# Top 10 Modern Treasury Alternatives & Competitors **Average Rating:** 4.7/5 **Total Number of Reviews:** 13 Research alternative solutions to Modern Treasury on G2, with real user reviews on competing tools. Other important factors to consider when researching alternatives to Modern Treasury include user interface. The best overall Modern Treasury alternative is Stripe Payments. Other similar apps like Modern Treasury are Payoneer, PayPal Payments, Coupa, and FloQast. Modern Treasury alternatives can be found in [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing) or [Payment Gateways](https://www.g2.com/categories/payment-gateways). ## Best Paid & Free Alternatives to Modern Treasury - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - [FloQast](https://www.g2.com/products/floqast/reviews) - [BlackLine Financial Close Management](https://www.g2.com/products/blackline-blackline-financial-close-management/reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - [Datarails](https://www.g2.com/products/datarails/reviews) - [Agicap](https://www.g2.com/products/agicap/reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) ## Top 10 Alternatives to Modern Treasury Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Modern Treasury stacks up to the competition, check reviews from current & previous users in industries like Real Estate, Computer Software, and Insurance, and find the best product for your business. ### 1. [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) By Stripe **Average Rating:** 4.2/5 **Total Reviews:** 458 A complete payments platform engineered for growth. Reviewers say compared to Modern Treasury, Stripe Payments is: - Easier to set up Categories in common with Modern Treasury: [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Modern Treasury vs Stripe Payments](https://www.g2.com/compare/modern-treasury-vs-stripe-stripe-payments) **Compare Stripe Payments with other alternatives:** - [Stripe Payments vs Payoneer](https://www.g2.com/compare/payoneer-vs-stripe-stripe-payments) - [Stripe Payments vs PayPal Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments) - [Stripe Payments vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-stripe-stripe-payments) - [Stripe Payments vs FloQast](https://www.g2.com/compare/floqast-vs-stripe-stripe-payments) - [Stripe Payments vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-stripe-stripe-payments) - [Stripe Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments) - [Stripe Payments vs Datarails](https://www.g2.com/compare/datarails-vs-stripe-stripe-payments) - [Stripe Payments vs Agicap](https://www.g2.com/compare/agicap-vs-stripe-stripe-payments) - [Stripe Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments) ### 2. [Payoneer](https://www.g2.com/products/payoneer/reviews) By Payoneer **Average Rating:** 3.2/5 **Total Reviews:** 374 Payoneer empowers global commerce by connecting businesses, professionals, countries and currencies with its innovative cross-border payments platform. Categories in common with Modern Treasury: [Payments Orchestration](https://www.g2.com/categories/payments-orchestration), [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Modern Treasury vs Payoneer](https://www.g2.com/compare/modern-treasury-vs-payoneer) **Compare Payoneer with other alternatives:** - [Payoneer vs Stripe Payments](https://www.g2.com/compare/payoneer-vs-stripe-stripe-payments) - [Payoneer vs PayPal Payments](https://www.g2.com/compare/paypal-vs-payoneer) - [Payoneer vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-payoneer) - [Payoneer vs FloQast](https://www.g2.com/compare/floqast-vs-payoneer) - [Payoneer vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-payoneer) - [Payoneer vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-payoneer) - [Payoneer vs Datarails](https://www.g2.com/compare/datarails-vs-payoneer) - [Payoneer vs Agicap](https://www.g2.com/compare/agicap-vs-payoneer) - [Payoneer vs Birdeye](https://www.g2.com/compare/birdeye-vs-payoneer) ### 3. [PayPal Payments](https://www.g2.com/products/paypal/reviews) By PayPal **Average Rating:** 4.4/5 **Total Reviews:** 2,749 PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. Reviewers say compared to Modern Treasury, PayPal Payments is: - Easier to set up - Better at meeting requirements Categories in common with Modern Treasury: [Payments Orchestration](https://www.g2.com/categories/payments-orchestration), [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Modern Treasury vs PayPal Payments](https://www.g2.com/compare/modern-treasury-vs-paypal) **Compare PayPal Payments with other alternatives:** - [PayPal Payments vs Stripe Payments](https://www.g2.com/compare/paypal-vs-stripe-stripe-payments) - [PayPal Payments vs Payoneer](https://www.g2.com/compare/paypal-vs-payoneer) - [PayPal Payments vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-paypal) - [PayPal Payments vs FloQast](https://www.g2.com/compare/floqast-vs-paypal) - [PayPal Payments vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-paypal) - [PayPal Payments vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-paypal) - [PayPal Payments vs Datarails](https://www.g2.com/compare/datarails-vs-paypal) - [PayPal Payments vs Agicap](https://www.g2.com/compare/agicap-vs-paypal) - [PayPal Payments vs Birdeye](https://www.g2.com/compare/birdeye-vs-paypal) ### 4. [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) By Coupa Software **Average Rating:** 4.2/5 **Total Reviews:** 569 Spend smarter with the leading spend management platform built for companies like you. Get the financial agility you need by transforming how your business spends. Categories in common with Modern Treasury: [Treasury Management](https://www.g2.com/categories/treasury-management-systems) **Compare:** [Modern Treasury vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-modern-treasury) **Compare Coupa with other alternatives:** - [Coupa vs Stripe Payments](https://www.g2.com/compare/coupa-software-coupa-vs-stripe-stripe-payments) - [Coupa vs Payoneer](https://www.g2.com/compare/coupa-software-coupa-vs-payoneer) - [Coupa vs PayPal Payments](https://www.g2.com/compare/coupa-software-coupa-vs-paypal) - [Coupa vs FloQast](https://www.g2.com/compare/coupa-software-coupa-vs-floqast) - [Coupa vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-coupa-software-coupa) - [Coupa vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-coupa-software-coupa) - [Coupa vs Datarails](https://www.g2.com/compare/coupa-software-coupa-vs-datarails) - [Coupa vs Agicap](https://www.g2.com/compare/agicap-vs-coupa-software-coupa) - [Coupa vs Birdeye](https://www.g2.com/compare/birdeye-vs-coupa-software-coupa) ### 5. [FloQast](https://www.g2.com/products/floqast/reviews) By FloQast **Average Rating:** 4.6/5 **Total Reviews:** 1,414 Streamline your financial close process and manage all the moving parts by connecting your process, people and reconciliations in the cloud. Learn more. Reviewers say compared to Modern Treasury, FloQast is: - Better at support - Easier to set up - More usable Categories in common with Modern Treasury: [Financial Close](https://www.g2.com/categories/financial-close) **Compare:** [Modern Treasury vs FloQast](https://www.g2.com/compare/floqast-vs-modern-treasury) **Compare FloQast with other alternatives:** - [FloQast vs Stripe Payments](https://www.g2.com/compare/floqast-vs-stripe-stripe-payments) - [FloQast vs Payoneer](https://www.g2.com/compare/floqast-vs-payoneer) - [FloQast vs PayPal Payments](https://www.g2.com/compare/floqast-vs-paypal) - [FloQast vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-floqast) - [FloQast vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-floqast) - [FloQast vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-floqast) - [FloQast vs Datarails](https://www.g2.com/compare/datarails-vs-floqast) - [FloQast vs Agicap](https://www.g2.com/compare/agicap-vs-floqast) - [FloQast vs Birdeye](https://www.g2.com/compare/birdeye-vs-floqast) ### 6. [BlackLine Financial Close Management](https://www.g2.com/products/blackline-blackline-financial-close-management/reviews) By BlackLine **Average Rating:** 4.5/5 **Total Reviews:** 1,070 Automates financial close processes to help improve controls for accounting, finance, audit, and compliance staff. Categories in common with Modern Treasury: [Financial Close](https://www.g2.com/categories/financial-close) **Compare:** [Modern Treasury vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-modern-treasury) **Compare BlackLine Financial Close Management with other alternatives:** - [BlackLine Financial Close Management vs Stripe Payments](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-stripe-stripe-payments) - [BlackLine Financial Close Management vs Payoneer](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-payoneer) - [BlackLine Financial Close Management vs PayPal Payments](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-paypal) - [BlackLine Financial Close Management vs Coupa](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-coupa-software-coupa) - [BlackLine Financial Close Management vs FloQast](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-floqast) - [BlackLine Financial Close Management vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-blackline-blackline-financial-close-management) - [BlackLine Financial Close Management vs Datarails](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-datarails) - [BlackLine Financial Close Management vs Agicap](https://www.g2.com/compare/agicap-vs-blackline-blackline-financial-close-management) - [BlackLine Financial Close Management vs Birdeye](https://www.g2.com/compare/birdeye-vs-blackline-blackline-financial-close-management) ### 7. [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) By BILL (previously Bill.com) **Average Rating:** 4.4/5 **Total Reviews:** 1,809 BILL (previously Bill.com) is a leader in financial automation software for small and midsize businesses. BILL solutions empower businesses to automate their finances, providing them greater efficiency, visibility and control over their financial operations. Reviewers say compared to Modern Treasury, BILL AP/AR is: - Easier to set up Categories in common with Modern Treasury: [Payment Processing](https://www.g2.com/categories/payment-processing), [Cash Flow Management](https://www.g2.com/categories/cash-flow-management) **Compare:** [Modern Treasury vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-modern-treasury) **Compare BILL AP/AR with other alternatives:** - [BILL AP/AR vs Stripe Payments](https://www.g2.com/compare/bill-ap-ar-vs-stripe-stripe-payments) - [BILL AP/AR vs Payoneer](https://www.g2.com/compare/bill-ap-ar-vs-payoneer) - [BILL AP/AR vs PayPal Payments](https://www.g2.com/compare/bill-ap-ar-vs-paypal) - [BILL AP/AR vs Coupa](https://www.g2.com/compare/bill-ap-ar-vs-coupa-software-coupa) - [BILL AP/AR vs FloQast](https://www.g2.com/compare/bill-ap-ar-vs-floqast) - [BILL AP/AR vs BlackLine Financial Close Management](https://www.g2.com/compare/bill-ap-ar-vs-blackline-blackline-financial-close-management) - [BILL AP/AR vs Datarails](https://www.g2.com/compare/bill-ap-ar-vs-datarails) - [BILL AP/AR vs Agicap](https://www.g2.com/compare/agicap-vs-bill-ap-ar) - [BILL AP/AR vs Birdeye](https://www.g2.com/compare/bill-ap-ar-vs-birdeye) ### 8. [Datarails](https://www.g2.com/products/datarails/reviews) By Datarails **Average Rating:** 4.6/5 **Total Reviews:** 370 Data Integrity for Spreadsheets. Datarails is a spreadsheet management solution for financial organizations. Reviewers say compared to Modern Treasury, Datarails is: - Better at support Categories in common with Modern Treasury: [Cash Flow Management](https://www.g2.com/categories/cash-flow-management), [Financial Close](https://www.g2.com/categories/financial-close) **Compare:** [Modern Treasury vs Datarails](https://www.g2.com/compare/datarails-vs-modern-treasury) **Compare Datarails with other alternatives:** - [Datarails vs Stripe Payments](https://www.g2.com/compare/datarails-vs-stripe-stripe-payments) - [Datarails vs Payoneer](https://www.g2.com/compare/datarails-vs-payoneer) - [Datarails vs PayPal Payments](https://www.g2.com/compare/datarails-vs-paypal) - [Datarails vs Coupa](https://www.g2.com/compare/coupa-software-coupa-vs-datarails) - [Datarails vs FloQast](https://www.g2.com/compare/datarails-vs-floqast) - [Datarails vs BlackLine Financial Close Management](https://www.g2.com/compare/blackline-blackline-financial-close-management-vs-datarails) - [Datarails vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-datarails) - [Datarails vs Agicap](https://www.g2.com/compare/agicap-vs-datarails) - [Datarails vs Birdeye](https://www.g2.com/compare/birdeye-vs-datarails) ### 9. [Agicap](https://www.g2.com/products/agicap/reviews) By Agicap **Average Rating:** 4.4/5 **Total Reviews:** 370 Agicap all-in-one modular treasury management platform meets most cash challenges. It relies on several complementary and interconnected solutions: Banking & ERP connectivity - Manage data connections between your banks and other systems; namely, automatically retrieve all your bank statements to import them into your ERP and schedule your payments without connecting to all your banks. Daily Cash Management - Manage and monitor company-wide cash in one place to establish a solid foundation for short-term financial decision-making. Liquidity Planning - Plan long-term liquidity by consolidating data from multiple sources and enhancing forecast modelisation and actuals comparison. Business Spend Management - Streamline company-wide spending processes from procurement to pre-accounting with advanced payment capabilities. Cash Collection - Enhance late payment collection capabilities, automate processes and resolve disputes. Reporting & Analytics - Streamline financial reporting internally and externally by building custom reports, accessing them from the mobile app, and sharing them easily. Reviewers say compared to Modern Treasury, Agicap is: - Better at support Categories in common with Modern Treasury: [Treasury Management](https://www.g2.com/categories/treasury-management-systems), [Cash Flow Management](https://www.g2.com/categories/cash-flow-management) **Compare:** [Modern Treasury vs Agicap](https://www.g2.com/compare/agicap-vs-modern-treasury) **Compare Agicap with other alternatives:** - [Agicap vs Stripe Payments](https://www.g2.com/compare/agicap-vs-stripe-stripe-payments) - [Agicap vs Payoneer](https://www.g2.com/compare/agicap-vs-payoneer) - [Agicap vs PayPal Payments](https://www.g2.com/compare/agicap-vs-paypal) - [Agicap vs Coupa](https://www.g2.com/compare/agicap-vs-coupa-software-coupa) - [Agicap vs FloQast](https://www.g2.com/compare/agicap-vs-floqast) - [Agicap vs BlackLine Financial Close Management](https://www.g2.com/compare/agicap-vs-blackline-blackline-financial-close-management) - [Agicap vs BILL AP/AR](https://www.g2.com/compare/agicap-vs-bill-ap-ar) - [Agicap vs Datarails](https://www.g2.com/compare/agicap-vs-datarails) - [Agicap vs Birdeye](https://www.g2.com/compare/agicap-vs-birdeye) ### 10. [Birdeye](https://www.g2.com/products/birdeye/reviews) By