---
title: BILL Spend & Expense (Formerly Divvy) Reviews
meta_title: 'BILL Spend & Expense (Formerly Divvy) Reviews 2026: Details, Pricing,
  & Features | G2'
meta_description: Filter 2237 reviews by the users' company size, role or industry
  to find out how BILL Spend & Expense (Formerly Divvy) works for a business like
  yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 2237
  scale: '5'
date_modified: '2026-08-13'
parent_category:
  name: Travel & Expense
  url: https://www.g2.com/categories/travel-expense
---


# BILL Spend &amp; Expense (Formerly Divvy) Reviews
**Vendor:** BILL (previously Bill.com)  
**Category:** [Expense Management Software](https://www.g2.com/categories/expense-management)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 2,237
## About BILL Spend &amp; Expense (Formerly Divvy)
BILL Spend &amp; Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks. BILL Spend &amp; Expense equips finance teams, controllers, and department managers with tools to issue corporate cards, monitor spending in real time, and streamline the process of submitting, reviewing, and approving expenses. Key features of BILL Spend &amp; Expense include: - Instant corporate card issuance with customizable spending limits by user, team, or category - Real-time expense tracking with transaction-level visibility and automatic receipt matching - Policy enforcement and approvals built into the spend workflow to support compliance - Mobile and desktop access for employees to request funds, upload receipts, and categorize transactions - Accounting integration with systems like QuickBooks, Xero, and NetSuite to reduce reconciliation time BILL Spend &amp; Expense helps companies proactively manage employee-initiated spending and reduce end-of-month surprises. With automated controls and flexible card issuance, businesses can empower teams to spend responsibly while maintaining clear oversight. The platform is often deployed alongside accounts payable automation tools to deliver a comprehensive view of both discretionary and non-discretionary spend. By combining corporate cards with expense management in one solution, BILL Spend &amp; Expense allows finance leaders to better forecast spend, improve accountability, and close the books faster.



## BILL Spend &amp; Expense (Formerly Divvy) Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of BILL Spend &amp; Expense, enjoying seamless tracking of expenses and receipts. (435 reviews)
- Users appreciate the **user-friendly setup** of BILL Spend &amp; Expense, enhancing efficiency and transparency in expense management. (224 reviews)
- Users appreciate the **convenience** of BILL Spend &amp; Expense, enjoying easy tracking and management of expenses for their business. (161 reviews)
- Users praise the **easy setup** of BILL Spend &amp; Expense, simplifying the transition to the platform effortlessly. (159 reviews)
- Users appreciate the **time-saving features** of BILL Spend &amp; Expense, simplifying receipt management and budget tracking. (158 reviews)
- Users value the **flexibility of virtual cards** in managing employee expenses and enhancing financial control. (157 reviews)
- Users appreciate the **quick and responsive customer support** from BILL, ensuring timely assistance with any issues. (140 reviews)
- Efficiency (126 reviews)
- Easy Upload (120 reviews)
- Easy Integration (118 reviews)

**What users dislike:**

- Users face **integration issues** with BILL Spend &amp; Expense, affecting functionality and complicating reimbursement processes. (89 reviews)
- Users face **approval issues** that hinder transaction management and integration, complicating financial processes and oversight. (87 reviews)
- Users experience **poor customer support** , lacking resources and manual features that complicate their management tasks. (61 reviews)
- Users experience **syncing issues** with Bill S&amp;E, particularly with new classes and locations from QBO, affecting functionality. (59 reviews)
- Users find **budget management challenging** due to complex transactions and lack of intuitive guidance and resources. (55 reviews)
- Users report an increase in **fraud issues** with BILL Spend &amp; Expense cards, complicating financial management. (53 reviews)
- Users express frustration with the **credit issues** in BILL, citing limited flexibility and tedious budgeting functionalities. (48 reviews)
- Manual Entry (47 reviews)
- Reimbursement Issues (46 reviews)
- Inadequate Categorization (41 reviews)

## BILL Spend &amp; Expense (Formerly Divvy) Reviews
  ### 1. Convenient and Efficient for Expense Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Chrystal H. | Operations Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 10, 2023

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I find BILL Spend & Expense very convenient for our company's employees, as each has their own card and budget. It's also great that we can accept client payments via BILL. I like how we can easily categorize and track funds, which is useful for monitoring company and project budgets. The filtering and documentation reference features are quite helpful. Additionally, I appreciate that each employee can use an app to upload receipts and make notes, and I find the layout of both the website and the app to be very helpful.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Nothing noted at this time.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense helps us categorize and track funds for company and project budgets. It's convenient for employees to use, allows receipt uploads and notes via an app, and provides easy filtering and documentation reference.

