# Best Financial Data APIs

## How Many Financial Data APIs Products Does G2 Track?

**Total Products under this Category:** 228

### Category Stats (Aug 2026)

- **Average Rating:** 4.39/5 (↓0.03 vs Jul 2026) The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** FlashAlpha (+3.48%) - Among all products in this category, FlashAlpha recorded the largest rating increase compared to last month

_Last updated: August 04, 2026_

## How Does G2 Rank Financial Data APIs Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 1,400+ Authentic Reviews
- 228+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Financial Data APIs
 ![G2 Grid® for Financial Data APIs plotting products by satisfaction and market presence](https://www.g2.com/categories/financial-data-apis/grids.png?focus%5B%5D=24201&focus%5B%5D=146655&focus%5B%5D=61707&focus%5B%5D=1331564&focus%5B%5D=165553&focus%5B%5D=159501&focus%5B%5D=100578&focus%5B%5D=134212)

Highlighted products: Plaid, Merge Unified, Stripe Connect, Spade, Finch, Apideck Unify, Mastercard API, and RapidRatings.

Underlying data: [Grid® JSON](https://www.g2.com/categories/financial-data-apis/grids.json?focus%5B%5D=plaid&focus%5B%5D=merge-unified&focus%5B%5D=stripe-connect&focus%5B%5D=spade-spade&focus%5B%5D=finch-finch&focus%5B%5D=apideck-unify&focus%5B%5D=mastercard-api&focus%5B%5D=rapidratings)

**Sponsored**

### Flinks

Flinks is an embedded finance platform that brings together data connectivity, intelligence, and payments through powerful APIs and ready-to-use dashboards. Financial institutions, lenders, and fintechs use Flinks to onboard customers faster, make smarter decisions with financial data, and move money securely, all from one platform. Our Solutions - Flinks Connect: Give your users a fast, secure way to link their bank accounts and instantly access data from 15,000+ financial institutions across North America. - Flinks Upload: Verify bank statements and void cheques in real time to catch fraud, speed up decisions, and keep onboarding moving. - Flinks Enrich: Turn raw financial data 4,500 financial attributes covering income, spending, employment, and risk insights to make faster, more confident decisions. - Flinks Pay: Initiate account-to-account payments with Interac Request for Money and EFT, backed by built-in bank account verification. - Flinks Outbound: Launch and scale an open banking program with Flinks handling the infrastructure, partner accreditation, consent management, and ongoing support. Flinks powers 1M+ monthly connections and processes 1M+ monthly document uploads across North America, with a network of 15,000+ connected financial institutions. Visit www.flinks.com to learn more and book a product demo.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1336&secure%5Bchosen_at%5D=2026-08-05T05%3A16%3A53Z&secure%5Bdisplayable_resource_id%5D=1336&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1336&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=1336&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ffinancial-data-apis%3Fopen_modal_url%3D%252Fproducts%252Fddd-invoices%252Fwishlists%253Fhost_path%253D%25252Fcategories%25252Ffinancial-data-apis%2526source%253Dcategory&secure%5Btoken%5D=88d313160073061cc1be6a7e756e90eadb4472392bfb2b2c31963f0215143762&secure%5Burl%5D=https%3A%2F%2Fwww.flinks.com%2F%3Futm_campaign%3Dg2-clicks-financial-data-api%26utm_source%3Dg2%26utm_medium%3Dcpc&secure%5Burl_type%5D=custom_url)

### [Plaid](https://www.g2.com/pt/products/plaid/reviews)

O que é Plaid? Plaid é uma plataforma global de infraestrutura fintech que permite que empresas e consumidores se conectem de forma segura a dados e serviços financeiros. Através de APIs que se conectam a mais de 12.000 instituições financeiras em mais de 20 países, Plaid opera a maior rede de dados de open banking do mundo. Ao remover a complexidade das integrações diretas com bancos, Plaid permite que desenvolvedores, instituições financeiras e empresas construam produtos financeiros seguros, fáceis de usar e otimizados para conversão. Plaid impulsiona pagamentos, empréstimos, verificação de identidade, prevenção de fraudes e aplicações de finanças pessoais. Hoje, mais de 100 milhões de pessoas em todo o mundo, incluindo metade dos adultos nos EUA, confiaram no Plaid através de suas conexões com mais de 7.000 aplicativos e serviços. Categorias de produtos principais e soluções 1. Pagamentos: Plaid oferece um conjunto modular de produtos de vinculação de contas, risco e movimentação de dinheiro para tornar os pagamentos bancários mais bem-sucedidos e escaláveis do que nunca. 2. Vinculação e verificação de contas: Plaid oferece o conjunto completo de produtos Auth—Auth instantâneo com 95% de cobertura das contas bancárias dos EUA e Auth de banco de dados para maior alcance—junto com Identity para verificar a propriedade da conta. 3. Gestão de risco: Signal, nossa plataforma de risco de pagamento, oferece a escolha de verificações de saldo em tempo real ou pontuações de risco de transação por aprendizado de máquina, tudo entregue através de um mecanismo de regras hospedado com uma interface de usuário sem código para que as percepções de risco possam ser aplicadas imediatamente. 4. Movimentação de dinheiro: Transfer é a solução de pagamento multi-rail do Plaid, suportando ACH, RTP, FedNow e Request for Payment, com Signal embutido para decisões de risco integradas. Este conjunto unificado facilita a conexão de contas, gestão de risco e movimentação de dinheiro com confiança. 5. Verificação de identidade e prevenção de fraudes: Plaid oferece ferramentas abrangentes para confirmar identidades e reduzir fraudes. Plaid Identity Verification (IDV) permite que os clientes autentiquem seus clientes através de verificações de documentos, detecção de vivacidade e verificação de fontes de dados. Monitor permite que os clientes detectem se seus clientes estão em listas de vigilância governamentais através de triagem de sanções, PEP e listas de vigilância para conformidade com a prevenção de lavagem de dinheiro. Plaid Protect é uma plataforma de inteligência de fraude alimentada por IA que ajuda a detectar e parar fraudes em toda a jornada do usuário—desde a primeira interação até o ponto de uma transação. Construído sobre a rede do Plaid de um bilhão de conexões de dispositivos em mais de 7.000 aplicativos, Protect ajuda as empresas a prevenir as fraudes mais difíceis, incluindo ATOs, fraudes de primeira parte e identidades sintéticas. 6. Dados e insights de finanças pessoais: Transactions fornece até 24 meses de histórico categorizado enriquecido com detalhes de comerciantes e localização. Liabilities oferece visibilidade sobre obrigações de cartão de crédito, empréstimos e hipotecas, enquanto Investments agrega contas de corretagem, aposentadoria e criptomoedas. Enrich e Personal Finance Insights ajudam as empresas a limpar e contextualizar dados para oferecer experiências de orçamento e bem-estar financeiro mais fortes. 7. Avaliação de crédito e saúde financeira: Plaid Consumer Report ajuda credores a aproveitar dados de fluxo de caixa compatíveis com FCRA, oferecendo insights de renda, verificação de ativos e atividade de conta em tempo real para decisões mais confiantes. Ao aproveitar os insights únicos da rede do Plaid, os credores obtêm uma visão holística da estabilidade financeira do mutuário que pode ser usada ao longo de todo o ciclo de vida do empréstimo. Com uma pontuação de risco pronta para o mercado - Plaid LendScore - as instituições financeiras podem avaliar com mais precisão, aprovar mais mutuários qualificados e reduzir perdas com avaliações mais inteligentes e baseadas em dados. 8. Finanças abertas e conectividade: Core Exchange oferece acesso padronizado a dados financeiros, Permissions Manager dá aos consumidores maior controle sobre o consentimento, e o App Directory apoia a conformidade e gestão de risco de parceiros. 9. Onboarding e jornadas do usuário: Plaid Link é uma interface otimizada para conversão e mobile-first que permite conexões de conta seguras em escala. Ao reduzir o atrito durante o cadastro, Link ajuda as empresas a melhorar o onboarding de clientes e os fluxos de pagamento. Indústrias e casos de uso Plaid apoia uma ampla gama de indústrias e fluxos de trabalho financeiros, incluindo: - Bancos e cooperativas de crédito - Pagamentos simplificam desembolsos, e Pay by Bank suporta pagamentos diretos de consumidor para empresa para contas recorrentes, assinaturas e eCommerce. - Hipotecas e empréstimos - Programas governamentais e do setor público - Gestão de propriedades - Jogos - Cripto e ativos digitais - Finanças empresariais - Gestão de patrimônio Os clientes incluem Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, e muitos mais. Segurança e conformidade Plaid é construído com criptografia de nível empresarial, monitoramento contínuo e conformidade regulatória, incluindo PSD2 na Europa e requisitos da FCA no Reino Unido. Plaid não detém fundos, mas permite transferência segura de dados e iniciação de pagamentos. Conclusão Plaid fornece infraestrutura confiável em pagamentos, verificação de identidade, prevenção de fraudes, conectividade de contas e open banking. Com escala, segurança e design mobile-first, Plaid ajuda empresas a criar experiências financeiras seguras e contínuas para milhões de consumidores em todo o mundo.

