--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 2236 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 2236 scale: '5' date_modified: '2026-08-07' parent_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews **Vendor:** BILL (previously Bill.com) **Category:** [Expense Management Software](https://www.g2.com/categories/expense-management) **Average Rating:** 4.5/5.0 **Total Reviews:** 2,236 ## About BILL Spend & Expense (Formerly Divvy) BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. ## BILL Spend & Expense (Formerly Divvy) Pros & Cons **What users like:** - Users appreciate the **ease of use** of BILL Spend & Expense, enjoying seamless tracking of expenses and receipts. (435 reviews) - Users appreciate the **user-friendly setup** of BILL Spend & Expense, enhancing efficiency and transparency in expense management. (224 reviews) - Users appreciate the **convenience** of BILL Spend & Expense, enjoying easy tracking and management of expenses for their business. (161 reviews) - Users praise the **easy setup** of BILL Spend & Expense, simplifying the transition to the platform effortlessly. (159 reviews) - Users appreciate the **time-saving features** of BILL Spend & Expense, simplifying receipt management and budget tracking. (158 reviews) - Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (157 reviews) - Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (140 reviews) - Efficiency (126 reviews) - Easy Upload (120 reviews) - Easy Integration (118 reviews) **What users dislike:** - Users face **integration issues** with BILL Spend & Expense, affecting functionality and complicating reimbursement processes. (89 reviews) - Users face **approval issues** that hinder transaction management and integration, complicating financial processes and oversight. (87 reviews) - Users experience **poor customer support** , lacking resources and manual features that complicate their management tasks. (61 reviews) - Users experience **syncing issues** with Bill S&E, particularly with new classes and locations from QBO, affecting functionality. (59 reviews) - Users find **budget management challenging** due to complex transactions and lack of intuitive guidance and resources. (55 reviews) - Users report an increase in **fraud issues** with BILL Spend & Expense cards, complicating financial management. (53 reviews) - Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (48 reviews) - Manual Entry (47 reviews) - Reimbursement Issues (46 reviews) - Inadequate Categorization (41 reviews) ## BILL Spend & Expense (Formerly Divvy) Reviews ### 1. Medium sized business takes control of expenses **Rating:** 5.0/5.0 stars **Reviewed by:** Spencer C. | Area Leader, Mid-Market (51-1000 emp.) **Reviewed Date:** September 04, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that I was able to get all of my managers to use it because it is simple. Previously we used email spreadsheets and printouts of credit card statements. This was not a good system and took our admin team a lot of time to track. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** My initial line of credit was lower. I moved over a lot of utilities and my product purchases, so we bumped up against the credit limit initially. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I'm able to see where my managers are spending money. I am also able to get all of my credit card expenses into my accounting software quickly. **Official Response from Barb W:** > Thank you so much for your amazing review of BILL Spend & Expense! We’re thrilled to hear that all your managers find it so user-friendly and that it’s a breeze compared to your previous methods. We understand that starting out with a low line of credit can be tough, so it’s fantastic to know you were able to sort that out! Your feedback means the world to us and really helps us understand what our customers love. Thanks for sharing your thoughts! ### 2. Day to Day Expenses Solution **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is great to be able to create many budgets to be used across our organization, and to set defaults/spending rules for vendors, cards and budgets. We are using our Bill Spend & Expense cards daily . **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Would be nice to be able to split a transaction without waiting for it to clear pending. We do this for splitting out the tax portion of a transaction, but because some vendors take several days to close out their credit card charges people forget and/or supervisors get trigger happy and approve transactions without double checking. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Cutting time spent as the accounts payable specialist collecting, reviewing and coding hundreds of expenses from over 70 employees in various roles. Saves time. **Official Response from Spencer White:** > Thank you for taking the time to provide us with your valuable feedback. We are delighted to hear that you find BILL Spend and Expense easy to use for creating multiple budgets and setting default spending rules for vendors and cards. It’s wonderful to know that you use our platform every day. We will certainly pass on your feedback to the product team for consideration, especially your request to add the ability to split transactions without waiting for them to clear. This will help in getting transactions approved more efficiently. Thank you for your continued support. ### 3. Streamlined expense management **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It makes collecting receipts and reimbursements incredibly easy while keeping everything organized. BILL Spend & Expense streamlines expense tracking, reimbursements, and mileage—all in one place. I love how simple it is to get receipts and reimbursements from clients and employees quickly. It saves so much time for our CPA firm by making expense management efficient and accurate. Everything from receipts to reimbursements is easier and faster, plus we earn rewards for spending. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Occasionally, transactions take a bit to sync or update, but overall it’s a very reliable platform. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense eliminates the chaos of chasing receipts, manual reimbursements, and mileage tracking. It keeps everything in one place and saves our firm a ton of time. **Official Response from Jenn J:** > Thank you for your extraordinary review of BILL Spend & Expense! We are so excited that our service makes it easy to collect receipts/reimbursements from clients/employees quickly, all while keeping them organized, and streamlines expense tracking, reimbursements, and mileage—all in one place. Plus, it saves your CPA firm a lot of time by making expense management efficient and accurate, and you are able to earn rewards for spending. We apologize for any time delays you're experiencing when syncing and doing updates. We are always eager to hear what works well for you and how we can enhance your experience. ### 4. Easy all-in-one platform **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy and accessible from any device. Reports and records **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The issue that I have experience the most in trying to login to do finalize a transaction and it defaults to review and it forces me to log back in multiple times. It could be a browser issue; however, it has occurred in multiple occasions, so it is worth mentioning it. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Keeping track of actual business expenses ### 5. Great company card software! **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The instructions are clear and easy to follow. I loooooove getting an instant notification when a transaction occurs, and it’s also easy to code. The platform is simple to navigate, and the customer service has been great. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** There’s nothing in particular that I dislike. That said, I do wish it had an additional feature. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** The platform offers transparency and makes it easy to report on expenditures. ### 6. Spend & Expense - Best Ever Expense Tracking! **Rating:** 5.0/5.0 stars **Reviewed by:** Nancy P. | Executive Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** September 04, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL Spend & Expense provides my employees and I the opportunity to quickly account for transactions. Most often, we are able to upload a receipt and account for that transaction immediately. If I am buying in store, the transactions posts before I get to my car. Before I forget, or lose the receipt, I can upload the receipt and account for the expense. It provides a 'no excuse process' for staying on top of expense tracking. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Splitting the accounting on a transaction is a slightly more time consuming activity. But, given the number of transactions that need to be split; it isn't a problem. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It removes any excuses or options to 'not track' expenses. BILL Spend & Expense is simply too efficient and too easy to use to make a case for not completing an expense transaction. **Official Response from Barb W:** > Thank you, Nancy, for the outstanding review of Bill Spend & Expense! We are delighted to hear that the software helps you and your company quickly account for transactions. The ability to upload receipts and manage transactions immediately is a valuable feature, and we appreciate your acknowledgment of the "No Excuse" process to help you stay organized. We understand that splitting accounting on a per-transaction basis can be time-consuming, and we truly value your feedback. Please continue to share your insights with us, as we are always striving to improve our software. ### 7. Fantastic service that is easy to recommend! **Rating:** 5.0/5.0 stars **Reviewed by:** Hailey S. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill has made it so easy for our company to manage business expenses. Before, we had employees paying for things out of their own pocket, then we reimbursed them through payroll. But this system is so much better! I also LOVE that our spending earns rewards throughout the year, which helps pay for a lot of our Christmas prizes at the end of the year party. Highly, highly recommend Bill.com! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It's been tricky to change the name associated attached to our cards when our company name changed, but I understand why that would be the case. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It's made employee reimbursements so much better. **Official Response from Jenn J:** > We want to extend our heartfelt thanks for your outstanding review of BILL Hailey! We are grateful to hear that our service has made it easy to manage your company's business expenses and that you love that your spending earns rewards throughout the year. We appreciate you letting us know about the difficulty you had in updating your company name. Customer feedback fuels our passion, as we cherish the insights that illuminate what truly resonates with our customers. ### 8. Extremely Easy and Quick Tracking **Rating:** 5.0/5.0 stars **Reviewed by:** Taylor H. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Extremely easy and quick to track employees spending **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** More sync errors with Oracle vs QBO this is probably the most frustrating part. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Receipt tracking, purchase tracking ### 9. User-Friendly Platform with Room for Budget Management Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Harvest Home P. **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really appreciate the platform for its user-friendly dashboard, which makes navigating and managing expenses straightforward. I find it incredibly useful that receipts can be downloaded all at once, whether for individual employees or cardholders. The app provides valuable features such as the ability to add funds, manage different budgets, and use virtual cards, which greatly enhance our financial management processes. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I find the budget management in BILL Spend & Expense not particularly user-friendly. Adding funds and managing different budgets and balances can be confusing. Additionally, the categories seem a bit disorganized, which complicates the process. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find the product streamlines expense management, making receipts easily downloadable per cardholder and providing a user-friendly dashboard. **Official Response from Jenn J:** > Thank you for your wonderful feedback on BILL Spend & Expense! We're happy to hear that you like our user-friendly dashboard and that you can download receipts all at once, from either individual employees or from cardholders. You also appreciate our app, which has many valuable features that greatly improve your financial management process. Our apologies for any challenges you have faced with our budget management not being user-friendly for you, as well as adding funds, and managing different budgets/balances can be confusing. Plus, for the complications caused by the categories being a little disorganized. Please continue providing feedback, as we are always working hard to improve our software. ### 10. Empowers Teams with Budget Control, Needs Better Receipt Tracking **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle K. | Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Like that we can set budgets for each project and spend up until that amount. Also like that we can grant employees freedom to buy using their card (and not make one person out of the organization order for everyone). **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish that they would place an even higher importance on coding and gathering receipts. Maybe a daily email to staff who have unfinished purchases? **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Giving staff freedom to use their card for any work-related purchases. **Official Response from Jenn J:** > Michelle, thank you so much for taking the time to share your feedback; we are always looking for ways to improve, and your input is incredibly valuable to us. We're happy to hear you like the ability to set and enforce budgets for each project and find value in giving employees the freedom to use their own cards for purchases instead of having one person order for everyone. We also hear your desire for us to place a higher importance on collecting and coding receipts, and your suggestion for a feature like a daily email reminder for staff with incomplete purchases (e.g., missing receipts) is an excellent idea that we will certainly share with our team. ### 11. Easy to use and navigate **Rating:** 5.0/5.0 stars **Reviewed by:** Aliz A. | Senior Director of Procurement and Business Administration, Mid-Market (51-1000 emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love how easy it is to reconcile and submit an expense for approval. No need for separate expense reports, everything is at your fingertips to upload and review transaction details. I use it on a daily basis to approve and reconcile transactions. Implementing the solution was super simple and quick. The customer service team is very helpful. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Sync is a bit complicated to get the data as we need it to into our Sage Intacct environment. Comparing it to Concur it uses a different logic, which is a great thing, just something to get accustomed to. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Bill Spend and Expense (Divvy) allows us to use a corporate card solution and expense solution without having to push transactions through a third party (and very costly) platform (such as Concur). It makes reconciliation much easier and straight forward. We are able to push more of our spend through credit cards that reduces our need for vendor setup and AP transactions. **Official Response from Barb W:** > Aliz, I would like to express my gratitude for your insightful review regarding BILL Spend & Expense. We are pleased to learn that your organization finds it straightforward to reconcile and submit expenses for approval, eliminating the need for separate reports and enabling easy access to upload and review transactions. We also acknowledge your feedback regarding the synchronization issues and the difficulties you encounter in transferring the required data to Sage. We understand that this remains an ongoing challenge for your organization. Customer feedback is invaluable to us, as it allows us to understand what aspects of our service are effective and which areas require improvement. Thank you for sharing your experiences with us. ### 12. BILL Spend and Expense is a great resource for business **Rating:** 5.0/5.0 stars **Reviewed by:** Heather C. | Corporate Office Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL Spend & Expense is incredibly easy to use, which made onboarding and setup a smooth process from the start. One of its standout features is the budget tracking—it works exceptionally well for managing spending across multiple team members, giving clear visibility and control. I also appreciate the excellent customer service; every interaction I’ve had has been responsive and helpful. Overall, it’s a reliable and user-friendly tool for managing business expenses. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Honestly, I don’t have any complaints. The platform has been reliable, intuitive, and effective for our needs. It’s rare to find a tool that works this well right out of the box, but BILL Spend & Expense has really delivered. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps us efficiently manage budgets and spending across multiple managers in different states, which has greatly improved visibility and control over company expenses. It simplifies the process of tracking and enforcing budgets in real time. Additionally, the generous credit limit has been a huge help on several occasions when we’ve faced large or unexpected expenses—it’s provided flexibility and peace of mind when we’ve needed it most. **Official Response from Barb W:** > Thank you so much for the amazing review of BILL Spend & Expense! We’re absolutely delighted to hear that you and your team find the platform super easy to use and that it fits your daily needs perfectly. It’s fantastic to know that you love the budget tracking feature and that it helps you manage spending among team members more smoothly. We’re also thrilled to hear that you’ve had excellent experiences with our customer support! We truly appreciate your feedback, and we’re always here to listen to what works for you and how we can make your experience even better. ### 13. Streamlines employee spend and gives you instant control over accounts. **Rating:** 4.5/5.0 stars **Reviewed by:** Marcus W. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** With this, I am easily able to track employees spend, set specific budgets, and set up virtual cards so individual vendor payments don't go over budget. Tracking the status of charges, and supporting documentation is simple and the app works seamlessly. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** One issue I have is that there is not a direct connection to the accounting software I use. I am able to export transactions and upload to my accounting software, but a direct link would be better. I do use a specialty accounting software for nonprofits, but a connection would still be appreciated. I have also had staff say that they have run into PDFs that do not attach to the transactions in the portal, but I have not personally had this happen. I have seen receipts sent in by email not attach or find the correct transaction, but this happens rarely. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** This has helped with monitoring and controlling who can spend what on company credit cards. Setting budgets and being able to adjust those is very simple. Additionally, the export of transactions and loading of transactions into my accounting system has saved a significant amount of time. **Official Response from Barb W:** > Marcus, thank you for your fantastic review of BILL Spend & Expense. We are thrilled to hear that you can effectively track employee spending, set budgets, and create virtual cards to ensure that payments to individual vendors remain within budget. Additionally, tracking the status of charges and supporting documentation is straightforward, and the app operates seamlessly for your company. Regarding your accounting software and the lack of a direct connection, we understand that this is not ideal, but we are pleased to hear that uploading transactions is working for your organization's needs. Furthermore, concerning attaching documents to transactions, there are a few things to note, and I will be more than happy to provide the guides that should help. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 14. Fast and Easy **Rating:** 5.0/5.0 stars **Reviewed by:** David A. | Business Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It pairs with QuickBooks which makes reconciling expenses fast and easy. It also gives our employees real time budget updates so they always know where they stand. Corrections are easy to work through. The ability to freeze a lost card or in the instance of fraud is a nice option. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** When using the app, the user can change the budget being used, sometimes without them knowing they did it. This will cause all future expenses to come out of the incorrect budget without their knowledge. Part of this is an employee issue, but it would be nice to be able to set a default budget for those in multiple budgets. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We previously had multiple credit cards with multiple users. Our financial reports would run anywhere from 1-2 months late due to the time it would take to get the reports in, have employees complete their expense reports, have them returned to me and then I input the information into QB. This process has become real time and can be completed within a day after the end of the month. It also has given our department heads real time knowledge of expenses hitting their budgets. **Official Response from Jenn J:** > Thank you for your five-star review of BILL Spend & Expense, David! We love that our software has paired well with QuickBooks, allowing for fast and easy expense reconciliation. Your employees receive real-time budget updates, making corrections easy to handle. The ability to freeze a lost card or address instances of fraud has been a valuable option. We apologize for any frustration caused by users being able to adjust the budget when using the app, and appreciate the idea of being able to set a default budget for those with multiple budgets. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 15. Streamlined, Smart and Effective **Rating:** 5.0/5.0 stars **Reviewed by:** Andre R. | Founder, CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** May 18, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I love most is the full control it gives me over spending, without micromanaging every transaction. BILL allows us to issue virtual and physical cards, set budgets in real-time, and track expenses. It's like giving every team member freedom. It's a clean design, intuitive, and made for real businesses, even creative ones like ours, not just accountants. The automation of recurring expenses, reimbursement flows, and quick sync with accounting software saves hours each week. It's been easy use enough we haven't had to use too much customer support. It's easy to understand and implement into our processes. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It’s not a dealbreaker, but the approval process for reimbursements can sometimes feel clunky, especially if multiple approvers are involved. We'd also love deeper integrations with some lesser-known financial tools and a bit more customization in reporting views. But overall, these are minor little tweaks in an otherwise top-tier platform. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It’s helped eliminate the chaos of expense tracking, random card charges, and messy reimbursements. We’ve got full visibility across teams, instant budget controls, and the ability to issue employee cards with limits tied to actual roles—not guesswork. That level of control plus automation has cut down on fraud risk, messy reconciliation, and back-and-forth accounting drama. It’s streamlined, efficient, and scalable. **Official Response from Jenn J:** > Thank you for your phenomenal review of BILL Spend & Expense, Andre! We love that you enjoy the full control it gives you over spending, without the need for micromanagement, and that it features virtual and physical card issuance, real-time budget setting, and expense tracking. Also, the platform is designed for businesses, including creative ones, with a clean and intuitive interface that automates recurring expenses and reimbursement processes, seamlessly syncs with accounting software, and requires minimal customer support, making it easy to implement into existing workflows. We're sorry for any frustration caused by the approval process for reimbursements, which is clunky at times if more than one approver is involved. We have passed along your idea of some deeper integrations with some of the lesser-known financial tools to our team for perusal. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 16. Easy to use, well organized, helpful **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Civil Engineering | Small-Business (50 or fewer emp.) **Reviewed Date:** August 19, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The interface is very user-friendly. It is well organized and serves as a good centralized platform for expenses and spending. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The level of customization offered feels limited at times. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Allows team members to spend on their own accounts and serves as a centralized location for the company to track spending. Same goes for expenses: paperless, well-organized, easy to track and pay out. **Official Response from Jenn J:** > We appreciate your valuable feedback on BILL Spend & Expense! We are pleased that you find our service user-friendly, well-organized, and a centralized platform for managing spending and expenses. We apologize if you find the customization options limited at times. We have shared your feedback with our team. Please continue to provide us with your insights, as we are always striving to improve our software. ### 17. Using BILL to manage purchases by leaders of our different church ministries. **Rating:** 4.5/5.0 stars **Reviewed by:** Sam A. | Volunteer church treasurer, Small-Business (50 or fewer emp.) **Reviewed Date:** May 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** This is a great program to help manage different budgets for all the ministries at our church. Thins I love: - That I can go in and edit budgets as needed. - That the process is very simple to implement and for our cardholders to use. - The website is pretty simple to navigate. - That it has the option of adding a buffer for overspend. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** - The phone app is not as convenient to use as the website, especially for admins. - I wish there were more options to set up your monthly statements. I know I can go to transactions and run filters or I can edit the Excel file, but it would be great to just get to customize your statement and save it in your settings. - Our statement comes in on the 15th and payment is due 4 days later by the 19th. I'm a volunteer and usually only have the weekends to review church finances. I wish there was a full week available to pay your balance. - I wish there was customer support on the weekends. - That the budgets reset at the beginning of the month, but our credit resets at the middle of the month. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Giving many volunteers access to their ministry budgets and being able to easily see who has spent how much and how much is left in each budget. Our leaders are easily able to access all this information. **Official Response from Jenn J:** > Sam, thank you for your valuable feedback on BILL Spend & Expense! We’re excited to hear that you appreciate the flexibility to adjust budgets as needed, that our software was easy to set up, and that your cardholders find it user-friendly. It’s great to know that our website is straightforward to navigate and that you can include a buffer for overspending. We apologize for any frustration you have experienced with our app, as well as your payment timing, and with budgets resetting at the beginning of each month, but credit resetting in the middle of the month. We appreciate your idea of being able to customize your monthly statement and will let our team know. Regarding the timing of your monthly statement in relation to the payment due date, statements are made available by the close of business on the first day of each month. You may view or download these statements directly from your account. Additionally, you have the option to modify your billing cycle to a weekly, semi-monthly, or monthly schedule, should this be more convenient. Our support services are available from Monday to Friday, 5:00 am to 6:00 pm PDT, and on Saturday and Sunday, from 6:00 am to 3:00 pm PDT. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 18. The software is very user friendly. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** November 12, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The software is super user friendly. It is easy to set up different budgets to track spending and limit spending. Very helpful. You can also add various controls on there so that transactions have to be reviewed if needed. Budgets update real time so that right when a transaction happens, the person can take a picture of the receipt and upload it immediately. Adding funds to budgets is also really easy and happens in real time. It is also really helpful to use the insights tab. You can see which employee is spending the most, or what vendor the company is spending the most money on. It is helpful and easy to use for both employee and Admin. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Not sure how to unapprove a transaction once it has been approved on accident. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Using BILL helps us to keep track of our spending and helps us to limit our spending in a easy way for both the spender and the approver. **Official Response from Jenn J:** > Thank you for your five-star review of BILL Spend & Expense! We are delighted that you find our software user-friendly, easy to set up different budgets to track spending/limit spending, that you like the ability to add various controls in case transactions need to be reviewed as well as being able to upload receipts immediately with budgets updating in real-time and that adding funds to budgets is easy to do happening in real-time. We have included a document link that addresses your concern on how to un-approve a transaction once it's been approved. Please continue to provide feedback as we are always working hard to improve our software. ### 19. very helpful for employees **Rating:** 4.0/5.0 stars **Reviewed by:** Scott C. | Executive Paster, Small-Business (50 or fewer emp.) **Reviewed Date:** May 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Most helpful is the easy way employees can enter their own charged and reimbursements expenses into Bill Spend and Expense. I then only have to review one screen to see all their activity. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The smartphone app is a bit complicated or a bit non-intuitive. It is harder than it should be to tell what field you are in, what is required, and what is complete. Also, when one enters all the required fields in and the transaction is complete, I would rather have a button to save or complete the transaction information than to have to use the back button. And if the app could indicate a transaction is complete with something other than a banner--like a change to the background or app frame, that would be very intuitive: red frame when not complete, green when complete, for instance. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Greatly reduced time I spend reimbursing employees for regular expenses, for mileage, and frees them up to pay for many things that are small but billed--web purchases from suppliers. We write fewer checks and spend much less time to complete transactions that employees initiate. **Official Response from Jenn J:** > Thank you for your beneficial feedback on BILL Spend & Expense, Scott! We are delighted that your employees can easily enter their own charges and reimbursement expenses, allowing you to review only one screen for all of their activity. We apologize for any frustration you have experienced with our app, specifically regarding its complexity and lack of intuitiveness. We appreciate your suggestions to add a save button after entering transaction information and to change the background or app frame to indicate when a task is completed. We have passed that on to our product team. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 20. Bill.com-CC Management Made Simple **Rating:** 5.0/5.0 stars **Reviewed by:** John M. | Staff Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill.com makes credit card management simple. I am able to modify the filters to get almost any information needed. Having the ability to export to Excel takes care of the rest. I also love the instant availability of purchase information **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Waiting 4 days for eft payments to post. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** RECEIPTS! Our CC processing time has been cut by 2/3. We can spend time doing other tasks. We also benefit from the reporting capabilities of the platform. **Official Response from Jenn J:** > Thank you, John, for your glowing five-star review of BILL Spend & Expense! We are thrilled that our service has made credit card management simple, with the ability to modify filters, export to Excel, and purchase information being available right away. We apologize for any delays with the time frame to post payments. Your feedback is valuable to us as we like to hear about what works well for our customers and what we need to work on. ### 21. Bill Spend & Expense Review **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.) **Reviewed Date:** January 30, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that we can track all the specific marketing spending we are using for our crowdfunding here. Additionally, it is straightforward to use. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The fact that I cannot send money out of this account. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It allows my company to spend the designated amount we have assigned for the week on crowdfunding without exceeding the threshold we have in place. ### 22. User-Friendly But Limited Customization **Rating:** 3.0/5.0 stars **Reviewed by:** Matthew W. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the ease of use of BILL Spend & Expense (Formerly Divvy). I also enjoy its ability to sync with Xero. Additionally, I find categorizing and receipt creation to be particularly useful. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Not being able to edit vendor names. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I use BILL Spend & Expense (Formerly Divvy) to manage employee purchases. It's easy to use and syncs well with Xero. ### 23. Best Expense Reimbursement Platform Packed with Features **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** December 30, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** This is the best platform for expense reimbursement without the cost or complicated admin portals of bank credit cards. Divvy built a great system prior to it becoming BILL Spend & Expense and it continues to be an amazing system packed with features. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Would love to see higher credit limits for clients. Some have reported the starting limit was too low. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** A great option for clients who are having trouble with expense and card management. ### 24. Excellent tool **Rating:** 5.0/5.0 stars **Reviewed by:** Andres D. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** This tool has proven to be incredibly easy to use, even for team members who aren't particularly tech-savvy. Its intuitive interface and user-friendly design make it simple to navigate and efficient in day-to-day operations. It has become an essential resource for our company, especially when managing and keeping track of expenses. The ability to monitor financial activities in real time has significantly improved our workflow and decision-making process. What stands out most is the tool’s responsiveness to our business needs. Requests are handled quickly and efficiently, which saves us valuable time and keeps our operations running smoothly. Whether it’s resolving an issue or implementing a new feature, the platform's support and adaptability have consistently exceeded our expectations. We highly recommend it to any business looking for a reliable and practical solution for expense management and internal process optimisation. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** One area where I believe BILL Spend & Expense (formerly Divvy) could improve is in the processing time for credit card payments. Currently, payments made to the card can take up to four business days to reflect, which can be a bit inconvenient when trying to manage cash flow efficiently. While the platform does offer ACH and Wire transfer options—which are much faster—it would be fantastic if all payment methods could be processed with the same speed and efficiency. Reducing the delay in standard payment processing would make the overall experience even smoother for users who rely on timely financial operations. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense (formerly Divvy) is incredibly easy to integrate with virtually any ERP system, which makes implementation smooth and efficient. It has greatly helped me gain better control over company spending and has streamlined how employees report their expenses. The platform promotes accountability and transparency across teams, which has been a major benefit. Additionally, it has significantly simplified our accounting processes. What used to require multiple steps and manual tracking is now centralized and automated, saving us both time and effort. This tool has truly improved our financial operations from both a management and reporting perspective. **Official Response from Jenn J:** > Andres, thank you for your five-star review of BILL Spend & Expense! We are thrilled that you're finding our software easy to use! It's great that you're able to navigate it effortlessly and keep track of your expenses, all while monitoring your financial activities in real-time. We love that our software is responsive to your needs, with quick and efficient handling of requests that save you precious time and keep everything running smoothly. Plus, it's wonderful to know that our support and adaptability have gone above and beyond your expectations! We appreciate your feedback on improving the process time for credit card payments, and wanting all payment methods to be processed with the same speed and efficiency. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 25. Innovative corporate credit-card platform that ticks most boxes but annoys often **Rating:** 4.0/5.0 stars **Reviewed by:** Mark B. | Business Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I really like creating virtual credit cards for specific vendors, with charge limits and even category limits. I like the ease of ordering physical cards for employees, and the relatively easy process to review transactions, upload receipts and categorize charges. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It is unnecessarily difficult to adjust budgets for specific cards or users. I find I'm always hunting around to find what I want. Why can't I go directly from the card-specific page to the budget for that card? I like that I can limit a card to charges from a business category, but I have no way of knowing how a company might categorize itself. How about letting me limit the card to one vendor, or how about telling me the category based on the vendor name I supply? Generally, the interface is hard to work with, and needs to be more intuitive and streamlined. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Vendor cards mean the card is much safer because it can only be used to a specific dollar amount **Official Response from Jenn J:** > Thank you for your beneficial feedback on BILL Spend & Expense, Mark. We are glad that you enjoy the ability to create virtual cards for specific vendors with charge/category limits, the ease of ordering physical cards, and the relative ease of reviewing transactions, uploading receipts, and categorizing charges. We apologize for the challenges you have faced in adjusting budgets for specific cards or users, and for the lack of direct access from the card-specific page to its budget. While we appreciate your acknowledgment of the ability to limit charges by business category, we understand that you would like more clarity on how companies categorize themselves. Additionally, you have suggested the option to limit a card to a single vendor or to receive category suggestions based on provided vendor names. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 26. Makes bookkeeping a breeze **Rating:** 4.5/5.0 stars **Reviewed by:** Molly G. | Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The virtual credit cards help us to separate spend by clients and track very easily, it's so easy to setup and very easy to manage overall, aside from a few issues in specific instances (detailed in next section) **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Firstly, there's been a few times where recurring charges like from Facebook ads will get flagged as suspicious because they're frequent and there's no way to mark Facebook ads as a "known entity" to prevent this from happening during seasons of high spend, you just have to deal with the flags as they come in. Secondly, it requires a card verification sometimes, which doesn't always send the verification properly to the entity needing to receive it, which slows down our turnaround time to get spend going. Thirdly, Divvy is very slow to raise our credit limit, even when we have spent 5x the current limit and kept our payables on time consistently. Fourthly, reimbursements aren't able to pay out directly after approval, it needs two steps, which slows down things for staff waiting on reimbursements. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Helps us solve running ad spend for multiple clients and tracking spend by each client separately. **Official Response from Jenn J:** > Molly, thank you for your valuable feedback on BILL Spend & Expense! We are happy to hear that our software has generally been easy to manage, giving you options to separate spending by each client and track very easily. We apologize for the frustration caused by recurring charges being flagged without an option to mark them as recognized. We understand that the card verification process has been unreliable, resulting in transaction delays, slow credit limit increases, and a reimbursement process that requires two additional steps after approval, further delaying payments to staff. Please continue providing feedback, as we are always working hard to improve our software. ### 27. Awesome for Reviewing Credit Card Transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Vanessa L. | Senior Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** February 08, 2023 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Divvy makes reviewing transactions super easy! The search bar can search card holders, card numbers, merchants, and transaction amounts. You can even see what location the card was charged at. Anytime I have a question or problem, the Divvy chat associates reply fast. You can also set up rules for expense categories/departments depending on who used the card or what merchant was paid. I always mark as reviewed transactions that have been looked at. There is a spot to drag and drop the receipt image and a "Notes" box, which you can enter in comments for future reference. We have also integrated Divvy with our accounting software Netsuite, which allows us to sync transactions from Divvy to Netsuite with a click of a button. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The only inconvenience with Divvy was that some transactions in our January statement were showing as cleared on February 1st. After syncing these transactions to Netsuite, we had to change the dates to January 31st for each so our records would be accurate for month-end closing. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Divvy is making reviewing and uploading transactions easy, mainly because of our integration with our accounting software. You can apply filters to make reviewing easier, like date ranges, incomplete status, unreviewed status, synced status, etc. We just found a feature where we can remind users with incomplete transactions to attach receipts within Netsuite through email and push notifications. **Official Response from Jenn J:** > Thank you for your extraordinary feedback on BILL Spend & Expense, Vanessa! We are thrilled that our software has simplified transaction reviews with a reliable search bar for cardholders, numbers, merchants, and amounts. Also, you can see the charging location, our support has been quick to help, and you can set up rules for expense categories based on card usage and merchants. Transactions can be marked as reviewed, and there’s a feature to upload receipt images and add notes. Additionally, BILL Spend & Expense integrates with NetSuite for easy transaction syncing. We understand any frustration caused by having to manually fix some transaction dates after they synced over. Please continue providing feedback, as we are always working hard to improve our software. ### 28. Effective Budget Management Tool with Room for Improvement **Rating:** 3.5/5.0 stars **Reviewed by:** Sydney T. **Reviewed Date:** January 27, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how BILL Spend & Expense allows our team to be accountable for their purchases and stay within budget. The setup was very easy, which made it simple to get started. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish that it was easier to split transactions between different budgets. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL Spend & Expense helps us create budgets and track team spending, ensuring accountability and budget adherence. ### 29. Bill has made a huge difference for our staff **Rating:** 4.5/5.0 stars **Reviewed by:** Alex S. | Program Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill makes it easy to share funds with our teams and manage spending. It took the burden off individual staff, as they previously had to use their own funds and then received reimbursement. Funding can be quickly and easily added or removed. This has really improved things for our agency. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** It could be easier to allow individuals to input their mailing addresses when reordering. Other than that, the service has been great. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We have part time, entry level staff who work 1:1 with youth in the community. They have spending limitations that vary from client to client. Previously, these staff were required to spend their own personal money and then waited for monthly reimbursement. This was a hardship for our lowest paid staff. Giving them each a credit card wasn't a good option and Bill really fits our needs. Different levels of administration and supervisors can quickly and easily add or remove funds, and see and approve purchases. **Official Response from Jenn J:** > Thank you, Alex, for your awesome review of BILL Spend & Expense! We are glad to hear that BILL has made it easy to share funds with your team and manage spending, alleviating the burden on your individual staff, and that funding can easily be added or removed as needed quickly. We appreciate your feedback on making it easier for your cardholders to input their mailing addresses when re-ordering cards, and we will let our team know. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ### 30. From Frustration to Efficiency: A Game-Changer in Expense Management **Rating:** 5.0/5.0 stars **Reviewed by:** Joseph L. | Director of Accounting, Mid-Market (51-1000 emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** After spending thousands of dollars each month on clunky, hard-to-integrate expense management systems like Expensify and Concur, I came across this new platform. At first, I was skeptical—especially when I was told we’d actually get paid to use it. But after seeing the demo, I was genuinely impressed. We signed up and were fully integrated with our NetSuite platform within a day, thanks to their knowledgeable consultant. We rolled it out to our 70 users over the next month, and the feedback was overwhelmingly positive. Users loved the app’s simplicity and how easy it was to upload expenses—lightyears ahead of what we were used to. The app is incredibly smart. It even uses AI to suggest account coding, which made onboarding even smoother. Getting buy-in from our end users was almost effortless. Our managers are thrilled. They can now track staff expenses in real-time and approve transactions daily, weekly, or whenever it suits them. Adjusting credit limits is a breeze and can be done instantly. For our accounting team, this platform has been transformative. We’ve reduced time spent on expense reconciliation by 80%. All expenses can be set to require receipts, eliminating the constant back-and-forth to chase them down. And the one-click NetSuite integration? Flawless. Best of all, senior management loves it—because it doesn’t cost us a thing. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I do wish the upload to NetSuite were faster. We upload every transaction to Netsuite, so it takes almost a day to upload everything to Netsuite. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Simpify expense management. It has cut down the accounting team's time and effort significantly with their infrastructure. **Official Response from Jenn J:** > Thank you, Joseph, for your extraordinary review of BILL Spend & Expense! We are so happy to hear that you enjoy our app's simplicity, adjustments to credit limits are easy, the ease of uploading expenses, and seamless onboarding. Also, your managers can track expenses in real-time, syncing with NetSuite has been flawless, and there has been an 80% reduction in expense reconciliation, as well as no longer having to chase down receipts. We apologize for any delays with uploading to NetSuite and will let our team know. Please continue providing feedback, as we are always working hard to improve our software. ### 31. Divvy is great, but there are a few drawbacks **Rating:** 4.0/5.0 stars **Reviewed by:** Kristen G. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The accounting integration and user interface are easy to use. Creating, cancelling, and moving cards to new individuals is very easy. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Divvy takes longer than any other credit card we have to recognize payment against the open balance. Usually four days unless we want to incur additional expense to wire the funds. They are also slow at increasing our credit limit which causes us to have to switch to other cards during our busy season. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** The best part about Divvy is the ease of the user interface. I prefer opening/cancelling credit cards with Divvy vs our other credit card platforms because its so much easier. Updating company information is also much easier. We move around and adjust cardholders semi frequently, so these features are huge time savers. The netsuite integration is also nice, but we have some issues with getting all transaction to post; however, the vendor that makes up 90% of our spend, posts perfectly. **Official Response from Jenn J:** > Kristen, thank you for your wonderful review of BILL Spend & Expense! We are thrilled to hear that you find our accounting integration, user interface, and the processes for creating, canceling, and transferring cards to new individuals easy to use. We apologize for any delays you have experienced while making payments against your open balance; we will share this feedback with our team. We are always eager to hear what works well for you and how we can enhance your experience. Thank you again! ### 32. Saved from the credit card receipt search! **Rating:** 5.0/5.0 stars **Reviewed by:** Chelsie T. | President & CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** May 15, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I love the mobile app! It has saved me SO much time in tracking down employees' receipts. The feature that prompts the receipt categorization/upload as soon as the card is run has solved a ton of my issues (including my own - I use my card frequently, normally daily, and it's hard to remember to upload sometimes!). And, I feel secure in having employees all have their own cards, where we used to have a couple shared company cards and never could set budgets, buffers, etc. It's super easy to add employees, onboard, offboard, and the process to get started was quick and easy. I've only had to use the customer support once but it was a positive experience and my issue was resolved quickly by someone knowledgeable. The integration between Quickbooks Online and BILL Spend & Expense seems to work well and has cut down the time spent on journal entries, as well. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I didn't like that I had to track and freeze cards on my own if receipts weren't being submitted, but I see that there is now a setting for that so I won't have to monitor it manually anymore. Love that - another time saver! **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Saving me time, so much time! We would spend hours at month-end trying to track down receipts based on who had the shared company card signed out during a given period. Add that to the time spent entering those expenses into our accounting system, and I've saved probably ten hours a month in those headaches. Being able to give each employee a card and an approved spending limit means that everyone has the resources available to them to purchase whenever/wherever they need to, including with secure virtual cards, and it has also cleaned up our finance processes to meet best practices so things feel much better going into audit time each year! **Official Response from Jenn J:** > Thank you, Chelsie, for your phenomenal review of BILL Spend & Expense! We are thrilled that you love our app! It saves you time by eliminating the need to track down receipts from employees, and we’re glad to hear your experience with customer support has been positive. The option for receipt categorization and immediate upload after a card is used has resolved numerous issues for you. You feel secure knowing that each employee has their own card, and you find it very easy to add, onboard, and offboard employees. Additionally, the process to get started, including syncing between QBO and BILL, works smoothly. We always welcome your feedback on what is working well for you and how we can further enhance your experience. ### 33. Bill/Divvy Review **Rating:** 4.5/5.0 stars **Reviewed by:** Erica W. | Finance Associate, Mid-Market (51-1000 emp.) **Reviewed Date:** May 14, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** What I like best is that the software is streamlined and efficent. It is very easy to keep track of all expenses in one place. I've set budgets for each program and now each program has full transparency into expenses at any time. You can also use filters to creat reports and get specific detailed information about expenses. This software has really made life easier for both the credit card users and our finance team. Really great product! **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish there was a way to see the full number of each person's credit card. And that the Virtual Card option would not be listed on each employee to click on as we had a few employees create one when they shouldn't have. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Before, employees were not able to see thier expenses in real time. Divvy has solved that issue for us as employees can log in any time and see all transactions within their scope. **Official Response from Jenn J:** > Thank you for your amazing review of BILL Spend & Expense, Erica! We are delighted to hear that you enjoy our software's streamlined and efficient design, which makes it easy to track all of your expenses in one spot. You can also use filters to create customized reports, which makes life easier for both card users and your finance team. We appreciate your thoughts on being able to see the full number of each employee's card, as well as the Virtual Card option not being listed for employees to select. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 34. Easy to Use and Saves Time **Rating:** 5.0/5.0 stars **Reviewed by:** Rebecca M. | Interim CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** BILL.com has save all the staff time in recording out receipts and expenses. It is nice to be able to take a picture of your receipt and it is done. The workflow is amazing and has cut down on paper sharing and storing. The connection to Quickbooks is wonderful for our finance manager and has made recording expenditures so much easier. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I still have a lot of monthly expenses that are online, so there is still a lot of time spent downloading or putting in receipts that are not paper receipts. The do have an email that can match the receipts sometimes, but it is not consistent. So I do still have to set aside a significant amount of time to upload receipts and categorize them. The AI categorization does not work for us at all. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** BILL has allowed us to move away from paper receipts and paper storage to fully online reporting. The workflow and connection to Quickbooks saves staff time. **Official Response from Jenn J:** > Thank you, Rebecca, for your awesome feedback on Bill Spend & Expense! We are glad to hear that our software saves staff time in recording receipts/expenses, and that you enjoy the option of taking a picture of a receipt and it being done. Also, our workflow is amazing with cutting down on paper sharing/storing, and the connection with QuickBooks is wonderful, making recording expenditures easier. Our apologies for any time lost having to manually download or put in receipts that are not paper payments, and that our AI categorization does not work for your organization. Please continue providing feedback, as we are always working hard to improve our software. ### 35. Love the Easy to use features **Rating:** 5.0/5.0 stars **Reviewed by:** M M. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill.com has revolutionized the way I handle financial operations. Its intuitive interface makes tasks like paying bills, approving invoices, and managing expenses incredibly straightforward. The platform's simplicity ensures that even complex accounting processes feel manageable. What truly sets Bill.com apart is its robust mobile app. Whether I'm commuting, traveling, or away from my desk, I can seamlessly approve payments, upload receipts, and monitor transactions directly from my smartphone. This on-the-go accessibility ensures that I stay connected and in control, no matter where I am **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** If i was to be honest there is not to much i do not like about the product **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Helping me track all purchases and connect to Quickbooks **Official Response from Barb W:** > Thank you for reaching out and providing the amazing review of BILL Spend & Expense. We are so happy to hear that the interface makes paying bills, approving invoices, and other tasks straightforward, user-friendly, and manageable. Additionally, the mobile app allows you the flexibility to do business, whether in the office or traveling, from your smartphone. We are always eager to hear what works well for you and how we can enhance your experience. ### 36. Easy to Track Employee Spending, but Pricing Feels High **Rating:** 3.5/5.0 stars **Reviewed by:** Christopher R. | Information Technology, Enterprise (> 1000 emp.) **Reviewed Date:** March 17, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Easy to use, easy to keep track of employee spending. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Very high prices, much higher than comparable options. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It let us have individual cards for each employee with the ability to track their spending easily. ### 37. Easy to Use and Manage for Multiple Users/Departments **Rating:** 5.0/5.0 stars **Reviewed by:** Jordyn B. | Chief Financial and Operations Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** May 19, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Our Business Office loves the flexibility provided by Bill. We can assign digital cards to teachers for a specific trip without assigning a physical trip. This is extremely helpful when it comes to last minute requests. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** We love the ability to accrue awards based on the number of payments made in a monthly billing cycle. We do wish there were more options to redeem our awards for a higher value if used on a specific purpose (ie. school supplies, specific retailers, etc.). **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We use Bill to simplify the ability to assign credit cards to a high volume of users across various departments. We previously used a lender that only offered physical cards which is problematic when a teacher only needs to spend $100 every so often. The ability to assign a digital card and budget by user has been a game changer for our Business Office. **Official Response from Barb W:** > Robyn, we appreciate your amazing review of BILL Spend & Expense! We love that you enjoy our flexibility and can assign cards to different teachers without needing a corresponding physical trip. We appreciate your thoughts on our reward program and will forward your feedback to our team. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 38. Using Divvy, the good and not so good **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Semiconductors | Small-Business (50 or fewer emp.) **Reviewed Date:** October 16, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I appreciate the platform because it offers the flexibility to create virtual cards, which is especially helpful while waiting for the physical card to arrive. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The system does not send reimbursement notifications to managers, so they are not alerted when a member of their team submits a reimbursement for approval. Additionally, it fails to notify managers about fund requests, which means employees must contact their managers directly to get their Divvy fund requests approved. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I really appreciate how it integrates with other platforms such as Travelperk, making it possible for receipts to flow directly into the spender's profile. This feature significantly cuts down the time needed for uploading receipts. **Official Response from Jenn J:** > Thank you for your beneficial feedback on BILL Spend & Expense! We love that you enjoy the flexibility of creating virtual cards until the physical ones are delivered. We apologize for the frustration caused by your managers not receiving notifications when a reimbursement has been submitted for approval or when a request for funds has been made. We have included a document link below that will walk your managers through enabling notifications for any reimbursement requests that need their approval. Your feedback is valuable to us as we like to hear about what works well for our customers and what needs to be improved. ### 39. Great Budgeting and Tracking but Integration Needs Improvement **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Publishing | Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that I can set up separate budgets by department. We utilize the virtual cards extensively in order to track our numerous subscriptions. It's great that cardholders can upload their own receipts and that the app is so easy to use **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I wish there was a way we could configure the QB integration in such a way that the transactions were entered into the bank feed for review, rather than adding automatically. We stopped using the QB integration entirely because Divvy was creating so many duplicate vendors. I also wish Bill.com would fully integrate Spend & Expense and AR & AP. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Tracking credit card expenses and receipts. **Official Response from Jenn J:** > Thank you for your fantastic review of Spend & Expense! We're grateful that you enjoy the ability to set up separate budgets by departments, track your numerous subscriptions using the virtual cards, and cardholders can upload their own receipts with the app being easy to use. We appreciate your suggestions of being able to configure QuickBooks so that transactions were entered into the bank feed for review first, and wanting Spend & Expense and AP/AR to be able to integrate fully. Please continue providing feedback, as we are always working hard to improve our software. ### 40. Fantastic Switch to BILL! **Rating:** 5.0/5.0 stars **Reviewed by:** Sara S. | Chief Financial Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** September 08, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We were using multiple programs to get all the documentation that we needed for our receipts, and Bill S&E puts it in one location with easy access from a mobile app or desktop view. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The implementation was 30 days, which flew by quickly, and I wasn't able to utilize the consultant efficiently—no guidance on the schedule or what to expect with the change. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We had a long manual process to get the proper signatures, and we are able to get this all in one location with a status update. **Official Response from Jenn J:** > Sara, we wanted to express our thanks for your fabulous review of BILL Spend & Expense! We are happy that our software has simplified your process for getting all the documentation needed for receipts. Everything is in one place, and you can easily access it from either the mobile app or the desktop view. Our apologies that you weren't able to fully utilize the consultant efficiently during the implementation due to time constraints. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 41. Great Expense Management and Company Bill Pay **Rating:** 5.0/5.0 stars **Reviewed by:** Grey P. | Accountant, Small-Business (50 or fewer emp.) **Reviewed Date:** August 19, 2024 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill is a wonderful software that provides great spend and expense management. With a company with several store locations and managers in need of company cards, we are able to better provide budgets and management of their expenses. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Bill sometimes has had issues in the past integrating with certain softwares. It now does a much better job, **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We are able to watch our expenses and better budget to minimize overspend. **Official Response from Jenn J:** > Thank you for your amazing review of our service, Grey! We love that BILL Spend & Expense allows you to better provide budgets and management with several store locations, managers that need company cards. Customer feedback is valuable to us as we like to hear about what is working well for our customers. ### 42. Would not recommend. **Rating:** 0.5/5.0 stars **Reviewed by:** Kaitlin K. | Marketing and Admin Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** October 20, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** That it syncs with Quickbooks. This makes it easy for our accounting department. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The customer support is awful. We've had more reps on our account than I can count. We have constant fraud issues with the cards and support is impossibly hard to reach. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It allows employees to do their corporate expenses. It has a million useless fields though that make it difficult and cumbersome on our employees. **Official Response from Jenn J:** > Kaitlin, thank you for taking the time to provide your feedback on BILL Spend & Expense. We're happy to hear that you like how it syncs with QuickBooks, making it easy for your accounting department. We sincerely apologize for the difficulty you have had with dealing with constant fraud issues on the cards and having impossibly hard-to-reach customer support—compounded by the frustrating turnover of having more reps than you can count. We do have a direct support number at 1(855)229-3111 if you ever have trouble reaching out to someone right away. Please continue providing feedback, as we are always working hard to improve our software. ### 43. Lead Pastor **Rating:** 5.0/5.0 stars **Reviewed by:** Spencer K. | Lead Pastor, Small-Business (50 or fewer emp.) **Reviewed Date:** August 30, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We are able to track expenditures vs. budgets in real time; this has been a game changer in communication to our team and their own initiative leading forward. I like the notes portion of each transaction so that we can go back as needed if questions arise. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The downside was the initial set up took longer than expected; however, once it was set up, the user friendliness has been great. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Tracking expenditures Receipt collection Notes on expenditures for later recall Creating self-sufficient employees Providing cash back throughout the year is a nice bonus **Official Response from Jenn J:** > Thank you, Spencer, for your five-star review of BILL Spend & Expense! We're so pleased that you are enjoying the ability to track expenditures vs. budgets in real time, and the option to leave notes on each transaction, so that if any questions need answering, you can go back to the notes section for more information. Our apologies for any delays you experienced setting up the service, and we do appreciate you letting us know that once set up, it has been very user-friendly. We value all feedback, as it fuels our continuous journey to elevate our customers' experience with our software. ### 44. Seamless Integration with QuickBooks, Needs Better Rewards **Rating:** 3.0/5.0 stars **Reviewed by:** Mike M. **Reviewed Date:** January 28, 2026 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like how BILL Spend & Expense (Formerly Divvy) flows into QuickBooks, making my credit card management smoother. I also appreciate the cashback points I can earn. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I would like more points with BILL Spend & Expense (Formerly Divvy). **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** I find that BILL Spend & Expense (Formerly Divvy) flows into QuickBooks, making credit card management easier. ### 45. Comprehensive Solution with Customizable Budgets, but Support Can Be Slow **Rating:** 5.0/5.0 stars **Reviewed by:** Josh H. | Director of Finance, Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** It is the total package we needed. From customizable budgets to easy sync with out GL, this has it all. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** This is a hard question to answer. If I had to pick something I would say that sometimes customer support/troubleshooting takes longer than I would like. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We had several employees with multiple company cards in their wallet. Now they only have 1 card that covers all over our businesses. **Official Response from Jenn J:** > Many thanks for your spectacular review of BILL Spend & Expense, Josh! We're excited to hear that our software has everything you need, including customizable budgets that are easy to sync with your GL. Our apologies for any delays you have encountered when reaching out to our customer support for help. Your insights are invaluable to us, and we encourage you to keep sharing your thoughts. ### 46. Outstanding Simplification for Bill Payment **Rating:** 5.0/5.0 stars **Reviewed by:** Max G. | Chief Operating Officer, Small-Business (50 or fewer emp.) **Reviewed Date:** August 01, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** Bill.com and the former Divvy platform have made accounts payable extremely simplified for us. We keep track of all our payables on Bill.com, and with the addition of what was formerly Divvy (now Spend & Expense), we can pay our suppliers and vendors with a few clicks of a button. We also can control the individual card amount for each transaction, preventing fraud and waste. Finally, for bills that are paid offline, we can easily mark them paid and keep accurate track of all payments out. We use Bill.com everyday, multiple times a day. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The only downside is implementation to suppliers. Suppliers can still be hesitant to sign up for virtual card payments. However, we keep the ability to mark offline payments which still keeps us organized. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Timely paying vendors, scheduling payments, and preventing fraudulent purchases, by custom creation of cards for each use. **Official Response from Jenn J:** > Max, thank you for your awesome review of BILL Spend & Expense! We are absolutely thrilled that our software has simplified your accounts payable, allowing you to pay your suppliers/vendors easily, and control individual card amounts for each transaction, preventing fraud and waste. You are also able to easily mark bills as paid when they are paid offline and accurately keep track of all payments going out. We appreciate your thoughts on the difficulty of implementation for suppliers, as they can be hesitant to sign up for virtual card payments. We appreciate all feedback, as we are always trying to enhance our customers' experience with our software. ### 47. Great Credit Card portal for business **Rating:** 4.0/5.0 stars **Reviewed by:** Barbara Jo H. | Staff Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** October 17, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like that each person is responsible for uploading their receipts. It is easier for the end user to get the information to the finance team. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I dislike that the end user is not notified if something is denied by an approver. The approver has to notify the end user of the issue. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Allowing our employees to use a corporate card and keeping them accountable for record keeping. **Official Response from Jenn J:** > We want to thank you, Barbara Jo, for your valuable feedback regarding BILL Spend & Expense! We are thrilled that you enjoy how each user is responsible for uploading their own receipts, which has made it easier for your end user to get the information to your finance team. We're sorry for any frustration caused by the end user not being notified when an approval is denied. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 48. The best Credit Card tools **Rating:** 5.0/5.0 stars **Reviewed by:** Silvana G. | Assistant Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** September 30, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** I like the flexibility and all the personalized settings/workflows you can customize in bill (Divvy). **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** I was using Bill, but we stopped because Bill expenses does not offer 3 way matching with Sage. We have a lot of PO and Inventory and 3 way matching it's very important for us. This is the only downside. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** Managing spend and expense (Credit Card management) was just so easy in Bill compare to the old system I was using. **Official Response from Jenn J:** > Silvana, we appreciate your tremendous review of BILL Spend & Expense! We're so glad that you enjoy the flexibility and all of the personalized settings/workflows that you can customize to suit your needs. Our apologies for the difficulty you had with not being able to use 3-way matching with Sage. We are always eager to hear what works well for you and how we can enhance your experience. ### 49. Very user friendly **Rating:** 5.0/5.0 stars **Reviewed by:** Nancy N. | Accounts Payable Clerk, Small-Business (50 or fewer emp.) **Reviewed Date:** August 04, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** The APP is very user friendly, making uploading receipts a breeze. Our manager's love how they can see their employee's purchases as they make them. Lastly, out implementation was with some minor roadblocks, but they always stayed on top of it to make sure everything was working as it should. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** Only minor inconveniences that are actually being worked on. For instance, email reminders and audit trails. **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** We actually have a Credit Card system linked to our business management software which cuts the double work when making purchases with credit cards. Everything syncs on its own and the time alone on that task is tremendous. **Official Response from Jenn J:** > Thank you for your extraordinary review of BILL Spend & Expense, Nancy! We are delighted to hear that you find our app easy to use, making the process of uploading receipts a breeze. It’s great to know that your managers appreciate the ability to view their employees' purchases in real-time, and we’re glad our team has been proactive in addressing any issues as they arise. We appreciate you letting us know about the minor concerns you have had with email reminders and audit trails. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. ### 50. Best Solution, Great Rewards **Rating:** 5.0/5.0 stars **Reviewed by:** Kaleb T. | Executive, Small-Business (50 or fewer emp.) **Reviewed Date:** August 26, 2025 **What do you like best about BILL Spend & Expense (Formerly Divvy)?** We've been through the ringer with all sorts of other expense software. When Bill S&E came along, it was like a dream solution for us. Great expense platform, easily accessible, great cell phone app, and good credit card rewards. Implementation was a breeze and customer support is great. **What do you dislike about BILL Spend & Expense (Formerly Divvy)?** The best use of the rewards is travel redemption - but they force you to redeem through TravelPerk which is less-than ideal **What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?** It helps me set budgets and makes it easy for the team to capture receipts and code the transactions directly from the app. **Official Response from Jenn J:** > We are grateful, Kaleb, for your awesome review of BILL Spend & Expense! We are happy that you hold our software in such high regard and that it has been a great expense platform and mobile app. Also, it is easily accessible, with good credit card rewards, easy implementation, and great customer support. We appreciate your feedback on our rewards travel redemption. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. ## BILL Spend & Expense (Formerly Divvy) Discussions - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 1 comment, 1 upvote - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote - [View BILL Spend & Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=9§ion=pricing&secure%5Bexpires_at%5D=2026-08-07+10%3A09%3A40+-0500&secure%5Bsession_id%5D=89b402e4-1e0a-4d09-bf58-0f81156f9546&secure%5Btoken%5D=72b5729ff7f93890436183d7351b212f34f336ba593ca9f62f9e3b14d5a88c5f&format=llm_user) ## BILL Spend & Expense (Formerly Divvy) Integrations - [Acumatica](https://www.g2.com/products/acumatica/reviews) - [Aplos](https://www.g2.com/products/aplos/reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - [Blackbaud Financial Edge NXT](https://www.g2.com/products/blackbaud-financial-edge-nxt/reviews) - [Harmony](https://www.g2.com/products/harmony/reviews) - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [Net@Suite](https://www.g2.com/products/net-suite/reviews) - [Oracle Database](https://www.g2.com/products/oracle-database/reviews) - [ParishSOFT Family Suite](https://www.g2.com/products/parishsoft-family-suite/reviews) - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) - [Qbo](https://www.g2.com/products/qbo/reviews) - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews) - [Rent Manager](https://www.g2.com/products/rent-manager/reviews) - [Sage 100](https://www.g2.com/products/sage-100/reviews) - [Sage 100 Contractor](https://www.g2.com/products/sage-100-contractor/reviews) - [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) - [Xero](https://www.g2.com/products/xero/reviews) - [Yardi Voyager](https://www.g2.com/products/yardi-voyager/reviews) ## BILL Spend & Expense (Formerly Divvy) Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Employee Reimbursement - Currency Conversions - Corporate Card - Credit Card Management **Setup** - Data - Approvals - Alignment **Invoice Management** - Capture - Supplier Portal - Repository **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Ease of Booking - Itinerary Management - Trip Notifications - Advanced Integrations - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Performance** - KPIs - Benchmarks - Forecasting - Savings **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance - Recurring Payments **Analytics** - Due Dates - Benchmarking - KPIs **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Mileage Tracking - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Workflow - Automated Reminders - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management **Platform** - Reporting - APIs / Integration - Internationalization - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - 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