# SAS Credit Scoring Reviews **Vendor:** SAS Institute Inc. **Category:** [Other Finance & Admin. Software](https://www.g2.com/categories/other-finance-admin) **Average Rating:** 4.1/5.0 **Total Reviews:** 14 ## About SAS Credit Scoring Quickly develop, validate, deploy and track credit scorecards in house, while minimizing model risk and improving governance. We've combined award-winning data management, data mining and reporting capabilities in a powerful credit scoring solution that is faster, cheaper and more flexible than any outsourcing alternative. ## SAS Credit Scoring Reviews ### 1. Easy way to score users **Rating:** 5.0/5.0 stars **Reviewed by:** Sunny K. | Associate Director - Credit Risk, Mid-Market (51-1000 emp.) **Reviewed Date:** March 24, 2023 **What do you like best about SAS Credit Scoring?** Credit scoring makes it easy and efficient to determine creditworthiness of potential borrowers, saves time too. It also enables fair credit decision without any bias. **What do you dislike about SAS Credit Scoring?** It is based on limited factors and it's not very transparent because it's proprietary which might lead to discrimination. Also, it relies heavily on credit scores without consider other important factors. **What problems is SAS Credit Scoring solving and how is that benefiting you?** Credit scoring is helping us cut down applications of users that are likely to default, also it is speeding up the decisioning. We have been able to reduce the human bias. ### 2. Credit scoring is very reliable in general settings. **Rating:** 4.0/5.0 stars **Reviewed by:** Taufeeque Haider K. | Business Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** December 20, 2022 **What do you like best about SAS Credit Scoring?** Credit scoring is a valuable tool for lenders to assess an individual's creditworthiness. It helps lenders decide whether to offer credit, what interest rate to provide and the terms of the loan. Upsides of using credit scoring include: 1. Quickly assessing creditworthiness: Credit scoring allows lenders to quickly assess an individual’s creditworthiness without needing to review their credit history manually. 2. Fairness and accuracy **What do you dislike about SAS Credit Scoring?** The main downside of credit scoring is that it can be unfair. Credit scoring models often rely on information such as race, gender, location, and other demographic data that can lead to unfair decisions. Additionally, credit scoring models may not accurately reflect an individual's overall financial history or risk profile. This can lead to overscoring or underscoring, resulting in either an individual with good credit being denied for a loan or an individual with bad credit receiving approval for a loan with unfavorable terms. This can lead to further financial distress in some cases. **What problems is SAS Credit Scoring solving and how is that benefiting you?** Credit scoring is helping to solve the business problem of assessing a customer's creditworthiness and ability to repay a loan. By using a credit scoring model, lenders can quickly and accurately assess a customer's credit risk and determine whether or not to approve a loan. This helps them to make better lending decisions, reduce the risk of loan defaults and manage their loan portfolios more efficiently. ### 3. Perks of reviewing credit score **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** March 29, 2023 **What do you like best about SAS Credit Scoring?** With th help of credit score a user can and other parties can evaluate the credibility of the user and can be helpful for various processing and loan criterias. **What do you dislike about SAS Credit Scoring?** Ther are multiple unorganised sectors in current market situations, users working in these kind of sectors are someone have very good credibility, but they don't have credit score that's why they need to husstle for lots of processings. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It easy to access the credibility of the other person or for me myselp in i am looking for some loans or something on rent as the credit score show that I am able to reply all the dues over time. ### 4. Very good to check vital information **Rating:** 4.5/5.0 stars **Reviewed by:** Suhail Q. | Phone Banking Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** September 27, 2022 **What do you like best about SAS Credit Scoring?** Credit scoring is very helpful tool to check credit score with easy interfaces and fast information. Its is very to understand and fast to get credit score reliable **What do you dislike about SAS Credit Scoring?