What problems is Buyapowa solving and how is that benefiting you?
From a consumer POV, a Referrer has a single personal referral link, unique to them to share with those whom they wish to refer to the Credit Union. As a Referee, there are no longer any restrictions with how soon they need to generate their unique referral promo code (previously, a Referee was required to take this step within 14 days of the Referrer sending them their personal referral link). Having this additional time allows for a more streamlined process.
From an employee/business POV, this alleviates the burden of the number of customers who would have otherwise been denied for this reason. I even learned today that should a Referee, for some reason, generate their referral promo code soon after they receive the referral link from a Referrer, but fails to establish their membership with the Credit Union within a year's time, we can follow the "forget user" process for the Referee, allowing them to re-generate a current (new) unique referral promo code if they're now ready to apply for membership, thereby paving the way for the opportunity to receive an automatic payout, if earned, as the Refer-A-Friend Program is designed to do. Review collected by and hosted on G2.com.