BANCOS is a highly customizable core banking system with flexible API integration. Thanks to its architecture, it can be adapted very individually and precisely to customer-specific requirements – for efficient use by a bank's employees and as the basis for a contemporary digital customer experience.
With BANCOS Core Banking, you get a comprehensive banking solution tailored to your business model and service portfolio. The integrated standard processes map the regulatory core activities of a financial institution reliably and in real time. At the product level, individual processes are implemented depending on the bank’s specific services portfolio.
It suits various banking business models, ranging from managing comprehensive retail lending offers including fully-automated customer onboarding to the use as a pure backend banking system for a fintech platform, fully connected via banking APIs.
With coverage of European regulatory standards, BANCOS of course also fulfills banks' requirements for security and compliance.
We offer our core banking system customers various models for operating and deploying the software: from an in-house solution with support to hosting on external infrastructure, where we handle deployment and service provider management completely from a single source.
BANCOS Core Banking is a product of BANCOS AG, located in Berlin, Germany. Since our foundation in 1988, we have been developing software for banks and fintechs. Next to our core banking system, we offer B2B solutions in the areas of workflow-based process automation, embedded finance, and online banking are used by national and international financial institutions. Among our customers are SWK Bank, ABK Bank and Hoist Finance.