  ### 2. User Friendly site

**Rating:** 4.5/5.0 stars

**Reviewed by:** Yuko M. | Office Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 08, 2025

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

It is easy to upload the receipts and connect with QuickBooks . Transactions, balance and statements are visible and easy to check, as their sales accounts said. Customer support is also very functional and supportive. We could solve many questions with their helps. We are satisfied with their system, and it saved us time to check and summarize credit card transactions every month! Thank you!

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

We would like them to enable automatic syncing of "Projects" and "Fees" with QuickBooks, as we currently have to set this up manually. That said, this is just a suggestion on our part. Overall, this software is very helpful for managing credit cards and expenses!

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Previously, we had to manually review and summarize our monthly credit card expenses. This involved copying receipts for every transaction and confirming the details and descriptions with each user after receiving the statement. Additionally, we had to copy and paste all transactions into QuickBooks by hand, which was a frustrating and time-consuming process. However, BILL Spend & Expense has truly changed the way we work. The software has significantly reduced our manual workload by allowing users to upload receipts themselves, making transactions visible, and syncing seamlessly with QuickBooks. Customer support is also responsible and helpful. So, no worries about using this software!

**Official Response from Jenn J:**

> Yuko, we appreciate your wonderful review of BILL Spend & Expense! We love that you find it easy to upload your receipts, connect with QuickBooks, and that customer support has been helpful and supportive. You also enjoy how easy it is to see and check transactions, balances, and statements. We appreciate your thought of having an option to enable automatic syncing for "Projects" and "Fees" to QuickBooks. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. 

  ### 3. Effortless Expense Management and Time Saver

**Rating:** 5.0/5.0 stars

**Reviewed by:** K. R.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I love how Bill Spend & Expense saves so much time and tension in each work week. It reminds each employee to complete their transaction, so I don't have to chase them down for their receipts, which is a huge relief. It's extremely easy to use and handles the record-keeping for us, which is fantastic. Plus, I appreciate that a team member from Bill walked us through the initial setup, making it very easy. The integration with QuickBooks is also seamless, which definitely adds to its convenience.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Adding new catagories are a little tricky, but I think I've finally figured it out

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense helps us avoid chasing down expenses and reminding employees about missing receipts. It saves time and reduces tension by automatically notifying employees to complete their transactions.

  ### 4. Intuitive and Easy to Use, with Fast, Helpful Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Megan G. | Accounting Associate, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Bill is very intuitive, even for someone who isn't tech savvy.  The customer support is always quick and helpful.  We love the mileage and out-of-pocket reimbursements as well!

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Not really any downsides to using Bill at this time.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Bill helps our staff complete transactions easily so we can offer them up-to-date expense reports.  Bill also makes it very easy to put in reimbursements when needed and transfers the money directly into the staff's bank account.  This helps us to manage our expenses in a timely manner and to be better stewards of our money.

  ### 5. Streamlines Expense Management with Ease

**Rating:** 4.5/5.0 stars

**Reviewed by:** Krystal T. | Senior Software Solutions Advisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I love how BILL Spend & Expense (Formerly Divvy) makes it easy to operate as a member user. The feature of automatic freeze and virtual card auto-coding is a gamechanger for me, as auto coding on virtual cards saves half the time for completing a transaction. It also eliminates manual processes like receipt capture and expense allocations, making reconciliations half the time.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I find the budget setup can be intricate and it's hard to differentiate between types of virtual cards and how to create them. Also, the way updates are rolled out is a bit frustrating, as we get no heads up.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense eliminates manual processes like receipt capture and expense allocations, cutting reconciliation time in half. Auto coding on virtual cards also saves time on transactions.

  ### 6. Effortless Expense Management with BILL

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dayna T.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I love how our staff can easily snap a photo of their receipts offsite or forward email receipts directly to their BILL Spend & Expense account. The initial setup was very easy, and I appreciate how it allows a seamless experience for our employees to spend the funds they need and immediately report the reason for the expenditure. Even though it took us a while to figure out the budgeting piece, now that we are comfortable with it, it's a great product.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

It took us a while to figure out the budgeting piece, but now that we're comfortable it's a great product.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense allows seamless spending and immediate reporting for employees. Our staff loves capturing photos of receipts or forwarding email receipts directly, making it very convenient.

  ### 7. Mobile App Makes Traveling Easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Biotechnology | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

My favorite feature is the mobile app that I can use when traveling.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

The least helpful aspect is the glitching that sometimes occurs when completing a transaction.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

The biggest problem that BILL is solving for my company is the organization of all transactions from all company users.

