Azupay is an Australian fintech company specializing in real-time payment solutions that leverage the New Payments Platform to facilitate instant, secure, and cost-effective transactions for businesses, governments, and financial institutions. By utilizing NPP technologies such as PayID and PayTo, Azupay enables organizations to process payments 24/7, enhancing cash flow and operational efficiency. Key Features and Functionality: - PayID for Business: Allows businesses to accept real-time customer bank payments around the clock, streamlining cash flow and reconciliation processes while reducing transaction fees. - PayOut: Facilitates near-instant outbound payments to customers, suppliers, or employees, enabling efficient cash management and 24/7 payroll processing. - PayTo: Provides a convenient method for customers to authorize one-off and recurring payments, reducing missed payments and dishonors, and offering a self-managed payment experience. Primary Value and Problem Solved: Azupay addresses common challenges associated with traditional payment methods, such as delays, high operational costs, and reconciliation inefficiencies. By offering real-time payment solutions, Azupay eliminates credit card fees, reduces fraud risks, and accelerates access to funds, even during weekends and public holidays. This empowers businesses to focus on their core activities without the burden of managing cash flow or dealing with payment reconciliation issues.