--- title: BILL Spend & Expense (Formerly Divvy) Reviews meta\_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 2237 reviews by the users' company size, role or industry to find out how BILL Spend & Expense (Formerly Divvy) works for a business like yours. aggregate\_rating: rating\_value: 4.5 review\_count: 2237 scale: '5' date\_modified: '2026-08-11' parent\_category: name: Travel & Expense url: https://www.g2.com/categories/travel-expense --- # BILL Spend & Expense (Formerly Divvy) Reviews & Product Details Visit Website BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend & Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend & Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend & Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend & Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster. * * * Product Website BILL Spend & Expense (Formerly Divvy) Seller [BILL (previously Bill.com)](https://www.g2.com/sellers/bill-previously-bill-com) Discussions [BILL Spend & Expense (Formerly Divvy) Community](https://www.g2.com/products/bill-spend-expense-formerly-divvy/discuss) Languages Supported English Solution Type All-in-One Overview by Matt Robinson Show More ## Pricing Pricing provided by BILL Spend & Expense.... ### Spend & Expense $0.00 1 user Per Month [ View More Pricing Information ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/pricing) BILL (previously Bill.com) Solutions (1) See how BILL (previously Bill.com) products can work together to solve real problems. [ ![Solution Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Solution Avatar Image") BILL SolutionBy BILL (previously Bill.com) ](/sellers/bill-previously-bill-com/solutions/bill) Show More ## BILL Spend & Expense (Formerly Divvy) Integrations (22) What do users say about integrations? 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HG Heather G. Corporate Office Manager Mid-Market (51-1000 emp.) 7/15/2026 "Time-Saving Automated Invoicing and Helpful Line of Credit" 5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I like that it automatically enters the invoice for you, which saves time. It also deducts lump sums from the bank account, making it easier to plan and budget. And the line of credit extended to us is helpful whenever we need larger amounts to cover big bills. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? The reports aren’t very intuitive. When I need to look back and see when a payment went out and who was included on that payment, it’s possible to find in Bill, but it takes a few minutes to figure out where to look. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? I like that it pulls the full payment amount from our bank account all at once. I also appreciate that it includes approval levels and helps save time. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Kelsey R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelsey R.") KR Kelsey R. accountant Small-Business (50 or fewer emp.) 8/7/2026 "Weekly Credit Card Sync Keeps Our Accounting and Budget on Track" 4.5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I love the ability to sync credit cards transactions weekly to our accounting system. Prior to Bill we were importing them monthly and it was hard staying on track with our budget when all credit card transactions were added to the P&L at the end of the month. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? The spend and expense feature will not sync to our accounting system and I have been trying to figure it out with the support team for over two months now and still no resolution. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? On this platform we were able to have an account for each entity no matter how small they are so cash is kept separate Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Education Management](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Education Management") AE Verified User in Education Management Small-Business (50 or fewer emp.) 7/17/2026 "Makes Spend & Expense Convenient and Fast" 5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I use BILL Spend & Expense (Formerly Divvy) for organizing budgets for our organization. It allows us to have individual budgets and create itemized receipts for transactions and reimbursements, making it easier to keep track of expenses. I also like that spending categories can be customized to fit our organization's purchases. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? It's a little unclear about how to properly assign member roles. I'd like it to be easier to assign member roles so they can see all the transactions, not just theirs, on their assigned budgets without getting additional privileges. I would like to see the possibility of creating custom roles on BILL Spend & Expense. