--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2237 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 2237 scale: '5' date_modified: '2026-08-09' parent_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews **Vendor:** BILL (previously Bill.com) **Category:** [Expense Management Software](https://www.g2.com/categories/expense-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 2,237 ## About BILL Spend & Expense (Formerly Divvy) BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. ## BILL Spend & Expense (Formerly Divvy) Pros & Cons **What users like:** - Users appreciate the **ease of use** of BILL Spend & Expense, enjoying seamless tracking of expenses and receipts. (435 reviews) - Users appreciate the **user-friendly setup** of BILL Spend & Expense, enhancing efficiency and transparency in expense management. (224 reviews) - Users appreciate the **convenience** of BILL Spend & Expense, enjoying easy tracking and management of expenses for their business. (161 reviews) - Users praise the **easy setup** of BILL Spend & Expense, simplifying the transition to the platform effortlessly. (159 reviews) - Users appreciate the **time-saving features** of BILL Spend & Expense, simplifying receipt management and budget tracking. (158 reviews) - Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (157 reviews) - Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (140 reviews) - Efficiency (126 reviews) - Easy Upload (120 reviews) - Easy Integration (118 reviews) **What users dislike:** - Users face **integration issues** with BILL Spend & Expense, affecting functionality and complicating reimbursement processes. (89 reviews) - Users face **approval issues** that hinder transaction management and integration, complicating financial processes and oversight. (87 reviews) - Users experience **poor customer support** , lacking resources and manual features that complicate their management tasks. (61 reviews) - Users experience **syncing issues** with Bill S&E, particularly with new classes and locations from QBO, affecting functionality. (59 reviews) - Users find **budget management challenging** due to complex transactions and lack of intuitive guidance and resources. (55 reviews) - Users report an increase in **fraud issues** with BILL Spend & Expense cards, complicating financial management. (53 reviews) - Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (48 reviews) - Manual Entry (47 reviews) - Reimbursement Issues (46 reviews) - Inadequate Categorization (41 reviews) ## BILL Spend & Expense (Formerly Divvy) Reviews ### 1. Divvy has made our accounting so much easier. Our Staff LOVES it. Definitely recommend! **Rating:** 5.0/5.0 stars **Reviewed by:** Cather G. | HR Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** May 10, 2023 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Reconciliation is the best. The virtual cards are amazing. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Wish that we could assign more than one physical card to a person. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Monthly reconciliations were awful when we used Concur and had a bank credit card. Switching to Divvy has made our staff's recons easier, and reimbursements are amazing now! No more checks writing. ### 2. Rewarding Spend Management Made Easy **Rating:** 4.0/5.0 stars **Reviewed by:** Garrett V. | Adjunct Professor, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I use BILL Spend & Expense (Formerly Divvy) for most of our spending, and I really like getting the rewards and not having fees. I'm confident in giving cards to all our employees, which makes expense management much easier. The rewards and flexible card and budget options, including both physical and digital cards, are great. I appreciate getting extra rewards for paying off balances weekly. The initial setup was super easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish it more seamlessly integrated with Bill AP. If the budgeting was dynamic with Bill AP and/or Quickbooks it would be perfect. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for spending management. It simplifies accounting and receipt handling, cuts reimbursement requests, and offers rewards without fees. Giving cards to employees makes expense management easier. It eliminates the need for Excel sheet submissions and physical receipts. **Official Response from Barb W:** > Thank you so much, Garrett, for taking the time to share your wonderful review of BILL Spend & Expense! I’m truly pleased to hear that the convenience of managing both spending and expenses in one platform has made a positive impact on you and your team. It’s great to know that it helps your employees and accountants reconcile and attribute expenses more efficiently. I appreciate your suggestion about syncing written checks—thank you for that insight. We will pass your thoughts on to our team to have them look into the possibility, and have added a document that goes over submitting feature requests for the future. Your feedback is invaluable to us, and we genuinely want to ensure our software meets your needs. Please don’t hesitate to reach out with any more thoughts or suggestions! ### 3. Quick Receipt Snapshots at Point of Sale Save Us Tons of Time **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that each staff member can quickly snap a photo of their receipt right at the point of sale. It helps us avoid lengthy expense reports and saves a ton of time. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish Spend & Expense had automatic reminders for uploading receipts. Having to do this manually adds a lot of time to our month-end reconciliation, since it often means chasing employees and sending multiple follow-up reminders. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We are completely avoiding manual expense report submission and processing. This lets us invoice customers for expenses faster and more accurately. ### 4. Straightforward to Use with Smooth QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** D2 I. | Office Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Everything is straightforward to use, and the integration with QuickBooks is a nice touch. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes I don't like that people can add and pay you without approval **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Getting my credit line increased was easy, and it’s been great to have the higher limit so my employees can use it when they need to. ### 5. Great Digital Corporate Card Management, but Support Falls Short for Smaller Spend **Rating:** 3.5/5.0 stars **Reviewed by:** Brian D. | Head of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really enjoy being able to manage my company’s corporate cards digitally. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The support experience is really lacking. If you spend under $10M a year on your corporate cards, they don’t seem to give you the time of day. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** They make it easy for us to monitor and control our company spending. ### 6. Quick Receipt Submissions Made Easy **Rating:** 4.0/5.0 stars **Reviewed by:** Jenn F. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Being able to take pictures of purchases and submit quickly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes I am trying to complete a task online and I get the run around. Not always user friendly. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Tracking employee purchases and spending less. When employees run out of funds, they have to request funds for decide whether it's a necessary purchase. ### 7. Easy-to-Use Portal That Makes Purchases and Declines Clear **Rating:** 5.0/5.0 stars **Reviewed by:** Victoria B. | Office Manager, Client Relations & Digital Media Marketing Director, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The portal is easy to use and easy to identify purchases, what may be missing details and what possibly was declined. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There currently isn't anything I dislike. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is easy to have an expense card for our technicians and our sales team as they are always on the road. ### 8. Effortless Expense Management with 24/7 Access **Rating:** 4.0/5.0 stars **Reviewed by:** Jacquelyn D. | Small-Business (50 or fewer emp.) **Reviewed Date:** April 06, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I use BILL Spend & Expense (Formerly Divvy) for managing Per Diem expenses for our sales team's trips. I love the ease of being able to access it 24/7, no matter where in the country our staff is located. I also appreciate how the app links the accounts together, making it easier for us to manage expenses. Additionally, I value the budget limits feature because it prevents staff from overspending. The initial setup was very easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I don't like that the budget rules don't link across all budgets. It would be helpful to have the option for which budget rules go to which specific budget that it was created on. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I don't have to track down expense reports. I like accessing it 24/7 from anywhere, and it keeps accounts linked. The budget limits prevent overspending. ### 9. Efficient Spend Management and Impressive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Rich B. | Contoller & Treasurer, Small-Business (50 or fewer emp.) **Reviewed Date:** March 06, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find BILL Spend & Expense (Formerly Divvy) very efficient with immediate card creation and visibility over every transaction in great detail. The easy-to-follow user interface makes it simple for new users to jump in. I appreciate the long card life of 7 years before expiring, which minimizes payment method turnover. The credit limit being 150% of previous traditional credit cards is a notable benefit. The support is responsive and helpful. The platform makes job and task coding fast, and the receipt upload process is fast and convenient. I like the total individual accountability of users and having total control over limits and budgets. The push notification reminders and the much faster, almost immediate completion of statements ready for accounting are great features. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Adding task codes is unnecessarily deep within the settings, and as an admin, I should be able to add them on the fly for coding transactions with the option to make the new code available to all users from that same screen. I still have to download the CSV of transaction history and sort by job and code to get the report I want each month for accounting. I should be able to customize the output of my transactions or statement tab and also sort and organize by jobs and codes from the website itself. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find BILL Spend & Expense streamlines job and task coding, makes receipt uploads quick and convenient, ensures individual accountability, provides total control over limits and budgets, and speeds up statement completion for accounting. ### 10. Straightforward, Free, and Rewarding to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Hank W. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** July 17, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** straight forward, easy to use, great reward, and free. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** with all this benefits, and they even pay you just to listen to them. what's not to like? **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** using credit card as payment typically have an expense recording delay, with BILL real time feed, it's no more delay ### 11. Streamlines AP with Audit Trail, Minor Budget Challenges **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that BILL Spend & Expense (Formerly Divvy) provides an audit trail that our auditors love. It gives our staff the autonomy to make purchases as needed, which is very convenient. Also, it allows management to track expenses efficiently. The integration with bill.com is seamless and makes everything work smoothly on one platform. Setting it up was pretty easy too. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I find the budget process a little bit difficult. The review process can be quirky. For some customers, it's weird that they have two different accounts, and we can't merge them. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to automate our accounts payable, providing an audit trail our auditors love. It gives staff autonomy in purchases while allowing management to track expenses. ### 12. Easy Receipt Capture and Job Costing to POs **Rating:** 5.0/5.0 stars **Reviewed by:** Monica L. | Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Capturing Receipts and job costing to a po is easy **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** For paying our customer if there is a problem with the payment, it is very difficult for them to get support, especially if there is a language barrier. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Ease of tracking expenses for job costing purposes. ### 13. Flawless QB Integration and Easy Team Spend Management **Rating:** 5.0/5.0 stars **Reviewed by:** Debbie D. | Director of Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Ability to manage the credit card spending for a team of people. Ability to set budgets per person, team, etc. Ease of uploading receipts. Integration to QB works flawlessly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I dread seeking support for anything. They are slow to respond. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Management of team credit card spend. ### 14. Instant Receipts and Flexible Controls with BILL Spend & Expense **Rating:** 5.0/5.0 stars **Reviewed by:** Elizabeth S. | Mid-Market (51-1000 emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the flexibility and control that BILL Spend & Expense gives us behind the scenes. The best part is the rules we can set up for freezing the card if someone doesn't follow the process and upload their receipts. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish it would auto sync to QuickBooks online. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense solves the problem of waiting for transactions to post and holding onto receipts. We can upload receipts instantly, and transactions show up quickly, sometimes before returning to the vehicle. ### 15. Flexible, User-Friendly Expense Management for Nonprofits **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that our team really appreciates the simple user interface of BILL Spend & Expense. It makes it easy for us to request and approve budget increases. Approving one-time budget increases just takes two clicks in Slack or the BILL Spend & Expense app. We switched to BILL because it offers more flexibility with credit rather than debit-based cards. During the setup, the help of an implementation specialist was beneficial, and they guided us through most of what we needed. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It would be great if we could choose between one-time budget increases and recurring increases within the same mechanism for approval. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense offers needed guardrails for various users and provides credit-based solutions for more flexibility. ### 16. Audit-Ready Expense Workflow That Keeps Recordkeeping and Approvals Effortless **Rating:** 5.0/5.0 stars **Reviewed by:** KB P. | President & Director, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The most useful thing is being able to work through audit-ready submission, recordkeeping, and approvals for expenses all through one workflow and system. It creates much more ease and helps us keep a lean cloud operation while also assisting with audit compliance. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The only thing I don’t like is that there aren’t any Per Diem Reimbursements. I understand why, since we can already handle Mileage efficiently within BILL Spend and Expense, but it’s still something I’d like to have. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** This software helps us keep clarity, transparency, and real-time records of spending and expenses. We would otherwise be bogged down with manual submissions, approvals, and recordkeeping which is time-consuming and distracts employees from their roles. This saves us a ton of administrative time and effort. ### 17. Efficient Expense Management with Room for AI Improvement **Rating:** 4.5/5.0 stars **Reviewed by:** Esther P. | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the filtering and reporting capabilities of BILL Spend & Expense (Formerly Divvy). I can easily filter transactions and find the reports user-friendly. I also found the initial setup very easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I think the AI functionality in BILL Spend & Expense could be improved. I wish it could code transactions to categories better. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for receipt collection and easy transaction viewing and approving. I also find its filtering and user-friendly reporting capabilities helpful. ### 18. Divvy Card for multiple businesses **Rating:** 5.0/5.0 stars **Reviewed by:** Ali A. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** From an accounting standpoint, it provides us with all the necessary tools for a smooth close. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** BILL can add an expense report function, rather each indiviual charges they can create a report allowing multiple chargeson that report. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Accounting month close ### 19. Very helpful also great features that we are using now **Rating:** 4.5/5.0 stars **Reviewed by:** Daveen Y. | Accounts Payable Lead, Mid-Market (51-1000 emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy to verify receipt and process payment, also ACH reimbursement **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** At the moment, all is well. We’re also trying to add per diem ACH payment added to our ACH reimbursement payout. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Helping with Audit having backup available when needed **Official Response from Jenn J:** > Daveen, thank you for your outstanding review of BILL Spend & Expense! We are happy to hear that you find it easy to verify receipts and process payments. We understand the frustration created by the time it takes to upload if there are a lot of transactions, and we will let our team know. We are always eager to hear what works well for you and how we can enhance your experience. ### 20. Easy Receipt Uploading and Categorization **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User | Mid-Market (51-1000 emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Uploading receipts and categorizing is easy. I don't pay the fee, I am an end user. I don't pay the fee, I am an end user. I don't pay the fee, I am an end user. I don't pay the fee, I am an end user. I don't pay the fee, I am an end user. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The app only shows the available amount of 1 of my accounts. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keep expenses digitally and organized by category. ### 21. Easy Receipt Uploads, but Transaction Filters and QuickBooks Sync Can Be Confusing **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Capital Markets | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The ease of the user being able to categorize charges as well as upload receipts **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There are too many ways to filter transactions and at times certain transactions get missed. I can't always tell if the sync with Quickbooks happened automatically or if I have to manually sync **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It is easier than having other credit cards because the user can go in and categorize transaction rather than the person with access to the credit card login ### 22. Easy Mobile Receipt Photo Uploads **Rating:** 5.0/5.0 stars **Reviewed by:** Tammie K. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I can use the app on my phone to upload photos of receipts easily. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It's sometimes difficult to locate receipts for companies unless you have the exact name spelling **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeps everything related to bill paying in one place ### 23. Easy UI and Strong Internal Controls for Our Nonprofit **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The internal control features, like automatic card freezes, budgets, and approvers are all great for our nonprofit. The UI is also very easy and convenient for our users. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish that it had integrations with our accounting software, Blackbaud FE. I also don't like that it does have SSO functionality, like with Okta. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It's a great solution to reduce employee reimbursement requests, and give our employees cards while maintaining the controls that we need over spending. ### 24. Auto Transaction Notifications Make Receipts Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Denny S. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The auto notification of any transactions with a prompt to add in a receipt **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Divvy literally has no downfalls to its usage - beyond great to use **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Receipt generation and cost coding is so much better now ### 25. Receipt Tracking Is a Game-Changer for Our Office **Rating:** 4.0/5.0 stars **Reviewed by:** Miles B. | General Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** June 11, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Receipt tracking is undoubtedly the #1 feature for our office **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We had some struggles with onboarding and receiving the compensation offered with the initial Demo **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Previously our company did not have a strict receipt management process. This solves that. Now I can quickly and easily find any receipt that coincides with a transaction. ### 26. Easy to Use for Business, with Clear Guidelines and Helpful Cash Flow Tracking **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Performing Arts | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy to use for business needs and clearly defined guidelines. Helps us spread cash flow out more easily. Can track spending. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Not sure what penalty is for late payment or partial late payment. Rewards not accessble for one year. Limit was dropped significantly through the year without warning even with all payments on time. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Not sure what they are solving right now but for what we use it is still working well for us. ### 27. Easy-to-Use Interface That Gets Cards Up and Running Fast **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Hospitality | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The interface is easy to use and getting cards up and running quickly is great. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Forwarding receipts through email rarely works. Most of the time I get an error email saying my receipt couldn't be matched, even though it should. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Unifying expense management and being able to track budgets, I am able to see all expenses in one place and track department spend, which helps for some of our variable compensation plans for employees. ### 28. Everything in One Place—Credit Cards, Invoices, and More **Rating:** 5.0/5.0 stars **Reviewed by:** Shannon G. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Having everything in one place - credit card, invoices, etc. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Nothing! It is really so easy to use. :) **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Before we started using Bill, we paid bills manually and there were a lot of mistakes. ### 29. Efficient Auto-Populating Tool That Makes Vendor Connections Easy **Rating:** 4.5/5.0 stars **Reviewed by:** Ngadhnjim M. | AP Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how simple it is to track spend in real time, issue/manage virtual cards, and keep receipts organized in one place. It also makes approvals and budgeting much easier. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Reporting lacks technicality, notSome workflows feel a bit rigid (coding/categories and syncing), and it can take extra steps to correct or update expenses once they’re submitted many options and variables. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Expense Management, Vendor satisfaction, payment termsBILL Spend & Expense is solving the problem of untracked employee spending, missing receipts, and slow manual expense reporting. It benefits me by giving real-time visibility into transactions, making it easier to control budgets, collect receipts, and code expenses correctly, which reduces back-and-forth and helps keep the books clean and up to date. ### 30. Great Overall, but Disappointing Support for Stolen Card Charges **Rating:** 3.0/5.0 stars **Reviewed by:** Angie G. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 03, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** everything was great except when a card was stolen and they would not help with the charges even though we had police reports **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** the way they handle stolen cards. we left and went to another company **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** They did not solve it. ### 31. A Game changer in how we pay **Rating:** 5.0/5.0 stars **Reviewed by:** Betsy S. | Accounts payable, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is very easy to use, I have already suggested it to two other businesses that I work with. I like the AI function that remembers the coding we use from month to month. I also like the ease of reviewing what I have already paid. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sometimes the system studders or shakes. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It has sped up our process greatly. What used to take me all week, now takes me a couple of days. ### 32. User-Friendly Setup with Transparent Oversight **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** User-friendly functionality, with transparent oversight and a straightforward setup. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It’s not possible to set true credit limits on cards—only “budget” limits. Also, the “Reminders” feature should be able to prompt managers to approve transactions, not just remind someone to complete the transaction. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It has sped up our time to close and gives us real-time visibility into expenses. With our previous software, we relied on tracking monthly expense reports, which were always delayed. ### 33. Bill is a singular corporate card experience. **Rating:** 5.0/5.0 stars **Reviewed by:** Riley S. | Director of FP&A, Mid-Market (51-1000 emp.) **Reviewed Date:** May 10, 2023 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** App is user friendly, and fund and budget management is flexible enough to meet our organizations needs. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I think bulk coding can be a little clunky. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Approvals is a major things that benefits us! ### 34. Easy to Use with Responsive, Collaborative Support **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Ease of use, customer support and willingness to work with us to fix tweaks **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There are a lot of quirks, and they’re still working through them. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Being able to email uploaded receipts is a nice feature, but it doesn’t always work reliably. I also like that I can send them from my personal email address, but I’d really like the option to email from both my work and personal accounts. ### 35. Easy to Set Up and Simple for Card Users **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Ease of use for card users and easy to set up **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The system does not offer a native integration of certain custom fields to QBO. Products & Services is a very important dimension of tracking and reporting in QBO. I set up custom fields to track job costs through Products & Services, but the QBO integration feature in Bill Spend & expense doesn't support that field. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping track of spending ### 36. Seamless QuickBooks Online Integration and Helpful Text-Based Fraud Checks **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The integration with Quickbooks online. Also the fraud touchpoint via texting to help employees approve otherwise declined transactions **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** That there is not the option to have cards in Canadian currency for our employees who are in Canada. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** helping the accounting team who used to have to mark each charge in quickbooks to gl and departments. By making access to the employees and make them responsible saving accounting team hours ### 37. Easy Transactions and Team Expense Tracking with Helpful Budgeting **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** January 29, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really appreciate how easy the transaction portion of BILL Spend and Expense is to use. I can quickly monitor and update expenses for our entire team, which makes staying organized much simpler. The budgeting aspect also helps me keep a close eye on spending and stay on target for our account across the organization as a whole. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would love a feature that could take our organization’s budget and automatically create the groups and spending limits based on the information provided. Setting all of that up manually takes time, and at times it slowed down the process. It also sometimes wouldn’t save the information because I was creating everything all at once. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It helps me stay on top of spending and receipts, and it also makes it clear where each transaction should be placed in the budget. I can assign a BILL card to specific expenses, which saves me a lot of time. ### 38. Everything Needed for Client Reimbursements, All in One Place **Rating:** 5.0/5.0 stars **Reviewed by:** Deborah D. | Accounts Payable/Accounts Rec. admin, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** all the information you need for reimbursements from clients is all right there for upload. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I do not like the new way of sending reminders to the users, the old way was much more friendly user. Now its sending reminders to the real old stuff that has already been solved. but Im sure there is a way to avoid that. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** A quicker turn around time for pending transactions ### 39. Flexible Spending with Room for Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Amber S. | Chief Executive Officer **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I use BILL Spend & Expense (Formerly Divvy) to help with recurring and unexpected expenses and building business credit. I like the virtual cards feature, which I can set up for virtual employees. I appreciate being able to set budgets and have clear control over spending on each card. I really enjoy that they focus on building a relationship with me, and I know they care about the business and helping with expenses, which means a lot. I also like the flexibility and control over what I can spend due to the limits they allow. It's great to see transactions and set spending limits for different cards, whether for recurring or unexpected expenses. Using my bank account to pay the card back in a set period, like thirty days, is convenient. It feels good to use the service for what I need. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I feel like the layout of BILL Spend & Expense is actually quite confusing, especially the dashboard, insights, statements, payments, and rewards. It's not really clear how the rewards are beneficial for me. There's also a lot of integrations, which could be overwhelming for someone without a large team. I think it would be better if they simplified the process or had tutorial videos directly on the platform instead of having to look up on YouTube to learn how to navigate these features. Just simplifying it altogether would be really cool. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to pay recurring and unexpected expenses while building business credit. I appreciate the virtual cards for employees, budget control, ease of payment from my bank, and their supportive relationship. It provides flexibility and control over spending limits. ### 40. Free and Easy: Fast Setup, Simple Approvals, Smooth Transaction Reviews **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Mid-Market (51-1000 emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The biggest benefit is that it’s a free platform. When I was researching credit card platforms for my organization, Divvy was one of the only no-cost options available. That alone gave our management the confidence to choose it over other platforms that charge per user. I also appreciate how straightforward Divvy makes transaction review and approval. Adding new users is simple, and training usually takes only 15–20 minutes. During onboarding, it was especially helpful that we could work with Divvy to implement custom fields that fit our needs. Having those fields sync directly to our accounting software was truly a game changer and SIGNIFICANTLY reduced our credit card reconciliation time. The Divvy app has made a big difference for us as well. Many of our cardholders are surveyors who may travel across the country and mostly have travel-related expenses. The app lets them upload receipts in real time, which has helped cut down on missing receipts. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Creating users is super easy, but I find budget creation and management difficult. Applying funds to new users or adjusting funds for existing cardholders can be glitchy at times, and it honestly doesn’t always let me make the changes I’m trying to make. On top of that, the rebranding has been difficult for my organization. We use Bill Payables & Receivables for our invoicing and for our contractor payments, and the Divvy integration has caused severe login errors for several of our users who have both a Divvy card and a Receivables account. This is something I’ve referenced in past help center cases. It’s also become much more confusing for people to clarify which Bill platform they’re referring to. It’s a lot to say Bill Payables & Receivables and Bill Spend & Expense, and it creates unnecessary confusion in conversations. We still just call them Bill.com and Divvy, and we’ll likely never change that. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We used to reconcile credit cards by downloading each user’s monthly transactions one by one, filtering them into an Excel template, and then sending them to cardholders to fill out manually. Having a platform that centralizes this entire process has been one of the most impactful improvements to my workflow. It also enables cardholders to proactively manage and review their own spending, which gives everyone clearer budget visibility. Many of our cardholders primarily use their cards for travel costs, and Divvy has allowed them to spend less time on administrative tasks. ### 41. Effortless Expense Management with Seamless QuickBooks Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Marc P. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the flexibility to give any employee a card if they need one. I can then turn it off until they need it again and not worry they will 'accidentally' use it for personal expenses. The virtual card feature is really nice; you can create a card for a company that requires one, and then cancel that card immediately. I also appreciate that once coded, receipts and expenses upload automatically to QuickBooks Online and don't require any further work on my end. The ability to easily order both physical and virtual cards online by entering a name simplifies the whole process. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It would be nice if the administration of the QBO integration was a little easier. I'd say the initial setup was challenging. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to simplify card ordering and automate expense uploads to QuickBooks Online, saving time and eliminating manual work. It allows flexible card issuance and quick deactivation to prevent misuse. ### 42. Streamlined Expense Management with Room for AI Improvement **Rating:** 5.0/5.0 stars **Reviewed by:** MCI C. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find BILL Spend & Expense (Formerly Divvy) really helpful for giving multiple people in our organization the ability to purchase things within a specific budget, and having the ability to accept or deny requests is useful. I also like the ability on the phone and the app to set up automations, and I think those features really stand out. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I'm not sure why you cannot set up automations for recurring payments or things that continue to come out on the desktop version like you can on the app. I think it'd be really helpful if it could learn through AI and automatically recognize certain transactions, understanding the rhythm or tendencies. Also, I don't really like how the default works; it defaults to every transaction. It would be great if setting up a default applied only to specific transactions. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to keep things organized for our church. It allows multiple people to have spending abilities with budgeting and control. It's really helpful to manage purchases within specific budgets and approve or deny requests. ### 43. Effortless Expense Management with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Rachel B. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I just really like the user friendliness; it's really easy to use. It's nice to assign budgets, restrict transactions, and monitor spending on a live basis. I also appreciate being able to strike down transactions and require approvals. The integration with our software, Sage Intact, was a seamless process and super easy to use. The team made setting up BILL Spend & Expense super easy, and they were there to answer questions and assist with our transition. The implementer was great to work with, which made everything really easy. The platform's capabilities are much more broad compared to bank credit cards, which is why we transitioned a few people over to BILL Spend & Expense. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I guess, I think the one thing is we have a spend and expense account and an accounts receivable account, and they didn't merge. So just working on the merging of old and new accounts to be one account versus two separate accounts. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to control cardholder spending and easily reconcile receipts with accounting software. It fixes reconciliation issues by letting users upload receipts via phone. It centralizes cash flow and makes it easy to cut off terminated users' card access. ### 44. Boosts Budget Controls, Needs Better Onboarding Support **Rating:** 5.0/5.0 stars **Reviewed by:** Cameron K. | Founder **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how BILL Spend & Expense allows my company to move away from chasing receipts from employees, letting us spend more time monitoring purchases and setting better budget controls for various teams. The platform is ideal for a large business setting where managing several different teams and ensuring proper approvals and reviews are crucial. I appreciate that we continue to earn cash back rewards with higher percentages than we previously received with AMEX. The budget tracking and the ability to use the mobile app to upload receipts for purchases immediately are features I find particularly valuable. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Learning the platform was difficult in some areas. I wanted a representative to help more. That didn't occur. Once the account was signed we were dropped like a hot potato. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps us manage expenses without chasing receipts, ensures proper approvals, and monitors purchases. We also earn higher cash back rewards than with our previous provider, improving budget control across teams. ### 45. Real-Time Info and a Super Easy Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** the real time information and the super easy way it works. when cards are compromised, divvy always reimburses us for these fraudulent charges **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The desktop site could use some work. It doesn't like to scroll correctly, as you are scrolling through transactions it will just stop and you have to scroll up then scroll back down. Or it will scroll in an endless scroll, meaning it just keeps showing you the same transactions. Also, when I am "reviewing" the transactions instead of smoothly moving to next transaction (from pop up window on right of screen) it will just show $0.00 transaction. I will then have to go back to transaction list and scroll back down to where I left off. some of our cancelled cards still have charges trying to come through. we've had to replace physical cards due to our cards being compromised. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** lost receipts. we were able to cancel our other credit cards and use Divvy only. ### 46. Automation Simplifies Bookkeeping Tasks **Rating:** 5.0/5.0 stars **Reviewed by:** Rebecca H. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love how BILL Spend & Expense automates with QuickBooks and gives control to clients, allowing me to simply review and log what they enter. The syncing really makes things efficient and lets clients categorize transactions for me. It's easy for us to use, and I like that clients can categorize transactions. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I very much prefer, and still use, the name Divvy. The name BILL Spend & Expense is way too long. I have one client with BILL.com for payments and Divvy with a LOC, in which the transactions overlap in a way that makes the Divvy statements incorrect (showing AP Payments). I have to modify the statements in order to properly reconcile the account. It's very odd and took the helpdesk a couple hours to figure out so I could decipher what was going on. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense to efficiently log and reconcile transactions with QuickBooks. It automates processes and lets clients categorize transactions, making my job easier. ### 47. Effortless Expense Tracking, But Overengineered for Small Teams **Rating:** 5.0/5.0 stars **Reviewed by:** Jennifer G. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It's super user-friendly and very intuitive to use, making it really simple to set up. I just like that it connects everything together and also connects to our QuickBooks. The reimbursements are so much easier since nobody has to turn in a reimbursement form; they just submit it there, making it much more efficient and saving us time. I love being able to set up budgets on Divvy so that staff can track their expenses, which is also transparent since we can see it in real time rather than waiting for our accountants to send us financial statements. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** For us, because we're a small nonprofit organization, sometimes the BILL Spend & Expense setup is a little overengineered. Like, it has just almost too many features, but I can see why from a bigger company, that would be really nice. So maybe there could be two different levels or something that you choose. Like, we just need to create budgets and have people track their spending. We don't necessarily need to have parent budgets or groups or layers, sometimes it's you know, it's not one person can see the whole budget. There's just almost too much, and it took us a little, took us, like, a year to figure it all out. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Reimbursements are easier without forms, saving time. I love setting up budgets, tracking expenses in real-time, and the transparency it offers. ### 48. Streamlined Spending with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Samuel B. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the easy and friendly interface of BILL Spend & Expense, which allows for streamlining and customizing our spending policies. I love that we can earn rewards when we spend money on our projects, and that allows us to reward our employees. The initial setup was very easy, thanks to our rep who was very understanding in helping us customize what we needed as a business. It's great for providing easy access to credit and usage, as well as receipt capture and tracking, which helps in the allocation of funds and reviewing purchases. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Possibly add the option to allow for more approvers such as a chain of command that is not limited to 2 people. Also add the option to track time and enter timesheets for projects. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for easy access to credit, receipt capture, and tracking. It solves issues with coordination between field and office crews, facilitating fund allocation and purchase reviews. ### 49. Effortless Expense Management, Instant Notifications **Rating:** 5.0/5.0 stars **Reviewed by:** Gabbye R. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I find the BILL Spend & Expense app awesome for notifying users immediately when there is a transaction to upload a receipt to. I also appreciate the self-service option for cardholders to request more funds, reorder cards, or create virtual cards. For the accounting department, the visibility of credit card receipts in the platform is great, as it eliminates the need to manage a bunch of emails, allowing them to easily see what is open and what is not. Managers like the review process as well. The app and the pricing for the base function were big factors in switching to BILL Spend & Expense, and the initial setup was pretty easy. I'm very likely, a 10, to recommend it to a friend or colleague. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would like to be able to send reminder emails on demand like if we're getting close to a close period, the accounting manager sends a manual email out. Tracking or reporting for transactions that the user has clicked receipt missing. and possible shut off of account if non reconciled items reach so many days. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense for tracking purchases, providing visibility on credit card spend, and simplifying receipt management. It notifies users instantly of transactions and offers self-service options for card management. Managers enjoy the easy review process. ### 50. Seamless Integration and Time-Saving Features **Rating:** 5.0/5.0 stars **Reviewed by:** Amy P. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the integration with Quickbooks Online, it's a lifesaver because it saves so much time in reconciliation by syncing transactions, which prevents having to enter them manually. The ability to send reminder messages about incomplete transactions is very helpful, as I can edit the messages or use prefilled ones when needed. I also appreciate that I can restrict users from spending if necessary. The budgeting features are amazing, especially the Groups feature that allows department heads to see all budgets under their group, which is very helpful. The reimbursement process is also a huge time saver. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I think everything works well. Although, I think adding a feature to upload your own digital purchasing card policy that each card holder has to sign before being able to use their card would be a nice feature. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense (Formerly Divvy) saves us a ton of time by integrating with Quickbooks Online, eliminating manual entry and paper reimbursements, and keeping budgets organized. I also love its ability to send reminders for incomplete transactions and manage spending limits. ## BILL Spend & Expense (Formerly Divvy) Discussions - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 1 comment, 1 upvote - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote - [View BILL Spend & Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=3§ion=pricing&secure%5Bexpires_at%5D=2026-08-09+06%3A56%3A21+-0500&secure%5Bsession_id%5D=38382cfd-2d34-4f7b-82bb-b8d526767cb1&secure%5Btoken%5D=953f761f3198ccd8be586721c27fe076f6351e79e46a064212099be1935ee5fa&format=llm_user) ## BILL Spend & Expense (Formerly Divvy) Integrations - [Acumatica](https://www.g2.com/products/acumatica/reviews) - [Aplos](https://www.g2.com/products/aplos/reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - [Blackbaud Financial Edge NXT](https://www.g2.com/products/blackbaud-financial-edge-nxt/reviews) - [Harmony](https://www.g2.com/products/harmony/reviews) - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Net@Suite](https://www.g2.com/products/net-suite/reviews) - [Oracle Database](https://www.g2.com/products/oracle-database/reviews) - [ParishSOFT Family Suite](https://www.g2.com/products/parishsoft-family-suite/reviews) - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) - [Qbo](https://www.g2.com/products/qbo/reviews) - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews) - [Rent Manager](https://www.g2.com/products/rent-manager/reviews) - [Sage 100](https://www.g2.com/products/sage-100/reviews) - [Sage 100 Contractor](https://www.g2.com/products/sage-100-contractor/reviews) - [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) - [Xero](https://www.g2.com/products/xero/reviews) - [Yardi Voyager](https://www.g2.com/products/yardi-voyager/reviews) ## BILL Spend & Expense (Formerly Divvy) Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Corporate Card - Credit Card Management **Setup** - Data - Approvals - Alignment - Real-Time Data **Invoice Management** - Capture - Supplier Portal - Repository **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Ease of Booking - Itinerary Management - Trip Notifications - Advanced Integrations - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance - Recurring Payments **Analytics** - Due Dates - Benchmarking - KPIs **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Mileage Tracking - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management - Compliance Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - 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