Credyt is real-time billing infrastructure built specifically for AI products that need to charge as usage happens—not at the end of the month. **How it works:** Traditional billing platforms (Stripe Billing, Chargebee) were built for subscriptions and invoice cycles. They meter usage but charge later. With AI workloads - tokens, API calls, GPU time—this creates cash flow risk. You front infrastructure costs throughout the billing period and collect payment afterward. Credyt flips this model. Customers prepay into multi-asset wallets (USD, tokens, credits, GPU hours, custom units). Usage is authorized and debited in real time as it occurs. Revenue is collected upfront or as consumption happens. You never front costs. This is powered by wallet-native architecture - wallets are the core billing mechanism, not an add-on to subscriptions. Every customer gets a wallet from day one with native support for credits, entitlements, balances, and automatic recharge thresholds. **What you get out of the box:** - **Real-time usage metering and wallet debiting** - Charge per token, API call, inference, or any custom unit - **Drop-in branded billing portal** - OpenAI-style customer experience with live usage tracking, balance visibility, and self-service top-ups - **Auto top-up with customer control** - Users set their own threshold triggers for automatic recharge - **Profitability analytics** - Event-level cost tracking that correlates revenue with infrastructure costs per customer, model, or workload - **Flexible pricing engine** - Support for usage-based, outcome-based, hybrid (subscriptions + credits), and multi-dimensional pricing - **Payment processing** - Built-in Stripe integration with support for external payment processors - **Fast implementation** - Ship in hours instead of months; extends your existing stack rather than replacing it **Who it's built for:** - **LLM API platforms** billing per token or completion (like OpenAI, Anthropic) - **AI agent companies** charging for task completions or autonomous actions - **Media generation platforms** billing per image, video, or audio generation - **GPU/compute platforms** charging per second, VRAM hour, or compute unit - **SaaS products** adding AI features with usage-based pricing - **Developers building with AI** (Cursor, Lovable, Bolt) who need billing without building it **When Credyt fits best:** You need real-time authorization (not just metering) to prevent negative balances before infrastructure costs are incurred. Your customers expect prepaid credit systems similar to major AI platforms. Cash flow control matters more than invoice flexibility. You want to extend your existing infrastructure, not replace it. You need to ship billing in days, not months.