--- title: Cardinity Reviews meta_title: 'Cardinity Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 10 reviews by the users' company size, role or industry to find out how Cardinity works for a business like yours. aggregate_rating: rating_value: 3.8 review_count: 10 scale: '5' date_modified: '2026-08-07' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Cardinity Reviews **Vendor:** Cardinity - Online Credit Card Payment Processing Provider. **Category:** [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Average Rating:** 3.8/5.0 **Total Reviews:** 10 ## About Cardinity Cardinity is a payment processor for businesses all around Europe. Improve your business by accepting credit and debit card payments from all around the world. We are licensed payment institution active in the European Union. Registered on VISA Europe and is the principal member of MasterCard International in order to provide credit card processing services for online businesses and certified as a PCI-DSS Level 1 Service Provider. We are safe and cost-effective online payment solution for e-commerce businesses selling various products or providing services. Available for EU merchants of different types: from businesses to sole proprietors, from retail products to digital goods and services. ## Cardinity Reviews ### 1. Good services, too much paperwork **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.) **Reviewed Date:** May 06, 2021 **What do you like best about Cardinity?** I like that they are cheap and quick on response. Our company managed to switch from another provider because we saw that Cardinity offers smaller fees per transaction. This was the main reason we switched. The reason we stayed is because of the way they communicate with us. I like that it's direct and personal while providing quality support. Also, and this is the best part, is that they are quick to respond to letters. We had a few problems which we needed to be fixed asap. We wrote to their support, hoping that if we haven't solved the problem by the time they respond, we would use their help. Usually, they are faster than our google skills, so they save us time and work to help our site. **What do you dislike about Cardinity?** Oh wow, the paperwork. I don't know if it's among all the providers, but I believe the paperwork we had to provide was excessive. It was pretty annoying. Maybe it’s not about the amounts, but the way it was handled. The other provider we used was much more friendly on how customers upload and show documents. Even after onboarding, we were asked to provide proof of transaction, etc. At least that after it’s done the experience with Cardinity is nothing but pleasant. **Recommendations to others considering Cardinity:** Get your business certificates and personal documents ready. I wish I knew exactly what kind of documents I need to provide in order to register **What problems is Cardinity solving and how is that benefiting you?** We are saving time. With all the help to ease our use with Cardinity, we worry less about payments and focus on our business. We fully trust our customers’ payments to Cardinity, so this is the part we do not need to worry about anymore. **Official Response from Cardinity Team:** > Thank you for your feedback. We will definitely let our customer support team they are doing a good job. ### 2. I like their services for the most part **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Alternative Medicine | Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2021 **What do you like best about Cardinity?** Overall, our experience with Cardinity is ok. Payouts are on time, account area is ok, payments go through. After registration there is nothing to say bad about **What do you dislike about Cardinity?** I didnt like their communication and onboarding. It took too long and sending everything via email was not pleasant for me. Furthermore I had to provide more documents than I thought I would need. **What problems is Cardinity solving and how is that benefiting you?** Shifted from another provider quite fast since we got declined. **Official Response from Cardinity Team:** > Thank you for your review. We are happy your overall experience is positive. We will take your dislikes into consideration in order to make our services more pleasant for our clients. ## Cardinity Discussions - [What is Cardinity used for?](https://www.g2.com/discussions/what-is-cardinity-used-for) - [View Cardinity pricing details and edition comparison](https://www.g2.com/products/cardinity/reviews?filters%5Bnps_score%5D%5B%5D=4§ion=pricing&secure%5Bexpires_at%5D=2026-08-12+19%3A16%3A58+-0500&secure%5Bsession_id%5D=2898f606-d058-495b-a921-6d7bbfb318f0&secure%5Btoken%5D=452c33a8ccca4e3a3e158984caf48693f23995629025ca079e72fd2b84aff114&format=llm_user) ## Cardinity Features **Payment Options** - Recurring Billing - Instant Payment - Accepted Credit Cards and Debit Cards - Real-Time Payments - Multi-Currency - Self Service Portal **Administration** - Reporting/Dashboards - User, Role, and Access Management - Payout Time - Manual Payment Entry - Dispute Resolution - Omnichannel - Levels 1 & 2 - Level 3 **Security** - PCI Compliance - Fraud Protection Tools - Data Tokenization - Two-Factor Authentication - POS Verification **Development** - Customization (Fields, Objects, and Layouts) - APIs - Accounting Software Integration - E-Commerce Software Integration **Platform** - Performance and Reliability - Internationalization - Currency/Language - Internationalization - Operating Country - API / Integrations - PCI Regulation Compliance - Accounting integration - E-commerce Integration **Agentic AI - Payment Gateways** - Autonomous Task Execution - Cross-system Integration - Decision Making ## Top Cardinity Alternatives - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,691 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (367 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews)