# Best Financial Data APIs

  *By [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)*

   Financial data APIs (application programming interfaces) are pieces of software that interact with financial applications to facilitate information access, transactions, and payments. Financial institutions leverage these APIs to improve the ease of integration, facilitate collaboration between financial partners, and improve the customer experience.

The goal of a financial data API is to allow a user to retrieve financial information exactly when they want it. Financial data APIs bridge the gaps between disparate applications and facilitate straightforward data sharing between those applications for consumers, third-party vendors, business partners, and company employees. Businesses also use these APIs to sync data across multiple applications.

These APIs connect to, and collect data from, legacy financial applications by receiving inbound requests, processing them, accessing the requested information, and sending a response. Users leverage financial data APIs to link and access information held in larger applications and financial databases.

To qualify for inclusion in the Financial Data APIs category, a product must:

- Access financial data 
- Connect multiple financial applications 
- Sync data across multiple applications 
- Be designed specifically for use in the financial sector 





## Best Financial Data APIs At A Glance

- **Leader:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews)
- **Highest Performer:** [RESTful JSON API](https://www.g2.com/products/restful-json-api/reviews)
- **Easiest to Use:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews)
- **Top Trending:** [Apideck Unify](https://www.g2.com/products/apideck-unify/reviews)
- **Best Free Software:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews)


---

**Sponsored**

### Flinks

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple



[Visit company website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1336&secure%5Bdisplayable_resource_id%5D=1336&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1336&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=1336&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ffinancial-data-apis&secure%5Btoken%5D=e36601a723494ed3ac243d58adf93a60cc002aba9105cbf9c9966a83dbfa17a6&secure%5Burl%5D=https%3A%2F%2Fflinks.com&secure%5Burl_type%5D=company_website)

---

## Top-Rated Products (Ranked by G2 Score)
  ### 1. [Merge Unified](https://www.g2.com/products/merge-unified/reviews)
  Merge Unified is the leading Unified API for thousands of organizations, including frontier LLMs, Fortune 500 organizations, and other B2B SaaS companies. Merge Unified allows businesses to add hundreds of integrations to their products through a single API. Instead of building and maintaining each integration in-house, your developers can integrate once with Merge and instantly access over 220 integrations across accounting, HRIS, ATS, CRM, file storage, knowledge base, and ticketing categories. Our platform normalizes data and handles authentication, pagination, and rate limiting, eliminating the complexity of managing multiple APIs. Merge handles the entire integration lifecycle, from implementation to maintenance. Our observability features give your customer success team full visibility and control, while our engineering team catches and resolves integration issues before they impact your customers. Thousands of companies trust Merge to accelerate product development, unblock sales, reduce customer churn, and save engineering resources—allowing them to focus on their core product. Merge adheres to industry-standard compliance frameworks including SOC 2 Type II and ISO 27001, and complies with privacy regulations like HIPAA, GDPR, and CCPA.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 247

**User Satisfaction Scores:**

- **Quality of Support:** 9.7/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.5/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.5/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Merge](https://www.g2.com/sellers/merge)
- **Company Website:** https://merge.dev/
- **Year Founded:** 2020
- **HQ Location:** San Francisco, US
- **Twitter:** @merge_api (2,535 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/merge-api/ (135 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** Software Engineer, CEO
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 61% Small-Business, 30% Mid-Market


#### Pros & Cons

**Pros:**

- Customer Support (71 reviews)
- Ease of Use (50 reviews)
- Integrations (48 reviews)
- Integration Capabilities (27 reviews)
- Documentation (26 reviews)

**Cons:**

- Integration Issues (11 reviews)
- Expensive (10 reviews)
- Poor Documentation (9 reviews)
- Data Limitations (6 reviews)
- Learning Curve (5 reviews)

