Cobre is an enterprise payments infrastructure platform for Latin America, enabling fintechs, PSPs, enterprises, and financial institutions to centralize and automate local and cross-border payment operations across Colombia and Mexico through a single API and web portal. The platform supports real-time local payments via Bre-B, SPEI, ACH, and R2P rails, plus cross-border FX with rate locks, 24/7 execution, and stablecoin funding (USDT/USDC). Additional capabilities include virtual CLABEs, bulk payouts, maker-checker approval workflows, real-time webhooks, and automated reconciliation reports. Certified under ISO 27001:2022, SOC 2 Type II, and PCI DSS v4.0.1. Available via API or no-code web portal.