Birdeye **Average Rating:** 4.7/5 **Total Reviews:** 4,204 Birdeye is the #1 agentic marketing platform for multi-location brands, trusted by over 200,000 businesses to deliver measurable growth with AI. With Birdeye, brands harness the power of intelligent agents to run marketing, automate engagement, and drive business outcomes at scale. Built specifically for the complexity of multi-location organizations, Birdeye empowers brands to enhance their online reputation, engage customers across social, search, and web, and gain real-time insights into consumer behavior and competitor activity. The result: more leads and foot traffic, reduced costs, and accelerated revenue growth. At the core of Birdeye is its Agentic Platform, which powers a growing suite of specialized AI agents designed to function like always-on teammates. These agents manage reviews, engage leads, respond to customers, streamline social media, run surveys, maintain listings, send reminders, provide insights, and coordinate across locations. By collaborating seamlessly, they form a scalable digital workforce—always learning, always on-brand, and always driving outcomes. Birdeye stands apart with its agentic AI platform that brands can customize using Birdeye’s unique outcome-framework. Businesses can configure agents with specific triggers that deliver measurable tasks and results for each location, while maintaining the authentic voice of the brand across every interaction. With location-aware AI and a fully integrated platform that brings together reputation, messaging, social, surveys, listings, insights, and more, Birdeye eliminates the need for fragmented point solutions. For multi-location and franchise brands in industries such as healthcare, retail, financial services, real estate, restaurants, and beyond, Birdeye delivers scalability without sacrificing precision. By uniting automation with actionable insights, Birdeye enables organizations to boost visibility, increase customer engagement, and grow revenue—faster and more efficiently. With Birdeye, businesses don’t just adopt AI—they gain an agentic workforce dedicated to delivering real business outcomes. Birdeye: Always On. Always On-Brand. Always Driving Outcomes. Reviewers say compared to Modern Treasury, Birdeye is: - Better at support - Easier to set up - Better at meeting requirements Categories in common with Modern Treasury: [Payment Processing](https://www.g2.com/categories/payment-processing) **Compare:** [Modern Treasury vs Birdeye](https://www.g2.com/compare/birdeye-vs-modern-treasury) **Compare Birdeye with other alternatives:** - [Birdeye vs Stripe Payments](https://www.g2.com/compare/birdeye-vs-stripe-stripe-payments) - [Birdeye vs Payoneer](https://www.g2.com/compare/birdeye-vs-payoneer) - [Birdeye vs PayPal Payments](https://www.g2.com/compare/birdeye-vs-paypal) - [Birdeye vs Coupa](https://www.g2.com/compare/birdeye-vs-coupa-software-coupa) - [Birdeye vs FloQast](https://www.g2.com/compare/birdeye-vs-floqast) - [Birdeye vs BlackLine Financial Close Management](https://www.g2.com/compare/birdeye-vs-blackline-blackline-financial-close-management) - [Birdeye vs BILL AP/AR](https://www.g2.com/compare/bill-ap-ar-vs-birdeye) - [Birdeye vs Datarails](https://www.g2.com/compare/birdeye-vs-datarails) - [Birdeye vs Agicap](https://www.g2.com/compare/agicap-vs-birdeye) ## Explore Articles - [What MEP platforms deliver accurate quantity takeoff without requiring manual recalculation at each project stage?](https://www.g2.com/discussions/what-mep-platforms-deliver-accurate-quantity-takeoff-without-requiring-manual-recalculation-at-each-project-stage) - [What are some encryption key management platforms that prevent accidental key loss and data exposure incidents?](https://www.g2.com/discussions/what-are-some-encryption-key-management-platforms-that-prevent-accidental-key-loss-and-data-exposure-incidents ) - [Which IR website platforms provide the best analytics and investor engagement tracking?](https://www.g2.com/discussions/which-ir-website-platforms-provide-the-best-analytics-and-investor-engagement-tracking) - [Best global payroll software service with easy compliance](https://www.g2.com/discussions/what-s-the-best-global-payroll-software-service-with-easy-compliance) - [Best operational risk tools for app developers](https://www.g2.com/discussions/what-are-the-best-operational-risk-tools-for-app-developers) - [Which Oracle Siebel resellers cover sales force automation, customer service, and analytics capabilities for organisations evaluating full-suite CRM deployments?](https://www.g2.com/discussions/which-oracle-siebel-resellers-cover-sales-force-automation-customer-service-and-analytics-capabilities-for-organisations-evaluating-full-suite-crm-deployments) ## Spotlight Categories - [Contract Lifecycle Management (CLM) Software](https://www.g2.com/categories/contract-lifecycle-management-clm) - [Chatbots Software](https://www.g2.com/categories/chatbots) - [Customer Service Automation Software](https://www.g2.com/categories/customer-service-automation)