  ### 2. [Plaid](https://www.g2.com/products/plaid/reviews)
  What is Plaid? Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. Core product categories and solutions 1. Payments: Plaid offers a modular suite of account linking, risk, and money movement products to make bank payments more successful and scalable than ever. 2. Account linking and verification: Plaid offers the full suite of Auth products—instant Auth with 95% coverage of U.S. bank accounts and database Auth for broader reach—along with Identity to verify account ownership 3. Risk management: Signal, our payment risk platform, provides the choice of real-time balance checks or machine learning transaction risk scores, all delivered through a hosted rules engine with a no-code UI so risk insights can be acted on immediately. 4. Money movement: Transfer is Plaid’s multi-rail payment solution, supporting ACH, RTP, FedNow, and Request for Payment, with Signal embedded for built-in risk decisioning. This unified suite makes it easier to connect accounts, manage risk, and move money with confidence. 5. Identity verification and fraud prevention: Plaid offers comprehensive tools to confirm identities and reduce fraud. Plaid Identity Verification (IDV) lets clients authenticate their customers through document checks, liveness detection, and data source verification. Monitor lets clients detect whether their customers are on government watchlists through sanction, PEP, and watchlist screening for anti-money laundering compliance. Plaid Protect is an AI-powered fraud intelligence platform that helps detect and stop fraud across the entire user journey—from the first interaction to the point of a transaction. Built on top of Plaid's network of a billion device connections across over 7,000 apps, Protect helps businesses prevent the toughest fraud including ATOs, first party fraud and synthetic identities. 6. Personal finance data & insights: Transactions provides up to 24 months of categorized history enriched with merchant and location details. Liabilities offers visibility into credit card, loan, and mortgage obligations, while Investments aggregates brokerage, retirement, and crypto accounts. Enrich and Personal Finance Insights help companies clean and contextualize data to deliver stronger budgeting and financial wellness experiences. 7. Credit underwriting & financial health: Plaid Consumer Report helps lenders harness FCRA-compliant cash flow data, offering income insights, asset verification, and real-time account activity to power more confident decisions. By leveraging Plaid’s unique network insights, lenders gain a holistic view of borrower financial stability which can be used throughout the entire lending lifecycle. With a market-ready risk score - Plaid LendScore - financial institutions can underwrite more accurately, approve more qualified borrowers, and reduce losses with smarter, data-driven assessments. 8. Open finance & connectivity: Core Exchange offers standardized access to financial data, Permissions Manager gives consumers greater control over consent, and the App Directory supports partner compliance and risk management. 9. Onboarding & user journeys: Plaid Link is a mobile-first, conversion-optimized interface that enables secure account connections at scale. By reducing friction during sign-up, Link helps businesses improve customer onboarding and payment flows. Industries and use cases Plaid supports a wide range of industries and financial workflows, including: - Banks & credit unions - Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce. - Mortgages & lending - Government & public sector programs - Property management - Gaming - Crypto & digital assets - Business finances - Wealth management Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Security and compliance Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Conclusion Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 43

**User Satisfaction Scores:**

- **Quality of Support:** 7.9/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 7.6/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.5/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Plaid, Inc.](https://www.g2.com/sellers/plaid-inc)
- **Company Website:** https://plaid.com
- **Year Founded:** 2013
- **HQ Location:** San Francisco , US
- **Twitter:** @Plaid (36,892 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2684737/ (1,285 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 56% Small-Business, 19% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (12 reviews)
- Easy Integrations (6 reviews)
- Security (6 reviews)
- Easy Setup (5 reviews)
- User Experience (5 reviews)

**Cons:**

- System Errors (5 reviews)
- Access Limitations (4 reviews)
- Carrier Limitations (3 reviews)
- Connectivity Issues (3 reviews)
- Complexity (2 reviews)

  ### 3. [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)
  The world’s most successful platforms and marketplaces, including Shopify and DoorDash, use Stripe Connect to embed payments into their products. Connect offers instant onboarding, embedded components, global payouts, and more—go live in weeks instead of quarters, build a profitable payment business, and scale with ease. Learn more at stripe.com/connect.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 243

**User Satisfaction Scores:**

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.9/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.9/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Stripe](https://www.g2.com/sellers/stripe)
- **Year Founded:** 2010
- **HQ Location:** San Francisco, CA
- **Twitter:** @stripe (275,815 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2135371/ (14,491 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** Founder, Owner
  - **Top Industries:** Computer Software, Internet
  - **Company Size:** 74% Small-Business, 19% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (6 reviews)
- Easy Integrations (5 reviews)
- Payment Ease (4 reviews)
- Payment Processing (4 reviews)
- Speed (4 reviews)

**Cons:**

- Poor Customer Support (4 reviews)
- Excessive Fees (3 reviews)
- High Fees (3 reviews)
- Slow Payments (3 reviews)
- Complex Implementation (2 reviews)

  ### 4. [Finch](https://www.g2.com/products/finch-finch/reviews)
  Finch is a unified API and connectivity platform that connects HR, benefits, and financial applications to 250+ HRIS and payroll providers. By serving as the intermediary, Finch helps B2B companies onboard their customers and sync data without building and maintaining integrations individually. This streamlines the process for end users (employers) and makes it easier to keep all systems up to date. Finch is primarily used by the developers, product managers, and operations teams within organizations that need to integrate with HRIS and payroll systems. These users often face challenges in managing disparate systems and ensuring that data flows smoothly between them. Finch addresses these challenges by providing a single point of integration, which simplifies the technical complexities involved in connecting to HRIS and payroll systems. This is particularly beneficial for companies looking to enhance their operational efficiency and improve the user experience for their employees. Key features of Finch include fast, secure authentication, broad integration coverage, and a unified data format across all 250+ providers. The API is designed to ensure that sensitive employee data is handled with the utmost security, adhering to industry standards for data protection. By standardizing the data from each system of record, Finch removes the burden of interpreting, mapping, and maintaining the data schemas across hundreds of integrations ensuring that all parties have access to consistent and accurate information. This not only saves time but also reduces the potential for errors that can arise from manual data entry or miscommunication between systems. Finch adds significant value by simplifying the integration process for businesses, allowing them to focus on their core operations rather than getting bogged down in technical details. The ability to quickly and securely connect to multiple employment systems means that companies can implement new HR and financial tools with minimal disruption. Additionally, Finch's flexibility in accommodating various data-sharing preferences empowers employers to control what information is shared and with whom, enhancing their ability to manage compliance and privacy concerns effectively. Overall, Finch stands out in its category by providing a robust, secure, and user-friendly solution that meets the integration needs of modern businesses. Its unified approach not only streamlines operations but also fosters better collaboration between HR, benefits, and financial applications, ultimately leading to a more programmable and connected employment ecosystem for all.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 60

