# Top 10 Mesh Payments Alternatives & Competitors

(1,067)4.6 out of 5

Thousands of users compare Mesh Payments with other Spend Management Software tools to find the best fit for their team or business. Spend Management Software is used by teams seeking secure, simple platforms with features like saas utilization tracking and recommendations , according to G2 reviews. When comparing Mesh Payments with other tools, reviewers most often evaluate customer service and user interface as key differentiators.   
 The best overall alternative to Mesh Payments is [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews), rated ~4.8 stars on G2 from 2481+ reviewers. It is frequently praised for efficiency and expense management. Other well-known alternatives to Mesh Payments are: 
- [PayEm](https://www.g2.com/products/payem/reviews) – known for expense management and convenience (G2 star rating ~4.7)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) – highly rated for easy booking and convenience (G2 star rating ~4.7)
- [Expensify](https://www.g2.com/products/expensify/reviews) – offers efficiency and expense tracking (G2 star rating ~4.5)
- [Brex](https://www.g2.com/products/brex/reviews) – best suited for teams that need expense management and customer support (G2 star rating ~4.8)

 Browse top options below. Based on G2 review data, Mesh Payments is most commonly used in industries like [Spend Management Software](https://www.g2.com/categories/spend-management), [Expense Management Software](https://www.g2.com/categories/expense-management), [Travel Management Software](https://www.g2.com/categories/travel-management). Compare user ratings by vertical to find the best fit.

## Best Paid & Free Alternatives to Mesh Payments

- Ramp
- PayEm
- Navan (Formerly TripActions)
- Expensify
- Brex
- BILL Spend & Expense (Formerly Divvy)
- SAP Concur
- Spendesk

## Top 10 Alternatives to Mesh Payments Recently Reviewed By G2 Community

Browse options below. Based on reviewer data, you can see how Mesh Payments stacks up to the competition, check reviews from current & previous users in industries like Computer Software, Computer & Network Security, and Internet, and find the best product for your business.

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[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/234c556df129304a80833715d476c88d/ramp-financial-ramp.png "Product Avatar Image")
](https://www.g2.com/products/ramp-financial-ramp/reviews)

[
Ramp
](https://www.g2.com/products/ramp-financial-ramp/reviews)

By [Ramp Financial](https://www.g2.com/sellers/ramp-financial)

[

4.8/5(2,493)

](https://www.g2.com/products/ramp-financial-ramp/reviews#reviews)

Product Description

Grow more. Waste less. Ramp started out as a better corporate card with spend management software designed to help companies spend less, not more. Since then, the platform has grown to help modern businesses run all aspects of their finance operations, including expense management, accounts payable, procurement, accounting automation, and more. Through it all, our core mission is unchanged: save time and money for our customers to help them build more successful, profitable businesses.

Reviewers say compared to Mesh Payments, Ramp is:

More expensive

Easier to set up

More usable

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/858c80b17eb9be6d8735a63aec92d6ad/payem.png "Product Avatar Image")
](https://www.g2.com/products/payem/reviews)

[
PayEm
](https://www.g2.com/products/payem/reviews)

By [PayEm](https://www.g2.com/sellers/payem)

[

4.7/5(186)

](https://www.g2.com/products/payem/reviews#reviews)

Product Description

From request to reconciliation, PayEm has you covered Subsidiary finances, vendor payments, and employee expenses– all managed in one place, seamlessly integrated with your ERP. Platform Benefits: Multi-territory management PayEm’s platform was built for multinational operations. Capture requests and invoices, create bills, schedule and send payments to anywhere in the world, in any currency, then auto-categorize and sync with your ERP. The platform allows every subsidiary to have financial and accounting autonomy while enabling holistic processes at the global level. Streamline payments Set rules, designate limits, and issue virtual or physical cards to make it easier to stay on track and within budget. Accelerate payment processes from beginning to end while reducing errors and saving time with AP automation and streamlined reconciliation- all fully synced with your ERP. You can also send funds to over 200 territories in 130 different currencies in just one click. Empowered employees PayEm’s platform automates approval flows, giving individuals and teams within global organizations the ability to manage non-payroll spend as needed while safeguarding budget. Manage T&E expenses in a snap by issuing individual employees with either physical or virtual credit cards. PayEm’s platform also connects with HR management platforms for easy on and offboarding. Deep ERP Integration PayEm’s platform seamlessly integrates with top ERPs, so you’ll never have to worry about manual inputs or double data entry. From PO to reconciliation, finance teams can focus on the big picture while getting real-time visibility by subsidiary, department, team, employee, or vendor in reporting and automation. Our integrations don’t end with ERPs, PayEm’s platform also integrates with Slack, HR and travel platforms, as well as accounting software.