  ### 8. User-Friendly App with On-the-Spot Customization

**Rating:** 4.0/5.0 stars

**Reviewed by:** Jen P. | Senior Associate, Accounting &amp; Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The ability to change most aspects on the spot. The app is user friendly. The ability to copy policies and budgets. It's easy to get help through the chat feature.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Limitations as an admin. Cannot easily make changes to our Custom Fields, have to delete and then add our updates. This is really a pain when you've spelled something incorrectly. Cannot control pushing out reminders to cardholders. Inability to split refunds, I can split the charge, I should be able to split the refund.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

The ability to control expenses that cardholders have.

  ### 9. Effortlessly Manage Employee Spending

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like how BILL Spend & Expense (Formerly Divvy) allows us to control and track spending for each employee individually. It's an easy way to keep multiple cards for multiple employees, set limits for each, and track spending. I also found the initial setup to be very easy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

It's annoying that I have to download the app to activate cards. But that's it

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to issue controlled credit cards to employees, set spending limits, and track individual expenses easily.

  ### 10. Streamlined Expense Management with Convenient Features

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like the ability to manage individual credit cards on one portal with BILL Spend & Expense (Formerly Divvy). It's very convenient to monitor transactions, credit limits, and have total control over the credit cards. The initial setup was pretty seamless, which was helpful.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I find the sync process sometimes seems a little inconsistent.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to process credit card transactions and simplify business travel expense reports. Managing individual credit cards on one portal and monitoring transactions is very convenient.

  ### 11. Bill Streamlined Expenses and Made Audits Far Easier

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Leisure, Travel & Tourism | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 15, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Bill has dramatically decreased the frustration our staff experience when submitting their expenses and made our process for accounting and annual audits very streamlined.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I have not found anything wrong with this program.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Our staff travels quite a bit and this has virtually eliminated lost receipts.

  ### 12. Limited Expense Features, bad customer service

**Rating:** 0.5/5.0 stars

**Reviewed by:** Aurora O.

**Reviewed Date:** February 06, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I find it helpful using the BILL Spend & Expense credit cards to make payments, which helps in earning some points. It's nice to have one system for bill payments and employee expense reimbursements.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I found the expense reimbursement functionality to be insufficiently robust for our needs.  We ultimately determined that the reimbursement workflow lacked the flexibility and controls we require, which led us to discontinue the product.   Post-implementation support has been disappointing.  I continue to have unresolved issues related to Bill Spend & Expense despite multiple attempts to address them months after deciding not to move forward with adoption.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I find it helpful using BILL Spend & Expense credit cards for payments and earning points, but I'm not satisfied with the customer support.

  ### 13. All My Cards in One Place, Real-Time Updates, and Safer Virtual Cards

**Rating:** 5.0/5.0 stars

**Reviewed by:** sarah P. | Bookeeper, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

It keeps all my cards in one place, which makes searching much easier. It also keeps me up to date in real time. I love the virtual card because it helps me avoid fraud.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Can t have individual card or people statments

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

having receipts uploaded ASAP

  ### 14. Easy to Use with a Great App UI and Desktop Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Ease of use. Great App User Interface. And nice desktop experience as well.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

We are having trouble updating budgets in our new fiscal year. We are new to Bill.com so the learning curve is steep.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Paper receipts no more! No more long lists of receipts due.

  ### 15. User-Friendly App That Speeds Up Expense Reviews and Month-End Close

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Maritime | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 08, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The App is very user friendly. We've had several employees comment how much easier the process is to review expenses. Bill has also helped to speed up our month end process.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I haven't encountered any downsides at thist time.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Bill has helped make our employees more accountable for their expenses. The app makes it much easier to review receipts and track costs.

  ### 16. Easy-to-Use Portal with Fast Wire Payment Processing

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Ease of use in portal and the speed of which a wire payment is applied.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Facebook transactions do not come through with any mapping or ID, so we are unable to allocate the transactions to a specific account.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Admin on massive amounts of transactions

  ### 17. Quality app and desktop options & great customer service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The mobile app is very easy for our staff to use

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I can't really think of anything I'd change about it, honestly

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

A great place to record and track our credit card spending, which I can export and pull into our accounting software easily

  ### 18. Easy Receipt Entry and Budgeting Made Simple

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 15, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

It’s easy to enter receipts and assign them to the right budgets.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Getting cards is a lengthy process, and sometimes I have to request them multiple times.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

It helps give our managers more autonomy, while still keeping things under control through budget assignments.

  ### 19. Fast Employee Reimbursements, But Manual Expense Entry Slows Things Down

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 16, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I really appreciate being able to reimburse my employees quickly.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I have to type in each expense manually, which is frustrating. I wish it could use AI to capture the details directly from the receipt.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

It records our expenses directly into QuickBooks.