**Average Rating:** 4.3/5.0

**Total Reviews:** 47

#### How Do G2 Users Rate Plaid?

- **Qualidade do Suporte:** 7.9/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 8.2/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 8.9/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 8.9/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Plaid?

- **Vendedor:** [Plaid, Inc.](https://www.g2.com/pt/sellers/plaid-inc)
- **Website da Empresa:** plaid.com
- **Ano de Fundação:** 2013
- **Localização da Sede:** San Francisco , US
- **Twitter:** @Plaid  
37,456 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=584d83a959fb209055b3af30ab4b5b08719df7d9798bf5d9656e717b8c64419d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2684737%2F&secure%5Burl_type%5D=linkedin_company_website)  
1,424 funcionários no LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Serviços Financeiros
- **Company Size:** 60% Small, 17% Medium

#### What Do G2 Reviewers Say About Plaid?

_AI-generated summary from verified user reviews_

##### Pros

- Os usuários apreciam a **facilidade de uso** do Plaid, desfrutando de conexões rápidas, seguras e um processo de configuração direto.
- Os usuários valorizam o **alto nível de segurança** que a Plaid oferece, garantindo conexões seguras com instituições financeiras sem esforço.
- Os usuários valorizam as **integrações fáceis** do Plaid, simplificando as conexões entre contas bancárias e várias plataformas sem esforço.
- Os usuários adoram o Plaid por suas **conexões seguras e facilidade de uso** , tornando a gestão financeira tanto eficiente quanto conveniente.
- Os usuários valorizam o Plaid por sua **conexão bancária rápida e segura** , aumentando a conveniência e simplificando a experiência geral.

##### Cons

- Os usuários expressam frustração com **limitações de acesso** já que o Plaid não se conecta a todos os bancos, impactando a usabilidade.
- Os usuários enfrentam dificuldades com **limitações de operadoras** , pois o Plaid não se conecta a todos os bancos, criando problemas de acessibilidade.
- Os usuários relatam **problemas de conectividade** com o Plaid, incluindo desconexões aleatórias e inconsistência com conexões bancárias.
- Os usuários enfrentam **erros de sistema** com o Plaid, experimentando desconexões aleatórias e falhas frequentes na API que interrompem a funcionalidade.
- Os usuários acham a **complexidade da configuração** do Plaid frustrante, preferindo um processo mais simples de 'uma vez e pronto'.

#### What Are Recent G2 Reviews of Plaid?

**["Plaid tornou o processo de integração fácil e amigável para startups"](https://www.g2.com/pt/survey_responses/plaid-review-13172519)**

**Rating:** 5.0/5.0 stars

_— Usuário Verificado em Lazer, Viagens e Turismo_

[Read full review](https://www.g2.com/pt/survey_responses/plaid-review-13172519)

**["UI/UX incomparável e KYC/AML robusto—Plaid é o parceiro ideal"](https://www.g2.com/pt/survey_responses/plaid-review-13187510)**

**Rating:** 5.0/5.0 stars

_— Brittany W._

[Read full review](https://www.g2.com/pt/survey_responses/plaid-review-13187510)

#### What Are G2 Users Discussing About Plaid?

- [What is Plaid system?](https://www.g2.com/pt/discussions/what-is-plaid-system)
- [What is Plaid app used for?](https://www.g2.com/pt/discussions/what-is-plaid-app-used-for)
- [What does the company Plaid do?](https://www.g2.com/pt/discussions/what-does-the-company-plaid-do)
- [What is Plaid Software?](https://www.g2.com/pt/discussions/what-is-plaid-software)

### [Merge Unified](https://www.g2.com/pt/products/merge-unified/reviews)

Merge Unified é a principal API Unificada para milhares de organizações, incluindo LLMs de ponta, organizações da Fortune 500 e outras empresas de SaaS B2B. Merge Unified permite que as empresas adicionem centenas de integrações aos seus produtos através de uma única API. Em vez de construir e manter cada integração internamente, seus desenvolvedores podem integrar-se uma vez com a Merge e acessar instantaneamente mais de 220 integrações nas categorias de contabilidade, HRIS, ATS, CRM, armazenamento de arquivos, base de conhecimento e ticketing. Nossa plataforma normaliza dados e lida com autenticação, paginação e limitação de taxa, eliminando a complexidade de gerenciar múltiplas APIs. A Merge cuida de todo o ciclo de vida da integração, desde a implementação até a manutenção. Nossos recursos de observabilidade dão à sua equipe de sucesso do cliente total visibilidade e controle, enquanto nossa equipe de engenharia detecta e resolve problemas de integração antes que eles impactem seus clientes. Milhares de empresas confiam na Merge para acelerar o desenvolvimento de produtos, desbloquear vendas, reduzir a rotatividade de clientes e economizar recursos de engenharia—permitindo que se concentrem em seu produto principal. A Merge adere a estruturas de conformidade padrão da indústria, incluindo SOC 2 Tipo II e ISO 27001, e cumpre com regulamentos de privacidade como HIPAA, GDPR e CCPA.

**Average Rating:** 4.7/5.0

**Total Reviews:** 251

#### How Do G2 Users Rate Merge Unified?

- **Qualidade do Suporte:** 9.7/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 9.5/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.3/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 9.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Merge Unified?

- **Vendedor:** [Merge](https://www.g2.com/pt/sellers/merge)
- **Website da Empresa:** merge.dev
- **Ano de Fundação:** 2020
- **Localização da Sede:** San Francisco, US
- **Twitter:** @merge\_api  
3,254 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b8c8a1452840c830f1c090f6b81e4fb545794f2830c09fe6655dd108b396c4e8&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmerge-api%2F&secure%5Burl_type%5D=linkedin_company_website)  
138 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Engenheiro de Software, CEO
- **Top Industries:** Software de Computador, Tecnologia da Informação e Serviços
- **Company Size:** 60% Small, 30% Medium

#### What Do G2 Reviewers Say About Merge Unified?

_AI-generated summary from verified user reviews_

##### Pros

- Os usuários elogiam o **suporte ao cliente excepcional** da Merge, apreciando sua capacidade de resposta e assistência eficaz durante toda a integração.
- Os usuários acham o Merge Unified **incrivelmente fácil de usar** , com excelente suporte e opções de integração intuitivas.
- Os usuários valorizam as **opções de integração fáceis** e a excelente documentação da API, melhorando sua conectividade com vários sistemas.
- Os usuários valorizam as **capacidades de integração** do Merge Unified, simplificando conexões entre vários sistemas de contabilidade e RH.
- Os usuários valorizam as **APIs bem documentadas** da Merge Unified, permitindo uma integração rápida e suporte contínuo para suas necessidades.

##### Cons

- Os usuários enfrentam **problemas de integração** com modelos complexos, exigindo esforço para identificar opções suportadas para uma conectividade perfeita.
- Os usuários observam que o Merge Unified pode ser bastante **caro** , especialmente à medida que suas necessidades e base de clientes crescem.
- Os usuários acham que a **documentação deficiente** do Merge Unified é inconsistente e carece de detalhes para uma integração eficaz.
- Os usuários enfrentam **limitações de dados** com o Merge Unified, levando a problemas inesperados de esquema e falta de visibilidade na tradução de dados.
- Os usuários acham a **curva de aprendizado íngreme** para indivíduos não técnicos, impactando a usabilidade geral e a compreensão dos recursos.

#### What Are Recent G2 Reviews of Merge Unified?

**["Consolida perfeitamente as plataformas IdP e HRIS"](https://www.g2.com/pt/survey_responses/merge-unified-review-12684831)**

**Rating:** 5.0/5.0 stars

_— Adam S._

[Read full review](https://www.g2.com/pt/survey_responses/merge-unified-review-12684831)

**["Suporte Excepcional e Lançamentos Rápidos de Funcionalidades"](https://www.g2.com/pt/survey_responses/merge-unified-review-11968048)**

**Rating:** 4.5/5.0 stars

_— Bhavik P._

[Read full review](https://www.g2.com/pt/survey_responses/merge-unified-review-11968048)

#### What Are G2 Users Discussing About Merge Unified?

- [Para que serve a API Merge?](https://www.g2.com/pt/discussions/what-is-merge-api-used-for) - 2 comments

### [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)

The world’s most successful platforms and marketplaces, including Shopify and DoorDash, use Stripe Connect to embed payments into their products. Connect offers instant onboarding, embedded components, global payouts, and more—go live in weeks instead of quarters, build a profitable payment business, and scale with ease. Learn more at stripe.com/connect.

**Average Rating:** 4.3/5.0

**Total Reviews:** 247

#### How Do G2 Users Rate Stripe Connect?

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.7/10 (Category avg: 8.6/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.9/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Stripe Connect?

- **Seller:** [Stripe](https://www.g2.com/sellers/stripe)
- **Year Founded:** 2010
- **HQ Location:** San Francisco, CA
- **Twitter:** @stripe  
285,306 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b95d13a2f6710ce6a0d1f33f0d007176a318c2b622f6cbe55cdb7b3422dbb86d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2135371%2F&secure%5Burl_type%5D=linkedin_company_website)  
15,464 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Founder, Owner
- **Top Industries:** Computer Software, Internet
- **Company Size:** 74% Small, 19% Medium

#### What Do G2 Reviewers Say About Stripe Connect?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate the **ease of use** of Stripe Connect, simplifying payment management and tracking effectively.
- Users appreciate the **easy integrations** of Stripe Connect, simplifying complex payment scenarios and enhancing user experience.
- Users appreciate the **payment ease** of Stripe Connect, enjoying efficient management of transactions and payouts.
- Users value the **ease of payment processing** with Stripe Connect, enabling quick transactions and clear tracking of earnings.
- Users appreciate the **speed of transactions** with Stripe Connect, allowing for quick and efficient payment processing.

##### Cons

- Users often experience **poor customer support** , struggling with responsiveness and the complexity of the system.
- Users find the **excessive fees** of Stripe Connect challenging to track and predict, complicating financial management.
- Users find the **high fees** of Stripe Connect challenging to manage and understand, impacting overall affordability.
- Users experience **slow payments** and delays, leading to confusion and frustration with their transactions on Stripe Connect.
- Users find the **complex implementation** of Stripe Connect challenging, particularly around pricing and configuration issues.

#### What Are Recent G2 Reviews of Stripe Connect?

**["Transparent Payment Tracking and Easy Setup with Stripe Connect"](https://www.g2.com/survey_responses/stripe-connect-review-12782162)**

**Rating:** 4.5/5.0 stars

_— Alison M._

[Read full review](https://www.g2.com/survey_responses/stripe-connect-review-12782162)

**["Stripe Makes Payment Collection Simple and Seamless"](https://www.g2.com/survey_responses/stripe-connect-review-12709079)**

**Rating:** 4.5/5.0 stars

_— Verified User in Media Production_

[Read full review](https://www.g2.com/survey_responses/stripe-connect-review-12709079)

#### What Are G2 Users Discussing About Stripe Connect?

- [What is Stripe Connect used for?](https://www.g2.com/discussions/what-is-stripe-connect-used-for) - 1 comment
- [What are the 3 Stripe Connect account types?](https://www.g2.com/discussions/what-are-the-3-stripe-connect-account-types)
- [How do I set up Stripe Connect?](https://www.g2.com/discussions/how-do-i-set-up-stripe-connect)
- [What is Stripe Connect?](https://www.g2.com/discussions/what-is-stripe-connect)
- [What is Stripe Connect payment method?](https://www.g2.com/discussions/what-is-stripe-connect-payment-method)

### [Spade](https://www.g2.com/products/spade-spade/reviews)

Spade helps the largest banks and fintechs in the US & Canada, including Citizens, PayPal, FIS, Sardine, and Mercury, win more of their customers' everyday spend, make smarter decisions on every transaction in real time, and turn the transaction data they own into new revenue and AI. With Spade, every transaction is matched against a verified database covering 99.9% of businesses in the U.S. and Canada: a lookup, not a guess. We append the real merchant, exact location, brand, category, and more in under 40ms at over 99% accuracy, across card, ACH, and transfers. As a result, leading fintechs and banks like Stripe, Bilt, Cash App, and Citizens use Spade to cut disputes by showing customers transactions they recognize, power precise rewards, lock cards to exactly what they intend, and build AI products on their own data. Here's what you get with Spade: VERIFIED MERCHANT IDENTITY ON EVERY TRANSACTION A lookup against a database covering 99.9% of U.S. and Canadian businesses, not a guess. Spade returns the real merchant, exact location, brand affiliation, category, and a persistent identifier that ties the same merchant together across card, ACH, wire, and transfers, in under 40ms at p99. FEWER DISPUTES AND SUPPORT CALLS When the cardholder sees the real merchant name and logo, recognition disputes and "what is this charge?" calls drop, including on the long-tail, local, and aggregator-routed charges (DoorDash to the actual restaurant) where confusion starts. REWARDS AND CONTROLS PRECISE ENOUGH TO CHANGE BEHAVIOR Brand-level and hyper-local rewards that land on the right merchant, and cards locked to exactly what you intend, down to the specific merchant or category. REAL-TIME DECISIONS IN THE AUTHORIZATION WINDOW Identity and decision come back in one sub-40ms response, so you approve good transactions you would have falsely declined and run spend controls inline. AI ON YOUR OWN DATA Ask your transaction stream questions in plain language, and train models on it inside a no-PII walled garden, to sharpen partnership decisions, cross-sell, and the AI products your roadmap depends on. SOC 2 Type 2 certified.

**Average Rating:** 4.9/5.0

**Total Reviews:** 21

#### How Do G2 Users Rate Spade?

- **Quality of Support:** 10.0/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.5/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.0/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Spade?