Reviewers say compared to Mesh Payments, PayEm is:

Better at meeting requirements

Easier to do business with

More usable

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
SaaS Spend Management
](/categories/saas-spend-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/58c28bb7a5504b84521cd670e1c4c595/navan-formerly-tripactions.png "Product Avatar Image")
](https://www.g2.com/products/navan-formerly-tripactions/reviews)

[
Navan (Formerly TripActions)
](https://www.g2.com/products/navan-formerly-tripactions/reviews)

By [Navan](https://www.g2.com/sellers/navan)

[

4.7/5(9,295)

](https://www.g2.com/products/navan-formerly-tripactions/reviews#reviews)

Product Description

Navan is the all-in-one solution that makes travel easy so you can focus on being there, not getting there. Say goodbye to spending hours on the phone trying to change your flight or saving stacks of receipts to manually input expenses. From EAs and finance teams to travel managers and employees, Navan empowers people to focus on the things that matter most to them — all while providing companies with real-time visibility, savings, and control. Learn more at navan.com.

Reviewers say compared to Mesh Payments, Navan (Formerly TripActions) is:

Slower to reach roi

Better at meeting requirements

Easier to set up

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[![G2 Advertising](/assets/my-g2-logo-41632af6f81a240a0a9886638f412b2ac9a29f4001534f8c83be89a58ef9d45d.svg "G2 Advertising")](https://sell.g2.com/case-studies/how-aisdr-uses-g2-ads-to-turn-g2-into-top-5-traffic-source)

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[
Learn More
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[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/da6bba9aa08b61475ac336265d80c305/expensify.png "Product Avatar Image")
](https://www.g2.com/products/expensify/reviews)

[
Expensify
](https://www.g2.com/products/expensify/reviews)

By [Expensify](https://www.g2.com/sellers/expensify)

[

4.5/5(5,662)

](https://www.g2.com/products/expensify/reviews#reviews)

Product Description

Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, payroll, and travel booking in one app. All free. Whether you own a small business, manage a team, or close the books for your clients, Expensify makes it easy so you have more time to focus on what really matters.

Reviewers say compared to Mesh Payments, Expensify is:

Slower to reach roi

Better at meeting requirements

Categories in common with Mesh Payments:

[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/edc90cad3f8e5756996366c4261a76d8/brex.png "Product Avatar Image")
](https://www.g2.com/products/brex/reviews)

[
Brex
](https://www.g2.com/products/brex/reviews)

By [Brex](https://www.g2.com/sellers/brex)

[

4.8/5(1,614)

](https://www.g2.com/products/brex/reviews#reviews)

Product Description

Manage all your spend – corporate cards, expense management, reimbursements, travel, and bill pay – in one integrated system. Brex corporate cards: issue local currency cards with custom limits, embedded policies, and cash back. Brex expense management: manage every type of spend and payment method – and automate expense reporting globally. Brex travel: book and manage travel with unbiased inventory and 24/7 agent support. Brex bill pay: automate your entire global accounts payable process, from invoice to payment to reconciliation.