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? I use BILL Spend & Expense to organize budgets for our organization, allowing team members to spend from individual budgets. It provides itemized receipts for transactions and reimbursements, making it easy to track expenses. It has eliminated the need for members to spend from their own pocket and then submit reimbursement for everything. Review collected by and hosted on G2.com. Show More 7/18/2026 Current UserValidated ReviewerSource: Organic ![Verified User in Insurance](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Insurance") AI Verified User in Insurance Mid-Market (51-1000 emp.) 7/16/2026 "Simple receipt tracking, but limited customization and weaker support hurt integrations" 2.5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I love the UI for keeping track of receipts for business purchases. It’s really simple to upload receipts from my phone or through their portal, and I like how everything feeds directly into my general ledger. Integrates well with QuickBooks Online Advanced with the only issue running into there is sometimes dates it cleared and when it posts in QuickBooks do not match making the reconciliation a bit of a pain to resolve variances. Also once you map something you cannot change how something is mapped. Lastly durring migrating to NetSuite I ran into issues with them not support custom configurations built for my business needs making it so it no longer worked for my company unless I manually uploaded credit card transactions. Had very little performance issues our down time issues. In the 7 years using them we have only had a few issues that we had to manually import transactions. Where it is free the price is great, however the rewards they used to offer at higher amounts when you paid more often than monthly only applied to the first $5,000 spend which I hit on the first day with one of my vendor invoices. Support once they moved to Bill Spend & Expense has really gone down. Instead of having a dedicated account rep you have to go to general support and during the system change we actually had a lot of issues with them. The AI auto coding works a little, but was not something that was a game changer. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? Flexibility is a big issue for us because they don’t allow enough customization to meet our unique business needs. Sometimes the integrations with QuickBooks Online posted transactions on different dates than when they actually cleared, which made reconciliations much harder. Also, when we were trying to change GL systems, support completely wiped out the integration without clearly telling us that was going to happen, so we had to scramble to build a temporary solution. Overall, the lack of support makes it difficult to navigate building new integrations; multiple times they told me I was good to go, and then it still didn’t work. Lastly, their expense reimbursement tool is garbage. It wouldn’t notify the approver or accounting when someone submitted something, and there was no way to expedite a reimbursement when necessary. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? Simplicity in tracking receipts and approvals of purchases. I can manage company credit cards and track receipts in one place vs what used to be paper receipts and statements at other places which has made this a huge asset. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Government Administration](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Government Administration") AG Verified User in Government Administration Mid-Market (51-1000 emp.) 7/16/2026 "Easy, Efficient Expense Tracking with Great QuickBooks Integration" 5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? "BILL Spend & Expense has improved our efficiency by simplifying expense tracking and approvals across the organization. It's easy to use, integrates well with QuickBooks, and being free to use made it an easy decision to implement. Their onboarding and training process was excellent and helped our staff get up and running quickly. We especially appreciate the visibility into spending and the ability to manage cards and receipts in one place." BILL Spend & Expense has been reliable in our day-to-day operations. We process purchasing card transactions across multiple users and have not experienced any significant performance issues. The platform is responsive, handles our workload well, and provides real-time visibility into transactions and approvals. Aside from the limitations with QuickBooks Desktop synchronization, the system has performed consistently and has become an important part of our financial workflow. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? There are a few areas where BILL Spend & Expense could improve. While the QuickBooks Desktop integration works well, the synchronization process is not fully automated and requires a user to manually initiate the sync. Additionally, user management could be more flexible. Currently, users cannot be added to the platform without assigning them a virtual card, which can create unnecessary administrative overhead for organizations that want employees to submit expenses or participate in approval workflows without card access. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? Before implementing BILL Spend & Expense, our purchasing card process was almost entirely manual, requiring finance staff to collect receipts, classify expenses, and reconcile transactions. BILL has transformed that process into one that is nearly fully automated. Employees are responsible for submitting receipts and coding their expenses at the time of purchase, which improves accountability and significantly reduces administrative effort. As a result, our finance team spends less time chasing documentation and more time focusing on higher-value tasks. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Cristian C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Cristian C.") CC Cristian C. Senior Director, Finance and Accounting Mid-Market (51-1000 emp.) 7/16/2026 "Efficient Expense Management, Ease of Integration" 4/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I like how BILL Spend & Expense (Formerly Divvy) allows us to control expenses and see an overall picture of the spend for vendors. It's great for managing how much is spent on travel and expense reimbursements to employees. Everything is in one place, which makes it very convenient for managing multiple clients. I appreciate that it integrates with our accounting system, making it easier for the accounts team to use. The ease of use extends to vendors and employees too, especially on the travel and expense side. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? I find the receipt capture needs improvement, especially when dealing with larger merchants or payers. It's kinda difficult sometimes to gather all the receipts for spending expenses. It would be great if the travel features for booking flights, cars, and hotels were all in one place. Also, the system itself should link directly to our accounting system, instead of requiring us to manually add the chart of accounts. It should just grab those charts of accounts directly from the accounting system. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? I use BILL Spend & Expense to control expenses, view overall vendor spend, and manage employee reimbursements, all in one place, streamlining management. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Michelle W. M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Michelle W. M.") MM Michelle W. M. Small-Business (50 or fewer emp.) 7/16/2026 "Versatile Expense Management with Room for Improvement" 5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I find BILL Spend & Expense easy to use both on the platform and the app, and I love the amazing flexibility with the card controls. It's great that I can assign a card to any employee or volunteer with any spending limit, which means I don't need to constantly process reimbursements. It's super convenient to just turn off a card when an employee leaves or a project is completed. Plus, the ability to program certain cards for specific recurring expenses saves me time from having to do it manually. The initial setup was very easy, thanks to the friendly staff who got us set up quickly to start using the cards. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? I find that the transactions don't always show up right after the charge, and I notice the app doesn't always communicate well with the browser software. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? It provides visibility into everyone's expenses, makes uploading receipts easy, and lets me track expenses efficiently. I like the card controls for flexibility and not having to process reimbursements constantly. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Verified User in Individual & Family Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Individual & Family Services") AI Verified User in Individual & Family Services Small-Business (50 or fewer emp.) 7/15/2026 "Easy QB Sync and Budget Limits, but Glitches and Recurring Receipts Slow Us Down" 3.5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? It synced automatically to QBs and it is easy to set someone's budget limit on their credit cards. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? There are a few glitches here and there. It has taken quite some time to try to work out the issues when the spend & expense credit balance is used to pay bills on the bill.com side and how that translates to the reconciliation statement. I also do not like that I haven't been able to set some of the recurring charges up to auto book and sync without attaching a receipt to them or having to go in each month and click that I do not have a receipt and then explain why. That takes too much time each month. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? It makes the entering of credit card charges much faster than it was before we began using Spend & Expense. It also keeps me from having to reconcile each person's receipts to their respective cards. We have each employee responsible for doing that with their own charges. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") AH Verified User in Hospital & Health Care Mid-Market (51-1000 emp.) 7/14/2026 "Easy Switch to Bill.com That Streamlined Expense Reimbursements" 4/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? It was nice to switch from a complicated platform ( Emborse Certify) To Bill.com. Everyone can figure out how to use it quickly and we don't have to wait for expenses to be completed for accounting to do their job. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? You can't make a lot of changes. I accidentaly sent a reimbursement for the wrong amount and even though I caught it within the minute there was no way for me to pull it back. It would be nice if there was a reverse feature where I could pull something back if it was within 5 minutes. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? Our approvers tend to be slower then our accountants it is nice that they don't hold each other. Also, we were able to give all of our sales reps cards with budgets. This has allowed us to stay compliant and monitor our spend much more closely. We are able to control all spend, and surprisingly the amount of receipts that were lost each month has gone down to almost 0 Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Trey K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Trey K.") TK Trey K. Small-Business (50 or fewer emp.) 7/14/2026 "User-Friendly with Real-Time Expense Management" 5/5 What do you like best about BILL Spend & Expense (Formerly Divvy)? I find BILL Spend & Expense incredibly user-friendly. It's great that you don't have to go through extensive training to use its functions effectively. The ability to expense everything quickly as an employee is really impressive. As an employer, I appreciate the feature that allows me to create different budget categories or buckets and assign specific budgets to staff members within the church's total budget. The biggest positive impact has been the real-time expensing of charges, and the app makes it incredibly helpful by allowing us to capture the information on our phones without holding on to receipts, making everything digital and expediting the process. The initial setup of BILL Spend & Expense was incredibly simple, and I'm very likely to recommend it to others. Review collected by and hosted on G2.com. What do you dislike about BILL Spend & Expense (Formerly Divvy)? Sometimes the suggested expense isn't accurate. It tends to look at if you bought something and expensed it at one time, for example, on Amazon. Now it's always suggesting the same thing when it's not accurate. But that's not a huge deal. Review collected by and hosted on G2.com. What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you? I find BILL Spend & Expense solves real-time expensing issues, helping us capture data through our phones and eliminating the need to keep physical receipts. It makes the process faster and more efficient. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ## Questions about BILL Spend & Expense (Formerly Divvy)? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about BILL Spend & Expense (Formerly Divvy) ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/discussions/new) MC Maya Treadwell Carter • Last activity 8 months ago Divvy 2 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/divvy) ![Christine L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Christine L.") CL Christine Loy • Last activity about 4 years ago What is the best way to manage your credit limit? 1 Upvote 1 [ Join the conversation ](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) [ View all Discussions ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/discuss) ## Pricing Options Pricing provided by BILL Spend & Expense.... ### Spend & Expense $0.00 1 user Per Month [ View More Pricing Information ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/pricing) BILL Spend & Expense (Formerly Divvy) Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_234c556df129304a80833715d476c88d/ramp-financial-ramp.png "Product Avatar Image") Ramp 4.8/5(2,494) [ Compare Now ](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-ramp-financial-ramp) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_edc90cad3f8e5756996366c4261a76d8/brex.png "Product Avatar Image") Brex 4.8/5(1,614) [ Compare Now ](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-brex) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_da6bba9aa08b61475ac336265d80c305/expensify.png "Product Avatar Image") Expensify 4.5/5(5,663) [ Compare Now ](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-expensify) ##### ##### BILL Spend & Expense (Formerly Divvy) Features Expense Reports Ease of Creating Expense Reports Bank / Credit Card Integration Smart Categorization Mobile Receipt Capture Administration Business Tool Integration Workflow Automated Reminders Platform Reporting Performance and Reliability Mobile User Support [ View More Features ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/features) ## Top-Rated Alternatives [ ![Ramp](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ramp") Ramp 4.8/5(2,494) ](https://www.g2.com/products/ramp-financial-ramp/reviews) [ ![Brex](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brex") Brex 4.8/5(1,614) ](https://www.g2.com/products/brex/reviews) [ ![Navan (Formerly TripActions)](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Navan (Formerly TripActions)") Navan (Formerly TripActions) 4.7/5(9,295) ](https://www.g2.com/products/navan-formerly-tripactions/reviews) [ View All Alternatives ](https://www.g2.com/products/bill-spend-expense-formerly-divvy/competitors/alternatives) ##### Categories on G2 [Expense Management](https://www.g2.com/categories/expense-management)[AP Automation](https://www.g2.com/categories/ap-automation)[Spend Management](https://www.g2.com/categories/spend-management) ##### Explore More [data observability software](https://www.g2.com/discussions/looking-for-the-best-data-observability-software-in-2025)[Best CDP platforms](https://www.g2.com/discussions/your-top-picks-for-best-customer-data-platforms-in-2025)[Top-rated chatbot apps for e-commerce](https://www.g2.com/discussions/what-are-the-top-rated-chatbot-apps-for-e-commerce) [What's the best expense management software for small businesses](https://www.g2.com/discussions/best-expense-management-software-for-small-businesses)[What K-12 SIS platforms have the best data security and proven track records for protecting student information?](https://www.g2.com/discussions/what-k-12-sis-platforms-have-the-best-data-security-and-proven-track-records-for-protecting-student-information)[Pros and Cons Details](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)