- **Seller:** [Spade Data](https://www.g2.com/sellers/spade-data)
- **Year Founded:** 2021
- **HQ Location:** New York , New York
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0db1b6061a3a1412ce716a64a34af7e62d1440c5bddd5d55f23abe7ae8bf90a1&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fspadedata%2F&secure%5Burl_type%5D=linkedin_company_website)  
44 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 48% Large, 48% Medium

#### What Are Recent G2 Reviews of Spade?

**["Enrichment layer we didn't have to build ourselves"](https://www.g2.com/survey_responses/spade-review-13161989)**

**Rating:** 5.0/5.0 stars

_— Sidharth A._

[Read full review](https://www.g2.com/survey_responses/spade-review-13161989)

**["Best-in-Class Transaction Enrichment: Accurate Data, Fast API, and a True Partner Team"](https://www.g2.com/survey_responses/spade-review-13089870)**

**Rating:** 5.0/5.0 stars

_— Matthew H._

[Read full review](https://www.g2.com/survey_responses/spade-review-13089870)

### [Finch](https://www.g2.com/pt/products/finch-finch/reviews)

Finch é uma plataforma unificada de API e conectividade que conecta aplicativos de RH, benefícios e financeiros a mais de 250 provedores de HRIS e folha de pagamento. Ao atuar como intermediário, Finch ajuda empresas B2B a integrar seus clientes e sincronizar dados sem precisar construir e manter integrações individualmente. Isso simplifica o processo para os usuários finais (empregadores) e facilita a atualização de todos os sistemas. Finch é usado principalmente por desenvolvedores, gerentes de produto e equipes de operações dentro de organizações que precisam se integrar a sistemas de HRIS e folha de pagamento. Esses usuários frequentemente enfrentam desafios ao gerenciar sistemas díspares e garantir que os dados fluam suavemente entre eles. Finch aborda esses desafios fornecendo um único ponto de integração, o que simplifica as complexidades técnicas envolvidas na conexão com sistemas de HRIS e folha de pagamento. Isso é particularmente benéfico para empresas que buscam melhorar sua eficiência operacional e aprimorar a experiência do usuário para seus funcionários. As principais características do Finch incluem autenticação rápida e segura, ampla cobertura de integração e um formato de dados unificado em todos os mais de 250 provedores. A API é projetada para garantir que dados sensíveis dos funcionários sejam tratados com a máxima segurança, aderindo aos padrões da indústria para proteção de dados. Ao padronizar os dados de cada sistema de registro, Finch remove o ônus de interpretar, mapear e manter os esquemas de dados em centenas de integrações, garantindo que todas as partes tenham acesso a informações consistentes e precisas. Isso não apenas economiza tempo, mas também reduz o potencial de erros que podem surgir de entrada manual de dados ou falhas de comunicação entre sistemas. Finch agrega valor significativo ao simplificar o processo de integração para empresas, permitindo que elas se concentrem em suas operações principais em vez de se perderem em detalhes técnicos. A capacidade de conectar-se rápida e seguramente a múltiplos sistemas de emprego significa que as empresas podem implementar novas ferramentas de RH e financeiras com mínima interrupção. Além disso, a flexibilidade do Finch em acomodar várias preferências de compartilhamento de dados capacita os empregadores a controlar quais informações são compartilhadas e com quem, melhorando sua capacidade de gerenciar preocupações de conformidade e privacidade de forma eficaz. No geral, Finch se destaca em sua categoria ao fornecer uma solução robusta, segura e amigável que atende às necessidades de integração de empresas modernas. Sua abordagem unificada não apenas simplifica as operações, mas também promove uma melhor colaboração entre aplicativos de RH, benefícios e financeiros, levando, em última análise, a um ecossistema de emprego mais programável e conectado para todos.

**Average Rating:** 4.7/5.0

**Total Reviews:** 63

#### How Do G2 Users Rate Finch?

- **Qualidade do Suporte:** 9.6/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 9.3/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.1/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 9.0/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Finch?

- **Vendedor:** [Finch](https://www.g2.com/pt/sellers/finch-5be75bf3-7bc5-45da-8f16-548a2872343b)
- **Website da Empresa:** tryfinch.com
- **Ano de Fundação:** 2020
- **Localização da Sede:** San Francisco, CA
- **Twitter:** @tryfinch  
751 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=73eb130bad8e86891e79fff548247db8ab393a103c6100b5e93b594a742f4ad7&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinchapi&secure%5Burl_type%5D=linkedin_company_website)  
154 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** CEO
- **Top Industries:** Serviços Financeiros, Software de Computador
- **Company Size:** 49% Small, 40% Medium

#### What Are Recent G2 Reviews of Finch?

**["Conexões de Folha de Pagamento Rápidas e Confiáveis que Simplificam o Acesso aos Dados dos Clientes"](https://www.g2.com/pt/survey_responses/finch-review-12607925)**

**Rating:** 5.0/5.0 stars

_— Yasmany H._

[Read full review](https://www.g2.com/pt/survey_responses/finch-review-12607925)

**["API de Folha de Pagamento Unificada que Automatizou o Fechamento de Fim de Mês e Aumentou Nossas Margens"](https://www.g2.com/pt/survey_responses/finch-review-12861378)**

**Rating:** 5.0/5.0 stars

_— Simone D._

[Read full review](https://www.g2.com/pt/survey_responses/finch-review-12861378)

### [Apideck Unify](https://www.g2.com/pt/products/apideck-unify/reviews)

Apideck elimina a complexidade das integrações com uma única API em tempo real que se conecta a mais de 200 plataformas em Contabilidade, CRM, HRIS, Armazenamento de Arquivos e eCommerce sem a sobrecarga técnica. Em vez de gastar meses construindo e mantendo múltiplas integrações, as empresas SaaS chegam ao mercado 98% mais rápido enquanto cuidamos da manutenção, versionamento e infraestrutura. Com suporte completo a CRUD e dados em tempo real (sem atrasos de cache), Apideck garante sincronização de dados instantânea e confiável em todas as integrações. Nossa plataforma permite que você se concentre no crescimento do negócio enquanto cuidamos das integrações, para que você possa lançar mais rápido, reduzir custos e escalar sem limites. Por que as principais equipes SaaS escolhem Apideck: ✅ Uma plataforma, integrações ilimitadas – Não há necessidade de construir ou manter integrações separadas. ✅ Dados em tempo real – Sem cache significa informações instantâneas e atualizadas. ✅ Preços flexíveis e econômicos – Baseado em chamadas de API, então você só paga pelo que usa. ✅ Segurança de nível empresarial – Compatível com GDPR e SOC2 Tipo 2. ✅ Confiabilidade crítica para o negócio – SLA de 99,8% de tempo de atividade com suporte 24/7.

**Average Rating:** 4.9/5.0

**Total Reviews:** 61

#### How Do G2 Users Rate Apideck Unify?

- **Qualidade do Suporte:** 9.7/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 9.7/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.6/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 9.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Apideck Unify?

- **Vendedor:** [Apideck](https://www.g2.com/pt/sellers/apideck)
- **Website da Empresa:** www.apideck.com
- **Ano de Fundação:** 2020
- **Localização da Sede:** San Francisco, California
- **Twitter:** @apideck  
885 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=31e921fcf0e7c47afd328ae3ca37ee6b8e6af949c20010d293dca14b49fcdc08&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fapideck%2F&secure%5Burl_type%5D=linkedin_company_website)  
33 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Diretor de Tecnologia, CEO
- **Top Industries:** Software de Computador, Tecnologia da Informação e Serviços
- **Company Size:** 79% Small, 15% Medium

#### What Do G2 Reviewers Say About Apideck Unify?

_AI-generated summary from verified user reviews_

##### Pros

- Os usuários valorizam as **capacidades de integração** do Apideck Unify, simplificando as conexões com vários sistemas de contabilidade e RH sem esforço.
- Os usuários valorizam as **integrações perfeitas** do Apideck Unify, permitindo a integração e gestão eficientes de múltiplos sistemas de RH.
- Os usuários destacam o **incrível suporte ao cliente** da Apideck Unify, com respostas rápidas e soluções eficazes para as solicitações.
- Os usuários valorizam a **documentação clara e bem estruturada** do Apideck Unify, melhorando significativamente a experiência geral do desenvolvedor.
- Os usuários se beneficiam de **integrações fáceis** com o Apideck Unify, reduzindo drasticamente o tempo gasto no desenvolvimento e gerenciamento de APIs.