**User Satisfaction Scores:**

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.2/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.0/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Finch](https://www.g2.com/sellers/finch-5be75bf3-7bc5-45da-8f16-548a2872343b)
- **Company Website:** https://tryfinch.com/
- **Year Founded:** 2020
- **HQ Location:** San Francisco, CA
- **Twitter:** @tryfinch (739 Twitter followers)
- **LinkedIn® Page:** http://www.linkedin.com/company/finchapi (148 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** CEO
  - **Top Industries:** Financial Services, Computer Software
  - **Company Size:** 48% Small-Business, 40% Mid-Market


  ### 5. [Mastercard API](https://www.g2.com/products/mastercard-api/reviews)
  Mastercard API is an Application Programming Interface of mastercard with the objetive of open up, standardize and simplify access to its services.


  **Average Rating:** 4.3/5.0
  **Total Reviews:** 11

**User Satisfaction Scores:**

- **Quality of Support:** 8.9/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.7/10)
- **Ease of Use:** 7.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 7.2/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Mastercard](https://www.g2.com/sellers/mastercard)
- **Year Founded:** 1966
- **HQ Location:** Purchase, NY
- **Twitter:** @Mastercard (486,150 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/mastercard/ (47,338 employees on LinkedIn®)
- **Ownership:** NYSE - New York Stock Exchange

**Reviewer Demographics:**
  - **Company Size:** 45% Mid-Market, 45% Small-Business


  ### 6. [RapidRatings](https://www.g2.com/products/rapidratings/reviews)
  RapidRatings® is a specialized performance network designed to assist enterprises in managing third-party and supply chain risk effectively. By leveraging verified financial health intelligence, RapidRatings connects enterprises with their suppliers and vendors, fostering shared transparency across the entire ecosystem. This innovative approach enables organizations to gain early visibility into potential financial stress, allowing them to prevent disruptions, enhance supplier relationships, and ultimately drive improved performance. The foundation of RapidRatings' offerings is the Financial Health Rating (FHR®) Report, which assesses the financial stability of both public and private companies across more than 140 countries. The FHR evaluates critical financial documents such as balance sheets, income statements, and cash flow trends, alongside key risk drivers. This comprehensive analysis provides organizations with current risk insights and historical performance tracking, empowering them to make informed decisions regarding their supplier relationships. In addition to the FHR Report, RapidRatings offers ActionPath, a tool that assists suppliers in transforming financial risk findings into actionable improvement strategies. This feature not only enhances the confidence enterprises have in their supplier base but also provides suppliers with a structured approach to bolster their performance and demonstrate resilience over time. By focusing on measurable improvements, ActionPath helps create a more robust supply chain. Furthermore, RapidRatings introduces RiskPulse, which enhances the monitoring capabilities of the network. RiskPulse offers real-time oversight of over 400 million entities globally, providing critical data such as payment behavior, credit scores, legal filings, alerts, and trend analysis. This extensive monitoring ensures that enterprises have scalable oversight of their supplier and vendor ecosystems, enabling them to respond proactively to any emerging risks. Collectively, these tools equip enterprises with a comprehensive view of the risks associated with their suppliers and vendors. Simultaneously, suppliers benefit from actionable strategies aimed at optimizing their business operations and strengthening partnerships. RapidRatings stands out in its category by delivering a holistic approach to supply chain risk management, ensuring that both enterprises and suppliers can navigate the complexities of financial health and performance with confidence.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 18

**User Satisfaction Scores:**

- **Quality of Support:** 9.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.1/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.5/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [RapidRatings](https://www.g2.com/sellers/rapidratings)
- **Company Website:** https://www.rapidratings.com
- **Year Founded:** 2007
- **HQ Location:** New York, NY
- **LinkedIn® Page:** https://www.linkedin.com/company/rapid-ratings-international (180 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 78% Enterprise, 17% Small-Business


#### Pros & Cons

**Pros:**

- Customer Support (6 reviews)
- Ease of Use (5 reviews)
- Helpful (3 reviews)
- Response Time (3 reviews)
- Flexibility (2 reviews)

**Cons:**

- Data Management (1 reviews)
- Expensive (1 reviews)
- Slow Loading (1 reviews)
- Slow Performance (1 reviews)

  ### 7. [Rutter](https://www.g2.com/products/rutter/reviews)
  Integrations & Agents to ship financial products in days, not months. Leverage one API to add integrations across many accounting, commerce, ads, payment platforms and more. Purpose-built to support financial solutions and for companies with shared vision of building out the financial operating system for SMBs. Trusted by Parafin, Mercury, NorthOne, 100+ leading financial institutions.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 17

**User Satisfaction Scores:**

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.9/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Rutter](https://www.g2.com/sellers/rutter)
- **Year Founded:** 2021
- **HQ Location:** New York, New York, United States
- **LinkedIn® Page:** https://www.linkedin.com/company/rutterapi (39 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 59% Small-Business, 41% Mid-Market


