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 ![Crossmint](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_110d4c6e74ea6785e824b4c70d24fbce/crossmint.png "Crossmint")
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# Crossmint Discussions

Crossmint is multi-rail payments infrastructure, connecting stablecoins, crypto, and traditional money through a single integration. Fintechs, crypto platforms, and AI agent companies use Crossmint to accept payments, hold funds, move money across borders, convert between fiat and digital assets, and let AI agents spend. One integration, one compliance review, and one team to call. Trusted by 40,000+ enterprises and developers, Crossmint operates in 160+ countries. Customers include MoneyGram, Western Union, Robinhood, Phantom, fomo, Wirex, Toku, and the Republic of the Marshall Islands. For fintechs, Crossmint provides one platform to run the whole money movement flow from fiat in to fiat out, on stablecoin rails. Neobanks, remittance providers, and payroll and payout companies use Embedded Wallets, Treasury Wallets, Stablecoin Orchestration, Onramps, and Offramps to add stablecoins alongside their existing rails. With Regulated Payouts, Crossmint runs the regulated steps of third-party payouts, including AML screening, sanctions checks, and Travel Rule. For crypto platforms, Crossmint provides checkout, onramps, offramps, and wallets. Trading platforms and crypto apps use Token Checkout to let users buy digital assets with a card or Apple Pay, and Onramps and Offramps to move between local currency and crypto. For AI agents, Crossmint provides a single API to enable agents to pay using cards or stablecoins. Platforms can build agent purchasing into their product with the Agent Commerce Toolkit, or use the Open Commerce Agent (OCA), an open-source shopping agent built on the toolkit. The toolkit covers the whole purchase, from saving a card to checkout. Cards go straight to a PCI-compliant vault, so the agent never handles the real card number, and each checkout routes to the right path for that store, with nothing for merchants to add. Crossmint has been the first to integrate with Visa Intelligent Commerce and Mastercard Agent Pay. For onchain payments, agents use stablecoins in Crossmint wallets. Crossmint is authorized by Spain’s CNMV as a crypto-asset service provider under MiCA, with passporting across all 27 EU states, and by the Bank of Spain as a Payment Institution under PSD2. In the US and Canada, it is registered with FinCEN and FINTRAC as a Money Services Business, and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act. Crossmint is SOC 2 Type II, GDPR, and CCPA compliant, and is backed by Ribbit Capital, Franklin Templeton, NYCA, and Lightspeed. To learn more about our products, explore our documentation, or find help, visit crossmint.com.

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