  ### 20. Divvy Makes Business Spending and Budget Tracking Incredibly Easy

**Rating:** 4.5/5.0 stars

**Reviewed by:** Jerod S. | Advertisement Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 05, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Divy has made business spending incredibly easy and makes managing much easier! I love knowing at all times what is available and what is being taken out.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I had a charge come through that I did not approve and charged my card $635.00 with out any approval.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

helping me manage my budget with clients and office supplies and really appreciate all the support I have gotten from not only the app but the team as well.

  ### 21. Custom Expense Categories Make Tracking Easy

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Restaurants | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The ability to add custom categories for expenses.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Frequently logs out when switching between entities - have to relog in multiple times and that is very time consuming.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Each card member can upload and review their own expenses before sending to accounting.

  ### 22. Easy Connection with Our Accounting Software

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 16, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

It’s easy to connect with our accounting software

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

The app not working as well as it can. Sometimes it’s frozen and logging is difficult at times

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

The best thing is that it makes it easy to upload recipes, divide in categories

  ### 23. Brilliant Business Tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 16, 2022

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Real easy way to collect credit card receipts and transfer them directly to Netsuite ERP system. Super simple for employees to capture receipts on the go.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Nothing, the whole system works extremely well.

**Recommendations to others considering BILL Spend & Expense (Formerly Divvy):**

Go for it.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Simplifying recording credit card transactions.

**Official Response from Jenn J:**

> We appreciate your spectacular review of BILL Spend & Expense! We love that you have found our service an easy way to collect credit card receipts then transfer them directly to NetSuite as well as being super simple for employees to capture receipts on the go. We appreciate all feedback, as we are always trying to improve our customer's experience with our software.

  ### 24. Easy Budgeting for Teams and Subgroups

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jessica i. | Finance Chair, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 28, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The fact that you can set budgets for different people or subgroups of the organization

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

nothing. I can't think of a single thing I dislike about Bill, except that I had to type such a long answer in this box in order for it to count as completed

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

We were only partially aware of which people in the organization were spending money, how much, and where. Now it's easier to track and I can put a cap on it to ensure no one spends too much

  ### 25. Centralizes Expense Tracking, Needs Feedback Tool

**Rating:** 4.5/5.0 stars

**Reviewed by:** Betsy C. | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I most like how easy it is to have all receipts and most business expenses in one place. This covers multiple options for tracking expenses and managing employees.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I wish that there would be a feedback tool on each transaction that I could give feedback to an employee about their transaction details/info. I would like to be able to give feedback to employees on whether I need more info for the transaction to categorize it correctly or if it looks good.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense for categorizing and tracking credit card expenses. It keeps receipt info in one place, minimizing confusion with business expenses. I like how it covers multiple options for tracking expenses and employees, making it easier to manage them.

  ### 26. Effortless Expense Tracking with Seamless Receipt Uploads

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rick G.

**Reviewed Date:** January 28, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like the ease of use, and the platform is much more modern than our previous cards, making it easier to track expenses and upload receipts. Uploading receipts is very easy, as you can take a picture and upload it through the app, or you can email them directly to BILL and it automatically matches them up. Also, the initial setup was pretty smooth.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

We haven't done much with exporting our information to then upload into our ERP system. It's probably fine, but we just need training on how to do this properly.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense is very modern and makes it easier to track expenses, upload receipts, and match them automatically. It's user-friendly and simplifies managing travel and day-to-day business expenses.

  ### 27. Easier Expense Categorization, Needs Better QuickBooks Sync

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shaira A. | Finance &amp; Operations Senior Associate, Consulting, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 28, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I find BILL Spend & Expense incredibly faster and easier for categorizing expenses. It's great that the requester can enter all details initially, and as an approver, I just review, approve, and pay, making the process much simpler. Also, integrating it with QuickBooks is efficient for us.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

What could be improved is the way the expenses are being synced in QuickBooks. Sometimes the description is not there, so I often need to reconcile all of the reimbursements and put the description in the QuickBooks description box.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense (Formerly Divvy) to categorize reimbursements and credit card transactions easily. It's faster for us to integrate expenses in QuickBooks, allowing requesters to input details while we simply review, approve, and pay.