#### Pros & Cons

**Pros:**

- Integrations (8 reviews)
- Ease of Use (4 reviews)
- Easy Integrations (4 reviews)
- Customer Support (3 reviews)
- Response Time (3 reviews)

**Cons:**

- Limited Integration (4 reviews)
- Expensive (2 reviews)
- Integration Issues (2 reviews)
- Difficult Setup (1 reviews)
- Error Management (1 reviews)

  ### 8. [Apigee Open Banking APIx](https://www.g2.com/products/apigee-open-banking-apix/reviews)
  The Open Banking APIx solution simplifies and accelerates the process of delivering open banking as required by PSD2 by enabling speedy and secure delivery of PSD2-compliant APIs.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 8.7/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 7.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Google](https://www.g2.com/sellers/google)
- **Year Founded:** 1998
- **HQ Location:** Mountain View, CA
- **Twitter:** @google (31,840,340 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/1441/ (336,169 employees on LinkedIn®)
- **Ownership:** NASDAQ:GOOG

**Reviewer Demographics:**
  - **Company Size:** 45% Mid-Market, 36% Small-Business


  ### 9. [Apideck Unify](https://www.g2.com/products/apideck-unify/reviews)
  Apideck eliminates the complexity of integrations with a single real-time API that connects to 200+ platforms across Accounting, CRM, HRIS, File Storage, and eCommerce without the technical overhead. Instead of spending months building and maintaining multiple integrations, SaaS companies go to market 98% faster while we take care of maintenance, versioning, and infrastructure. With full CRUD support and real-time data (no caching delays), Apideck ensures instant, reliable data synchronization across all integrations. Our platform lets you focus on business growth while we handle the integrations, so you can launch faster, cut costs, and scale without limits. Why leading SaaS teams choose Apideck: ✅ One platform, unlimited integrations – No need to build or maintain separate integrations. ✅ Real-time data – No caching means instant, up-to-date information. ✅ Flexible, cost-effective pricing – API call-based, so you only pay for what you use. ✅ Enterprise-grade security – GDPR & SOC2 Type 2 compliant. ✅ Mission-critical reliability – 99.8% uptime SLA with 24/7 support.


  **Average Rating:** 4.9/5.0
  **Total Reviews:** 56

**User Satisfaction Scores:**

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.6/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.5/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Apideck](https://www.g2.com/sellers/apideck)
- **Company Website:** https://www.apideck.com/
- **Year Founded:** 2020
- **HQ Location:** San Francisco, California
- **Twitter:** @apideck (872 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/apideck/ (30 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** CTO
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 79% Small-Business, 14% Mid-Market


#### Pros & Cons

**Pros:**

- Integration Capabilities (7 reviews)
- Integrations (6 reviews)
- Customer Support (5 reviews)
- Documentation (5 reviews)
- Easy Integrations (5 reviews)

**Cons:**

- API Limitations (3 reviews)
- Limited Features (2 reviews)
- Limited Integrations (2 reviews)
- Data Limitations (1 reviews)
- Expensive (1 reviews)

  ### 10. [TrueLayer](https://www.g2.com/products/truelayer/reviews)
  TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Businesses big and small use our products to onboard new users, accept money and make payouts in seconds, and at scale. We’re live across 21 countries and over 20 million users trust us to process their transactions. Though we’re not stopping here. We’re on a mission to change the way the world pays. And we won’t stop until we’ve unlocked the full potential of payments.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 35

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [TrueLayer](https://www.g2.com/sellers/truelayer)
- **Year Founded:** 2016
- **HQ Location:** London, London
- **Twitter:** @TrueLayer (3,686 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/truelayer/ (277 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Who Uses This:** CEO
  - **Top Industries:** Financial Services
  - **Company Size:** 76% Small-Business, 24% Mid-Market


  ### 11. [Flinks](https://www.g2.com/products/flinks/reviews)
  Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 59

**User Satisfaction Scores:**

- **Quality of Support:** 8.4/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.7/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Flinks](https://www.g2.com/sellers/flinks)
- **Year Founded:** 2016
- **HQ Location:** Montreal, Canada
- **Twitter:** @FlinksData (807 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/flinkstech/ (99 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 61% Small-Business, 36% Mid-Market


#### Pros & Cons

**Pros:**

- Carrier Accounts (1 reviews)

**Cons:**

- Carrier Limitations (1 reviews)

  ### 12. [Codat](https://www.g2.com/products/codat/reviews)
  Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 25

**User Satisfaction Scores:**

- **Quality of Support:** 9.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.6/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.6/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Codat](https://www.g2.com/sellers/codat)
- **Year Founded:** 2017
- **HQ Location:** London, London
- **LinkedIn® Page:** https://www.linkedin.com/company/11004778/ (111 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services, Insurance
  - **Company Size:** 71% Small-Business, 21% Mid-Market


