[ cashfree Reviews ](https://www.g2.com/products/cashfree/reviews) [ cashfree Reviews ](https://www.g2.com/products/cashfree/reviews) # cashfree Features ##### ## Payment Options (9) Coupons, Discounts, Promotions, and Gift Cards Ability to accept coupons, discounts, promotions, and gift cards. Recurring Billing Ability to charge customers on a recurring basis for subscription-based purchases Instant Payment Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases Accepted Credit Cards and Debit Cards Ability to accept different types of credit and debit cards ACH Payments and eCheck Processing Ability to accept and process eChecks and ACH payments as a form of payment Split Payments Ability to split payments between merchant and sellers Real-Time Payments Supports real time payments Multi-Currency Allows users to process payments in multiple currencies. Self Service Portal Online portal through which end users can access the system, manage tasks, or obtain information Show More ##### ## Administration (8) Reporting/Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Payout Time Turnaround time for money to be transferred to the merchant's bank account Manual Payment Entry Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions Dispute Resolution The process for handling chargebacks and disputes with the payment gateway. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Show More ##### ## Security (5) PCI Compliance Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy Fraud Protection Tools Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others Data Tokenization Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. Two-Factor Authentication An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) POS Verification Support cardholder verification methods for POS transactions. Show More ##### ## Development (4) Customization (Fields, Objects, and Layouts) Allows developers to customize payment form to accommodate their unique processes. APIs Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Accounting Software Integration Provides standard integration with merchant's accounting software E-Commerce Software Integration Provides standard integration with merchant's e-commerce software Show More ##### ## Platform (8) Performance and Reliability Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. Internationalization - Currency/Language The gateway supports multiple currencies and languages to enable business from customers in multiple countries Internationalization - Operating Country The payment gateway is supported in the country in which the merchant operates API / Integrations Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. PCI Regulation Compliance Complies with payment card industry (PCI) regulations Supplemental Technology Supports EMV chip card and Near Field Communications (NFC) technologies Accounting integration Provide integration with accounting software and ERP systems. E-commerce Integration Provide integration with B2B and B2C e-commerce platforms Show More ##### ## Payments - Embedded Payments (3) Processing Process payments from customers and track late or incomplete payments. Fraud Protection Protect against payment fraud and fraudulent transactions. Payment Methods Support multiple payment methods such as credit and debit cards or bank transfers. Show More ##### ## Personalization - Embedded Payments (4) Customer Onboarding Include features to manage the onboarding of new customers. Checkout Customization Deliver checkout portals that can be customized by users. Localization Allow users to personalize payments by geographical location. Merchant Portal Provide a portal that merchants can use to track payments. Show More ##### ## Setup - Embedded Payments (3) Payment Flows Define workflows to process different types of payments. APIs Provide application programming interfaces to integrate with other software solutions. Dispute Management Include features to manage disputes related to payments. Show More ##### ## Analytics - Embedded Payments (3) Transactions Analyze payments to identify the value of failed or incorrect payments. Reconciliation Matches payments with billing and invoices to ensure that customers are charged correctly. Revenue Track the revenue generated by subscriptions and the payments made by customers. Show More ##### ## Agentic AI - Payment Gateways (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Embedded Payments (1) Cross-system Integration Works across multiple software systems or databases Show More ##### ## Identity Verification Functions - Identity Verification (11) Multi-Method Verification Supports multi-method identity verification including documents, biometrics, and database cross-checks. AI Document Check Performs automated document authentication using OCR and AI/ML. Biometric Face Match Conducts biometric face matching (selfie-to-ID verification). Integration Options Offers identity verification functionality via API, SDK, or hosted interface. Workflow Orchestration Provides configurable identity verification workflows and logic-based orchestration. Generative AI Use AI to generate content in the form of text, images, videos, etc. Third-Party Integrations Set up connections to third-party platforms to improve business processes Data Verification Process of checking different types of data for accuracy to avoid errors or inconsistencies Age Verification A way for institutions and businesses to check the age of their customers/clients. Multiple Authentication Methods Authenticate user identities through different methods such as ID cards, PINs, passwords, RFID, and biometrics Third-Party Integration Addition of necessary external data, applications, tools, or features Show More ##### ## Risk & Fraud Prevention - Identity Verification (6) Liveness Detection Offers liveness detection to prevent spoofing and presentation attacks. AI Risk Scoring Generates real-time identity risk scores using AI/ML or rule-based logic. Document Forensics Detects fraudulent or tampered documents through forensic analysis. Fraud Detection Identify and prevent suspicious activity Language Detection Identify different languages Duplicate Detection Compare new data with existing records to detect duplicate entries Show More ##### ## Compliance & Governance - Identity Verification (6) Standards Compliance Supports compliance with NIST Identity Assurance Levels (IAL2, IAL3). AML/PEP Screening Integrates AML, PEP, and sanctions list screening into the identity verification process. Global Coverage Supports global identity document verification across multiple countries and regions. AML Compliance Anti-money laundering compliance helps businesses uncover suspicious financial activity KYC Compliance Verify the identity, suitability, and