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CoiPatrol

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CoiPatrol is certificate of insurance tracking built for the office admin, not the insurance department. Upload a subcontractor's ACORD 25 PDF and CoiPatrol extracts the carrier, policy numbers, coverage limits, and effective and expiration dates automatically. It then checks every policy against the requirements you set and explains any gap in plain English, for example: "General liability aggregate is $1,000,000. You require $2,000,000." Your dashboard shows every subcontractor as green, yellow, or red, so you know in one glance who is covered, who expires soon, and who is a risk on site. Renewal reminder emails go out automatically at 30, 14, and 7 days before expiration and on the day itself, branded as your company, with you copied on the final notices. When your premium audit arrives, export a ZIP of every certificate plus a coverage-window spreadsheet for any date range. Most COI tracking platforms are quote-only and cost hundreds of dollars a month after a sales call. CoiPatrol's pricing is public: free for up to 10 subcontractors with no credit card, $49 a month for up to 50, and $99 a month for up to 150. Flat pricing, no per-vendor fees, no onboarding weeks.

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