---
title: Centime Reviews
meta_title: 'Centime Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 56 reviews by the users' company size, role or industry to
  find out how Centime works for a business like yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 56
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---


# Centime Reviews
**Vendor:** Centime  
**Category:** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 56
## About Centime
Centime is the leading and best-in-class Accounts Payable, Accounts Receivable, Cash Forecasting &amp; Expense Management solution for mid-market finance teams on NetSuite, Sage Intacct, Microsoft Dynamics &amp; QuickBooks. Every process impacts your cash. AP, AR, and expense each move your cash and shape your working capital. Shouldn&#39;t they run on one integrated platform? Disconnected solutions create operational gaps that are hard to bridge. Centime connects them on a single, unified platform. 1. Accounts Payable → Stop keying invoices. Capture, approve and pay with PO matching and AI coding, right inside your ERP. 2. Accounts Receivable → Collect faster without chasing customers. Automated reminders, ageing, and a self-serve payment portal. 3. Cash Forecasting Workbench → Know your cash 13 weeks out, built from real AP, AR &amp; bank data, with a Workbench to model what&#39;s next. 4. Expense Management → Employee spend and cards, synced to your ERP. Card-agnostic: keep the card you have, and earn rebates. Real results, from finance teams like yours: 1. 106→67 days DSO, cut with AR automation - FC Cincinnati 2. 40+ hrs saved per month on AP - Synergy HomeCare 3. 20+ hrs saved per week on AP vs. manual - Erdman Holdings Explore how you can achieve these benefits: https://www.centime.com/demo?utm\_source=g2&amp;utm\_medium=profile&amp;utm\_content=description \*Centime is a financial technology company, not a bank. \*All banking products and solutions are provided by FNBO. Member FDIC.



## Centime Pros & Cons
**What users like:**

- Users find Centime&#39;s **invoicing capabilities** invaluable for streamlining accounts payable and improving financial management. (3 reviews)
- Users value the **tracking efficiency** of Centime, which significantly streamlines invoice processing and enhances financial management. (3 reviews)
- Users love the **automation features** of Centime, significantly reducing manual work and enhancing financial efficiency. (2 reviews)
- Users enjoy the **easy access** from the main dashboard, enhancing their experience with Centime. (2 reviews)
- Users appreciate the **ease of use** with Centime, thanks to easy access from the main dashboard. (2 reviews)
- Efficiency (2 reviews)
- Functionality (2 reviews)
- Insights Analysis (2 reviews)
- Integrations (2 reviews)
- Invoicing Management (2 reviews)

**What users dislike:**

- Users experience **card issues** with Centime, as the app sometimes fails to recognize saved payment accounts. (1 reviews)
- Users experience **connectivity issues** with Centime, facing multiple login prompts and frequent sync failures. (1 reviews)
- Users find **difficult customization** limits their ability to adapt Centime to their specific needs and workflows. (1 reviews)
- Export Issues (1 reviews)
- Users face **implementation challenges** with frequent logins and various sync failures impacting their workflow. (1 reviews)
- Users face **implementation issues** due to complex setup, transaction syncing problems, and occasional system glitches. (1 reviews)
- Inefficient Invoicing (1 reviews)
- Invoicing Issues (1 reviews)
- Limited Customization (1 reviews)
- Login Issues (1 reviews)

## Centime Reviews
  ### 1. Same-Day ACH Is Great, but Payment Setup and Table Editing Need Work

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 08, 2026

**What do you like best about Centime?**

I love the option to use same day ACH. It's helped us optimize sending out payments and holding onto cash for longer

**What do you dislike about Centime?**

Setting up payments is still a bit rough. It takes a decent amount of time to get all payments selected, and interacting/manipulating the data from the table can be painful at times.

**What problems is Centime solving and how is that benefiting you?**

The biggest problem that we had was how long it would take payments from when we approved them to be sent to when vendors would actually receive payments. Centime provided us the option to use Same Day ACH, which isn't widely available with other companies with similar solutions, which was the biggest thing we wanted solved.

  ### 2. Centime works most of the time, but not without issues

**Rating:** 3.0/5.0 stars

**Reviewed by:** Eric R. | Assistant Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 06, 2024

**What do you like best about Centime?**

Truthfully nothing really separates it from other payment processing softwares. We use it at the basic, i.e. to send invoices to customers and allow them to make payment. This works most of the time, which is expected.