##### Cons

- Os usuários descobrem que as **limitações da API** na cobertura de campo e no suporte a conectores levam a trabalho extra de desenvolvimento manual.
- Os usuários encontram **recursos limitados** em algumas integrações, faltando suporte para necessidades avançadas ou específicas.
- Os usuários observam as **integrações limitadas** disponíveis no Apideck Unify, dificultando sua capacidade de personalizar totalmente o produto.
- Os usuários estão preocupados com as **limitações de dados** , o que exige um gerenciamento cuidadoso da API e a falta de certas integrações essenciais.
- Os usuários observam que o preço pode parecer **elevado** para startups em estágio inicial, impactando a alocação de orçamento.

#### What Are Recent G2 Reviews of Apideck Unify?

**["Uma Implementação, Múltiplas Integrações—Valor Mais Rápido para os Clientes"](https://www.g2.com/pt/survey_responses/apideck-unify-review-13122616)**

**Rating:** 5.0/5.0 stars

_— Emily T._

[Read full review](https://www.g2.com/pt/survey_responses/apideck-unify-review-13122616)

**["API Unificada que Libera a Equipe de Engenharia para Focar no Produto"](https://www.g2.com/pt/survey_responses/apideck-unify-review-13115410)**

**Rating:** 5.0/5.0 stars

_— Kogulan L._

[Read full review](https://www.g2.com/pt/survey_responses/apideck-unify-review-13115410)

### [Mastercard API](https://www.g2.com/products/mastercard-api/reviews)

Mastercard API is an Application Programming Interface of mastercard with the objetive of open up, standardize and simplify access to its services.

**Average Rating:** 4.3/5.0

**Total Reviews:** 11

#### How Do G2 Users Rate Mastercard API?

- **Quality of Support:** 8.9/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.6/10)
- **Ease of Use:** 7.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 7.2/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Mastercard API?

- **Seller:** [Mastercard](https://www.g2.com/sellers/mastercard)
- **Year Founded:** 1966
- **HQ Location:** Purchase, NY
- **Twitter:** @Mastercard  
491,448 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=45c40f7b41646f480e30ee3d1a7be4404df1182da202318367b4fc04ac4cd3e4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmastercard%2F&secure%5Burl_type%5D=linkedin_company_website)  
49,372 employees on LinkedIn®
- **Ownership:** NYSE - New York Stock Exchange

#### Who Uses This Product?

- **Company Size:** 45% Medium, 45% Small

#### What Are Recent G2 Reviews of Mastercard API?

**["Master Card API is a really helpful and handy API for all your payment needs"](https://www.g2.com/survey_responses/mastercard-api-review-7106910)**

**Rating:** 5.0/5.0 stars

_— Raja S._

[Read full review](https://www.g2.com/survey_responses/mastercard-api-review-7106910)

**["Solution for all payments"](https://www.g2.com/survey_responses/mastercard-api-review-7060142)**

**Rating:** 5.0/5.0 stars

_— Murad N._

[Read full review](https://www.g2.com/survey_responses/mastercard-api-review-7060142)

#### What Are G2 Users Discussing About Mastercard API?

- [What is MasterCard API used for?](https://www.g2.com/discussions/what-is-mastercard-api-used-for)

### [RapidRatings](https://www.g2.com/products/rapidratings/reviews)

RapidRatings® is a specialized performance network designed to assist enterprises in managing third-party and supply chain risk effectively. By leveraging verified financial health intelligence, RapidRatings connects enterprises with their suppliers and vendors, fostering shared transparency across the entire ecosystem. This innovative approach enables organizations to gain early visibility into potential financial stress, allowing them to prevent disruptions, enhance supplier relationships, and ultimately drive improved performance. The foundation of RapidRatings' offerings is the Financial Health Rating (FHR®) Report, which assesses the financial stability of both public and private companies across more than 140 countries. The FHR evaluates critical financial documents such as balance sheets, income statements, and cash flow trends, alongside key risk drivers. This comprehensive analysis provides organizations with current risk insights and historical performance tracking, empowering them to make informed decisions regarding their supplier relationships. In addition to the FHR Report, RapidRatings offers ActionPath, a tool that assists suppliers in transforming financial risk findings into actionable improvement strategies. This feature not only enhances the confidence enterprises have in their supplier base but also provides suppliers with a structured approach to bolster their performance and demonstrate resilience over time. By focusing on measurable improvements, ActionPath helps create a more robust supply chain. Furthermore, RapidRatings introduces RiskPulse, which enhances the monitoring capabilities of the network. RiskPulse offers real-time oversight of over 400 million entities globally, providing critical data such as payment behavior, credit scores, legal filings, alerts, and trend analysis. This extensive monitoring ensures that enterprises have scalable oversight of their supplier and vendor ecosystems, enabling them to respond proactively to any emerging risks. Collectively, these tools equip enterprises with a comprehensive view of the risks associated with their suppliers and vendors. Simultaneously, suppliers benefit from actionable strategies aimed at optimizing their business operations and strengthening partnerships. RapidRatings stands out in its category by delivering a holistic approach to supply chain risk management, ensuring that both enterprises and suppliers can navigate the complexities of financial health and performance with confidence.

**Average Rating:** 4.7/5.0

**Total Reviews:** 18

#### How Do G2 Users Rate RapidRatings?

- **Quality of Support:** 9.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.1/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind RapidRatings?

- **Seller:** [RapidRatings](https://www.g2.com/sellers/rapidratings)
- **Company Website:** www.rapidratings.com
- **Year Founded:** 2007
- **HQ Location:** New York, NY
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2197e7d1408f39df7c9a3dc0158c9530119c74c2f1c60c024765b177946dc004&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frapid-ratings-international&secure%5Burl_type%5D=linkedin_company_website)  
176 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 78% Large, 17% Small

#### What Do G2 Reviewers Say About RapidRatings?

_AI-generated summary from verified user reviews_

##### Pros

- Users commend RapidRatings for their **exceptional customer support** , highlighting guidance and responsiveness in risk assessment processes.
- Users find RapidRatings to be **easy to use** , with an intuitive UI and excellent customer support enhancing their experience.
- Users value the **usability of reports** and the support from their relationship manager for effective risk assessments.
- Users value the **swift response time** from RapidRatings, enhancing their experience with timely support for queries.
- Users value the **flexibility** of RapidRatings, seamlessly integrating reports into processes and enhancing supplier management.

##### Cons

- Users express concern over the **low data depth** in RapidRatings' HealthMark reports, suggesting improvements for clarity on risk levels.
- Users find the service to be **expensive** , though it helps keep portfolios updated across multiple cloud systems.
- Users face **slow loading** times that require frequent re-logins, disrupting their workflow and productivity.
- Users are frustrated by **slow performance** , frequently being kicked out and needing to re-sign in multiple times daily.