  ### 13. [RESTful JSON API](https://www.g2.com/products/restful-json-api/reviews)
  The Open Bank Project's RESTful JSON API is a comprehensive open-source solution designed to facilitate secure and standardized access to banking data and services. By providing over 300 RESTful APIs, it enables developers to create innovative financial applications that interact seamlessly with banking systems. Key Features and Functionality: - Extensive API Catalog: Offers a wide range of APIs covering various banking functionalities, including account information, transaction history, payment initiation, and KYC checks. - Standardized Data Access: Utilizes RESTful principles and JSON format to ensure consistent and efficient data exchange between applications and banking systems. - Developer-Friendly Tools: Provides an API Explorer for developers to browse, discover, and test endpoints, facilitating a smoother development process. - Internationalization Support: Incorporates an internationalization framework (i18n) to adapt applications to different languages and cultural contexts, enhancing global usability. Primary Value and User Solutions: The RESTful JSON API addresses the need for secure, standardized, and efficient access to banking data, enabling developers to build a diverse range of financial applications. By offering a comprehensive suite of APIs, it empowers developers to create solutions such as personal finance management tools, online accounting services, savings applications, and peer-to-peer payment platforms. This fosters innovation in the financial sector and enhances the digital banking experience for end-users.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 15

**User Satisfaction Scores:**

- **Quality of Support:** 8.5/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.9/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.8/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Open Bank Project](https://www.g2.com/sellers/open-bank-project)
- **Year Founded:** 2012
- **HQ Location:** Berlin, Berlin
- **Twitter:** @OpenBankProject (3,848 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/open-bank-project/ (5 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 41% Small-Business, 29% Mid-Market


  ### 14. [Fidel API](https://www.g2.com/products/fidel-api-fidel-api/reviews)
  Fidel API is a global financial infrastructure platform that enables developers to build programmable experiences at the moment a transaction occurs on any payment card. Startups through global enterprises are leveraging Fidel API's tools to power a range of solutions including digital receipts, customer attribution, loyalty and rewards, commercial expense management and personal financial management.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 15

**User Satisfaction Scores:**

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Fidel API](https://www.g2.com/sellers/fidel-api)
- **Year Founded:** 2013
- **HQ Location:** London, GB
- **Twitter:** @FidelHQ (905 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/fidel-api (24 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 60% Small-Business, 20% Enterprise


  ### 15. [Array](https://www.g2.com/products/array-2023-02-01/reviews)
  Array fuels financial progress by building private label consumer products for many of the world’s leading fintechs, financial institutions, and digital brands. Our suite of credit, financial management, and privacy tools can be easily embedded into an existing, branded digital experience, enabling our clients to become a one-stop shop of financial services for their customers. Array drives engagement and revenue for our clients, helps them stand out in a crowded market, and ultimately forge deeper relationships with their customers. More than a suite of products, we’re building a future in which consumers trust their financial partner of choice to deliver everything they need to achieve their financial goals, protect their identity, and maintain digital privacy, all in one place. Array was founded in 2020 by Martin Toha and Phillip Zedalis. Key investors include Battery Ventures, General Catalyst, and Nyca Partners. Learn more at array.com.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 16

**User Satisfaction Scores:**

- **Quality of Support:** 9.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Array](https://www.g2.com/sellers/array-4e49e879-0106-43db-8fc0-9c9fd5253a1c)
- **Year Founded:** 2020
- **HQ Location:** New York, US
- **Twitter:** @ArrayPlatform (74 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/array-io/ (291 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Small-Business, 25% Mid-Market


  ### 16. [Commenda](https://www.g2.com/products/commenda-2025-05-22/reviews)
  Commenda is the AI-powered global business console. Click-to-expand and operate anywhere on Earth. From Transfer Pricing and Global VAT, GST, and Sales Tax to Corporate Tax and Accounting, Commenda handles it all with built-in automation and real-time visibility. No missed deadlines, no manual work. Just a clear, reliable way to stay compliant across markets. Powered by intelligent software, expert guidance, and a trusted global partner network, Commenda gives you everything you need to launch, run, and scale with confidence. We’re not just building a platform. We’re building the infrastructure for a more prosperous global economy. A world where opportunity isn’t gated by regulation and progress isn’t slowed by paperwork.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 45

**User Satisfaction Scores:**

- **Quality of Support:** 9.7/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.4/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.0/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Commenda](https://www.g2.com/sellers/commenda)
- **Company Website:** https://www.commenda.io/
- **Year Founded:** 2021
- **HQ Location:** San Francisco, California, United States
- **LinkedIn® Page:** https://www.linkedin.com/company/commenda (46 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Accounting, Computer Software
  - **Company Size:** 71% Small-Business, 11% Mid-Market


#### Pros & Cons

**Pros:**

- Helpful (9 reviews)
- Customer Support (8 reviews)
- Ease of Use (8 reviews)
- Communication (6 reviews)
- Implementation Ease (5 reviews)

**Cons:**

- Improvement Needed (4 reviews)
- Complex Interface (2 reviews)
- Tax Issues (2 reviews)
- Technical Issues (2 reviews)
- Integration Issues (1 reviews)

  ### 17. [Airapi](https://www.g2.com/products/airapi/reviews)
  Airapi is: - an API Gateway and End-to-end API Management Platform, including a developer portal to offer your APIs to fintechs and developers - Open Banking Solution, compatible with PSD2, Berlin Group Standarts and Turkish Open Banking Standards - A BaaS Platform, to help banks to offer their services.