risks involved with maintaining a business relationship Background Screening Researching and validating a person's criminal, educational, job or financial records Show More ##### ## Additional Functionality (46) Behavioral Analytics Track and analyse user behavior within a system or network Optical Character Recognition Ability to recognize printed or written text within digital images or scanned documents Audit Trail A record of all activities within the system, including user access, changes made, etc. Records Management Ability to record, store, update, and retrieve information Reporting & Statistics Collection, analysis, and representation of numerical data and generation of reports to understand various patterns User Onboarding Guide new users to understand and become proficient in using a product or service Biometrics Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns. Predictive Analytics Predict future data based on historical data sets AI/Machine Learning Software program that continuously adjusts its behavior based on observed data Password Management Generate and store passwords in an encrypted database and assist in retrieving lost or forgotten passwords Real-Time Data Receive data and information in real time Secure Data Storage Securely stores data to prevent data loss or breaches Mobile Access Access software remotely via mobile devices Barcode Recognition The ability to identify a barcode on or within an image or packaging Video Conferencing Connect with meeting participants remotely over video Compliance Management Track and manage adherence to policies for any service, product, process, or supplier API Application programming interface that allows for integration with other systems/databases Address Validation Verifies and confirms the accuracy of an address ID Scanning Scan and validate an ID barcode AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Location Tracking Identify the physical location of an individual, asset, device, etc. Data Extraction Automatically retrieve and pull information from documents, websites, images, data sets, and other sources Onboarding Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service Risk Management Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Digital Signature Electronic signing method that validates the authenticity and integrity of a digital document Workflow Management Create, design and manage workflows for repetitive tasks Data Capture and Transfer Import, collect, and capture data from multiple sources Consent Management Manage user consent requests and documents Customer Data Management Searchable repository of information about clients For Financial Institutions Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies. Behavior Tracking Track visitors'/audience's responses across web pages and other optimized content Blockchain Support Supports access to crypto blockchains SDKs A set of software tools and programs used by developers to create applications for specific platforms Search/Filter Search and filter data across systems to locate required information by entering keywords or certain criteria Geolocation Determines the location of a device using GPS or an IP address Multi-Language Manage and support multiple languages Scheduling Plan availability and assign specific time slots for tasks and resources Authentication Verify the identity of users/devices to enable secure access Case Management Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process Approval Process Control Manage the process of evaluating documents or requests submitted for approval Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Access Controls/Permissions Define levels of authorization for access to specific files or systems Lifecycle Management Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance Document Management Store, manage, and track all electronic documents in a centralized location Forms Management Store, manage and track all forms in a centralized location Workflow Automation Streamlining repetitive tasks and activities through automated and predefined workflows Show More ## Top-Rated Alternatives [ ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") PayPal Payments 4.4/5(2,747) ](https://www.g2.com/products/paypal/reviews) [ ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments") Stripe Payments 4.2/5(458) ](https://www.g2.com/products/stripe-stripe-payments/reviews) [ ![Razorpay](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay") Razorpay 4.2/5(122) ](https://www.g2.com/products/razorpay/reviews) [ View All Alternatives ](https://www.g2.com/products/cashfree/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [Dispute Resolution](/glossary/dispute-resolution) Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes. [PCI Compliance](/glossary/pci-compliance-definition) PCI compliance is the set of PCI DSS standards businesses must follow to protect credit card data. Learn its levels, 12 requirements, and benefits. [Online Payment](/glossary/online-payment-definition) Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet. cashfree Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Product Avatar Image") Razorpay 4.2/5(122) [ Compare Now ](https://www.g2.com/compare/razorpay-vs-cashfree) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_7a5f1392106d5cc4c518ffc6cb50d411/payu.png "Product Avatar Image") PayU 3.1/5(25) [ Compare Now ](https://www.g2.com/compare/payu-vs-cashfree) ##### Categories on G2 [Payment Gateways](https://www.g2.com/categories/payment-gateways)[Identity Verification](https://www.g2.com/categories/identity-verification)[Embedded Payments](https://www.g2.com/categories/embedded-payments) ##### Explore More [Which AP software offers the fastest invoice processing?](https://www.g2.com/discussions/which-ap-software-offers-the-fastest-invoice-processing)[What desktop search software enables instant file retrieval without requiring users to remember exact file names or folder paths?](https://www.g2.com/discussions/what-desktop-search-software-enables-instant-file-retrieval-without-requiring-users-to-remember-exact-file-names-or-folder-paths)[What is the most reliable electronic trial master file software based on reviews from teams preventing compliance gaps across study phases?](https://www.g2.com/discussions/what-is-the-most-reliable-electronic-trial-master-file-software-based-on-reviews-from-teams-preventing-compliance-gaps-across-study-phases%20) [Top webinar tools for tech companies](https://www.g2.com/discussions/top-webinar-tool-for-tech-companies)[What's the top CPaaS software](https://www.g2.com/discussions/what-s-the-top-cpaas-software)[Pros and Cons Details](https://www.g2.com/products/cashfree/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)