#### What Are Recent G2 Reviews of RapidRatings?

**["Great experience, easy platform and insightful reports"](https://www.g2.com/survey_responses/rapidratings-review-11308708)**

**Rating:** 5.0/5.0 stars

_— Verified User in Mechanical or Industrial Engineering_

[Read full review](https://www.g2.com/survey_responses/rapidratings-review-11308708)

**["Easy to use platform, helpful reporting data"](https://www.g2.com/survey_responses/rapidratings-review-11330913)**

**Rating:** 5.0/5.0 stars

_— Jenny D._

[Read full review](https://www.g2.com/survey_responses/rapidratings-review-11330913)

### [Rutter](https://www.g2.com/products/rutter/reviews)

Integrations & Agents to ship financial products in days, not months. Leverage one API to add integrations across many accounting, commerce, ads, payment platforms and more. Purpose-built to support financial solutions and for companies with shared vision of building out the financial operating system for SMBs. Trusted by Parafin, Mercury, NorthOne, 100+ leading financial institutions.

**Average Rating:** 4.7/5.0

**Total Reviews:** 16

#### How Do G2 Users Rate Rutter?

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Rutter?

- **Seller:** [Rutter](https://www.g2.com/sellers/rutter)
- **Year Founded:** 2021
- **HQ Location:** New York, New York, United States
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3b2561d2e82c0a7ce41a581ec3eaa98f8bed9e2be30f7b5a916a83d5bfd5084e&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frutterapi&secure%5Burl_type%5D=linkedin_company_website)  
43 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 63% Small, 44% Medium

#### What Do G2 Reviewers Say About Rutter?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **seamless integrations** provided by Rutter, streamlining processes across various e-commerce platforms effortlessly.
- Users appreciate the **easy integrations** with Rutter, streamlining multiple connections seamlessly without individual coding efforts.
- Users commend Rutter's **responsive customer support** , appreciating their quick resolution of issues and helpful assistance.
- Users value the **ease of use** of Rutter, allowing effortless integration across multiple platforms with minimal complexity.
- Users appreciate the **automation** capabilities of Rutter, streamlining data synchronization across multiple sales channels effortlessly.

##### Cons

- Users find Rutter's **limited integration** frustrating, especially when needing support for unique business requirements and smaller platforms.
- Users find Rutter's pricing to be **expensive** , especially for startups and solo developers with budget constraints.
- Users experience **integration issues** with Rutter, as downtime disrupts operations and complicates reliance on the tool.
- Users find the **difficult setup** process challenging, particularly for those who are not very tech-savvy.
- Users find Rutter's **error management lacking** , highlighting a significant area needing improvement for better usability.

#### What Are Recent G2 Reviews of Rutter?

**["Effortless E-Commerce Integrations with Rutter's AI-Powered Solution"](https://www.g2.com/survey_responses/rutter-review-12041108)**

**Rating:** 4.5/5.0 stars

_— Gaurav K._

[Read full review](https://www.g2.com/survey_responses/rutter-review-12041108)

**["The API which integrates all the payment with commerce platforms"](https://www.g2.com/survey_responses/rutter-review-11631261)**

**Rating:** 4.5/5.0 stars

_— Akriti P._

[Read full review](https://www.g2.com/survey_responses/rutter-review-11631261)

### [Apigee Open Banking APIx](https://www.g2.com/products/apigee-open-banking-apix/reviews)

The Open Banking APIx solution simplifies and accelerates the process of delivering open banking as required by PSD2 by enabling speedy and secure delivery of PSD2-compliant APIs.

**Average Rating:** 4.4/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate Apigee Open Banking APIx?

- **Quality of Support:** 8.7/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 7.8/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Apigee Open Banking APIx?

- **Seller:** [Google](https://www.g2.com/sellers/google)
- **Year Founded:** 1998
- **HQ Location:** Mountain View, CA
- **Twitter:** @google  
31,899,995 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=fe4a5936665c9702418dd53c477fef5a7baea08078bb117ed67e966fc581b9ec&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1441%2F&secure%5Burl_type%5D=linkedin_company_website)  
341,888 employees on LinkedIn®
- **Ownership:** NASDAQ:GOOG

#### Who Uses This Product?

- **Company Size:** 45% Medium, 36% Small

#### What Are Recent G2 Reviews of Apigee Open Banking APIx?

**["Autho API Provider"](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9244323)**

**Rating:** 4.5/5.0 stars

_— Dinesh Kumar M._

[Read full review](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9244323)

**["Apigee Open Banking APIx- a rising competitor in Open Banking solution provider space"](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9176749)**

**Rating:** 4.5/5.0 stars

_— Kiran Ramakrishna i._

[Read full review](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9176749)

#### What Are G2 Users Discussing About Apigee Open Banking APIx?

- [What is Apigee Open Banking APIx used for?](https://www.g2.com/discussions/what-is-apigee-open-banking-apix-used-for)

### [TrueLayer](https://www.g2.com/pt/products/truelayer/reviews)

TrueLayer é a principal rede de pagamentos de open banking da Europa. Nós impulsionamos pagamentos online mais inteligentes, seguros e rápidos, combinando pagamentos bancários em tempo real com dados financeiros e de identidade. Empresas grandes e pequenas usam nossos produtos para integrar novos usuários, aceitar dinheiro e realizar pagamentos em segundos, e em escala. Estamos ativos em 21 países e mais de 20 milhões de usuários confiam em nós para processar suas transações. Estamos em uma missão para mudar a forma como o mundo paga. E não vamos parar até desbloquearmos todo o potencial dos pagamentos.

**Average Rating:** 4.5/5.0

**Total Reviews:** 35

#### How Do G2 Users Rate TrueLayer?

- **Qualidade do Suporte:** 8.3/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 8.9/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.0/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind TrueLayer?

- **Vendedor:** [TrueLayer](https://www.g2.com/pt/sellers/truelayer)
- **Ano de Fundação:** 2016
- **Localização da Sede:** London, London
- **Twitter:** @TrueLayer  
3,689 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3fb22358acec3ff194a5ed67f0bc67f786c6a1a2b01366160d97e798764f2b87&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftruelayer%2F&secure%5Burl_type%5D=linkedin_company_website)  
282 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** CEO
- **Top Industries:** Serviços Financeiros
- **Company Size:** 76% Small, 24% Medium

#### What Are Recent G2 Reviews of TrueLayer?

**["Excelente serviço desde o início."](https://www.g2.com/pt/survey_responses/truelayer-review-8325975)**

**Rating:** 5.0/5.0 stars

_— Heather L._

[Read full review](https://www.g2.com/pt/survey_responses/truelayer-review-8325975)

**["Equipe incrível, que faz o trabalho!"](https://www.g2.com/pt/survey_responses/truelayer-review-5083860)**

**Rating:** 5.0/5.0 stars

_— Guang D._

[Read full review](https://www.g2.com/pt/survey_responses/truelayer-review-5083860)

### [RESTful JSON API](https://www.g2.com/products/restful-json-api/reviews)

The Open Bank Project's RESTful JSON API is a comprehensive open-source solution designed to facilitate secure and standardized access to banking data and services. By providing over 300 RESTful APIs, it enables developers to create innovative financial applications that interact seamlessly with banking systems. Key Features and Functionality: - Extensive API Catalog: Offers a wide range of APIs covering various banking functionalities, including account information, transaction history, payment initiation, and KYC checks. - Standardized Data Access: Utilizes RESTful principles and JSON format to ensure consistent and efficient data exchange between applications and banking systems. - Developer-Friendly Tools: Provides an API Explorer for developers to browse, discover, and test endpoints, facilitating a smoother development process. - Internationalization Support: Incorporates an internationalization framework (i18n) to adapt applications to different languages and cultural contexts, enhancing global usability. Primary Value and User Solutions: The RESTful JSON API addresses the need for secure, standardized, and efficient access to banking data, enabling developers to build a diverse range of financial applications. By offering a comprehensive suite of APIs, it empowers developers to create solutions such as personal finance management tools, online accounting services, savings applications, and peer-to-peer payment platforms. This fosters innovation in the financial sector and enhances the digital banking experience for end-users.

