--- title: Cards On The Spot (COTS) Reviews meta_title: 'Cards On The Spot (COTS) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter reviews by the users' company size, role or industry to find out how Cards On The Spot (COTS) works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 2 scale: '5' date_modified: '2026-06-30' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Cards On The Spot (COTS) Reviews **Vendor:** Matica Technologies AG **Category:** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance) **Average Rating:** 4.8/5.0 **Total Reviews:** 2 ## About Cards On The Spot (COTS) Matica's Cards on the Spot™ (COTS is a comprehensive, browser-based instant issuance software designed to enable financial institutions to issue EMV-compliant debit and credit cards directly within branch locations. This solution streamlines the card issuance process, allowing customers to receive and activate their payment cards immediately, thereby enhancing customer satisfaction and operational efficiency. Key Features and Functionality: - Seamless Integration: COTS integrates directly with core banking systems and transaction processing networks, ensuring smooth and efficient operations. - Compliance and Security: The software adheres to PCI and EMV standards, providing a secure environment for card issuance. - Cost-Effective Licensing: With perpetual-use branch licensing, institutions benefit from unlimited users per branch without incurring per-card costs or annual license fees. - Comprehensive Management Tools: COTS offers complete reporting and administrative functionalities, facilitating effective oversight and management. - PIN Management: The software supports cardholder PIN and re-PIN capabilities, enhancing security and user convenience. - Hardware Compatibility: COTS is compatible with all of Matica's instant issuance hardware systems, ensuring flexibility and scalability. Primary Value and User Solutions: COTS addresses the need for financial institutions to provide immediate, in-branch card issuance, significantly reducing the time customers wait for new or replacement cards. By bringing card issuance in-house, institutions can lower operational costs, minimize fraud risks, and improve customer engagement through prompt service delivery. The software's scalability and ease of integration make it an ideal solution for banks, credit unions, and other financial service providers aiming to enhance their card issuance processes and overall customer experience. ## Cards On The Spot (COTS) Pros & Cons **What users like:** - Users appreciate the **design simplicity** of Cards On The Spot, allowing for easy customization and quick ordering of cards. (1 reviews) - Users appreciate the **customizable design tools** of Cards On The Spot, making card generation fast and easy. (1 reviews) - Users appreciate the **seamless integrations** of COTS, allowing easy customization and quick card order processing. (1 reviews) ## Cards On The Spot (COTS) Reviews ### 1. Getting Pre-Printed Greetings with COTS **Rating:** 5.0/5.0 stars **Reviewed by:** Pinal P. | Sr.Androd Developer, Information Technology and Services, Mid-Market (51-1000 emp.) **Reviewed Date:** April 21, 2026 **What do you like best about Cards On The Spot (COTS)?** we are getting something pre pre pinted grettings **What do you dislike about Cards On The Spot (COTS)?** as of now there is nothing to dislike about COTS **What problems is Cards On The Spot (COTS) solving and how is that benefiting you?** mainly it solved to stress of planning and waitting for delivering.if want to generate last minute gretting card then very useful ### 2. Helps us simplify the plastic card creation process **Rating:** 4.5/5.0 stars **Reviewed by:** Tarek H. | Vice President of Sales Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** January 02, 2025 **What do you like best about Cards On The Spot (COTS)?** The features of the Cards On The Spot (COTS) enabled me to the enhance the generation of a plastic card. I like the fact COTS provides me with the tools to design my own cards and to place orders easily and quickly with changes to branding and layouts. **What do you dislike about Cards On The Spot (COTS)?** In cases where certain project applications are desired to have a different look and feel, i have to call for graphic designers so that they develop elements specific for COTS. This takes an extra time and adds complexities to the process of developing the project. **What problems is Cards On The Spot (COTS) solving and how is that benefiting you?** With COTS I find myself managing the generation of plastic cards for my firm in a completely different manner. The new interface and easy ordering system have seriously cut down on the time I’ve wasted and made organization so much easier. - [View Cards On The Spot (COTS) pricing details and edition comparison](https://www.g2.com/products/cards-on-the-spot-cots/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-06+03%3A08%3A21+-0500&secure%5Bsession_id%5D=c01258ec-e444-4123-9e77-2f914390b4cc&secure%5Btoken%5D=58f4b042f8bc398f4e32d94932e43011a57c0c7c1916cb309c9a0a07cbe078ed&format=llm_user) ## Cards On The Spot (COTS) Features **Card Management** - Card Types - Card Controls - Card Personalization - Configuration - Fulfillment - Replacement **Controls** - Tokenization - Security - Card Networks - Integration - Testing - APIs ## Top Cards On The Spot (COTS) Alternatives - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - 4.7/5.0 (8,949 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) - 4.7/5.0 (1,417 reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) - 4.5/5.0 (1,109 reviews)