Reviewers say compared to Mesh Payments, Brex is:

Easier to set up

More usable

Better at meeting requirements

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/0d250c7377dee73c37a39c546077d664/bill-spend-expense-formerly-divvy.png "Product Avatar Image")
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

[
BILL Spend & Expense (Formerly Divvy)
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

By [BILL (previously Bill.com)](https://www.g2.com/sellers/bill-previously-bill-com)

[

4.5/5(2,237)

](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews#reviews)

Product Description

Divvy is free, fully-automated proactive spend management platform, giving instant visibility and control over company spend and expenses.

Reviewers say compared to Mesh Payments, BILL Spend & Expense (Formerly Divvy) is:

More expensive

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/70619fbde0878acb0445d0209e3d3554/sap-concur.png "Product Avatar Image")
](https://www.g2.com/products/sap-concur/reviews)

[
SAP Concur
](https://www.g2.com/products/sap-concur/reviews)

By [SAP Concur](https://www.g2.com/sellers/sap-concur)

[

4/5(7,179)

](https://www.g2.com/products/sap-concur/reviews#reviews)

Product Description

SAP Concur solutions simplify expense, travel, and invoice management for greater visibility and control.

Reviewers say compared to Mesh Payments, SAP Concur is:

Slower to reach roi

More expensive

Categories in common with Mesh Payments:

[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/a0729bee8c6baa9ec89e41dd2a8ea31a/spendesk.png "Product Avatar Image")
](https://www.g2.com/products/spendesk/reviews)

[
Spendesk
](https://www.g2.com/products/spendesk/reviews)

By [Spendesk](https://www.g2.com/sellers/spendesk)

[

4.6/5(413)

](https://www.g2.com/products/spendesk/reviews#reviews)

Product Description

See the cost of effective spend management. From fast growing startups to mid sized businesses with complex spending needs. Find out how Spendesk can help your business spend smarter.

Reviewers say compared to Mesh Payments, Spendesk is:

Slower to reach roi

More usable

More expensive

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/9d9862599ae4ddafdbaa68b7dd8a5dde/perk-formerly-travelperk.jpg "Product Avatar Image")
](https://www.g2.com/products/perk-formerly-travelperk/reviews)

[
Perk (formerly TravelPerk)
](https://www.g2.com/products/perk-formerly-travelperk/reviews)

By [Perk](https://www.g2.com/sellers/perk)

[

4.6/5(2,093)

](https://www.g2.com/products/perk-formerly-travelperk/reviews#reviews)

Product Description

Perk (formerly TravelPerk) is the intelligent platform for travel and spend. Perk’s powerful platform automates time-consuming tasks like travel bookings, expenses, and invoice processing. So your people can focus on real work, with real impact. Employees get simple, easy-to-use tools for everything from booking and managing travel to claiming expenses, processing invoices, and making payments. Finance teams get end-to-end control with customisable policies and permissions as well as full visibility into spend across the company with real time reporting across travel, expenses, invoices, and card payments. The result? Simpler, faster workflows that free up time for your teams to focus on real work, with real impact.

Reviewers say compared to Mesh Payments, Perk (formerly TravelPerk) is:

Easier to set up

More usable

Better at support

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Travel Management
](/categories/travel-management)[
Expense Management
](/categories/expense-management)

[
 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/9ec513f0f568092db372ad45f075653d/pleo.jpg "Product Avatar Image")
](https://www.g2.com/products/pleo/reviews)

[
Pleo
](https://www.g2.com/products/pleo/reviews)

By [Pleo](https://www.g2.com/sellers/pleo)

[

4.7/5(1,435)

](https://www.g2.com/products/pleo/reviews#reviews)

Product Description

Automate expense management with Pleo’s software and smart app. Take full control of your business and employee spend with one online expense system.