**Average Rating:** 4.8/5.0

**Total Reviews:** 16

#### How Do G2 Users Rate RESTful JSON API?

- **Quality of Support:** 8.8/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.8/10 (Category avg: 8.5/10)

#### Who Is the Company Behind RESTful JSON API?

- **Seller:** [Open Bank Project](https://www.g2.com/sellers/open-bank-project)
- **Year Founded:** 2012
- **HQ Location:** Berlin, Berlin
- **Twitter:** @OpenBankProject  
3,840 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2f0c226dd706b5b61b2bdb65f412c1a24c5e9bbecbd4a3591478f8721d0c9ff4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fopen-bank-project%2F&secure%5Burl_type%5D=linkedin_company_website)  
5 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 39% Small, 33% Large

#### What Are Recent G2 Reviews of RESTful JSON API?

**["Simple, Flexible RESTful JSON APIs That Integrate Smoothly"](https://www.g2.com/survey_responses/restful-json-api-review-12738189)**

**Rating:** 5.0/5.0 stars

_— Sachin B._

[Read full review](https://www.g2.com/survey_responses/restful-json-api-review-12738189)

**["Easy, Reliable Data Exchange for Automation"](https://www.g2.com/survey_responses/restful-json-api-review-12812583)**

**Rating:** 4.0/5.0 stars

_— Hafiz Arsalan A._

[Read full review](https://www.g2.com/survey_responses/restful-json-api-review-12812583)

#### What Are G2 Users Discussing About RESTful JSON API?

- [What is difference between REST API and RESTful API?](https://www.g2.com/discussions/what-is-difference-between-rest-api-and-restful-api)
- [What is JSON RESTful API?](https://www.g2.com/discussions/what-is-json-restful-api)
- [What are the features of REST API?](https://www.g2.com/discussions/what-are-the-features-of-rest-api)

### [Flinks](https://www.g2.com/products/flinks/reviews)

Flinks is an embedded finance platform that brings together data connectivity, intelligence, and payments through powerful APIs and ready-to-use dashboards. Financial institutions, lenders, and fintechs use Flinks to onboard customers faster, make smarter decisions with financial data, and move money securely, all from one platform. Our Solutions - Flinks Connect: Give your users a fast, secure way to link their bank accounts and instantly access data from 15,000+ financial institutions across North America. - Flinks Upload: Verify bank statements and void cheques in real time to catch fraud, speed up decisions, and keep onboarding moving. - Flinks Enrich: Turn raw financial data 4,500 financial attributes covering income, spending, employment, and risk insights to make faster, more confident decisions. - Flinks Pay: Initiate account-to-account payments with Interac Request for Money and EFT, backed by built-in bank account verification. - Flinks Outbound: Launch and scale an open banking program with Flinks handling the infrastructure, partner accreditation, consent management, and ongoing support. Flinks powers 1M+ monthly connections and processes 1M+ monthly document uploads across North America, with a network of 15,000+ connected financial institutions. Visit www.flinks.com to learn more and book a product demo.

**Average Rating:** 4.4/5.0

**Total Reviews:** 59

#### How Do G2 Users Rate Flinks?

- **Quality of Support:** 8.4/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.7/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Flinks?

- **Seller:** [Flinks](https://www.g2.com/sellers/flinks)
- **Year Founded:** 2016
- **HQ Location:** Montreal, Canada
- **Twitter:** @FlinksData  
808 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d893d1b6d0281b57a3b8b2560c347ce8f8f14a311c7a2f8b7208fbb764d453e4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fflinkstech%2F&secure%5Burl_type%5D=linkedin_company_website)  
95 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 61% Small, 36% Medium

#### What Do G2 Reviewers Say About Flinks?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **seamless integration with banking accounts** provided by Flinks, enhancing financial management efficiency.

##### Cons

- Users are frustrated by Flinks' **carrier limitations** , as it doesn't support various third-party financial institutions.

#### What Are Recent G2 Reviews of Flinks?

**["perfect solution and great service"](https://www.g2.com/survey_responses/flinks-review-9092548)**

**Rating:** 5.0/5.0 stars

_— melissa e._

[Read full review](https://www.g2.com/survey_responses/flinks-review-9092548)

**["Flinks Experience"](https://www.g2.com/survey_responses/flinks-review-12080655)**

**Rating:** 5.0/5.0 stars

_— Mohammed Hareez S._

[Read full review](https://www.g2.com/survey_responses/flinks-review-12080655)

#### What Are G2 Users Discussing About Flinks?

- [What is Flinks used for?](https://www.g2.com/discussions/what-is-flinks-used-for) - 1 comment

### [Codat](https://www.g2.com/pt/products/codat/reviews)

Codat ajuda os bancos a construir conexões mais profundas com clientes empresariais. Oferecemos produtos que facilitam o acesso, a sincronização e a interpretação de dados do software financeiro dos clientes para casos de uso específicos, como integração de fornecedores a programas de cartões comerciais e subscrição de empréstimos empresariais. Codat é usado pelos maiores bancos do mundo para aumentar a participação na carteira, reduzir a rotatividade e escalar suas operações. Somos apoiados por investidores líderes, incluindo JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures e American Express Ventures.

**Average Rating:** 4.6/5.0

**Total Reviews:** 25

#### How Do G2 Users Rate Codat?

- **Qualidade do Suporte:** 9.1/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 8.8/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 8.6/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 8.6/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Codat?

- **Vendedor:** [Codat](https://www.g2.com/pt/sellers/codat)
- **Ano de Fundação:** 2017
- **Localização da Sede:** London, London
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=369ecb8742be94a36a3f9a2e3c9aa9b0f050090cdcd5e554fea7349869ab3967&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F11004778%2F&secure%5Burl_type%5D=linkedin_company_website)  
109 funcionários no LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Serviços Financeiros, Seguros
- **Company Size:** 71% Small, 21% Medium

#### What Are Recent G2 Reviews of Codat?

**["Reduz o tempo de integração para uma fração"](https://www.g2.com/pt/survey_responses/codat-review-7842682)**

**Rating:** 4.5/5.0 stars

_— Ryan N._

[Read full review](https://www.g2.com/pt/survey_responses/codat-review-7842682)

**["Eu trabalho como PM na Libeo, usamos Codat para conectar ao Xero no Reino Unido."](https://www.g2.com/pt/survey_responses/codat-review-7804990)**

**Rating:** 4.0/5.0 stars

_— Jean-Marie L._

[Read full review](https://www.g2.com/pt/survey_responses/codat-review-7804990)

#### What Are G2 Users Discussing About Codat?

- [Para que é usado o Codat?](https://www.g2.com/pt/discussions/what-is-codat-used-for)

### [Fidel API](https://www.g2.com/products/fidel-api-fidel-api/reviews)

Fidel API is a global financial infrastructure platform that enables developers to build programmable experiences at the moment a transaction occurs on any payment card. Startups through global enterprises are leveraging Fidel API's tools to power a range of solutions including digital receipts, customer attribution, loyalty and rewards, commercial expense management and personal financial management.

**Average Rating:** 4.6/5.0

**Total Reviews:** 15

#### How Do G2 Users Rate Fidel API?

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Fidel API?