**What do you dislike about Centime?**

There are often multiple issues each month with transactions (e.g. deposits) not sycning into NS or other missing transactions. Sometimes this is due to chargebacks where then Centime withholds payments received from other customers which causes confusion in our reconciliations.

**What problems is Centime solving and how is that benefiting you?**

It collects payments from our customers.

**Official Response from Sergio Tzianos:**

> Hi Eric 

Thank you so much for taking the time to share your experience with Centime. Your feedback is incredibly valuable as we're continuously striving to improve our product and deliver a 5-star experience for every customer. It sounds like we've fallen a bit short of that 5-star goal in your case, so thank you for bringing it to our attention so we can make it right.

After digging a bit deeper into your case, it looks like there may have been some unique circumstances that resulted in some odd behavior with payments. We don't see this very often, but I want to make sure that we've done everything we can to fix it for you going forward. 

I've already discussed this with Wyeth, our Head of Customer Success and dedicated Customer Success Manager for your company, and asked him to reach out about scheduling a call to hop on along with our Product team and myself and identify any outstanding issues or opportunities for enhancements that could improve this for you. Wyeth should be reaching out shortly on this. If there's anything else we can do in the meantime, please let me know. 

Thank you again for taking the time -- as you know we are growing fast and working to advance the product quickly, and your feedback truly helps!

Best regards,
Sergio
Chief Product Officer & Co-Founder
Centime, Inc.



- [View Centime pricing details and edition comparison](https://www.g2.com/products/centime/reviews?filters%5Bnps_score%5D%5B%5D=3&section=pricing&secure%5Bexpires_at%5D=2026-08-12+12%3A44%3A02+-0500&secure%5Bsession_id%5D=fe583b60-14a2-446a-99c7-ad8cb2bef45f&secure%5Btoken%5D=820869ce658c75f437975b425b8f298da1c61a0937e758cd8c7cd1d26796aa1c&format=llm_user)
## Centime Integrations
  - [Faire – QuickBooks Online - QBO](https://www.g2.com/products/faire-quickbooks-online-qbo/reviews)
  - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews)
  - [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)

## Centime Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Corporate Card
- Credit Card Management

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Cash Flow Management**
- File Exports
- Income and Expenses
- Track Cash Flow

**Reporting**
- Status
- History
- Sales Tax Management
- Activity Dashboard
- Customer Statements

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance
- Recurring Payments

**Cash Flow Forecasting**
- Historical Data
- Reforecast
- Forecast Types
- Rolling Forecasts
- AI

**Integrations**
- Accounting
- ERP

**Analytics**
- Due Dates
- KPIs

**Analytics**
- Reports

**Transactions**
- Invoices
- Partial Payments

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Project Accounting / Revenue Recognition
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Financial Data Transfer**
- Data Transfer
- Reporting
- Access

**Workflows**
- Approvals
- Bank Reconciliation

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Agentic AI -  Cash Flow Management**
- Autonomous Task Execution

**Agentic AI - Accounts Receivable Automation**
- Autonomous Task Execution

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**AI - Accounts Receivable**
- Generative
- Responses
- Predictive Analytics

**Additional Functionality**
- Reporting & Statistics
- Customizable Reports
- Generative AI
- Expense Tracking
- Data Import/Export
- Real-Time Data
- User Management
- ACH Payment Processing
- Invoice Processing
- Billing & Invoicing
- Alerts/Notifications
- AI Copilot
- Contact Database
- Aging Tracking
- Purchase Order Management
- Audit Trail
- Discount Management
- General Ledger
- Document Management
- Receivables Ledger
- Recurring/Subscription Billing
- Multi-Currency
- Workflow Management
- Credit Card Processing
- Task Management
- Customizable Templates
- Forecasting
- Cash Flow Management
- Self Service Portal
- Reminders
- Check Processing
- Receipt Management
- Overpayment Processing
- Financial Management
- Third-Party Integrations
- Payment Collection
- Approval Process Control
- API
- Profit/Loss Statement

**Administration**
- PCI Regulation Compliant

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Risk**
- Identification

**Recovery**
- Recoup
- Reporting

**Audit**
- Filters
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Centime Alternatives
  - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,783 reviews)
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,484 reviews)
  - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,967 reviews)

