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Cleafy

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Cleafy is the category leader in Autonomous Fraud Operations: an operating model in which the fraud lifecycle runs at machine scale, without human throughput as the rate-limiting factor. Nyx, Cleafy's agentic AI system, runs fraud operations end-to-end - from detection through decisioning and response - continuously, 24/7. Cases that traditionally require hours of manual work can be resolved in under 5 minutes. Nyx has been in production at EU tier-1 scale since December 2025. Human experts retain decision authority on consequential cases and govern overall strategy; Nyx runs the operation. Cleafy combines Fraud xDR - cyber-fraud fusion defence - with ASK, its cyber-fraud threat intelligence capability, creating a unified picture of fraud and attack activity across web and mobile channels. This connects individual sessions and signals to the wider attack or fraud campaign, giving Nyx the context it needs to assess and act. Cleafy protects against Account Takeover (ATO), Authorised Push Payment (APP) fraud, Automated Transaction Submission (ATS), malware-enabled fraud and coordinated campaigns. Its attack-agnostic approach assesses the evidence and behaviour of each case rather than relying solely on predefined fraud typologies. Built for regulated financial institutions, Cleafy provides explainability and auditability across the decisioning process. The platform is trusted by leading financial institutions across EMEA, the Americas and Asia.

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