---
title: CloudBankin Reviews
meta_title: 'CloudBankin Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 127 reviews by the users' company size, role or industry
  to find out how CloudBankin works for a business like yours.
aggregate_rating:
  rating_value: 5.0
  review_count: 127
  scale: '5'
date_modified: '2026-08-04'
parent_category:
  name: Loan
  url: https://www.g2.com/categories/loan
---

# CloudBankin Reviews
**Vendor:** CloudBankin (Formerly known as Habile Technologies)  
**Category:** [Loan Origination Software](https://www.g2.com/categories/loan-origination)  
**Average Rating:** 5.0/5.0  
**Total Reviews:** 127
## About CloudBankin
CloudBankin is a complete end-to-end digital lending stack and happily offers services to financial institutions such as Banks, NBFCs, and Fintechs. Our suite comprises Digital Onboarding, Digital Banking, Loan Origination, Loan Management, Rule Engine, and APIs. It supports both secured and unsecured loans for individuals and businesses. We offer various loan products, such as business loans, property loans, housing loans, gold loans, buy-now-pay-later, and personal loans. Additionally, we extend our support for savings, deposits, bill payments, transactions, mobile banking, and cards. CloudBankin allows business users to independently configure and implement the required changes. Our platform enables the quick and easy launch of financial operations, such as loans or deposits. It is an automated and flexible digital lending stack with seamless integrations and is designed to meet the diverse needs of lenders. It is an automated and flexible digital lending solution with seamless integrations, designed to meet the diverse needs of lenders.




## CloudBankin Reviews
  ### 1. Cloudbankin Reviews and Feedback

**Rating:** 5.0/5.0 stars

**Reviewed by:** Aayush G. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 22, 2023

**What do you like best about CloudBankin?**

Easy to operate and understand, reports are in proper format.

**What do you dislike about CloudBankin?**

It should be more catchy regarding the fonts and colour

**What problems is CloudBankin solving and how is that benefiting you?**

Earlier, we used to make manual reports like MIS, but now it is straightforward to avoid manual work but just entering the data, and we get the result in the way that we want.

  ### 2. software best suitable for startup

**Rating:** 5.0/5.0 stars

**Reviewed by:** shailendra s. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 28, 2023

**What do you like best about CloudBankin?**

CloudBankIN software is really good for making the loan journey

**What do you dislike about CloudBankin?**

Nothing dislike but loan restructuring and rescheduling to be improved in the system

**What problems is CloudBankin solving and how is that benefiting you?**

Disbursal memo, loan closure and assessment of the cases to improve the system. And reports are pretty good in the system. Accounting/operations are easy to maintain

  ### 3. Best software for Housing loan platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karuppuraja K. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 12, 2023

**What do you like best about CloudBankin?**

Initiate processing housing loans quickly. Reports are easy to understand, Very good digital platform

**What do you dislike about CloudBankin?**

As of now, we do not have any issues. Everything is going fine

**What problems is CloudBankin solving and how is that benefiting you?**

Easy to login, quick decision-making, We can get the database quickly from the software

  ### 4. Easy to use and maintain

**Rating:** 5.0/5.0 stars

**Reviewed by:** Akshay B. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 29, 2023

**What do you like best about CloudBankin?**

User friendly interface.

All reporting requirements are fulfilled.

**What do you dislike about CloudBankin?**

Some time there are issues with the server which are solved effectively but that is something which needs to improve

**What problems is CloudBankin solving and how is that benefiting you?**

Data management is becoming easier and more efficient with the use of the software.

  ### 5. Best Software for NBFC , Small Banking & Microfinance

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dharmesh  T. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 22, 2023

**What do you like best about CloudBankin?**

Userfriendly, Reports are good, easy to understand,

**What do you dislike about CloudBankin?**

As of now, there is no issue; everything is fine.

**What problems is CloudBankin solving and how is that benefiting you?**

Earlier, we used to keep records in excel software. Currently, it has helped a lot in providing more features that other platforms were not able to provide.