  ### 28. Intuitive, Time-Saving Solution with Seamless Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kara E. | Senior Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 04, 2025

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I am thrilled with BILL Spend & Expense (Formerly Divvy) due to its exceptional ease of use and intuitive interface. These qualities make it remarkably user-friendly, making it an ideal solution for expense reporting and auditing within our company. Training new team members is a breeze, as the platform effortlessly guides users through necessary steps, significantly reducing the time and cost associated with onboarding. The seamless integration of BILL Spend & Expense with our CRM, NetSuite, further enhances its value by streamlining our operations and saving time. The initial setup process was also very easy, reinforcing its efficiency. The substantial reduction in reconciliation time compared to previous software solutions highlights its superior performance, prompting us to switch from Zoho. I can confidently say that BILL Spend & Expense has been instrumental in improving our productivity and efficiency, and I would highly recommend it to others.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Nothing

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense for expense reporting and auditing, making reconciliation much quicker than before.

  ### 29. Intuitive, Seamless Integration & Effortless Setup

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 16, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like BILL Spend & Expense (Formerly Divvy) for its intuitive interface and integration features. It's easy to use, and I can easily connect it to QuickBooks, Slack, etc. The initial setup was very easy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Have to do the AP/AR trial to set up my bank account

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I find BILL Spend & Expense is a one-stop shop that helps me integrate and manage operations. It's easy to use, and I can connect seamlessly with QuickBooks and Slack.

  ### 30. Effortless Expense Management, Needs Amazon Integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kristen C.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like how BILL Spend & Expense (Formerly Divvy) makes it easier to approve and keep track of expenses. It is very easy to set up, which is a huge plus. Also, we use it a lot with many other purchases and vendors, which is quite handy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I would like to be able to put purchase requests for local items or Amazon. When using Amazon Business, I'm not sure how to integrate it into the procurement option. There's an issue with BILL Spend & Expense recognizing Amazon as a vendor because there's no email for Amazon, so not all fields can be filled.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to organize invoices for each location, making it easier to approve and track expenses.

  ### 31. Easy Receipt Uploads with Some Navigation Hiccups

**Rating:** 4.0/5.0 stars

**Reviewed by:** Allie B.

**Reviewed Date:** January 29, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like that it's easy to upload receipts with BILL Spend & Expense (Formerly Divvy). The To-Do List feature really helps me by making it easy to know what I need to get done.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

The menus have changed and the filters are difficult to find and not standardized from page to page. On the approvals screen, it would be nice to filter by team, employee, etc. It was decently easy to set up, but it takes a while to set up profiles, especially when you have different accounts and have to do employee permissions individually.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense (Formerly Divvy) for submitting and approving company expenses. It manages our expenses for corporate cards, making it easy to upload receipts.

  ### 32. Push Notifications Make Receipt Reminders Easy

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I really like being able to send push notifications as reminders to our employees to upload their receipts

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

The communication from the support team has been rather slow

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

The new AI feature is helping save us time when coding transactions

  ### 33. Seamless Quickbooks Integration and Stellar Support—A Free Must-Have!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Megan J. | Vision Project Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 17, 2025

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I love that it's free! It made the switch super easy. But beyond that - it's a great product! Implementation - a breeze. Integration with Quickbooks - seamless. Customer service - beyond helpful! Use it every day for my company and have recommended it to others!

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

can't find any! been using it for several months now and have had NO complaints!

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Previously all of our employees had credit cards through our bank. Each month, it was like pulling teeth to get them to fill out their expense report. Now they're able to log everything real time within the app. And the transactions sync over real time, which means that the spending isn't a month behind! Also, so much more accountability with who has cards, what their limits are and how they're spending within their budget.

**Official Response from Jenn J:**

> We want to express our gratitude, Megan, for your glowing review of Spend & Expense! We are so grateful to hear that you appreciate that the service has no cost, that implementation was easy, integration with QuickBooks was seamless, and that customer support has been beyond helpful when you have needed them. Your feedback is incredibly valuable to us, as it drives our ongoing efforts to enhance the experience for all our customers. 

  ### 34. Easy to Use, Makes Supervisor Reviews a Breeze

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Retail | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Easy to use, easy for supervisors to review

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Does not allow the option of either check or ACH, you must choose one or the other.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Both credit card spending managed all in one place and easier expense reimbursement management.

  ### 35. Easy, Intuitive App Design That Just Works

**Rating:** 4.5/5.0 stars

**Reviewed by:** Dylan M. | Financial Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Easy user functionality, intuitive feel to the app design

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Can feel a bit clunky at times to manage the budgets portion of it

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Making it very easy to get transactions coded properly in time due to the policies options

  ### 36. Intuitive with Superior Support

**Rating:** 4.0/5.0 stars

**Reviewed by:** Kaitlin C.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like that BILL Spend & Expense is very intuitive, which is essential because we use many systems and have faculty who aren't very tech-savvy, so it helps them be more independent in their work. Additionally, it has great customer service and the initial setup was very easy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I wish I could 'add' money to budgets more easily and see a history of those changes. We often get donations for a class and I have to adjust the whole budget with no history instead of an option to 'add/subtract' from a budget.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense helps us manage individual class budgets and enables quick, easy reimbursements. Its intuitive design supports faculty in becoming more independent, even if they aren't tech-savvy.

