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Defacto

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Defacto is an API-first B2B lending platform, licensed and regulated by the ACPR (the French banking authority), that offers fast, flexible financing to SMBs and white-labeled embedded financing to fintech partners and financial institutions. Defacto is trusted by 25,000+ SMBs and 40+ embedded partners for being: Fast: Eligibility in under 27 seconds Flexible: Pay on your terms Transparent: Standard, fair pricing

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