---
title: Centime Reviews
meta_title: 'Centime Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 56 reviews by the users' company size, role or industry to
  find out how Centime works for a business like yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 56
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---


# Centime Reviews
**Vendor:** Centime  
**Category:** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 56
## About Centime
Centime is the leading and best-in-class Accounts Payable, Accounts Receivable, Cash Forecasting &amp; Expense Management solution for mid-market finance teams on NetSuite, Sage Intacct, Microsoft Dynamics &amp; QuickBooks. Every process impacts your cash. AP, AR, and expense each move your cash and shape your working capital. Shouldn&#39;t they run on one integrated platform? Disconnected solutions create operational gaps that are hard to bridge. Centime connects them on a single, unified platform. 1. Accounts Payable → Stop keying invoices. Capture, approve and pay with PO matching and AI coding, right inside your ERP. 2. Accounts Receivable → Collect faster without chasing customers. Automated reminders, ageing, and a self-serve payment portal. 3. Cash Forecasting Workbench → Know your cash 13 weeks out, built from real AP, AR &amp; bank data, with a Workbench to model what&#39;s next. 4. Expense Management → Employee spend and cards, synced to your ERP. Card-agnostic: keep the card you have, and earn rebates. Real results, from finance teams like yours: 1. 106→67 days DSO, cut with AR automation - FC Cincinnati 2. 40+ hrs saved per month on AP - Synergy HomeCare 3. 20+ hrs saved per week on AP vs. manual - Erdman Holdings Explore how you can achieve these benefits: https://www.centime.com/demo?utm\_source=g2&amp;utm\_medium=profile&amp;utm\_content=description \*Centime is a financial technology company, not a bank. \*All banking products and solutions are provided by FNBO. Member FDIC.



## Centime Pros & Cons
**What users like:**

- Users find Centime&#39;s **invoicing capabilities** invaluable for streamlining accounts payable and improving financial management. (3 reviews)
- Users value the **tracking efficiency** of Centime, which significantly streamlines invoice processing and enhances financial management. (3 reviews)
- Users love the **automation features** of Centime, significantly reducing manual work and enhancing financial efficiency. (2 reviews)
- Users enjoy the **easy access** from the main dashboard, enhancing their experience with Centime. (2 reviews)
- Users appreciate the **ease of use** with Centime, thanks to easy access from the main dashboard. (2 reviews)
- Efficiency (2 reviews)
- Functionality (2 reviews)
- Insights Analysis (2 reviews)
- Integrations (2 reviews)
- Invoicing Management (2 reviews)

**What users dislike:**

- Users experience **card issues** with Centime, as the app sometimes fails to recognize saved payment accounts. (1 reviews)
- Users experience **connectivity issues** with Centime, facing multiple login prompts and frequent sync failures. (1 reviews)
- Users find **difficult customization** limits their ability to adapt Centime to their specific needs and workflows. (1 reviews)
- Export Issues (1 reviews)
- Users face **implementation challenges** with frequent logins and various sync failures impacting their workflow. (1 reviews)
- Users face **implementation issues** due to complex setup, transaction syncing problems, and occasional system glitches. (1 reviews)
- Inefficient Invoicing (1 reviews)
- Invoicing Issues (1 reviews)
- Limited Customization (1 reviews)
- Login Issues (1 reviews)

## Centime Reviews
  ### 1. Lots of worthy features

**Rating:** 4.0/5.0 stars

**Reviewed by:** Gianluca S. | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 27, 2023

**What do you like best about Centime?**

The ability to aggregate customer and vendor spend into summary categories vs relying on QBO categorization.  They are open to customer feedback.

**What do you dislike about Centime?**

It's a newer product and so it's positively evolved since I began using it 6m ago but occasionally there are some kinks, but timely resolution.

**What problems is Centime solving and how is that benefiting you?**

Constant manual update of Excel model of predictions and mapping of cash flow

  ### 2. Corporate Controller

**Rating:** 4.0/5.0 stars

**Reviewed by:** Phil P. | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 29, 2023

**What do you like best about Centime?**

Automation of customer collection emails as well as the ability to review and approve AP payments within the portal

**What do you dislike about Centime?**

Some functionality is still lacking, but I know it is coming on the roadmap in the next few quarters.  Items such as syncing new vendor ACH information to prevent duplicate entries and the customer payment portal will be great additions

**What problems is Centime solving and how is that benefiting you?**

By approving and paying vendor invoices directly from the platform, Centime is eliminating the need to manually enter customer payment information into the bank which can lead to errors

  ### 3. Elated with our transition to Centime & the progression & evolution that has occurred so far

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Wholesale | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 09, 2023

**What do you like best about Centime?**

The invoice capture, the AI based learning for coding the invoices and assisting with consistency of departments, and the cash flow insights are all positives of Centime.