  **Average Rating:** 4.3/5.0
  **Total Reviews:** 20

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.5/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Architecht](https://www.g2.com/sellers/architecht)
- **Year Founded:** 2015
- **HQ Location:** Teknopark İstanbul, TR
- **Twitter:** @PowerFactor1 (27 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/architechttr/ (1,999 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Banking
  - **Company Size:** 55% Small-Business, 25% Mid-Market


  ### 18. [Alloy Automation](https://www.g2.com/products/alloy-alloy-automation/reviews)
  The Agentic AI Infrastructure Platform for Product and Engineering Teams Alloy Automation helps product and engineering teams power real-world AI capabilities by connecting their agents and applications to hundreds of critical business systems through the Model Context Protocol (MCP) and Connectivity API (CAPI). Together, they form the foundation of Alloy’s agentic infrastructure — enabling secure, context-aware, and scalable access to data and actions across every part of your tech stack. Connectivity API (CAPI) provides unified, programmatic access to over 400 SaaS, fintech, commerce, and ERP systems. It standardizes integration complexity through a single, reliable API that handles OAuth, schema mapping, retries, versioning, and monitoring — so developers can move faster without reinventing the wheel. With CAPI, you can embed real-time data flows and bi-directional sync into your product or agent framework in days instead of months. The Model Context Protocol (MCP) Registry allows teams to create and host MCP servers that bridge AI agents with real-world systems. Each MCP server provides secure, remote-hosted access to tools and data sources with built-in permissioning, authentication, and contextual metadata. Agents can discover, interpret, and execute tasks across connected systems — from CRMs and ERPs to payment and fulfillment platforms — all through a standardized, agent-native interface. Alloy also includes real-time monitoring and observability, offering full visibility into execution logs, data flow reliability, and performance across integrations and agentic actions. Optional headless UI components make it easy to embed agent or integration experiences directly into your product for a seamless, branded experience. Leading SaaS and enterprise companies — including Typeform, Xero, Mastercard, and UPS — rely on Alloy to accelerate their integration roadmaps, reduce engineering overhead, and enable AI agents to take meaningful, real-world action. Whether you’re enabling an AI agent to automate customer onboarding, trigger payments, or reconcile data, Alloy helps you go live in weeks instead of quarters.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 49

**User Satisfaction Scores:**

- **Quality of Support:** 9.8/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.8/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Alloy](https://www.g2.com/sellers/alloy-bf281c40-e363-4dcc-905e-10f2b5eb9c10)
- **Company Website:** https://runalloy.com/
- **Year Founded:** 2019
- **HQ Location:** New York, NY
- **Twitter:** @AlloyAutomation (5,799 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/alloy-automation/ (31 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 51% Small-Business, 49% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (16 reviews)
- Customer Support (14 reviews)
- Easy Integrations (13 reviews)
- Integrations (11 reviews)
- Time-saving (7 reviews)

**Cons:**

- Difficult Setup (3 reviews)
- Learning Curve (3 reviews)
- Missing Features (3 reviews)
- Poor Integration (3 reviews)
- UI Design Issues (3 reviews)

  ### 19. [Powens](https://www.g2.com/products/powens/reviews)
  Powens is a leading Open Finance and Embedded Banking platform that empowers financial institutions, fintech companies, and software vendors across Europe and Latin America to create innovative financial products and streamline operations through automated banking and payment solutions. With over a decade of industry expertise, Powens connects to more than 1,800 financial institutions across 12 countries, providing real-time access to standardized financial data, including detailed balances, transaction records, and historical information from current accounts. Key Features and Functionality: - Data & Document Aggregation Solutions: Access accurate financial data from multiple sources in a fully compliant manner, encompassing checking and savings accounts, loans, investments, and cryptocurrencies. - Data Processing Solutions: Enhance user experiences with automated bank identity verification, real-time revenue assessment for improved credit decisions, and efficient data categorization. - Accounts & Payment Solutions: Issue local IBAN accounts, facilitate seamless pay-in and payout processes, and support SEPA credit transfers and direct debits. Primary Value and User Solutions: Powens addresses the need for seamless integration of financial services into customer experiences, enabling businesses to offer frictionless and fully automated banking and payment solutions. By providing comprehensive access to financial data and processing capabilities, Powens helps clients streamline customer onboarding, facilitate real-time credit decisions, enrich customer insights, and automate payments and reconciliation processes. This holistic approach allows businesses to enhance operational efficiency, reduce risk, and deliver superior financial services to their customers.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 8.8/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.7/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Powens](https://www.g2.com/sellers/powens)
- **Year Founded:** 2012
- **HQ Location:** Paris, Ile-de-France
- **Twitter:** @Powens_eu (1,398 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2686576 (82 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Mid-Market, 30% Small-Business


  ### 20. [vBoxxCloud](https://www.g2.com/products/vboxxcloud/reviews)
  vBoxxCloud is a business solution that helps manage company files.The extensive online dashboard allows users to see who has access to which folders. Users can keep track of who is connected to the cloud and manage access rights online. vBoxxCloud is available on mobile devices, laptops and desktops. If users have the same rights, they can access vBoxxCloud through the web browser, WebDAV and the Sync Tool.