  ### 37. Game-Changing QBO Integration for Smoother Client Workflows

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rhonda G. | CAS Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 15, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The integration with QBO has truly been a game changer for my clients, making a noticeable difference in how smoothly things run.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

There isn’t a place to add a cardholder field.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Sync issues only at this time

  ### 38. All Cards and Expenses in One Place, but Messaging for Receipts Is Missing

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The ease of having all the credit cards and expenses in one place.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I wish people could use phone messages to send and clarify transactions and receipts.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

i can make sure we get all the receipts collected.

  ### 39. Efficient Budget Control but Credit Limit Concerns

**Rating:** 5.0/5.0 stars

**Reviewed by:** Brenda C.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like the budget and spending control features provided by BILL Spend & Expense (Formerly Divvy). It enables me to monitor and limit spending effectively and require documentation, which is very helpful. Additionally, I appreciate the ability to offer electronic payments to customers, which solves my problems related to receivables management. The initial setup was also easy, and I'm very likely to recommend it to a friend or colleague.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I don't like how the credit limit was approved and then reduced for no apparent reason.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense for tracking expenses, managing receivables, and offering electronic payments. It solves problems by enabling expense monitoring, limiting spending, and requiring documentation, thus helping in budget and spending control.

  ### 40. Empowers Budget Management with Ease

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ja'Tice S.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

What I like about BILL Spend & Expense (Formerly Divvy) is that we can utilize multiple budgets by simply going into the app and selecting the desired budget for purchasing different items for the business. I also love the fact that we can easily go in and allocate additional funds to individual employees.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I think BILL Spend & Expense (Formerly Divvy) could improve by adding alerts for when employees submit for reimbursement. It would be helpful if management could receive notifications instead of having to check periodically to see if there are any reimbursements.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to track company spending, set departmental budgets, and gain management visibility into spending per department, employee, and against budgets.

  ### 41. Effective Spend Management, Needs Better Fraud Prevention

**Rating:** 4.0/5.0 stars

**Reviewed by:** Arron O.

**Reviewed Date:** January 28, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like that BILL Spend & Expense (Formerly Divvy) saves receipts and helps with coding of expenses. It imports transactions directly into our accounting software, which simplifies the process. Previously, credit card transactions required the card holder to keep and submit paper receipts, and coding of transactions was done manually. The initial setup was pretty easy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

It should send frequent reminders to cardholders to finish entering all data related to transactions. And the fraud prevention could use some work. We've had to replace several cards because of fraudulent transactions.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense imports transactions directly into our accounting software and saves receipts, which helps with coding expenses. It eliminates the need for manual tracking and paper receipts.

  ### 42. User-Friendly Tool That Makes Training New Employees Easy

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 15, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

It’s user-friendly and makes it easy to train new employees.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I think the interface could use an update to make the approval process easier and more straightforward.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Expense management and better control of employee spending.

  ### 43. User-Friendly Expense Tracking with Room for Improvement

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fortese M. | Accounting Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 29, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like using BILL Spend & Expense (Formerly Divvy) for tracking employees with credit cards because it helps me keep all expenses in one place. I find the memo and mapping features particularly helpful as they allow me to track expenses more specifically. The software is also very user-friendly, which made the initial setup easy.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I don't like how downloading transactions requires extra steps. First, transactions download on the web, and then you have to go again and download more, which is kind of repetitive and could be streamlined.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to track employees with credit cards, consolidating expenses in one place. The memo and mapping features help me track expenses more specifically.

  ### 44. Effortless Expense Management with BILL

**Rating:** 5.0/5.0 stars

**Reviewed by:** Peter R.

**Reviewed Date:** January 29, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like the ability to see all transactions in one place with BILL Spend & Expense (Formerly Divvy). It really helps having the revolving credit line option. I can easily download a simple report that's easy to read and see all the expenses regarding all employees. The setup was very easy and safe, which is great.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I don't like how the cash card feature on the DV credit line works. It would be more helpful if it allowed for revolving payments or different payment options, rather than requiring full payment each month.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense to view transactions in one platform, manage expenses effectively, and improve cash flow with its revolving line of credit.