**What do you dislike about Centime?**

I wish the PO matching was already in place.  I have high hopes for this feature.  I would like some ability for reporting and exporting reports in Centime.  My invoice approvers need to be able to enter notes in Centime whether it is related to rejecting an invoice or just something that needs to be captured in the system.

**What problems is Centime solving and how is that benefiting you?**

I am looking at my cash flow in a different manner.  I like seeing the comparative KPI to prior year.  My purpose to use Centime was to automate invoice capture and storage.  Using the payments feature was not originally in my scope.  Realizing the value and time savings that can occur, we are pursuing that usage as well.

  ### 4. Cash management assistance

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jeffrey G. | Controller, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 02, 2023

**What do you like best about Centime?**

Ability to set up emails to send automatically when a customer is past due when paying an invoice. 

Like that the implementation of their solutions is at the company's pace, not theirs.

**What do you dislike about Centime?**

nothing at this point as we are in the process of implementing their other solutions.

**What problems is Centime solving and how is that benefiting you?**

The biggest problem Centime is looking to solve is the manual process of contacting customers if a payment is late.

  ### 5. IT IS A VERY FRIENDLY AND EFFECIENT CASH FLOW SOFTWAR

**Rating:** 5.0/5.0 stars

**Reviewed by:** ELIJAH J. | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 28, 2023

**What do you like best about Centime?**

WHAT I LIKE MOST IS THAT CENTIME HELPS MY CLIENTS FULLY UNDERSTAND THEIR NUMBERS

**What do you dislike about Centime?**

IT'S PRETTY COMPLICATED CREATING THE GROUPS WHEN TRYING TO SHOW VARIOUS TABLES

**What problems is Centime solving and how is that benefiting you?**

BEING ABLE TO CASH FLOW AS CLOSE TO REAL TIME AS POSSIBLE

  ### 6. Very helpful and easy to use.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 29, 2023

**What do you like best about Centime?**

If I do have a problem, the staff is very responsive and the issue is always fixed.

**What do you dislike about Centime?**

Honestly nothing.  We are still working through bugs, but they are always addressed promptly.

**What problems is Centime solving and how is that benefiting you?**

All AP is paid through Centime and payment links are sent out trough Centime.



- [View Centime pricing details and edition comparison](https://www.g2.com/products/centime/reviews?page=2&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-10+03%3A42%3A20+-0500&secure%5Bsession_id%5D=1c14378e-9357-4e0a-b77c-898381a21825&secure%5Btoken%5D=4c397f44de3cc0497d2a1c44cb1b04599adb8bd317515893dd82fe666a5b3507&format=llm_user)
## Centime Integrations
  - [Faire – QuickBooks Online - QBO](https://www.g2.com/products/faire-quickbooks-online-qbo/reviews)
  - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews)
  - [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)

## Centime Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Corporate Card
- Credit Card Management

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Cash Flow Management**
- File Exports
- Income and Expenses
- Track Cash Flow

**Reporting**
- Status
- History
- Sales Tax Management
- Activity Dashboard
- Customer Statements

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance
- Recurring Payments

**Cash Flow Forecasting**
- Historical Data
- Reforecast
- Forecast Types
- Rolling Forecasts
- AI

**Integrations**
- Accounting
- ERP

**Analytics**
- Due Dates
- KPIs

**Analytics**
- Reports

**Transactions**
- Invoices
- Partial Payments

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Project Accounting / Revenue Recognition
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Financial Data Transfer**
- Data Transfer
- Reporting
- Access

**Workflows**
- Approvals
- Bank Reconciliation

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Agentic AI -  Cash Flow Management**
- Autonomous Task Execution

**Agentic AI - Accounts Receivable Automation**
- Autonomous Task Execution

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**AI - Accounts Receivable**
- Generative
- Responses
- Predictive Analytics

**Additional Functionality**
- Reporting & Statistics
- Customizable Reports
- Generative AI
- Expense Tracking
- Data Import/Export
- Real-Time Data
- User Management
- ACH Payment Processing
- Invoice Processing
- Billing & Invoicing
- Alerts/Notifications
- AI Copilot
- Contact Database
- Aging Tracking
- Purchase Order Management
- Audit Trail
- Discount Management
- General Ledger
- Document Management
- Receivables Ledger
- Recurring/Subscription Billing
- Multi-Currency
- Workflow Management
- Credit Card Processing
- Task Management
- Customizable Templates
- Forecasting
- Cash Flow Management
- Self Service Portal
- Reminders
- Check Processing
- Receipt Management
- Overpayment Processing
- Financial Management
- Third-Party Integrations
- Payment Collection
- Approval Process Control
- API
- Profit/Loss Statement

**Administration**
- PCI Regulation Compliant

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Risk**
- Identification

**Recovery**
- Recoup
- Reporting

**Audit**
- Filters
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Centime Alternatives
  - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,783 reviews)
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,481 reviews)
  - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,966 reviews)