  **Average Rating:** 4.3/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 7.5/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.7/10 (Category avg: 8.8/10)
- **Ease of Admin:** 10.0/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [vBoxx](https://www.g2.com/sellers/vboxx)
- **Year Founded:** 2012
- **HQ Location:** Den Haag, Zuid Holland
- **Twitter:** @vboxx (2,685 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/vboxx-b-v/ (15 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 60% Small-Business, 30% Mid-Market


  ### 21. [Excel Price Feed](https://www.g2.com/products/excel-price-feed/reviews)
  Live financial markets data in your Excel spreadsheet. Excel Price Feed is an Add-in which includes 100+ new Excel formulas for live, historical and fundamental market data. -Markets include stocks, stock indices, stock options, mutual funds, ETFs, forex, commodities and cryptocurrencies. -Real-time data for NYSE and NASDAQ, delayed data for other exchanges (Europe, Asia, Americas and Australia). -Data is sourced from Yahoo Finance, IG Index / IG Markets, Federal Reserve Economic Data (FRED), EODHistoricalData.com & Nasdaq Data Link. -No coding required, simply add the new formulas to your existing spreadsheets and refresh for the latest data. -A comprehensive Technical Analysis Toolkit.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 37

**User Satisfaction Scores:**

- **Quality of Support:** 8.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.6/10 (Category avg: 8.8/10)
- **Ease of Admin:** 7.1/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Coderun Technologies Ltd](https://www.g2.com/sellers/coderun-technologies-ltd)
- **Year Founded:** 2015
- **HQ Location:** Brighton, GB
- **LinkedIn® Page:** https://www.linkedin.com/company/coderun-technologies-limited/ (2 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 63% Small-Business, 29% Mid-Market


  ### 22. [Airslip](https://www.g2.com/products/airslip/reviews)
  Airslip simplifies the complexity SMEs face when accessing financial services with real-time financial and performance data. Using commerce, banking and accounting data, the Airslip product provides in-depth insights on businesses to help financial institutions make an informed decision.


  **Average Rating:** 4.1/5.0
  **Total Reviews:** 17

**User Satisfaction Scores:**

- **Quality of Support:** 8.3/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.6/10 (Category avg: 8.7/10)
- **Ease of Use:** 8.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.6/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Airslip](https://www.g2.com/sellers/airslip)
- **Year Founded:** 2020
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 61% Small-Business, 33% Enterprise


  ### 23. [Neudata](https://www.g2.com/products/neudata/reviews)
  Neudata provides independent research and expert consultancy on external data sources and use cases. The company curate's external data from non-traditional sources into a library of data sources. Examples include satellite image data, credit card transaction data and data that’s scraped from websites. Neudata connects data owners with data buyers interested in trialing or buying data. Data owners can use Neudata's free self-listing capabilities to get information about their data product in front of hundreds of qualified data buyers. Neudata also offers one-to-one data buyer and seller matchmaking services to help data owners generate leads. Neudata Consulting helps prospective data vendors validate the value of their data assets and understand the competitive positioning of their data products - enabling them to transform data from a cost centre to a high-margin profitable asset.


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 11

**User Satisfaction Scores:**

- **Quality of Support:** 7.5/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.7/10)
- **Ease of Use:** 9.7/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Neudata Ltd.](https://www.g2.com/sellers/neudata-ltd)
- **Year Founded:** 2016
- **HQ Location:** London, GB
- **Twitter:** @neudatalab (885 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/10453754 (97 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 64% Mid-Market, 27% Enterprise


  ### 24. [Bloom Credit](https://www.g2.com/products/bloom-credit/reviews)
  Bloom Credit helps companies launch lending products, report consumers' payments, and create innovative credit experiences. We do this by providing our clients with the data they need from all three credit bureaus, the expertise they are looking for to launch seamlessly, and the proprietary analytics to supplement credit insights - all delivered through Bloom’s developer-friendly API.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 10.0/10 (Category avg: 8.6/10)
- **Ease of Use:** 10.0/10 (Category avg: 8.8/10)


**Seller Details:**

- **Seller:** [Bloom Credit](https://www.g2.com/sellers/bloom-credit)
- **Year Founded:** 2016
- **HQ Location:** New York, US
- **LinkedIn® Page:** https://www.linkedin.com/company/bloomcredit (43 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Financial Services
  - **Company Size:** 50% Small-Business, 50% Mid-Market


  ### 25. [Productfy](https://www.g2.com/products/productfy/reviews)
  Finally, a Unified API, Operations Dashboard, and UI Library, ​All-In-One, to Power Your Financial Application


  **Average Rating:** 4.2/5.0
  **Total Reviews:** 10

**User Satisfaction Scores:**

- **Quality of Support:** 7.8/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 6.7/10 (Category avg: 8.7/10)
- **Ease of Use:** 7.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [Productfy](https://www.g2.com/sellers/productfy)
- **Year Founded:** 2018
- **HQ Location:** San Jose, CA
- **Twitter:** @productfy (156 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/18985528 (4 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 70% Small-Business, 20% Mid-Market




## Parent Category

[Financial Services Software](https://www.g2.com/categories/financial-services)



## Related Categories

- [Unified APIs Software](https://www.g2.com/categories/unified-apis)



---

## Buyer Guide

### What You Should Know About Financial Data APIs

### What is Financial Data APIs?

Financial data APIs have become an important part of the financial technology landscape. They link internal data sources and external access to financial data, depending on the type of API and the use case stipulations governing its use. Financial data APIs are helping to fuel the development of financial products as well as streamline operational data-involved processes internally.