** There not much to dislike as it does what it need to do. I can say that they should remove some unwanted options and Ads from the tools and as well as they should also add some more features like customer service **What problems is SAS Credit Scoring solving and how is that benefiting you?** It is solving most important issue of mine which is checking credit score so that I can set my future spending goals which helps me a lot in keeping my credit score in postive value ### 5. Credit Scoring is a really reliable application for credit rating. **Rating:** 4.0/5.0 stars **Reviewed by:** Suvith K. | Consultant, Small-Business (50 or fewer emp.) **Reviewed Date:** January 03, 2023 **What do you like best about SAS Credit Scoring?** The best part of Credit Scoring is that it is quite a user-friendly application. **What do you dislike about SAS Credit Scoring?** This Application has quite a few glitches when it comes to the final stage of declaring the score. **What problems is SAS Credit Scoring solving and how is that benefiting you?** The data received is quite accurate compared to other credit rating applications ### 6. accurate score **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Computer Networking | Small-Business (50 or fewer emp.) **Reviewed Date:** March 28, 2023 **What do you like best about SAS Credit Scoring?** It takes less time to calculate an accurate score **What do you dislike about SAS Credit Scoring?** Customer support whenever the score updated. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It tells me how to improve and manage my finance ### 7. Credit Scoring Review **Rating:** 4.0/5.0 stars **Reviewed by:** Khushboo P. | Bank Teller, Small-Business (50 or fewer emp.) **Reviewed Date:** July 10, 2022 **What do you like best about SAS Credit Scoring?** It is about watching credit scores regularly for financial protection. It is easy to use. It can assess an individual credit profile. It generates a score on a specified scale. **What do you dislike about SAS Credit Scoring?** It takes time in updating the score. Otherwise, I did not find any other issue. It could become better in the future after enhancement. No other improvement is required. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It is solving a big database of customers that are needed for an assessment of individuals for credit scores. It is productive for the customer and the clients. ### 8. User review - Credit Scoring **Rating:** 4.0/5.0 stars **Reviewed by:** Bughtha Prakash R. | Senior Procurement Specialist, Enterprise (> 1000 emp.) **Reviewed Date:** July 08, 2022 **What do you like best about SAS Credit Scoring?** As a user i like the interface of application credit scoring. It helps to know score of my credit card. It even helps me to know how to improve credit score as it helps while taking bank loans. **What do you dislike about SAS Credit Scoring?** There is nothing to dislike about credit scoring. **Recommendations to others considering SAS Credit Scoring:** I would recommend others to use this application. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It helps to know credit score of credit cards. Even allows me to know other details related to my credit card. I generally use it for viewing my credit score. ### 9. It provides sense of security by checking someone’s credit score **Rating:** 5.0/5.0 stars **Reviewed by:** Payal B. | Ionic Developer, Small-Business (50 or fewer emp.) **Reviewed Date:** September 02, 2022 **What do you like best about SAS Credit Scoring?** Easy to use for a layman along with easy implementation. It helps in financial regulations and compliance. **What do you dislike about SAS Credit Scoring?** I can't figure out anything negative in this software. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It enhances trust between employers and employees hence it provides greater outputs. ### 10. It makes financial tasks easy and one may check the credit score of anyone. **Rating:** 5.0/5.0 stars **Reviewed by:** Kanica B. | Professional Freelancer, Small-Business (50 or fewer emp.) **Reviewed Date:** July 09, 2022 **What do you like best about SAS Credit Scoring?** It defines one's worthiness. It gives the frequency of payments along with the number of credit cards. **What do you dislike about SAS Credit Scoring?** when we get a chance to have everything in one application, there are fewer negative points. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It solves the problem of checking employees' reliability. ### 11. It provides analysis of one's credit files and background **Rating:** 4.0/5.0 stars **Reviewed by:** Bhagwant S. | Digital Marketing Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** July 11, 2022 **What do you like best about SAS Credit Scoring?** It allows you to check the risk assessment of a person or a property. **What do you dislike about SAS Credit Scoring?** Sometimes it misinterprets things. Rest it is the best tool ever. **What problems is SAS Credit Scoring solving and how is that benefiting you?** It eradicated the problem to have reliable employees in the company. ### 12. My exp with Credit Scoring **Rating:** 4.0/5.0 stars **Reviewed by:** Naveen Goud B. | Senior Manager(Data Science), Enterprise (> 1000 emp.) **Reviewed Date:** March 25, 2022 **What do you like best about SAS Credit Scoring?** Credit Scoring Features and Presentation **What do you dislike about SAS Credit Scoring?** Nothing to dislike about the features of Credit Scoring **What problems is SAS Credit Scoring solving and how is that benefiting you?** I wanted to know my Credit Score and understand my overall financial situation ### 13. Ease in Credit Analysis **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** August 12, 2021 **What do you like best about SAS Credit Scoring?** -It provides comprehensive credit analysis. -It helps in quick validation and credit score tracking. -Helpful in informed credit decision making. -Ease of data access and database management. -Provide flexibility in usage of different analysis functions. -Built in algorithms makes it easy for creating credit analysis models. -It is convenient to create interactive dashboards. -It supports programming languages like R and has an amazing API integration. -Helps in analyzing the credit worthiness of customers. **What do you dislike about SAS Credit Scoring?** -It is comparatively expensive software. -It is comparatively a slower platform. -Data rearrangement and customisation is a bit complicated. -User Interface is comparatively outdated. **Recommendations to others considering SAS Credit Scoring:** -It should be integrated with more programming software. -The loading speed of the software should be improved. -Database rearrangement and customisation should be made easier. -User Interface should be improved. **What problems is SAS Credit Scoring solving and how is that benefiting you?** -It provides simple interpretation of complex databases. -Creation of interactive dashboards is easy. -Built in algorithms make analysis easier. ### 14. SAS Credit Scoring ranks up there in ease and knowledge in the credit world **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Staffing and Recruiting | Small-Business (50 or fewer emp.) **Reviewed Date:** August 11, 2021 **What do you like best about SAS Credit Scoring?** SAS layout is easy to use, and the format provides consistency to grab ahold of quickly. **What do you dislike about SAS Credit Scoring?** Searching requires full accuary, no missing pieces. **What problems is SAS Credit Scoring solving and how is that benefiting you?** How much credit to lend. Based on SAS findings, we can keep the process structured. We have decided to now get credit coverage. ## SAS Credit Scoring Discussions - [What is the most commonly used credit scoring system?](https://www.g2.com/discussions/what-is-the-most-commonly-used-credit-scoring-system) - [How do credit scoring systems work?](https://www.g2.com/discussions/how-do-credit-scoring-systems-work) - [What are the purposes of credit scoring models?](https://www.g2.com/discussions/what-are-the-purposes-of-credit-scoring-models) - [How would be coming updates that could help us related to software.](https://www.g2.com/discussions/how-would-be-coming-updates-that-could-help-us-related-to-software) - 1 upvote - [View SAS Credit Scoring pricing details and edition comparison](https://www.g2.com/products/sas-credit-scoring/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-24+02%3A10%3A06+-0500&secure%5Bsession_id%5D=3757ef38-fa4b-4644-9328-e15086ce9c81&secure%5Btoken%5D=0053b2ae7cfcd0cb0111ad6f14ecf95c00b057b39983f870f86d18b4c8db32ba&format=llm_user) ## SAS Credit Scoring Features **Agentic AI - Accounting & Finance** - Autonomous Task Execution ## Top SAS Credit Scoring Alternatives - [SaasAnt Transactions](https://www.g2.com/products/saasant-saasant-transactions/reviews) - 4.9/5.0 (257 reviews) - [ProperConvert app](https://www.g2.com/products/properconvert-app/reviews) - 4.3/5.0 (107 reviews) - [Quicken](https://www.g2.com/products/quicken/reviews) - 4.3/5.0 (75 reviews)