Reviewers say compared to Mesh Payments, Pleo is:

More usable

Better at meeting requirements

Categories in common with Mesh Payments:

[
Spend Management
](/categories/spend-management)[
Expense Management
](/categories/expense-management)

## Mesh Payments Alternatives FAQs

Generated using AI

### How does Mesh Payments compare to Ramp?

According to G2 data, [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) holds a strong position with an average rating of 4.6/5 from 1,066 reviews, while [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) leads slightly with a 4.8/5 average rating across 2,427 reviews. Ramp outperforms Mesh Payments across all key dimension scores, including a 0.3-point advantage in Better at Meeting Requirements (9.4 vs 9.1), a 0.3-point lead in More Usable (9.5 vs 9.2), a 0.3-point edge in Easier to Set Up (9.3 vs 9.0), a 0.2-point lead in Easier to Admin (9.4 vs 9.2), equal scores in Better at Support (9.2), and a 0.1-point advantage in Easier to Do Business With (9.5 vs 9.4). Feature-wise, Ramp uniquely offers Employee Reimbursement features, which Mesh Payments does not provide, while Mesh Payments offers Benchmarks, a feature absent in Ramp. User sentiment highlights Ramp's strengths in Ease of Use (241 mentions), Efficiency (137 mentions), Expense Management (131 mentions), and Automation (80 mentions), whereas Mesh Payments is praised for Ease of Use (330 mentions), Card Management (126 mentions), Receipt Management (121 mentions), and Virtual Cards (110 mentions). Both platforms have some reported cons, but Ramp's cons are fewer in number and generally less impactful. Overall, Ramp provides a more comprehensive, user-friendly, and feature-rich experience, especially excelling in automation and reimbursement capabilities, supported by a larger user base and higher satisfaction scores.

### What are the best alternatives to Mesh Payments?

The best alternatives to Mesh Payments include [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) with a 4.8/5 rating across 2,427 reviews, [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) rated 4.7/5 with 9,097 reviews, [PayEm](https://www.g2.com/products/payem/reviews) at 4.7/5 with 186 reviews, and [Expensify](https://www.g2.com/products/expensify/reviews) rated 4.5/5 with 5,648 reviews. These alternatives offer strong user satisfaction and robust spend management capabilities.

### What features do alternatives offer that Mesh Payments does not?

Mesh Payments lacks native support for employee reimbursement and budgeting features, which are available in some alternatives like Ramp, Navan, and PayEm.

### Which Spend Management tools do reviewers recommend instead of Mesh Payments?

Reviewers recommend [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) for its intuitive design, AI-powered automation, and seamless integration with accounting platforms, highlighting its ease of use and efficient expense management. [Navan](https://www.g2.com/products/navan-formerly-tripactions/reviews) is favored for its all-in-one travel and expense solution with excellent customer support and real-time visibility. [PayEm](https://www.g2.com/products/payem/reviews) is praised for its user-friendly interface, multi-territory management, and deep ERP integration, making it ideal for multinational operations. [Expensify](https://www.g2.com/products/expensify/reviews) is valued for its mobile-first design, smart receipt scanning, and streamlined reimbursement process. These tools are recommended for organizations seeking comprehensive spend management solutions beyond Mesh Payments.

### Why do users choose Ramp over Mesh Payments?

Users choose [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) over Mesh Payments primarily due to its superior ease of use, automation, and comprehensive expense management capabilities. Ramp's AI-powered receipt matching and coding features significantly reduce manual work, with 241 mentions praising its ease of use and 80 mentions highlighting automation benefits. Ramp also offers unique Employee Reimbursement features, which Mesh Payments lacks, enhancing its appeal for organizations seeking integrated reimbursement workflows. Ramp's higher dimension scores reflect its advantages in usability (9.5 vs 9.2), setup ease (9.3 vs 9.0), and administration (9.4 vs 9.2), making it more accessible for both finance teams and employees. Additionally, Ramp's larger review volume (2,427 vs 1,066) and higher average rating (4.8 vs 4.6) underscore broader user satisfaction and trust. Users also appreciate Ramp's seamless integrations with accounting platforms like QuickBooks and NetSuite, real-time spend visibility, and effective spend controls, which contribute to improved financial oversight and operational efficiency. These factors, combined with responsive customer support and continuous feature enhancements, make Ramp the preferred choice for organizations prioritizing streamlined, automated, and scalable expense management solutions according to G2 data.

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