  ### 45. Effortless Expense Management, Seamless Integration

**Rating:** 4.5/5.0 stars

**Reviewed by:** Austin S. | Executive Director of Operations, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 11, 2023

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like how easy BILL Spend & Expense (Formerly Divvy) is to use, and I appreciate its integration into our accounting system. I value the ability to have our card system be the same as our expense system, which allows for tighter approvals. The initial setup was easy with the integration, as we just mapped accounts and set up workflows.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I find the inability to use single sign on for customers who were on Divvy before it was acquired from bill.com a huge pain for us.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense for credit card expenses, bill payments, and approval workflows. It handles expense approvals and integrates our card system with our expense system, providing tighter approvals.

  ### 46. Divvy has streamlined our CC process

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 26, 2024

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

We are able to house receipts, budgets, and transactions in one place

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I would like there to be more notifications to managers to approve the transactions

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

CC transaction detail and approvals in one system

**Official Response from Jenn J:**

> Thank you for your feedback of our software! We are happy that the ability to house receipts, budgets, and transactions in one place works for your company. We are sorry for any inconvenience caused by lack of notifications for your managers to approve transactions. We will pass that feedback on to our product team.

  ### 47. Great Mobile App, Painful Integration Process

**Rating:** 0.5/5.0 stars

**Reviewed by:** Maria V.

**Reviewed Date:** January 27, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

The end users, meaning the cardholders, really like to use the app on their phones when they are on the go. We receive the receipts completed with account codes, which happens in a more efficient and timely manner as opposed to the monthly process of reconciling credit card statements.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I had difficulty with the integration due to the complexity of our accounting and all the dimensions we had. It took over a year for the integration, and it was extremely painful. I had to hire a third-party service to assist us.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

I use BILL Spend & Expense for efficient credit card transactions, receiving receipts completed with account codes more efficiently and timely, instead of monthly paper statements.

  ### 48. Seamless Spend Management with Valuable Cash Back Rewards

**Rating:** 5.0/5.0 stars

**Reviewed by:** Demetri I.

**Reviewed Date:** January 06, 2026

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

I like that BILL Spend & Expense (Formerly Divvy) keeps expenses organized and within budget. I appreciate that it offers significant cash back rewards. The user interface is easy to use, which makes sending in receipts simple, encouraging user compliance. I find it valuable that the app reminds you to send a receipt as you use your card and allows users to code expenses, saving time for the accounting team. The initial setup was seamless, and I use it alongside QuickBooks Online.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

It would always be nice to get a higher cash back rate.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

BILL Spend & Expense keeps expenses organized and within budget with significant cash back rewards. The user-friendly interface and receipt reminders enhance compliance and streamline expense coding, saving time for our accounting team.

  ### 49. From Chaos to Clarity — Bill.com Made It Simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Trevor Z. | Chief Executive Officer, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 04, 2025

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

Bill.com (with Divvy) has completely changed how we manage spend and expenses. We can see who’s spending what in real time, set budgets, and never worry about losing receipts again. It’s saved us countless hours of month-end reconciliation and made our managers more effective with the controls in place.

What really sets Bill.com apart is the line of credit. Our business is very cyclical, and unlike competitors that tie credit to deposits, Bill.com gives us reliable access when we need it most. The overall experience has been outstanding — by far one of the best platforms out there.

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

Initial setup and syncing with QuickBooks took longer than expected since we already had an account before adding Divvy.

The only feature I wish they had is text message receipt capture. Some platforms allow you to snap a picture in a text thread right after a purchase — if Bill.com added that, it would be unbeatable.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Our biggest problem was transparency. We couldn’t clearly see who was spending what, or how the organization was allocating money across departments. Budgets were hard to track, and our old bank-issued credit card system was messy, unreliable, and clunky. Cards often didn’t work when needed, and we couldn’t give them to temporary laborers without risk.

With Bill.com Spend & Expense, we now have full visibility into spend in real time, the ability to set department-level budgets, and the flexibility to issue virtual or physical cards with specific controls. Temporary laborers can be onboarded quickly with the app, and spending is tied directly to a set budget. This has opened up our ability to run the company far more effectively.

**Official Response from Jenn J:**

> Thank you for your kind words regarding BILL Spend & Expense, Trevor! We're excited to know that our software has changed how you manage your spending and expenses. You like the option to see who's spending what in real time, set budgets, and not worry about lost receipts. Also, it has saved you countless hours of month-end reconciliation, made your managers more effective with the controls that are in place, and provided reliable access to your line of credit when it's needed. Our apologies for the delays you experienced with setting up and syncing with QuickBooks. We appreciate your suggestion of adding text message receipt capture. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. 