  ### 6. Best LMS .

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kulothungan  T. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 08, 2023

**What do you like best about CloudBankin?**

MIS is good for  National Housing Bank-related Portfolio and Branch level MIS.

**What do you dislike about CloudBankin?**

LOt of MIS here, Request I have to suggest Minimal MIS Column.

**What problems is CloudBankin solving and how is that benefiting you?**

Initially, we used the XLS format for MIS. Now we are using  CloudBankin software online. We can download any reports from CloudBankin anywhere, anytime.

  ### 7. System is easy to use and maintain!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karan L. | Small-Business (50 or fewer emp.)

**Reviewed Date:** February 13, 2023

**What do you like best about CloudBankin?**

Reports - These are most useful for us to identify the AUM as on date, collection done, expected EMIs, Disbursal Report for filing GST mostly used by Accounting Team.

**What do you dislike about CloudBankin?**

While adding the restructure case, there shall be an option to add fees and calculate the EMI basis manual restructure amount.

**What problems is CloudBankin solving and how is that benefiting you?**

Managing our day to day disbursements, collections, and reporting.

  ### 8. Excellent user friendly software

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rajasekaran  N. | Small-Business (50 or fewer emp.)

**Reviewed Date:** February 27, 2023

**What do you like best about CloudBankin?**

user creation is best and reports are very good

**What do you dislike about CloudBankin?**

As of now, everything is fine. Nothing is negative

**What problems is CloudBankin solving and how is that benefiting you?**

Previously we used excel for the customer database, which was very difficult. After using this software, we are easy to handle. Now we are updating customer data very fastly and generating reports easily

  ### 9. GOOD SUPPORT

**Rating:** 5.0/5.0 stars

**Reviewed by:** jyotirmoy g. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 07, 2023

**What do you like best about CloudBankin?**

GETTING REAL-TIME DATA FOR LOAN MANAGEMENT REPORTS IS VERY USEFUL FOR US

**What do you dislike about CloudBankin?**

IN REMOTE AREAS, WE ARE FACING SOME PROBLEMS FOR POOR NETWORK; OFFLINE MODE TO BE ENABLED

**What problems is CloudBankin solving and how is that benefiting you?**

Preserve data and help us to promotion of digitization

  ### 10. Very good support team and amazing service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mihir G. | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 13, 2023

**What do you like best about CloudBankin?**

The functionality is quite good and reliable. The reports are excellent and accurate.

**What do you dislike about CloudBankin?**

Sometimes the timeline for a feature is not reasonable. As of now there is no issue.

**What problems is CloudBankin solving and how is that benefiting you?**

CloudBankin helps us keep the records of all our loans in one place and makes them easy to manage through different departments of our organization.

  ### 11. Globally satisified

**Rating:** 5.0/5.0 stars

**Reviewed by:** Julien  M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 01, 2023

**What do you like best about CloudBankin?**

Thank for the support team which is very responsive and reliable. 

We always have a good experience specially during crisis time they were her to help and assist us with our system.

**What do you dislike about CloudBankin?**

Nothing to declare. 
This is not totally applicable for us

**What problems is CloudBankin solving and how is that benefiting you?**

Management of our loan products and client account. 
Also we can monitor the payment and track delay in the schedule loan payment. 

Etc.... ... ....... ... ..  ..

  ### 12. Good prompt technical support

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 18, 2023

**What do you like best about CloudBankin?**

Ability to capture documents at field level; Multiple repayment frequencies

**What do you dislike about CloudBankin?**

NPA management and ability to set off repayments across schedules

**What problems is CloudBankin solving and how is that benefiting you?**

Microfinance loan management helps our core business.

