CrossCore® is an integrated digital identity and fraud prevention platform developed by Experian. It enables businesses to connect, access, and orchestrate decisions across multiple data sources and services, consolidating various fraud risk signals into a single, comprehensive assessment. By combining risk-based authentication, identity proofing, and fraud detection into a unified cloud-based system, CrossCore allows organizations to make real-time risk decisions throughout the customer lifecycle. Key Features and Functionality: - Unified Platform: Integrates multiple fraud and identity solutions, including Experian's own products, third-party services, and internal systems, providing a single point of access for comprehensive fraud monitoring. - Flexible Decisioning Workflows: Employs advanced analytics and customizable workflows to adapt to evolving fraud threats and business needs, enabling rapid strategy adjustments without downtime. - Scalable Cloud Architecture: Offers a modern Software as a Service framework that ensures scalability and seamless integration of new tools and services. - Comprehensive Identity Verification: Utilizes industry-leading analytics and scoring to confidently verify identities, incorporating capabilities such as document verification, biometrics, and device intelligence. Primary Value and Problem Solved: CrossCore addresses the challenge of managing multiple, disparate fraud prevention tools by providing a unified, flexible platform that enhances fraud detection and compliance while improving the customer experience. It enables businesses to: - Reduce Fraud Losses: By consolidating various risk signals and employing advanced analytics, CrossCore helps decrease fraud incidents and associated financial losses. - Enhance Operational Efficiency: The platform's single point of access and flexible workflows streamline the management of fraud and identity solutions, reducing complexity and operational costs. - Improve Customer Experience: By enabling real-time risk assessments and minimizing friction in the customer journey, CrossCore ensures a seamless and secure experience for end-users. In summary, CrossCore empowers organizations to proactively safeguard against fraud while supporting digital business growth through its integrated, adaptable, and efficient approach to identity verification and fraud prevention.