BigCart is a financial technology company dedicated to modernizing traditional supply chain financing by leveraging existing data within buyer and supplier exchanges. This approach enables faster, more secure payments, particularly benefiting small and mid-sized suppliers. By analyzing extensive transaction histories, BigCart offers flexible payment terms for buyers and expedited payments for suppliers, fostering financial health and promoting supplier diversity. Key Features and Functionality: - Data-Driven Financing: Utilizes existing supplier payment histories through ERP systems, eliminating the need for lengthy integrations. - Automated Payment Processing: Manages timing, verification, and routing of electronic payments without manual data entry. - Supplier Diversity Support: Emphasizes sustainability and diversity, providing equal access to low-cost funding for small and mid-sized enterprises, including minority-owned businesses. - Flexible Payment Solutions: Offers various programs like BigCart Cash for early payments and BigCart Diversity for equity enablement, tailored to different business needs. Primary Value and Problem Solved: BigCart addresses the inefficiencies of traditional supply chain finance by providing a digital solution that accelerates payment processes and enhances financial flexibility. This benefits buyers by preserving cash flow and suppliers by improving access to working capital, thereby promoting overall business growth and resilience.