  ### 13. Best Loan Management Software

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ngole M. | General Manager, PRESMFI, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 27, 2022

**What do you like best about CloudBankin?**

It can be accessed anywhere and anytime
It generates more accurate results and offers more data to ease decision making
Reduces human effort in processing transactions

**What do you dislike about CloudBankin?**

Nothing for now. Just the fact that in our local country internet is not available everywhere. I hope the offline mode can be activated for use in rural areas more

**What problems is CloudBankin solving and how is that benefiting you?**

It helped us move from manual records to electronic records
Thousands more clients accounts created which was not possible with manual records
Integration of our activities and clients into the fintech industry

  ### 14. Our experience with CloudbankIN

**Rating:** 5.0/5.0 stars

**Reviewed by:** Diwakar  P. | Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 09, 2021

**What do you like best about CloudBankin?**

1.  User-friendly interface
2. Multiple & customisable reports can be generated  
3. Change management is quick 
4. Team at Habile is quite supportive.

**What do you dislike about CloudBankin?**

For secured loan products, additional functionalities are required.

**What problems is CloudBankin solving and how is that benefiting you?**

CloudbankIn is core to our lending business. All our loans are booked and managed on CloudbankIN. Without CloudbankIN, we would have had to manage our loans manually and that would have exposed us to data integrity issues as well as higher costs.

  ### 15. CloudBankin is the Best.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Yogesh G. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 03, 2023

**What do you like best about CloudBankin?**

Its interface is easy to use.
Best LMS till now.

**What do you dislike about CloudBankin?**

nothing as of now, 
Repayment schedule is hardly to get.

**What problems is CloudBankin solving and how is that benefiting you?**

It help us managing our daily Records, 
Making our work more productive.

  ### 16. Customer support is really good.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raghvendra S. | Technical Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 19, 2022

**What do you like best about CloudBankin?**

Again post-integration, whenever I had a query, the team was very quick to respond and clear our doubts or make any changes for us

**What do you dislike about CloudBankin?**

We are not currently facing any difficulties.

**What problems is CloudBankin solving and how is that benefiting you?**

So initially we hadn't used in any LMS product, so once we integrated with CloudBankIn, all the LMS problems were resolved like, repayment scheduling, adding penalty charges automatically etc

  ### 17. User friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 23, 2021

**What do you like best about CloudBankin?**

Very supportive team, the software is seamless and cost-effective

**What do you dislike about CloudBankin?**

At the moment, the team is customizing areas that need improvements

**What problems is CloudBankin solving and how is that benefiting you?**

Client portal. We do not need to send statements to clients

  ### 18. CloudBankin Review

**Rating:** 5.0/5.0 stars

**Reviewed by:** Seema n. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 03, 2023

**What do you like best about CloudBankin?**

Easy to Make accounts & With proper Details

**What do you dislike about CloudBankin?**

There is no Download option for Repayment Schedule .

**What problems is CloudBankin solving and how is that benefiting you?**

we can create multiple accounts 
we can provide repayment history to clients

  ### 19. It's Userfriendly and easy to work

**Rating:** 5.0/5.0 stars

**Reviewed by:** Prakash M. | Area Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 20, 2022

**What do you like best about CloudBankin?**

We can  get the required data like customer details and collection, disbursal report just click one tab.

**What do you dislike about CloudBankin?**

There are no dislike in cloudbankin, but little more updation required in Collection report.

**What problems is CloudBankin solving and how is that benefiting you?**

We can use the cloudbankin services in our mobile phone also, and it's reducing our manual/ paper work.

  ### 20. Its very user friendly and more elaborate functionality wise

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shri Raja Rathinam P. | IT Head, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 31, 2022

**What do you like best about CloudBankin?**

All API's in place as a one compact solution

**What do you dislike about CloudBankin?**

No comments as of now , we are not facing any issues at present

**What problems is CloudBankin solving and how is that benefiting you?**

Earlier only manual , but now we have implemented CloudbankIN and reduced the paper and manual work.

