setup of BILL Spend & Expense was very easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense solves my problem of not having a credit card by allowing billing through invoices. ### 25. Convenient Business Payments, but Slow Support Response at Times **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Luxury Goods & Jewelry | Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I like most about BILL is being able to use the card to make purchases or payments we need to for our business. It was easy to set up and use. We've used it multiple times for our purchases so far **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** What I like least about BILL is that it can take a bit for support to get in touch with you in chat. We've also had some issues integrating it with our bookkeeping software **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It's helping us make purchases and payments when we've run out of funds on our other cards **Official Response from Jenn J:** > Thank you for your stupendous review of BILL Spend & Expense! We are glad that you enjoy using the cards to make purchases or payments needed for your business, and that it was easy to set up and use. We apologize for the difficulty you have had in reaching support and integrating our software with your bookkeeping software. We wanted to let you know that you can contact support directly at 1(855)229-3111 if needed. Your feedback is incredibly valuable to us, as it drives our ongoing efforts to improve the experience for all our customers. ### 26. Great tool for us as a school with under 100 employees **Rating:** 5.0/5.0 stars **Reviewed by:** Najah L. | CFO, Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is easy to use and offers us a lot of options on the admin and user side as well. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I believe there are some limitations that our users have mentioned like being able to split their reimbursements amongst codes. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It organizes our expenses well and allows us to easily import transactions into our system. **Official Response from Jenn J:** > Najah, thank you for your glowing five-star review of BILL Spend & Expense! We are pleased to hear that you find our software easy to use with lots of options for both Admins and users as well. We apologize if your users have experienced any frustration with limitations for splitting their reimbursements amongst codes. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 27. Boosts Efficiency with Seamless QuickBooks Sync **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Improves efficiency by syncing with QuickBooks **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** So far, we haven’t found anything to complain about. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Tracking credit card receipts down is no longer taking up bookkeeping time since credit card users are uploading them at time of purchasing using the Divvy app ### 28. Effortless Setup and Seamless Accounting Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.) **Reviewed Date:** December 11, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It's easy to set up, track expenses, complete approvals, and connect with our accounting software. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We have not encountered any problems during the setup or implementation process. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Charges are uploaded instantly, enabling employees to assign codes and submit them for approval without delay. Our team values the app's straightforward design, particularly when it comes to attaching receipts. Additionally, it integrates smoothly with our accounting software. ### 29. Bill Spend & Expense has helped a lot with our credit card processes. **Rating:** 5.0/5.0 stars **Reviewed by:** Scott C. | Financial Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** May 22, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** That employees can log their receipts immediately when making a purchase. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like that the payment is taken from our account so fast after the billing cycle. I wish there was more time for my employees to log their receipts. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is solving the problem of having to track down receipts from our employees. **Official Response from Jenn J:** > Thank you, Scott, for your positive feedback and suggestion on BILL Spend & Expense! We are glad that the option for your employees to upload their receipts right away has been beneficial. We appreciate your thoughts on needing more time for your employees to log their receipts before the payment is taken and have passed that on to our product team. We always want to hear what works and what will make your experience better. ### 30. Effortless Transaction Recording Makes Accounting a Breeze **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The convenience. Transactions auto recording into the system makes it much easier to ensure all transactions are entered in a timely manner. Implementation and setup of new users is convenient. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The reimbursement function isn't great and could be improved. For example, you can assign an assistant to complete credit card transactions on your behalf but you can't give them access to complete reimbursements such as mileage entries. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is saving us time on administrative tasks around expense creation as it automatically sets up a transaction record when it is processed. **Official Response from Jenn J:** > We want to thank you for your valuable feedback on Spend & Expense! We are so happy to hear that the convenience is a major benefit, specifically how transactions are auto-recorded to ensure timely entry, and that you find the implementation and setup of new users convenient. We understand your frustration regarding the reimbursement process, and we appreciate your example, as it gives us a clear idea of where there is room for improvement. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 31. Easy to use **Rating:** 4.5/5.0 stars **Reviewed by:** Michelle G. | Franchise Consultant, Mid-Market (51-1000 emp.) **Reviewed Date:** July 01, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Able to take the picture of the receipt right away and code it for my company within seconds! This makes coding my card for trips so much easier than waiting for expenses to come in and possibly losing receipts. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing, this is the best card that my company has been able to find to help us code transactions faster when we travel. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I haven't found any issues so far, I am able to code transactions and then put in expenses each month that I need with ease. I can type in my mileage and it will find the address for me even when I don't know it. **Official Response from Barb W:** > Thank you so much for the amazing review of BILL Spend & Expense, Michelle! We totally get how important it is to have a system that lets you snap pictures of your receipts and get them coded in no time. Managing expenses can be super stressful, so we're thrilled that our solution helps take some of that weight off your shoulders. Being able to code everything right away and not worry about losing receipts is a total game-changer! We really appreciate you sharing how it’s making a positive impact on your business. Your feedback truly means the world to us! We’re always excited to hear what’s working well for you and how we can make your experience even better. ### 32. Easy to use **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle O. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL Spend & Expense has mad it so easy for my staff to submit their receipts for their charges and expense reimbursements. The people at BILL are quick to respond to questions with a fix. They also made it easy to implement, it came with easy instructions for connecting to Quickbooks online. It was very easy to train my staff on the correct way to use it. We use BILL Spend & Expense daily, it has made processing expense reimbursements and credit card transaction approvals quick and easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I do wish the wording that is pulled over into Quickbooks online wasn't so long. I want them to be a little more straightforward so I can easily find transactions in my Quickbooks reports. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** This helps our expense approval process quick and easy. **Official Response from Jenn J:** > Michelle, thank you for your amazing review of BILL Spend & Expense! We are pleased to learn that our software has significantly streamlined the process for your employees to submit receipts for expense reimbursements. It is encouraging to hear that the implementation process was straightforward, aided by clear instructions for synchronizing with QuickBooks Online. Additionally, we appreciate your feedback regarding the ease of training your staff and the prompt assistance provided by our customer support team when required. We appreciate your thoughts on the wording that syncs over being shorter, so it is easier to locate in QBO. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 33. Effortless Report Downloads and Automation Make Management a Breeze **Rating:** 5.0/5.0 stars **Reviewed by:** Gina J. | Accounts Payable/Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The downloads of reports, individual transactions are easier to manage, the automation between each transaction are better now than before. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes it lags or closes out quickly, as I need to be in for a few hours or so. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Individual transactions by department, getting a good look at what everyone is spending. **Official Response from Jenn J:** > We want to thank you for your extraordinary review of BILL Spend & Expense, Gina! We're pleased that you find downloading reports and individual transactions easier to manage. Also, that the automation between each of the transactions is improved now. We're sorry for any frustration you have encountered with the system lagging or closing out suddenly while you are working in it. We appreciate all of your feedback, as we are always trying to enhance our customers' experience with our software. ### 34. Effortless Budget Management, But Miss the Divvy Name and Card Quality **Rating:** 5.0/5.0 stars **Reviewed by:** Clint R. | President & Managing Partner, Small-Business (50 or fewer emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Keeps us on top of our spending and makes it incredibly easy to manage budgets, transactions, and users. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Two things. I miss the Divvy name(!) and I'd love a more premium physical card itself. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Spend visibility, ease of accounting categorization, and information security. Makes it so we can focus on our core focus. **Official Response from Jenn J:** > We want to express our gratitude, Clint, for your phenomenal review of Spend & Expense! We love that our platform is helping you stay on top of spending and is making it incredibly easy to manage budgets, transactions, and users. We also appreciate you letting us know about the areas where we can improve: we understand you miss the Divvy name and would like to see a more premium physical card design. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 35. Convenient and easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** You can upload receipts from your phone or use the desktop version. I use both, convenient for me. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I have not encountered any issues with Bill Spend. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I am new to Bill spend, I have not used the previous version. ### 36. Easier Expense Tracking with Strong Spend Controls and Audit Visibility **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easier to track expenses, limit misuse, and audit activity. Can set spend limits, restrict categories (e.g., no alcohol), enforce receipt submission rules. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Budgets are a bit confusing. Wish the receipt images were better. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Helps manage and control employee expenses. ### 37. Simple UI and Great Features, but Lacks QuickBooks Integration **Rating:** 4.0/5.0 stars **Reviewed by:** Varun M. | Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Very basic and simple UI, Easy to use and understand. Great features like budgets and ease of card creation **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Integration with QB is an issue. We have to manually input the data. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** The platform allows me to create multiple cards for different teams, and I can set individual budgets for each card. **Official Response from Jenn J:** > Thank you for your incredible review of BILL Spend & Expense, Varun! We are pleased that you find our system easy to use and understand, with great features like budgets, as well as being easy to create cards. We're sorry to hear that you have had issues integrating with QuickBooks and have had to manually enter the data. If you need any help, please contact us at 1(855)229-3111. ### 38. Platform Nagivation + Ease of Use 10/10! **Rating:** 5.0/5.0 stars **Reviewed by:** Shawn G. | Accounting Analyst, Senior, Mid-Market (51-1000 emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** As the Accounting Administrator, this platform has been a reporting game changer in terms of expense management, ease of integration/implementation and increasing month-end reporting efficiencies. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The ONE thing that is a bit of a headache is that the vendors will not sync with already existing vendors on the QB Online platform. BILL will potentially duplicate a vendor based on transaction descriptions. You can choose to not sync vendors, but then it leaves that blank and you have to go back and choose an existing if you'd like. This can be cumbersome and take a toll on efficiency. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Using BILL company-wide, puts the spend documentation responsibility on the owner of the card. No more expense reports, individual check or ACH reimbursements to multiple employees requiring paper and receipt chasing. **Official Response from Jenn J:** > Thank you for your exceptional review of BILL Spend & Expense, Shawn! We are delighted that our software has been a reporting game changer in terms of expense management, both in terms of the ease of integration/implementation and the increasing month-end reporting efficiencies. We regret any frustration caused by vendors not syncing with the existing ones on QuickBooks, which can cause duplicates and extra work. Please continue providing feedback, as we are always working hard to improve our software. ### 39. Easy to Use with Great Support, but Slower Updates Lately **Rating:** 5.0/5.0 stars **Reviewed by:** Matt D. | CFO, Mid-Market (51-1000 emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ease of use, and how it was easy to rollout to my users. The customer service is very responsive. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The frequency of new releases and updates seems to have slowed down significantly since we first joined the platform. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Our former credit card was very hard to manage as well upload receipts. **Official Response from Jenn J:** > We wanted to thank you for your incredible review of Spend & Expense, Matt! We're so excited to hear that you find our service easy to use, easy to roll out to your users, and that our customer support has been responsive when assistance is needed. We appreciate your feedback that new releases and updates have slowed in frequency since you first joined, and have passed that on to our team. We are always eager to hear what works well for you and how we can enhance your experience. ### 40. Amazing Option for replacing fuel cards **Rating:** 5.0/5.0 stars **Reviewed by:** Amanda S. | Business Financial Analyst, Small-Business (50 or fewer emp.) **Reviewed Date:** August 08, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** After years of paying ridiculous fees on our fuel accounts for gas cards, I reached out to Bill/Divvy to see if they had a solution. It was soooo easy to sign up, we saved 400.00 per month on fees. My owners were concerned that with a "credit card", our crews could use it for other purchases, but I was able to set restrictions that the card could only be used for fuel and I could set budget limits. This was the perfect solution for our needs. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing, no complaints. This has been a perfect solution for us. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Replaced our fuel cards for our crews and managers. We were paying 300-400 in fees each month. I have one bill for all and avoid fees. **Official Response from Jenn J:** > Amanda, thank you for your extraordinary review of BILL Spend & Expense! We love that our service saves your organization money every month and that you can set budget limits and restrictions on how the cards are used. We value all feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 41. Always-Available Chat Support That Truly Helps **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Primary/Secondary Education | Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Their Chat is always open and available for help. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Wish they would have picked a better name! **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We are working together on our travel perks which has changed names and now our perks are not being used properly. ### 42. Saves so much time for our small accounting/admin team **Rating:** 4.5/5.0 stars **Reviewed by:** Erin L. | Partner, Finance & Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** December 15, 2022 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** How all of the transactions are integrated with accounting in real-time. They are coded and receipts are uploaded right at the time an expense is incurred. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We haven't found anything we dislike yet. Spending controls will be critical for our oranization, but so far they look to be pretty solid. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It's solving the incredbily slow processing time of gathering expense reports, receipts, etc from employees. Sometime our expenses don't get posted for a month or two! **Official Response from Jenn J:** > We want to express our thanks, Erin, for your fabulous review of our software! We are glad to hear that you enjoy how Spend & Expense allows you to integrate all of your transactions with your accounting in real time. Receipts can be uploaded right at the time the expense occurs and coded immediately. We are always eager to hear what works well for you and how we can enhance your experience. ### 43. Transitioning to BILL Spend & Expense was a great business decision! **Rating:** 5.0/5.0 stars **Reviewed by:** Julie G. | Chief Financial Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Since moving from our former credit card platform to BILL Spend & Expense, we've been pleased with the functionality and capabilities of the system. The support team was incredibly helpful during the implementation, making it a smooth transition. Our internal processes are streamlined and improved, creating efficiencies due to the integration to our accounting platform. In addition, our employees have found the mobile app to be user-friendly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We're beginning to expand usage of the platform by adding additional budgets and have experienced some oddities in the G/L mapping when doing so. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We need a platform that allows the employees to upload receipts and code transactions on a timely basis. BILL Spend & Expense solves this need and also provides a seamless integration into our accounting software. **Official Response from Jenn J:** > Thank you for your glowing review of BILL Spend & Expense, Julie! We love that our support team was helpful during implementation, that your internal processes have been streamlined and improved, creating efficiencies through integration with your accounting software, and that your employees find our app user-friendly. Thank you for sharing your experience with adding additional budgets, which has caused some oddities with the GL mapping. Please continue providing feedback, as we are always working hard to improve our software. ### 44. Bill Spend & Expense is a great tool that is very user friendly and has excellent customer service. **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Religious Institutions | Mid-Market (51-1000 emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** One of the most valuable parts of using BILL Spend & Expense is how amazing their customer service is, and how well the chat feature works on the Help Desk. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish that certain tabs within Bill's website were more customizable for users. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend & Expense is solving our issue of having too many programs, softwares, and websites to manage and track our church's finance across. This complete software allows us to have all of our important processes and information in one place for ease of use. **Official Response from Jenn J:** > We wanted to express our thanks for your fantastic review of BILL Spend & Expense! We're absolutely thrilled that you find our customer support amazing and enjoy our chat feature. We appreciate your idea of having certain tabs customizable to the user and have passed that on to our team. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 45. User-Friendly and Hassle-Free Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Mackenzie M. | Executive Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy to navigate, easy to teach a new employee **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't really dislike anything about bill, except I wish the name had remained Divvy. It makes it a little more complicated because we also use Bill Accounting. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It takes care of our purchasing needs, employees can do their own purchasing. **Official Response from Jenn J:** > Thank you for your fantastic review of BILL Spend & Expense, Mackenzie! We love that you find our software easy to navigate and teach to a new employee. We appreciate your thoughts on the name change, as it can be difficult when using both sides of BILL. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 46. We use BILL for our employee credit card and expense reports **Rating:** 2.5/5.0 stars **Reviewed by:** sara s. | Finance Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 27, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the instant posts on BILL when employees use their card. I think it creates better controls. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I dislike the time zone difference and that I have to reach out to support to run my excel report. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Immediate credit card transaction posting to quickly enter your reciepts **Official Response from Jenn J:** > Sara, thank you for your valuable feedback on Spend & Expense. We are glad that you like the instant posts on BILL when your employees use their card as it creates better control. We apologize for any frustration caused by our support's time zone difference and that you have to contact support to run your excel report. We have passed your feedback on to our team. Please continue providing feedback, as we are always working hard to improve our software. ### 47. Easy Setup and User-Friendly Reporting **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Mid-Market (51-1000 emp.) **Reviewed Date:** March 26, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** the reporting and set up is very easy and program is user friendly **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would like it to feed into more system easily. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** it has both credit card and reimbursements in one system. employee do not need to go to two system to enter expenses ### 48. Affordable, Easy to Use, and Highly Recommended **Rating:** 5.0/5.0 stars **Reviewed by:** Scott S. **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I appreciate the easy setup of the program, which allowed us to integrate it smoothly into our operations. The robust approval workflows and the ability to code and classify expenses enhance accountability and visibility for our processes. The affordability of the software is a significant advantage, and overall, it's been a very good program for us, easy to use and easy to roll out. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find the product provides more accountability and visibility through the approval processes, being much more robust than our previous program. **Official Response from Jenn J:** > Scott, thank you for your exceptional review of BILL Spend & Expense! We're grateful that you were able to set the service up easily, and it allows you to integrate smoothly into your operations. Plus, having robust approval workflows and the ability to code and classify expenses helps with accountability and visibility for your processes. You like the affordability of our software as well. Your feedback is incredibly valuable to us, as it drives our ongoing efforts to enhance the experience for all our customers. ### 49. Great rewards program and Intacct integration, but rewards delivery needs work **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really like the rewards program and the integration with Intacct. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There has been an issue with receiving the rewards. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** One stop spot for Credit Cards for our organization with ease of setting spending limits ### 50. Efficient & Flexible for everyone **Rating:** 4.5/5.0 stars **Reviewed by:** Nora W. | Business Operations Director, Mid-Market (51-1000 emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love that I can set the budget for a department and then let the heads know their budget and they then control the spending through the year. I can still see everything for security. If a need arises I can increase if necessary for a temporary time. I can customize their budget lines for them to choose so when I pull the spreadsheet I have expenses matched to their proper budget line. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I really wish the reimbursement side was working properly. We used to be able to approve and do direct deposit into their account on file. I also which you could split expenses across multiple budget lines. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It has streamlined the purhcased process greatly. The cash back is a nice perk. **Official Response from Jenn J:** > Nora, thank you for your wonderful review of BILL Spend & Expense! We are pleased to hear that you love the option to set a budget, inform your heads of their budget, which allows them to control the spending throughout the year, and if needed, it can be increased temporarily. Also, you are able to customize budget lines, allowing them to choose, so that your expenses match the proper budget lines when you pull the information. We apologize for the difficulty you have had with reimbursements, and appreciate your thought of being able to split expenses across multiple budget lines. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ## BILL Spend & Expense (Formerly Divvy) Discussions - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 1 comment, 1 upvote - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote - [View BILL Spend & Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=63§ion=pricing&secure%5Bexpires_at%5D=2026-07-28+20%3A24%3A23+-0500&secure%5Bsession_id%5D=785d92af-0cfb-49e5-b745-da51f1f080b8&secure%5Btoken%5D=4d3e2bda193a2d8dc047b12b662cf796064ea440dc25683d4702ccb089509616&format=llm_user) ## BILL Spend & Expense (Formerly Divvy) Integrations - 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Repository **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Ease of Booking - Itinerary Management - Trip Notifications - Advanced Integrations **Performance** - KPIs - Benchmarks - Forecasting - Savings **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance **Analytics** - Due Dates - Benchmarking - KPIs **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition **Integration** - Accounting - Payment Integration - ERP **Reporting** - Real time - Multiple Views - Export - Budgets **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Mobile** - Receipt Capture - Mileage Tracking **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - 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