- **Seller:** [Fidel API](https://www.g2.com/sellers/fidel-api)
- **Year Founded:** 2013
- **HQ Location:** London, GB
- **Twitter:** @FidelHQ  
900 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dd11e2ba08853f0e8cfb5dd93df90ddf6a575b5463cb545d6af364b266587415&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffidel-api&secure%5Burl_type%5D=linkedin_company_website)  
23 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 60% Small, 20% Large

#### What Are Recent G2 Reviews of Fidel API?

**["More than expectation ever"](https://www.g2.com/survey_responses/fidel-api-review-6565847)**

**Rating:** 5.0/5.0 stars

_— Verified User in Marketing and Advertising_

[Read full review](https://www.g2.com/survey_responses/fidel-api-review-6565847)

**["Solid API. Amazing customer service. Above-all: a valued partner. Definitely recommend!"](https://www.g2.com/survey_responses/fidel-api-review-7935278)**

**Rating:** 5.0/5.0 stars

_— Stu P._

[Read full review](https://www.g2.com/survey_responses/fidel-api-review-7935278)

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 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Financial data APIs (application programming interfaces) are pieces of software that interact with financial applications to facilitate information access, transactions, and payments. Financial institutions leverage these APIs to improve the ease of integration, facilitate collaboration between financial partners, and improve the customer experience.

The goal of a financial data API is to allow a user to retrieve financial information exactly when they want it. Financial data APIs bridge the gaps between disparate applications and facilitate straightforward data sharing between those applications for consumers, third-party vendors, business partners, and company employees. Businesses also use these APIs to sync data across multiple applications.

These APIs connect to, and collect data from, legacy financial applications by receiving inbound requests, processing them, accessing the requested information, and sending a response. Users leverage financial data APIs to link and access information held in larger applications and financial databases.

To qualify for inclusion in the Financial Data APIs category, a product must:

- Access financial data 
- Connect multiple financial applications 
- Sync data across multiple applications 
- Be designed specifically for use in the financial sector 

Show More

### Financial Data APIs Topics

- [What is Financial Data APIs?](#what-is-financial-data-apis)
- [Why Use Financial Data APIs?](#why-use-financial-data-apis)
- [Who Uses Financial Data APIs?](#who-uses-financial-data-apis)
- [Kinds of Financial Data APIs](#kinds-of-financial-data-apis)
- [Financial Data APIs Features](#financial-data-apis-features)
- [Trends Related to Financial Data APIs](#trends-related-to-financial-data-apis)
- [Potential Issues with Financial Data APIs](#potential-issues-with-financial-data-apis)
- [Software and Services Related to Financial Data APIs](#software-and-services-related-to-financial-data-apis)

[
### Financial Data APIs Topics
Expand/Collapse ](#)
- [What is Financial Data APIs?](#what-is-financial-data-apis)
- [Why Use Financial Data APIs?](#why-use-financial-data-apis)
- [Who Uses Financial Data APIs?](#who-uses-financial-data-apis)
- [Kinds of Financial Data APIs](#kinds-of-financial-data-apis)
- [Financial Data APIs Features](#financial-data-apis-features)
- [Trends Related to Financial Data APIs](#trends-related-to-financial-data-apis)
- [Potential Issues with Financial Data APIs](#potential-issues-with-financial-data-apis)
- [Software and Services Related to Financial Data APIs](#software-and-services-related-to-financial-data-apis)

## Learn More About Financial Data APIs

### What is Financial Data APIs?

Financial data APIs have become an important part of the financial technology landscape. They link internal data sources and external access to financial data, depending on the type of API and the use case stipulations governing its use. Financial data APIs are helping to fuel the development of financial products as well as streamline operational data-involved processes internally.

Key Benefits of Financial Data APIs

- Improve internal data access
- Catalyze external fintech product development
- Fuel internal product development

### Why Use Financial Data APIs?

Financial data APIs are useful for a variety of reasons. They can improve internal data sharing and operational efficiency, provide an additional source of revenue by charging for external use by partners, and fuel fintech development. Depending on the parameters set regarding developer use of the API in question, the financial institution may benefit handsomely from allowing API access to external developers. Internal developers with API access can provide the institution with new product offerings as well as insights that may inform product development and organizational strategy.

**Internal Data Sharing —** One of the primary reasons to use financial data APIs is for internal sharing of financial data. In a large financial institution, data can become very siloed and difficult to access for those not working directly with it on a daily basis. Financial APIs open up access to those data sources, helping to improve transparency and allow easier internal data sharing.

**Partner Integrations —** Another reason to use financial data APIs is to strengthen partner integrations with a financial institution. Giving partners access to valuable data sources strengthens the connection between products.

**Internal Product Development —** Financial data APIs can help fuel internal product teams’ development processes. They can leverage the data accessed via the API to drive the creation of new products.

### Who Uses Financial Data APIs?

Financial services institutions of all shapes and sizes use financial data APIs.

**Fintech Companies —** Fintechs make good use of financial data APIs. They are increasingly leveraging access to these valuable data sets to inform product decisions.

**Financial Institutions —** Traditional financial companies are using financial data APIs to create products, share data internally, and fuel partner integrations. As the institutions with the largest financial datasets, the opening of those datasets to the world at large (with obvious privacy and data sharing restrictions in place) is key to enhancing the fintech product landscape.

### Kinds of Financial Data APIs

There are three types of APIs in the finance industry: internal APIs, private APIs, and open APIs.

**Internal APIs —** Internal APIs are used by individuals, usually developers, within an organization. These APIs are designed to share various internal data sources across the organization. The goal of leveraging these APIs is to increase operational efficiency and improve processes by streamlining internal data access.

**Private APIs —** Private APIs are limited-use APIs for financial institutions’ business partners to tighten up partner integrations. Financial institutions can monetize the use of these APIs and often leverage their use to enhance security across partnerships.

**Open APIs —** Open APIs are used to share financial data with a wide range of potential users. These APIs often limit the amount and type of information that is accessible, and the API creator often vets users prior to granting them access. However, these APIs drive product and application creation by developers who use the data accessed by the API to shape their product.

### Financial Data APIs Features

Financial data APIs often include, but are not limited to, the following features:

**Data Syncing —** Syncs data across multiple applications.

**Live Feed —** Provides live data input from source to application.

**Open Interface —** Allows external connections once properly vetted.

### Trends Related to Financial Data APIs

The concept of open banking has given way to more discussion of financial data APIs and potential use cases in the financial services world.

**Open Banking —** Open banking is the concept of increasing data sharing between financial institutions and fintech companies. This concept, European in origin, has been codified by the Payment Services Directive 2.0 (PSD2) and is designed to increase competition, lower prices, and increase the amount of financial products on the market. Open banking necessitates the creation of public APIs and is fueling their increased use throughout the finance world.

**Rise of Fintech —** The rise of technology in financial services has spurred numerous fintech companies to seek out new opportunities to offer financial products for both consumers and businesses. Fintechs are leveraging public APIs to access the data sets of traditional financial institutions and either create new products or connect their products to the fintechs’ own.

### Potential Issues with Financial Data APIs

**Security —** Data security is paramount these days. API creators have to ensure there are strong security features built in and that the right data is only accessible to the right people.

**Data Sharing Policy —** APIs must navigate the constantly shifting regulatory landscape that governs data sharing. As more personal data than ever before is housed by the various companies we provide with that data, developers have to ensure that the data they are sharing is legally and properly shared. Privacy is a large concern, so financial data APIs must be designed with that in mind.

### Software and Services Related to Financial Data APIs

Financial services software is the general umbrella under which financial data APIs fall, and if used properly, they have the capability to impact nearly every subcategory of software that falls within the financial services vertical.

[**Investment Portfolio Management Software**](https://www.g2.com/categories/investment-portfolio-management) **—** Investment portfolio management software can leverage APIs to connect to financial data sources for real-time trading-related information.

[**Digital Banking Platforms**](https://www.g2.com/categories/digital-banking-platforms) **—** Digital banking platforms can use financial data APIs to strengthen their ability to provide robust product offerings.

[**Financial Risk Management Software**](https://www.g2.com/categories/financial-risk-management) **—** Financial risk management software can use financial data APIs to inform risk analysis models.