  ### 50. Divvy was honest when a competitor was not.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sara L. | Owner - Developer, Accounting, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 04, 2025

**What do you like best about BILL Spend & Expense (Formerly Divvy)?**

A competitor almost lured me away from Divvy/Bill S&E until I learned the truth. Watch those sales people! With the competitor, if you want all the approval features available in Divvy, you must move to a paid plan, AND a charge for every single user including seasonal and inactive temp users. Divvy allows us to issue cards to fundraising committees, and then inactivate them until next year.  They also were not clear on how they interface with QuickBooks Enterprise until you sign up. Divvy has a data exchange interface, not a lame iif file export. 

I could go on, but the good thing is that Bill/Divvy got a little push to improve their features and UI, so if you have not checked them out lately, take another look!

**What do you dislike about BILL Spend & Expense (Formerly Divvy)?**

I do wish it interfaced the vendor list from QBO and enabled reading a vendor list from Excel/Google Sheet for desktop systems.

**What problems is BILL Spend & Expense (Formerly Divvy) solving and how is that benefiting you?**

Saving users from expense reports and lost receipts. 

Stopped us from dealing with credit card statements that drop mid-month, missing half a month for accounting purposes.

**Official Response from Jenn J:**

> Sara, thank you for your incredible review of BILL Spend & Expense! We're thrilled that you decided to stay with us due to the cost-effectiveness and being able to issue cards for fundraising committees, then deactivate them until they are needed again. You also like that our software syncs with QuickBooks Enterprise and the improvements to our features and UI. We appreciate you letting us know about wanting our software to interface with your vendor list from QBO, and enabling the ability to read a vendor list from Excel/Google Sheets for the desktop version. Please continue providing feedback, as we are always working hard to improve our software.


## BILL Spend &amp; Expense (Formerly Divvy) Discussions
  - [Divvy](https://www.g2.com/discussions/divvy) - 1 comment, 2 upvotes
  - [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) - 1 comment, 1 upvote
  - [What’s the best thing to do if I’ve lost a receipt](https://www.g2.com/discussions/what-s-the-best-thing-to-do-if-i-ve-lost-a-receipt) - 1 comment, 1 upvote
  - [Will an option be available in the future to fund my personal account?](https://www.g2.com/discussions/50587-will-an-option-be-available-in-the-future-to-fund-my-personal-account) - 1 comment, 1 upvote
  - [Where can I find best practices for setup and use of Divvy?](https://www.g2.com/discussions/where-can-i-find-best-practices-for-setup-and-use-of-divvy) - 1 comment, 1 upvote

- [View BILL Spend &amp; Expense (Formerly Divvy) pricing details and edition comparison](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?page=5&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-13+21%3A26%3A14+-0500&secure%5Bsession_id%5D=959f93be-b970-451c-882c-44130cb1f311&secure%5Btoken%5D=1ec56e0900037e9a67c1fef9999548ebf53e80f0fbce77ef7b87dfab0bcaadf3&format=llm_user)
## BILL Spend &amp; Expense (Formerly Divvy) Integrations
  - [Acumatica](https://www.g2.com/products/acumatica/reviews)
  - [Aplos](https://www.g2.com/products/aplos/reviews)
  - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews)
  - [Harmony](https://www.g2.com/products/harmony/reviews)
  - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [Net@Suite](https://www.g2.com/products/net-suite/reviews)
  - [Oracle Database](https://www.g2.com/products/oracle-database/reviews)
  - [ParishSOFT Family Suite](https://www.g2.com/products/parishsoft-family-suite/reviews)
  - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews)
  - [Qbo](https://www.g2.com/products/qbo/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews)
  - [Rent Manager](https://www.g2.com/products/rent-manager/reviews)
  - [Sage 100](https://www.g2.com/products/sage-100/reviews)
  - [Sage 100 Contractor](https://www.g2.com/products/sage-100-contractor/reviews)
  - [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)
  - [Yardi Voyager](https://www.g2.com/products/yardi-voyager/reviews)

## BILL Spend &amp; Expense (Formerly Divvy) Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Corporate Card
- Credit Card Management

**Setup**
- Data
- Approvals
- Alignment
- Real-Time Data

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance
- Recurring Payments

**Analytics**
- Due Dates
- Benchmarking
- KPIs

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Electronic Payments
- Project Accounting / Revenue Recognition
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Budgets
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Mobile**
- Receipt Capture
- Mileage Tracking
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Risk**
- Analysis
- Identification
- Scoring

**Recovery**
- Recoup
- Reporting

**Audit**
- Filters
- Post Audits
- Overpayments
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top BILL Spend &amp; Expense (Formerly Divvy) Alternatives
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,485 reviews)
  - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,594 reviews)
  - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - 4.7/5.0 (9,141 reviews)