Key Benefits of Financial Data APIs

- Improve internal data access
- Catalyze external fintech product development
- Fuel internal product development

### Why Use Financial Data APIs?

Financial data APIs are useful for a variety of reasons. They can improve internal data sharing and operational efficiency, provide an additional source of revenue by charging for external use by partners, and fuel fintech development. Depending on the parameters set regarding developer use of the API in question, the financial institution may benefit handsomely from allowing API access to external developers. Internal developers with API access can provide the institution with new product offerings as well as insights that may inform product development and organizational strategy.

**Internal Data Sharing —** One of the primary reasons to use financial data APIs is for internal sharing of financial data. In a large financial institution, data can become very siloed and difficult to access for those not working directly with it on a daily basis. Financial APIs open up access to those data sources, helping to improve transparency and allow easier internal data sharing.

**Partner Integrations —** Another reason to use financial data APIs is to strengthen partner integrations with a financial institution. Giving partners access to valuable data sources strengthens the connection between products.

**Internal Product Development —** Financial data APIs can help fuel internal product teams’ development processes. They can leverage the data accessed via the API to drive the creation of new products.

### Who Uses Financial Data APIs?

Financial services institutions of all shapes and sizes use financial data APIs.

**Fintech Companies —** Fintechs make good use of financial data APIs. They are increasingly leveraging access to these valuable data sets to inform product decisions.

**Financial Institutions —** Traditional financial companies are using financial data APIs to create products, share data internally, and fuel partner integrations. As the institutions with the largest financial datasets, the opening of those datasets to the world at large (with obvious privacy and data sharing restrictions in place) is key to enhancing the fintech product landscape.

### Kinds of Financial Data APIs

There are three types of APIs in the finance industry: internal APIs, private APIs, and open APIs.

**Internal APIs —** Internal APIs are used by individuals, usually developers, within an organization. These APIs are designed to share various internal data sources across the organization. The goal of leveraging these APIs is to increase operational efficiency and improve processes by streamlining internal data access.

**Private APIs —** Private APIs are limited-use APIs for financial institutions’ business partners to tighten up partner integrations. Financial institutions can monetize the use of these APIs and often leverage their use to enhance security across partnerships.

**Open APIs —** Open APIs are used to share financial data with a wide range of potential users. These APIs often limit the amount and type of information that is accessible, and the API creator often vets users prior to granting them access. However, these APIs drive product and application creation by developers who use the data accessed by the API to shape their product.

### Financial Data APIs Features

Financial data APIs often include, but are not limited to, the following features:

**Data Syncing —** Syncs data across multiple applications.

**Live Feed —** Provides live data input from source to application.

**Open Interface —** Allows external connections once properly vetted.

### Trends Related to Financial Data APIs

The concept of open banking has given way to more discussion of financial data APIs and potential use cases in the financial services world.

**Open Banking —** Open banking is the concept of increasing data sharing between financial institutions and fintech companies. This concept, European in origin, has been codified by the Payment Services Directive 2.0 (PSD2) and is designed to increase competition, lower prices, and increase the amount of financial products on the market. Open banking necessitates the creation of public APIs and is fueling their increased use throughout the finance world.

**Rise of Fintech —** The rise of technology in financial services has spurred numerous fintech companies to seek out new opportunities to offer financial products for both consumers and businesses. Fintechs are leveraging public APIs to access the data sets of traditional financial institutions and either create new products or connect their products to the fintechs’ own.

### Potential Issues with Financial Data APIs

**Security —** Data security is paramount these days. API creators have to ensure there are strong security features built in and that the right data is only accessible to the right people.

**Data Sharing Policy —** APIs must navigate the constantly shifting regulatory landscape that governs data sharing. As more personal data than ever before is housed by the various companies we provide with that data, developers have to ensure that the data they are sharing is legally and properly shared. Privacy is a large concern, so financial data APIs must be designed with that in mind.

### Software and Services Related to Financial Data APIs

Financial services software is the general umbrella under which financial data APIs fall, and if used properly, they have the capability to impact nearly every subcategory of software that falls within the financial services vertical.

[**Investment Portfolio Management Software**](https://www.g2.com/categories/investment-portfolio-management) **—** Investment portfolio management software can leverage APIs to connect to financial data sources for real-time trading-related information.

[**Digital Banking Platforms**](https://www.g2.com/categories/digital-banking-platforms) **—** Digital banking platforms can use financial data APIs to strengthen their ability to provide robust product offerings.

[**Financial Risk Management Software**](https://www.g2.com/categories/financial-risk-management) **—** Financial risk management software can use financial data APIs to inform risk analysis models.