  ### 21. All the reports are easily understandable. Very easy to use.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Utsav J. | Accounts & Finance -Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 18, 2022

**What do you like best about CloudBankin?**

Reports format and technical team  (Mr. Ramesh ) help us as per the requirement

**What do you dislike about CloudBankin?**

There is no such issue. All good. User Friendly

**What problems is CloudBankin solving and how is that benefiting you?**

We need some reports as per our requirements, technical team customizes the report which is ease to us

  ### 22. Good Experience and very good support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jatin  A. | Finance Analyst, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 19, 2022

**What do you like best about CloudBankin?**

Good interface and helpful for EMI repayments interest and principal bifurcation

**What do you dislike about CloudBankin?**

There is nothing experienced for now to be disliked.

**What problems is CloudBankin solving and how is that benefiting you?**

It is useful as it is giving aging analysis for loan balance. Also, through this software, charges are properly accounted

  ### 23. Experience with CLOUDBANKIN

**Rating:** 4.0/5.0 stars

**Reviewed by:** Dharna T. | Lead Enabler, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 29, 2022

**What do you like best about CloudBankin?**

The software has helped the organization to store and assemble data and conduct transactions for smooth functioning!

**What do you dislike about CloudBankin?**

User Experience and Interface can be made better to create a better version!

**What problems is CloudBankin solving and how is that benefiting you?**

The data storage capacity, compilation, algorithms & processes become easy to deal with!

  ### 24. actually system is very user friendly and technical support are very good  of the finnabile team.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 28, 2022

**What do you like best about CloudBankin?**

to avoid the local system cloud banking latest trend in the financial institutes for working anywhere around the world and a client is also helpful to avoid any hassle.

**What do you dislike about CloudBankin?**

in the cloud, the banking report section is very critical for making the decisions. need to improve the reporting part very well according to the current requirements for data manipulation in the top-level management.

**Recommendations to others considering CloudBankin:**

yes it is very easy to manage clients and loans without using another kind of loan application software for management loans and client

**What problems is CloudBankin solving and how is that benefiting you?**

it is like working in a cloud. most of the problems will resolve while working with the CBS system. client-side they can see their loan details without paper based. all is digitalized

  ### 25. Good.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sumita A. | Lead-Service Centre, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2021

**What do you like best about CloudBankin?**

The system is comprehensible and easy to navigate.
 Sundar and Ramesh have always been a robust source of support and insight into the system.

**What do you dislike about CloudBankin?**

Should have a provision of a customer settlement account to capture excess amounts paid if any.

**Recommendations to others considering CloudBankin:**

NA.

**What problems is CloudBankin solving and how is that benefiting you?**

We have a repayment strategy as per the requirement.
The NOC is generated by the system.
The mode of repayment too is legible for all the EMIs together and these simple developments have made the  tool user-friendly.

  ### 26. Good service. Good team.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 01, 2022

**What do you like best about CloudBankin?**

The team is responsive to our queries and issues.

**What do you dislike about CloudBankin?**

The integration with third-party service providers can be increased/improved.

**What problems is CloudBankin solving and how is that benefiting you?**

CloudBankIN provides a Loan Management Solution which helps us manage our loan portfolio.

  ### 27. Good software for fixed tenure EMI's with small bugs.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 30, 2021

**What do you like best about CloudBankin?**

Various processes are automated like application of receipts, dibsursement processing

**What do you dislike about CloudBankin?**

Too much customization is required as limited reports are available.

**What problems is CloudBankin solving and how is that benefiting you?**

Application of receipts, processing disbursement


## CloudBankin Discussions
  - [What is CloudBankIN used for?](https://www.g2.com/discussions/what-is-cloudbankin-used-for)

- [View CloudBankin pricing details and edition comparison](https://www.g2.com/products/cloudbankin/reviews?page=3&section=pricing&secure%5Bexpires_at%5D=2026-08-04+13%3A46%3A03+-0500&secure%5Bsession_id%5D=2ac4a055-f014-4443-bf0d-2f1a38a2458f&secure%5Btoken%5D=dbffe95eefa013ade3f69bcce3a41bc4b84ae1b0d452f89416ab793cad70ddac&format=llm_user)

## CloudBankin Features
**Agentic AI - Loan Origination**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance
- Decision Making

## Top CloudBankin Alternatives
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